FAQ Category: Nail Tech Insurance
As a nail technician seeking insurance coverage, you must hold relevant qualifications from industry-recognised course providers. This requirement applies to all insured activities and treatments that you offer in your practice.
It’s important to note that not all types of qualifications are accepted for insurance purposes. Specifically, remote learning qualifications, such as those obtained through internet-based courses, are not recognised under our policy. We believe that hands-on, in-person training is essential for developing the skills necessary to perform nail treatments safely and effectively.
While we don’t typically ask for proof of qualifications when you purchase your policy, it’s crucial to maintain accurate records of your certifications. In the event of a claim, you may be asked to provide evidence of your qualifications. This helps us ensure that all covered treatments were performed by a properly trained professional. Keeping your qualifications up to date and readily accessible can help streamline the claims process if the need arises.
We do not need to see proof of your qualifications for you to be able to take out our insurance. We do, however, require you and any employees to hold the relevant qualifications or certificates for the services you are providing. Please note, that we do not accept qualifications that are obtained by a method of remote learning (e.g. internet-based training courses).
If you need to make a claim on your policy then we may request to see these documents. Should we discover that you are not qualified to carry out the insured activities, we may reject your claim.
Yes. Our policy is designed to cover freelance and mobile nail technicians. Any policy that you take out will cover you and your business, as opposed to a specific address. This means that you’re covered regardless of whether you are working at home, in a client’s home or within a dedicated nail salon.