Month: September 2024

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creatin...

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Bee Ingram

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creating engaging and effective messaging that aligns with the brand’s voice and strategy.

Perhaps you’ve got the pottery bug. Maybe you’ve spent one too many nights binge-watching The Great Pottery Throw Down, or perhaps your friends won’t stop gushing over the handmade mug you’ve given them. Now you’re thinking, “Could I actually make a living out of this?”

You absolutely can turn your passion for pottery into a profitable business. In fact, depending on your skill level, creativity, and marketing efforts, pottery can become a rewarding career with potential earnings ranging from £20,000 to £50,000 or more annually. But before you quit your day job and invest in a kiln, it’s important to understand what it takes to start your own pottery and ceramics business. From honing your craft and understanding the market to setting up your studio and selling your work, let’s run through the essential steps to get started on this creative venture.

Is a pottery business profitable?

First things first, let’s talk money. Can you turn those lumps of clay to gold? The profitability of a pottery business depends on a few things:

Market Demand

The good news is that people love handmade stuff. There’s something special about owning a piece of art that was crafted with care, rather than churned out by a machine. There’s a growing market for bespoke, artisanal pottery. Whether it’s rustic tableware, quirky plant pots, or beautiful decorative pieces, there’s a niche out there for everyone.

Niche Markets

Speaking of niches, finding yours can be key to making your business profitable. Do you fancy making functional wares like bowls and mugs? Or are you more into the art side of things, creating statement pieces that are as much about form as function?

Maybe you want to cater to special events, offering personalised pottery for weddings or parties. The possibilities are endless, and finding your unique selling point (or USP) can really set you apart.

Profit Margins

Now, onto the nitty-gritty. How much can you actually make? Well, profit margins in pottery can be decent, but it’s not a get-rich-quick scheme. Pricing your work involves balancing the cost of materials, time spent crafting each piece, and what customers are willing to pay.

A bespoke, handmade mug might sell for £20-£30, but it’s important to remember that your costs (clay, glaze, kiln firing) and your time (don’t undervalue yourself!) need to be factored in.

Before you can start making money, you’ll need to spend a bit. But how much exactly? Let’s break it down.

Initial Investment

Starting a pottery business isn’t as cheap as picking up a set of watercolours and a sketchpad, but it’s also not wildly expensive.

Equipment

The big-ticket items here are your kiln and pottery wheel. A decent kiln can set you back anywhere from £500 to £2000, depending on the size and brand. Pottery wheels are a bit more reasonable, with prices ranging from £300 to £1000. Then there are the smaller tools—trimming tools, sponges, brushes—which, thankfully, won’t break the bank.

Materials:

Clay and glaze are your bread and butter. A 12.5kg bag of clay might cost around £10-£20, and glazes can range from £5 to £20 per pot. Don’t forget about other essentials like underglazes, stains, and oxides if you’re feeling fancy.

Studio Setup:

If you’re working from home, setting up a studio is a must. This could be a spare room, a garden shed, or even the garage (just be careful with the mess!). You’ll need to consider ventilation (for your kiln), good lighting, and sturdy work surfaces. Also, factor in any utility costs—electricity for the kiln isn’t free, unfortunately!

Branding and Marketing:

Getting the word out about your business is essential. This might include a website (you can DIY with platforms like Wix or Squarespace), business cards, packaging materials, and some initial marketing efforts (social media ads, anyone?).

Ongoing Costs

Once you’re up and running, you’ll have monthly expenses to cover. This includes replenishing your materials, paying for utilities, and continuing with your marketing efforts. Make sure you budget for these, so you’re not caught off guard!

Funding Options

If you’re staring at these numbers and thinking, “Yikes!” don’t panic. There are funding options out there. You might qualify for a small business loan, or if you’re really lucky, a grant. Alternatively, many potters start small, funding their business through savings or even a part-time job until things take off.

How much money do potters make?

So, what can you expect to make once you’re up and running? It’s a bit of a “how long is a piece of string” question, but here’s a rough idea.

On average, a full-time potter might make anywhere from £20,000 to £30,000 a year once established. Of course, this varies widely. Some potters do it part-time and make a modest side income, while others go full throttle and build six-figure businesses. It all depends on your goals, your market, and how much time you’re willing to invest.

Step-by-Step Guide: How to Start a Pottery Business

Alright, let’s get into the nuts and bolts of starting your pottery business. Here’s a step-by-step guide to help you get from hobbyist to entrepreneur.

Skill Development

Before you can sell your work, you need to be confident in your craft. If you’re not quite there yet, don’t worry—no one’s born a master potter. There are plenty of resources to help you hone your skills:

Workshops

Local studios often offer classes for all skill levels. Not only will you improve, but you’ll also meet fellow potters who might share some tips and tricks.

Online Course

Platforms like Udemy or Skillshare offer pottery courses you can do from home, at your own pace.

Apprenticeships

If you’re serious about learning, consider finding a local potter to apprentice with. You’ll get hands-on experience and learn the ins and outs of the business.

Business Planning

Once you’ve got the skills, it’s time to start thinking about the business side of things. Writing a business plan might sound dull, but it’s a great way to map out your goals and figure out how to achieve them.

Target Market

Who are you selling to? Are they eco-conscious millennials, rustic home decorators, or someone else entirely? Knowing your audience will help shape your products and marketing.

Competition Analysis

Take a look at what other potters are doing, especially those who are successful. What can you learn from them? How can you differentiate your products?

Financial Projections

This sounds fancy, but it’s basically about making sure you can make more money than you spend. Outline your expected costs and potential revenue to ensure your business is viable.

Setting Up Your Studio

Where will you create your masterpieces? If you’re lucky enough to have the space, setting up a home studio can save you money on rent. Just make sure it’s a space where you feel inspired and can work comfortably.

Location

Whether it’s a spare room, garage, or a purpose-built shed, your studio should be a place where you can focus. Good ventilation is important, especially if you’re firing a kiln.

Equipment and Supplies

Make a list of everything you’ll need, from the big stuff (kiln, wheel) to the little things (trimming tools, glazes). It might seem like a lot, but you can always start small and build up your inventory as you go.

Health and Safety

Pottery can be messy, and some materials (like glazes) can be hazardous if not handled properly. Make sure you’re aware of the risks and take the necessary precautions—wear a mask when mixing glazes, keep your workspace clean, and don’t forget to wash your hands!

Product Development

Now comes the fun part—deciding what to make! Think about what you enjoy creating and what people might want to buy.

Unique Selling Point (USP)

What makes your work stand out? Maybe it’s your intricate designs, your eco-friendly materials, or your signature glaze colours. Whatever it is, highlight it in your marketing.

Product Range

Start with a few core items that you can perfect. As you grow, you can expand your range based on customer feedback and your own creativity.

Pricing

Setting prices can be tricky. You want to cover your costs and make a profit, but you also need to be competitive. Don’t be afraid to experiment with different pricing strategies.

Branding and Marketing

This is where your business comes to life. Your brand is more than just a logo—it’s the story you tell about your pottery and the way you connect with your customers.

Brand Identity

Choose a name that reflects your style and the type of pottery you make. Your logo, packaging, and even the way you communicate online should all reinforce your brand’s personality.

Online Presence

In today’s world, having an online presence is non-negotiable. A simple website with an online store is a great start, but don’t overlook social media. Instagram is particularly popular for pottery, where you can share your process, behind-the-scenes shots, and finished pieces.

Marketing Strategies

Think about how you’ll reach your customers. Craft fairs and markets are great for in-person sales, while social media ads can help you reach a wider audience online. Don’t be shy—tell your story and show off your work!

Legal Considerations and Regulations

We can’t avoid it—legal stuff is a part of any business. But don’t worry, it’s not as scary as it sounds.

Licensing and Permits

You’ll need to make sure you have the necessary licenses and permits to operate your pottery business in the UK. This could include registering your business, getting planning permission if you’re working from home, and possibly obtaining a business license. It’s a good idea to check with your local council to see what’s required.

Insurance

Insurance might not be the most exciting topic, but it’s important. At the very least, you’ll want public liability insurance (in case a customer claims for injury tripping at your premises) and product liability insurance (in case someone gets injured using one of your pieces). You might also consider insurance for your equipment and stock.

Health and Safety Compliance

Keeping your studio safe is a must. Make sure you follow health and safety guidelines, especially if you’re working with potentially hazardous materials like glazes. Ensure good ventilation, keep your workspace clean, and store materials safely. And don’t forget to provide proper instructions for customers, especially if they’re working with sharp tools or heavy items.

Get Crafters Insurance with Protectivity

There are things you can do to minimise the start-up costs for any craft business. This includes having the right craft insurance to cover you in the event that incidents may occur. This way, you can lessen the potential financial impact that could threaten your operation.

Protectivity’s Craft Insurance offers Public Liability cover, designed for accidental damage to customers or third parties, and Employers’ Liability, for any staff you may employ. Our Products Liability extension has been created for claims around third-party products, or opt for Equipment and Stock Cover for loss, damage or theft.

Read more and get a personalised quote today. If you need help with anything, our friendly team can answer any queries you may have.

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*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date.

Last updated by

09:40:38 GMT • 11 November 2024

Bee Ingram

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creating engaging and effective messaging that aligns with the brand’s voice and strategy.

What is the difference between Counselling and Psychotherapy?

Bee Ingram

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creating engaging and effective messaging that aligns with the brand’s voice and strategy.

25 September 2024

•

8 mins read

Contributors

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creatin...

Get counselling insurance from Protectivity

Bee Ingram

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creating engaging and effective messaging that aligns with the brand’s voice and strategy.

Mental health is an increasingly important focus in today’s world, and as awareness grows, so does the demand for professionals who can help others navigate life’s emotional and psychological challenges. Whether you’re a psychology student looking to specialise or someone considering a career in mental health, understanding the differences between counselling and psychotherapy is crucial.

In this blog, we’ll explore these differences, clarify some misconceptions, and explain the roles of various professionals in the field.

What is counselling and what is psychotherapy?

First, let’s start by defining these two terms, as they often get used interchangeably, though they serve different purposes.

What is counselling?

Counselling is typically a short-term, solution-focused form of support. It’s about helping people with specific, often present-day issues. Whether someone is dealing with grief, stress at work, a relationship breakdown, or life changes, counselling provides a safe space to explore these challenges and find coping strategies.

Counsellors focus on helping clients to manage their current difficulties and emotions, offering guidance and support in a structured way. They don’t usually delve too deeply into past trauma or complex psychological patterns. The aim is to assist the client in resolving the immediate problem and building resilience.

Think of counselling as a bit like coaching for your mental health—it’s goal-oriented and practical, helping people gain skills and strategies for navigating life’s hurdles.

What is psychotherapy?

Psychotherapy, on the other hand, tends to be more in-depth and long-term. It focuses not just on the symptoms of psychological distress but on the root causes. Psychotherapy often involves exploring past experiences, unconscious thoughts, and patterns of behaviour that may be contributing to present difficulties.

Psychotherapists work with a wide range of mental health conditions, such as depression, trauma, personality disorders, and deep-seated emotional issues. While counselling may help you figure out how to cope with stress at work, psychotherapy might help you understand why you’ve always struggled with anxiety in work environments in the first place.

It’s a reflective, exploratory process that looks at both the ‘what’ and the ‘why’ behind someone’s behaviour and emotions.

What is the main difference between counselling and psychotherapy?

Now that we’ve established what counselling and psychotherapy are, what’s the key difference? While both provide valuable support, they differ in several important ways.

Time frame

Counselling is generally short to medium term. It’s designed to be a temporary intervention that helps someone through a rough patch.

Psychotherapy, however, can continue for years, depending on the complexity of the issues involved. It’s not unusual for people to engage in psychotherapy for extended periods as they work through deeper emotional layers.

Depth of Work

Counselling focuses on specific problems—stress management, bereavement, or improving communication, for example. It’s about finding practical solutions for these challenges.

Psychotherapy is more about long-term emotional health. It dives deeper, exploring unconscious beliefs, childhood experiences, and long-standing patterns that affect behaviour and feelings.

Approach

Counselling is usually more structured and goal oriented. You might have a set number of sessions and a clear focus from the beginning.

Psychotherapy is less structured and more open-ended. There’s a lot of reflection and exploration, which takes time to unfold.

Qualifications and Training

Psychotherapists generally have more extensive training than counsellors. Their education might include a range of therapeutic techniques like cognitive-behavioural therapy (CBT), psychodynamic therapy, or existential therapy.

While counsellors also undergo training, psychotherapy often requires more years of education and clinical experience, especially for those working with complex mental health issues.

Psychotherapy vs. Counselling: Key areas of difference

Approach and techniques

Counsellors use practical and structured approaches, often focusing on specific techniques that can help clients manage day-to-day challenges. Psychotherapists, on the other hand, use more reflective techniques that help clients explore deeper emotional issues, often taking an exploratory and non-directive approach.

Types of issues addressed

Counselling typically deals with issues such as anxiety, stress, grief, and relationship problems. Psychotherapy is used for more complex conditions like depression, trauma, and personality disorders, focusing on the underlying causes.

Relationship with the client

Counsellors build a supportive relationship where clients feel listened to and understood. Psychotherapists, however, often engage in a deeper, more intensive therapeutic alliance, exploring emotional dynamics in greater detail.

Duration of treatment

Counselling is usually brief, with sessions running over a few weeks or months. Psychotherapy, by contrast, can extend for years, especially when addressing deep-rooted psychological problems.

Can a counsellor call themselves a psychotherapist?

This is where things can get a little tricky. Legally, a counsellor cannot simply call themselves a psychotherapist without the necessary qualifications and licensing. In the UK, the terms aren’t strictly regulated, but professional bodies, such as the British Association for Counselling and Psychotherapy (BACP) or the UK Council for Psychotherapy (UKCP), have clear distinctions between the two.

Psychotherapists typically undergo more rigorous and lengthy training, often at postgraduate level. Their work requires a higher level of clinical experience and supervision. A counsellor who wishes to become a psychotherapist would usually need to complete additional training and meet the professional requirements.

It’s important for professionals to use the correct titles, not just for legal reasons, but to ensure clients know what kind of support they’re getting. Psychotherapy often involves more complex and sensitive work, and it’s vital that practitioners are properly qualified.

Psychology & therapy roles explained

To give you a clearer picture of where counselling and psychotherapy sit within the mental health field, here’s a quick guide to some of the roles you might encounter.

Psychologist

Psychologists are trained in understanding human behaviour and mental processes. Some psychologists work in therapy, but many are more focused on research, assessments, or teaching. Clinical psychologists are qualified to provide therapy, often working with more severe mental health conditions.

Counsellor

Counsellors help clients with specific problems, providing emotional support and practical advice. They require relevant qualifications but usually don’t have the extensive training needed for psychotherapy. Their role is often to help people navigate short-term challenges rather than deep psychological issues.

Psychotherapist

Psychotherapists deal with long-term emotional issues, working with people who may have complex mental health conditions. Their role is to explore the root causes of psychological distress, often over a long period of time.

Psychiatrist

Psychiatrists are medical doctors who specialise in mental health. They can diagnose mental health conditions and prescribe medication, something counsellors, psychologists, and psychotherapists cannot do.

Which path should you choose?

If you’re a psychology student or someone interested in entering the mental health field, you might be wondering which path to pursue.

Counselling is a great option if you’re interested in helping people solve practical problems, offering support for life challenges, and working in a short-term capacity.

Psychotherapy, however, is a better fit if you want to explore deeper psychological work, help people with complex mental health conditions, and build long-term therapeutic relationships.

Both paths require commitment and empathy, but psychotherapy usually involves more extensive training and a greater focus on long-term emotional health. It’s important to consider your interests, how much training you’re willing to undertake, and what kind of work you find most rewarding.

Additional resources for therapists

Professional Bodies

Visit the British Association for Counselling and Psychotherapy (BACP) and the UK Council for Psychotherapy (UKCP) for guidance on qualifications and training.

Courses

Consider introductory courses in counselling or psychotherapy to help you decide which path to pursue.

The Open University – Counselling Diploma

Starting your own practice

Read our blog on – Starting a Counselling Business

Get Counselling Insurance from Protectivity

Both roles play a vital role in supporting mental health, and your decision to specialise in either will depend on your personal interests, the level of training you’re willing to commit to, and the kind of work you find fulfilling.

As additional support, it’s important that you have an appropriate insurance policy in place, suitable for qualified counsellors or psychotherapists. This not only safeguards you from potential costly claims but also provides your clients with reassurance that you are operating a credible service.

At Protectivity our Counselling Insurance policy will provide cover for both professions including, Public Liability cover in the event of a client getting injured or their property damaged. You may also need professional indemnity cover if a client pursues legal charges against you for providing negligent advice. Additionally, if you own business equipment, you can cover it against damage, loss or theft.

Our insurance for Counsellors and Psychotherapists starts from £3.14 a month. Find out more and request a quote online.

Get Counselling Insurance from Protectivity

Last updated by

09:40:39 GMT • 11 November 2024

Bee Ingram

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creating engaging and effective messaging that aligns with the brand’s voice and strategy.

How much do plasterers earn?

Bee Ingram

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creating engaging and effective messaging that aligns with the brand’s voice and strategy.

18 September 2024

•

9 mins read

Contributors

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creatin...

Get plasterers insurance from Protectivity

Bee Ingram

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creating engaging and effective messaging that aligns with the brand’s voice and strategy.

So, you’re thinking about becoming a plasterer? It’s a skilled trade that’s always in demand, and there’s something undeniably satisfying about taking a rough surface and turning it into something smooth and pristine.

But before you commit, you probably want to know, “How much do plasterers actually earn?” Let’s explore the potential earnings, the factors that can influence your income, and how you can make the most of a career in plastering.

Overview of Plastering

What is Plastering?

Plastering is the craft of applying a smooth or decorative coating to walls and ceilings. It’s an essential part of the construction and renovation process, ensuring that surfaces are not only functional but also visually appealing.

Whether it’s skimming a wall to create a smooth finish, applying decorative textures, or restoring historical plasterwork, plasterers play a key role in the look and feel of a building’s interior and exterior.

Skills Required to Become a Plasterer

Becoming a plasterer isn’t just about applying plaster and hoping for the best. It requires a keen eye for detail, strong manual dexterity, and physical endurance. Plasterers often work in challenging conditions, from tight spaces to high ceilings, and need to maintain precision in their work. If you have a steady hand, a good sense of spatial awareness, and the patience to perfect your technique, you’ll be well on your way.

Starting a Career in Plastering

How to Get Started

To start a career in plastering, the best route is often through an apprenticeship. This allows you to learn the trade under the guidance of an experienced plasterer while earning a wage.

Apprenticeships typically cover the essential techniques and tools of the trade, giving you hands-on experience that’s invaluable. Alternatively, there are training courses available that provide the basic skills needed to get started, although practical experience is always key.

Tools and Equipment

Every plasterer needs a reliable set of tools. Essential items include a trowel, a hawk, a mixing bucket, and a spirit level. These tools are the backbone of your work, so investing in quality equipment is crucial.

While the initial costs can add up, these tools are long-term investments that will serve you throughout your career. Starting with the right tools can make all the difference in the quality of your work.

Understanding earnings as a plasterer

Average Earnings

How much do plasterers earn a year?

When it comes to earnings, a plasterer’s income can vary depending on experience, location, and the type of work they do. In the UK, an entry-level plasterer might earn between £18,000 and £22,000 annually.

As you gain experience and your skills improve, your earnings can rise to between £25,000 and £35,000 per year. Experienced plasterers who have built a strong reputation can earn £40,000 or more, especially if they take on specialist or high-demand work.

How much do plasterers earn per day?

Plasterers typically earn between £100 and £200 per day, depending on their experience and the region they work in.

How much do plasterers earn a week?

On average, plasterers can expect to earn between £500 and £1,000 per week, depending on their workload and hourly or project-based rates.

Hourly Rates vs. Project-Based Pricing

Plasterers can charge either by the hour, by the day or by the project. Hourly rates typically range from £12 to £20, depending on your location and expertise.

Charging by the project can be more lucrative but also requires careful estimation to ensure the job is profitable. Project-based pricing is often preferred for larger jobs, but it’s important to accurately assess the time and materials required to avoid any unpleasant surprises.

How much do self-employed plasterers earn?

Self-employed plasterers can earn anywhere from £25,000 to £50,000 per year, with top earners exceeding £50,000, depending on the volume of work and their business reputation.

Factors Affecting Earnings

Several factors can influence your earnings as a plasterer. Location plays a significant role, with higher wages often found in cities like London where the cost of living is higher.

Your level of experience and the quality of your work will also impact how much you can charge. Additionally, the type of plastering you specialise in—whether it’s standard wall skimming or more intricate decorative work—can affect your rates.

Specialising for higher earnings

High-Demand plastering specialisms

To increase your earning potential, consider specialising in areas that are in high demand. Decorative plastering, for example, can command higher fees due to the skill and precision required.

Restoration work is another niche that can be particularly lucrative, especially when working on historical buildings where maintaining authenticity is crucial. By honing your skills in these areas, you can differentiate yourself from other plasterers and charge a premium for your expertise.

Certifications and Advanced Training

Pursuing additional certifications and advanced training can also boost your earnings. Qualifications such as an NVQ in Plastering can enhance your credibility and make you more attractive to potential clients.

Advanced courses that teach specialist techniques or new materials can further expand your skill set, allowing you to take on more complex and higher-paying jobs.

Starting a Plastering Business

Pros and Cons of Starting Your Own Business

Starting your own plastering business offers the potential for higher earnings and greater control over your work. As a business owner, you can set your own rates, choose your clients, and build a reputation that reflects your personal standards of quality.

However, running a business also comes with challenges, such as managing finances, marketing your services, and handling administrative tasks. It’s important to weigh these factors carefully before making the leap.

Steps to Start a Plastering Business

If you’re ready to start your own business, the first step is to create a solid business plan. This should include your financial goals, target market, and strategies for attracting clients. You’ll need to register your business, obtain the necessary insurance, and decide on a legal structure—whether as a sole trader or a limited company. Marketing is also crucial; building an online presence and networking with other tradespeople can help you establish a client base.

Earnings Potential as a Business Owner

As a business owner, your earning potential is closely tied to the success of your business. With a strong reputation and a steady stream of clients, you could see your income surpass £50,000 per year. However, it’s important to manage your business expenses carefully and reinvest in your business to ensure long-term growth and profitability.

Tips for maximising earnings

Building a Strong Reputation

In the plastering industry, reputation is everything. High-quality work and excellent customer service will set you apart from competitors and lead to repeat business and referrals. Always strive to meet or exceed your clients’ expectations, and don’t underestimate the power of word-of-mouth recommendations. A solid reputation will not only increase your earnings but also provide job security.

Expanding Your Skill Set

Continuing to develop your skills is key to maximising your earnings. Learning new plastering techniques or branching out into related services, such as painting or drywall installation, can open up additional revenue streams. The more versatile you are, the more valuable you become to clients, allowing you to command higher fees for your services.

Effective Marketing Strategies

Effective marketing is essential for growing your plastering business. Building a professional website, maintaining an active presence on social media, and using online platforms to showcase your work can help attract new clients. Networking with other tradespeople and contractors can also lead to job opportunities. Consistent, strategic marketing will ensure a steady flow of work and help you achieve your financial goals.

Future of the Plastering Industry

Trends and Opportunities

The plastering industry is constantly evolving, with new materials, techniques, and trends emerging regularly. Staying informed about these changes can help you stay competitive and identify new opportunities. For example, there is growing interest in sustainable and eco-friendly building practices, which could create demand for plasterers who are skilled in using environmentally friendly materials. Additionally, as more people invest in restoring older properties, the demand for skilled plasterers in restoration work is likely to grow.

Challenges and How to Overcome Them

While the plastering industry offers many opportunities, it also presents challenges. Economic fluctuations can impact the demand for plastering services, and competition can be fierce. To overcome these challenges, it’s important to stay adaptable, continuously improve your skills, and maintain a strong network of contacts. By staying proactive and responsive to industry changes, you can ensure your business remains resilient and profitable.

Get Plastering Insurance from Protectivity

If you’re working for an employer, then you’ll normally be covered by whatever insurance provision they have in place. But if you’re working on a self-employed basis or running your own plastering business where you’re employing other people, then having your own cover in place is a must. If something goes wrong, the financial implications can be severe, which is why having the correct tradesman liability insurance is essential.

At Protectivity, we specialise in providing plasterers insurance to trades people just like you. Our cover includes up to £5 million of public liability cover, employers’ liability if you hire other people, and the option for commercial legal protection in case you need support in this area.

Find out more about our affordable policies, excellent claims handling, and monthly payment options when you request a quote today.

*All rates listed are approximate, so it is suggested you do your research and consider what is most applicable to your own situation before setting prices.

Get Plasterers Insurance from Protectivity

Last updated by

09:46:16 GMT • 14 November 2024

Bee Ingram

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creating engaging and effective messaging that aligns with the brand’s voice and strategy.

How much does it cost to employ someone for a small business?

Bee Ingram

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creating engaging and effective messaging that aligns with the brand’s voice and strategy.

11 September 2024

•

9 mins read

Contributors

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creatin...

Get small business insurance from Protectivity

Bee Ingram

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creating engaging and effective messaging that aligns with the brand’s voice and strategy.

Hiring staff is an exciting milestone for any small business, but it’s important to go into it with your eyes wide open. The costs can add up quickly, but by understanding what to expect and planning accordingly, you can make smart decisions that will benefit your business in the long run.

Hiring staff is a big step for any small business, and understanding the costs involved is crucial. It’s not just about the salary; there are several other expenses to consider that can add up quickly. Whether you’re expanding your team or bringing in your first employee, let’s break down the costs so you can budget smartly and avoid any nasty surprises down the road.

What are the main costs to employ someone in the UK?

When we talk about the cost of employing someone, most people think about the salary or hourly wage, but that’s just the tip of the iceberg. The true cost of employment includes a lot more than just what you’re paying your employee directly.

Tax, Pension, NI

First off, there’s National Insurance contributions (NICs). As an employer, you’re responsible for paying a percentage of your employee’s earnings to HMRC. For the 2023/24 tax year, that’s 13.8% on earnings above £9,100 per year. Then, there’s the pension. Thanks to auto-enrolment, you’ll need to contribute at least 3% of your employee’s earnings into their pension pot if they’re eligible.

Incentives

Don’t forget about the costs of providing any benefits. Things like private health insurance, company cars, or bonuses can significantly increase your costs. Even if you don’t offer lavish perks, simple things like training, equipment, and office space (if they work on-site) are all part of the employment cost. So, when budgeting, remember: the wage is just the beginning!

What is the cost of recruitment?

Now, let’s talk about getting that employee through the door. Recruitment can be a costly affair. The average cost per hire in the UK can vary wildly depending on your industry and how you go about the process.

Recruitment agencies

If you’re using a recruitment agency, you could be looking at a fee that’s anywhere from 10% to 30% of the employee’s first-year salary. For example, if you’re hiring someone on a £30,000 salary, your recruitment costs could range from £3,000 to £9,000 just for the agency fee. That’s before you’ve even paid them their first month’s salary!

In-house recruitment team

If you prefer to handle recruitment in-house, you might save on agency fees, but there are still costs involved. You’ll likely spend money on job adverts, possibly on multiple platforms. There’s also the time cost – if you or your staff are spending hours sifting through CVs, interviewing candidates, and making decisions, that’s time that could have been spent on other important tasks in your business. Plus, don’t forget the cost of background checks and onboarding processes.

What are other employee costs to consider

Hiring someone is a big decision, and the costs don’t stop once you’ve signed the employment contract. There are a few more things to keep in mind to ensure you’re not caught off guard by additional expenses.

Advertising

When hiring new staff promoting your job so people apply is a primary step. This includes the cost of posting job vacancies on various platforms such as job boards, social media channels, and professional networks like LinkedIn. These platforms often charge fees based on the visibility and duration of the posting.

Beyond these direct costs, businesses must also consider investments in employer branding initiatives, to attracting the top talent. Strong employer branding not only helps attract candidates but also reduces time-to-hire and enhances the quality of applicants, leading to long-term savings.

Onboarding and Training

Onboarding new employees involves more than just a welcome pack; it’s a crucial phase that sets the tone for their integration into the company. The costs associated with onboarding programs can include structured induction sessions that introduce new hires to company policies, procedures, and culture. These programs might involve presentations, workshops, and even digital onboarding platforms that require investment. Additionally, successful onboarding often includes pairing new employees with mentors or buddy systems, which, while beneficial, also represent a time investment from existing staff.

As well as onboarding, the initial training is essential to ensure new employees are equipped with the skills and knowledge necessary for their roles. This can encompass in-house training sessions tailored to specific job functions, as well as external courses or certifications that may carry additional fees. The investment in both onboarding and training is critical, as it helps reduce the time it takes for new hires to reach full productivity, ultimately contributing to their long-term success and retention within the company.

Employee Turnover

First, think about employee turnover. If someone leaves, you’ll have to go through the whole recruitment process again, which can be costly. High turnover rates can also affect morale and productivity, which in turn can impact your bottom line. It’s worth investing in good hiring practices and employee retention strategies to minimise these risks.

Streamline hiring process

Also, consider how you can streamline the hiring process to save money. Can you use social media or your existing networks to find candidates instead of paying for job ads? Are there local job fairs or university events where you can meet potential hires without the hefty price tag of a recruitment agency?

Payroll software

You’ll also need to think about things like payroll software, which helps you manage your employee payments and tax submissions. While not a massive expense, it’s another cost to factor in. And if you’re offering any extra perks, like train ticket loans or childcare vouchers, those can also add to your overall costs.

Budgeting

Finally, it’s important to budget for the future. As your business grows, your staffing needs will change, and so will your costs. Regularly review your budget to make sure you can afford to bring on new staff when needed, and consider setting aside a contingency fund for unexpected hiring costs.

How much on average does it cost to hire someone?

Adding up all the recruitment expenses, along with the ongoing costs of employment, you might be wondering, “So, what’s the total damage?” On average, hiring someone in the UK can cost anywhere from £3,000 to £15,000, depending on the role, how you recruit, and what kind of perks or benefits you offer.

Let’s break that down a bit more. Say you’ve decided to hire an office manager on a £30,000 salary. You might pay around £5,000 in recruitment costs if you use an agency. Then, factor in NICs (about £3,000) and pension contributions (roughly £900). Plus, you might spend another £1,000 or so on training and equipment. All in all, your initial outlay could be close to £10,000 on top of the salary.

And that’s just the start. Remember, these costs recur annually – you’ll need to budget for things like salary reviews, additional training, and potentially more benefits as your employee’s role grows.

What are legal costs of employing someone?

Employers’ Liability Insurance

We’ve already touched on National Insurance and pension contributions, but there are other expenses to consider too. For example, you’re legally required to have employers’ liability insurance, which covers you in case your employee gets injured or ill because of their work. This can cost anywhere from £40 to £500 per year, depending on the nature of your business.

So, while you don’t literally have to hand over cash just to employ someone, there are several mandatory and optional expenses that mean you’re always paying out more than just the salary.

Take the time to calculate all the costs – not just the salary – and make sure you’re financially prepared for the commitment. After all, your staff are one of your most valuable assets, and investing in them wisely will pay off as your business grows.

National Minimum Wage

Employers must pay at least the national minimum wage (NMW) or national living wage (NLW) depending on the age of the employee. As of April 2024, the rates are:

Apprentices: £5.28 per hour
Under 18: £5.28 per hour
18-20: £7.49 per hour
21-22: £10.18 per hour
23 and over (NLW): £11.01 per hour

Additional Resources for employing someone

If you are unsure of all your obligations, rules and regulations when employing someone it is advisable to seek further advice.

Here are some additional places to seek information:

First time employers – Employing someone for the first time

Employee hire checklist – Step by step to employing someone

Working with self-employed staff – Steps to hire self-employed staff

Get Small Business insurance with Protectivity.

If your business is growing and you’re starting to recruit more staff, taking all these costs into account is an important step. Plus, make sure you have done your research ensuring you comply with laws and regulations. Having employers’ liability is a legal requirement for any business if you hire staff, with fines of up to £2500 per day for failing to comply.

Protectivity’s small business insurance has been specifically created to support you in the event that claims are brought against your business. Public liability is automatically included and protects you if you’re sued by a third party; for example, for an injury or property damage suffered by a client or member of the public. There’s also Employers’ Liability for anyone with a team, ensuring that you’re protected against claims from workers who become injured or ill.

Find out more and get an instant quote suited to your needs.

Get Small Business Insurance from Protectivity

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09:40:39 GMT • 11 November 2024

Bee Ingram

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creating engaging and effective messaging that aligns with the brand’s voice and strategy.

Where to sell custom jewellery

Bee Ingram

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creating engaging and effective messaging that aligns with the brand’s voice and strategy.

4 September 2024

•

15 mins read

Contributors

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creatin...

Get crafters insurance from Protectivity

Bee Ingram

With a focus on producing high-quality, consistent content across multiple platforms, Bee is committed to creating engaging and effective messaging that aligns with the brand’s voice and strategy.

So, you’ve caught the jewellery-making bug, and now your kitchen table is overflowing with beads, wires, and shiny bits of metal—welcome to the club! With the rise of home-based businesses, more and more people in the UK are turning their passion for crafting into profitable jewellery ventures.

But with so many options out there, figuring out where and how to sell your custom pieces can be a bit overwhelming. Don’t worry; you’re not alone! In this blog, we’re going to walk you through the best platforms and strategies to help you shine in the jewellery market.

Whether you’re wondering where to sell, how to price, or what legal hoops you need to jump through, we’ve got the answers to all the burning questions jewellery makers like you often have. Let’s dive in and get those beautiful creations into the hands of eager customers!

Where can I sell my handmade jewellery?

So, you’ve created some beautiful jewellery pieces, and now it’s time to share them with the world! But where do you start? Whether you’re aiming to reach a global audience or just want to make a splash in your local community, there are plenty of places to sell your custom jewellery. Let’s explore your options!

Online Marketplaces

Etsy
If you’re looking to reach an audience that loves all things handmade and unique, Etsy is your go-to platform. It’s practically a treasure trove for jewellery lovers who are on the hunt for something special. The best part? Etsy buyers are already primed to appreciate the time and creativity you’ve put into your pieces. Setting up shop is straightforward, and with the right keywords and stunning photos, your jewellery can find its way to customers who are specifically searching for one-of-a-kind items.

eBay
Now, eBay might not be the first place you think of for handmade goods, but don’t dismiss it too quickly! eBay has a massive audience, which means lots of eyes on your jewellery. Plus, if you enjoy a bit of excitement, eBay’s auction-style listings can add a fun twist to selling your pieces. You never know—your designs might just spark a bidding war!

Amazon Handmade
If you’re looking to sell on a platform with the reach of Amazon but still want to keep that handmade vibe, Amazon Handmade is a great option. It’s similar to Etsy in that it’s geared toward artisans, but with the added bonus of Amazon’s global customer base. This means you can potentially reach millions of customers who are browsing for something unique and handcrafted.

Social Media Platforms

Instagram and Facebook
When it comes to showing off your jewellery, Instagram and Facebook are like your personal runway. These visual platforms are perfect for highlighting the beauty of your creations. You can post photos, share behind-the-scenes stories, and even go live to chat with your followers in real-time. Facebook also offers the option to set up a shop directly on your page, making it easy for your followers to browse and buy.

TikTok
Feeling adventurous? Give TikTok a try! It’s not just for dance challenges—TikTok is a fantastic platform to engage with a younger audience through creative videos. Show off your jewellery-making process, create tutorials, or even host live selling events. The platform’s algorithm can quickly introduce your content to a broad audience, giving you the chance to go viral.

Personal Website

If you’re serious about building your brand, having your own e-commerce site is a must. Platforms like Shopify or Wix make it easy to set up a professional-looking website where you control everything from the layout to the customer experience. The best part? No competition from other sellers right next to your listings, as you’d find on marketplaces. Plus, having your own site builds credibility and gives you the freedom to grow your brand on your terms. It’s your little corner of the internet where customers can get to know your story and fall in love with your jewellery.

Local Markets and Craft Fairs

Sometimes, there’s nothing like good old face-to-face selling. Local markets and craft fairs are fantastic for building a loyal customer base in your community. You get instant feedback, and people can see and touch your jewellery in person, which can be a huge selling point. Plus, these events are a great way to network with other local artisans and even find potential collaborations. And let’s be honest—there’s something incredibly satisfying about watching someone fall in love with your work right before your eyes.

Jewellery Boutiques

If you’re looking to get your jewellery into brick-and-mortar stores, consider partnering with local boutiques and consignment shops. These shops are always on the lookout for unique, handmade pieces that will set them apart from the high street chains. By placing your jewellery in a boutique, you not only gain exposure but also tap into an existing customer base that trusts the shop’s curation.

Laws on selling handmade jewellery in the UK

Before you jump into selling your stunning handmade jewellery, it’s essential to get acquainted with the legal side of things. Here’s a quick rundown of what you need to know to keep everything above board and running smoothly.

Hallmarking Laws

In the UK, if you’re working with precious metals like silver, gold, platinum, or palladium, you need to be aware of hallmarking laws. These laws require any piece over a certain weight (e.g., 7.78 grams for silver) to be hallmarked by an Assay Office. This hallmark is your piece’s stamp of authenticity, proving it’s made of genuine precious metal.

To get your jewellery hallmarked, you’ll need to send it to an Assay Office, where they’ll test the metal and apply the appropriate marks. Not only is this a legal requirement, but it also reassures your customers that they’re buying quality.

Business Registration and Taxes

If you’re selling jewellery regularly, it’s time to register your home-based business with HMRC. This means you’ll need to keep track of your income and expenses, file a Self-Assessment tax return, and potentially register for VAT if your turnover exceeds the threshold (which is currently £85,000).

Even if you’re starting small, it’s important to understand your tax obligations, including income tax and National Insurance. Keeping accurate records from the get-go will save you a lot of headaches down the line!

Health and Safety Regulations

Your workshop should be a safe space, not just for you but also for anyone who might visit or receive your jewellery. This means ensuring your workspace meets health and safety standards—think proper ventilation, secure storage for tools, and safe handling of chemicals.

Also, consider liability issues; for example, if you’re using materials that could cause allergic reactions, like nickel, make sure you’re transparent about it with your customers. You might also want to look into product liability insurance to protect yourself in case of any issues.

Consumer Rights and Returns Policy

Setting up a clear returns policy is key to running a trustworthy business. Under UK law, customers have certain rights on returns and refunds, especially when buying online, including the right to return items within 14 days for a refund.

Make sure your returns policy is easy to find on your website or sales platform, and that it complies with consumer rights laws. This not only protects your customers but also helps build trust and confidence in your brand.

Find out more in our blog on the Laws selling handmade crafts in the UK.

Can you sell handmade jewellery on Vinted?

Vinted is a popular platform originally designed for selling second-hand clothing, but it has since expanded to include a variety of items, including jewellery.

Pros include tapping into Vinted’s large, style-conscious user base, which can be great for selling trendy or fashion-forward jewellery pieces. However, there are some cons to consider—Vinted’s primary focus is on pre-loved items, so handmade jewellery might not get as much visibility as it would on a platform dedicated to artisans. Additionally, the platform’s pricing and listing structure might not be as flexible or supportive for handmade sellers.

Tips to sell custom jewellery

So, you’ve crafted some gorgeous custom jewellery, and now it’s time to get it into the hands of eager customers. But how do you make sure your pieces stand out in the crowded marketplace? Here are some fun and practical tips to help you sell your custom jewellery like a pro!

Understand Your Target Market

First things first, you need to know who you’re selling to. Think of your target market as your jewellery’s biggest fans—they’re the people who will love and appreciate your work the most. Take some time to research who they are, what they value, and where they hang out online. Are they young fashionistas looking for the latest trends, or perhaps brides-to-be searching for that perfect bespoke piece? Understanding your audience helps you tailor your marketing message to speak directly to them. When you know what makes your customers tick, you can create jewellery and content that resonates, making them more likely to hit that “Buy Now” button.

High-Quality Photography and Presentation

Let’s face it, when it comes to selling jewellery online, a picture really is worth a thousand words. High-quality photos are essential because they’re often the first impression customers have of your work. Invest in a good camera or even just a smartphone with a great camera and pay attention to lighting—natural light works wonders for showcasing the true colours and details of your pieces. Try shooting on a clean, neutral background to make your jewellery pop, and don’t forget to capture different angles and close-ups.

But don’t stop there—think about the unboxing experience too. Beautiful packaging can turn a one-time buyer into a repeat customer. Whether it’s a simple, elegant box or a personalised thank-you note, those little touches can make your customers feel special and more likely to recommend your shop to others.

Pricing Strategies

Pricing your jewellery can be tricky—you want to be competitive, but you also need to make a profit (and cover that endless supply of beads and wire you keep ordering!). Start by calculating the cost of your materials and the time it takes to make each piece, then add a reasonable markup. It’s also smart to check out what similar items are selling for to make sure you’re in the right ballpark.

Consider offering discounts, bundles, or limited-time promotions to attract new customers or encourage larger purchases. Just be careful not to undervalue your work—your jewellery is handmade and custom, which makes it special and worth every penny!

For more information check out Pricing your products for profit.

Marketing and Branding

In today’s world, selling isn’t just about the product—it’s about the brand behind it. Your brand is the story you tell through your designs, your packaging, and how you interact with customers.

Take some time to build a strong brand identity that reflects your style and values. Are you all about boho chic, or is your jewellery inspired by vintage elegance? Whatever your vibe, make sure it’s consistent across your website, social media, and packaging.

Protect yourself with craft insurance

We’ve already covered the key UK rules and regulations for selling jewellery, but there’s one more crucial piece of the puzzle—insurance. Insurance might not be the most exciting topic, but it’s an essential consideration that should never be overlooked.

Crafters insurance can provide you with peace of mind by covering your liability if a customer has an issue with your product, such as an allergic reaction, and protecting your equipment and stock against theft, damage, or loss.

Whether you’re selling at local markets or online, having the right insurance in place ensures that your business is safeguarded against unexpected events, allowing you to focus on what you love—creating beautiful jewellery.

Tips to sell custom jewellery

Understand Your Target Market

High-Quality Photography and Presentation

Pricing Strategies

For more information check out Pricing your products for profit.

Marketing and Branding

Protect yourself with craft insurance

Get Craft Fair Insurance with Protectivity

Protecting your handmade jewellery is made much easier with specialist craft insurance. Whether you’re an online seller or heading out to craft fairs, it makes sense to be as prepared as possible for any kind of incident.

Protectivity’s Crafters Insurance is designed to give protection from customer or third-party claims, with Product Liability Insurance for the event of accidental damage to someone else.

Find out more and get an instant quote tailored to the needs of your business. Get in touch if you have any queries at all.

Get Crafters Insurance from Protectivity

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