FAQ Category: One-Off Event Organiser Insurance

Yes, event cancellation is covered under our Event Insurance policy, however please note this is not available for weddings and must be purchased more than 14 days before the event is due to take place.  You can obtain a quick quote on our website for cancellation cover up £10,000, to be covered above this please contact us on 01494 887909.  

No, our Event Insurance policy does not offer any cover for cyber related incidents or data loss.  

You can add up to £50,000 worth of cover, depending on your requirements.

We are only able to provide cover for events taking place within the United Kingdom.

Our policy is designed to cover events organised by UK based individuals and organisations. Therefore, if you are not based in the UK, we are unable to offer cover.

We cannot recommend which level of cover you need for your event, but if you are hiring a space from a Local Authority or another third party we advise you to check with them whether they require a minimum level of Public Liability.

You should take out your One Off Event Insurance policy as early as you can. By purchasing your cover at the earliest opportunity, you are giving yourself the maximum protection against cancellation. If you require cancellation cover, you need to give at least 14 days notice to purchase this cover, you will be unable to buy cancellation cover within 14 days before the start of the event.

If you have anyone working for you, whether they are paid or otherwise, you legally must take out Employers’ Liability. The only exception is if those staff are bona fide sub-contractors with their own Public Liability of at least £2 million.

For your policy’s Cancellation cover to come into effect under the Adverse Weather clause we require either a health and safety official or appropriate emergency authority to certify that it is dangerous or reckless to hold the event. We may require you to provide photographic evidence and Met Office records in the event of a claim under this benefit.

Yes we can offer cover for an event even in the week it is happening. Please note that for any events taking place within fourteen days, there will be no Cancellation Cover.