The UK Food Hygiene Rating System (FHRS) is a valuable tool for both consumers and food businesses, created by the Food Standards Agency (FSA). It promotes transparency, encourages food safety compliance, and helps people make informed decisions about where to eat or purchase food. Businesses have to maintain high standards to achieve and retain a 5-star rating, which is the ultimate mark of excellence in food hygiene and safety.

If you’re wondering how to get a 5-star food hygiene rating, look no further. Here are some tips and advice to help you achieve and sustain a high rating.

 

What does a 5-star hygiene rating mean?

A 5-star hygiene rating is the highest possible rating a catering business can achieve under the FHRS. Here’s what it means for catering businesses in the UK.

Excellent food hygiene and safety

A 5-star rating indicates that the catering business has demonstrated very good food hygiene and safety standards during a thorough inspection, conducted by local authority environmental health officers. It is a clear sign that the establishment has done as much as possible to provide safe and hygienic food to its customers, in a clean environment.

Full compliance with food safety regulations

Businesses with a 5-star rating have shown full compliance with food safety regulations and best practices. This includes maintaining high standards in food handling, preparation, storage, and serving, as well as the cleanliness and maintenance of the premises.

Strong management of food safety

Achieving a 5-star rating reflects a high level of competence and confidence in the management of food safety within the business. This includes proper record-keeping, staff training, and a commitment to maintaining rigorous food safety practices.

Reduced health risks

For customers, a 5-star rating offers reassurance that your catering business poses minimal health risks. Foodborne illnesses and other food-related health issues are less likely to occur in food outlets with such a high rating.

Increased customer trust

A 5-star rating is a powerful marketing tool, as it can build trust and confidence among potential customers. It demonstrates that your business takes food safety seriously and values people’s wellbeing.

A competitive advantage

In a highly competitive market, a 5-star rating sets your catering business apart from competitors. It can attract more customers, boost repeat business, and enhance your professional reputation.

Compliance with the law

Displaying a 5-star rating is not just a matter of prestige; it’s a legal requirement in England and Northern Ireland. Businesses are obliged to display their ratings prominently, making them clearly visible and accessible to the public.  If you’re awarded a rating in the highest end of the scale, you are doing everything possible to follow the law.

There is a slight difference for online food businesses, who still have to comply with legal regulations but aren’t obliged to display their ratings.

Continuous commitment

Maintaining a 5-star rating is an ongoing commitment, so you can’t rest on your laurels. Inspections will take place as frequently as every six months for some businesses deemed high-risk; they could be every few years for others. Businesses must therefore consistently adhere to high food hygiene and safety standards, as ratings can change with subsequent inspections.

Even if you are inspected less regularly, you will still want to do everything possible to keep customers happy and of course, avoid being reported to authorities for low hygiene standards or health incidents. Regular self-audits, staff training, and vigilant management are necessary to sustain this top rating.

 

Understanding the system and processes

Familiarise yourself with the food hygiene rating system, so that you know what you need to do to create a healthy business that also has the best chance of a healthy bottom line. Here’s some key information about the FHRS requirements and how the process works.

Who is rated

The FHRS scheme covers various types of food businesses, including restaurants, cafes, takeaways, pubs, food retailers, and more. It applies to businesses in England, Wales, and Northern Ireland. Scotland has a similar scheme called the Food Hygiene Information Scheme (FHIS).

The rating scale

The FHRS uses a scale from 0 to 5, with 5 being the highest rating (very good) and 0 being the lowest (urgent improvement necessary). The ratings are based on the following criteria:

Hygiene standards

Structural compliance (cleanliness, layout, lighting, and ventilation)

Confidence in management (record-keeping, training, and management of food safety)

Inspection process

Local authority environmental health officers conduct inspections of food businesses to assess their compliance with food safety regulations. These inspections are unannounced, and the frequency may vary depending on the type of business, its history, and the perceived level of risk.

 

Displaying ratings

Food businesses in England and Northern Ireland, with physical premises, are required by law to display their FHRS rating prominently, such as on windows or doors, and at their entry points. In Wales, it is encouraged but not mandatory.

Appeals and re-inspections

If a business disagrees with its rating, it has the right to appeal the decision. Additionally, food businesses that receive a low rating can request a re-inspection after making necessary improvements. Re-inspections allow for the possibility of a better rating.

Access to ratings

Consumers can easily access food hygiene ratings online or through mobile apps, making it convenient to check the rating of a food establishment before dining or buying food. The ratings are also available on the official Food Standards Agency (FSA) website.

Improvement notices and closures

In cases where a business is rated very poorly (0 or 1), local authorities may issue improvement notices or, in extreme cases, close the business if there is an imminent risk to public health. The business can only reopen after addressing the issues identified during the inspection.

 

Does it cost to get a food hygiene rating?

There is no direct cost associated with receiving a Food Hygiene Rating as part of the Food Hygiene Rating Scheme (FHRS). Local authorities carry out inspections and issue ratings to food businesses as part of their statutory responsibilities for food safety. These inspections are typically funded by local government budgets and taxpayers’ money.

It is intended to be a transparent and objective assessment of the establishment’s food safety practices, made available to the public to inform their dining choices. However, investing in food safety and hygiene practices is an essential part of running a responsible and reputable food business.

Additionally, there are some potential indirect costs that a food business may incur as part of the process of getting a good food hygiene rating:

  • Staff training – Food businesses may need to invest in staff training to ensure that employees are knowledgeable about food safety and hygiene practices. While this is not a direct cost associated with the rating itself, it is an essential part of maintaining a good rating.
  • Improvement costs – If your food business receives a low rating (e.g., 0 or 1) and you want to improve it, you may need to invest in necessary improvements to meet food safety standards. These costs can include repairs, equipment upgrades, or changes in procedures.
  • Re-inspection costs – After making improvements following a low rating, businesses can request a re-inspection to potentially improve the rating. While this is not a direct fee, there may be costs associated with implementing changes and preparing for the re-inspection.
  • Training materials – You may choose to purchase food safety training materials for your business, or hire trainers to help educate your staff.

 

How to get a 5-star food hygiene rating

Getting and maintaining a 5-star food hygiene rating is essential for protecting both your customers and your company’s success. Being awarded this rating is an ongoing process requiring dedication, attention to detail, and a strong commitment to food safety. It’s not about reaching an end goal and then relaxing. You’ll have to regularly review and update your practices throughout the life of your business, ensuring the safety and satisfaction of your customers.

Here are the general steps you’ll need to take.

Here are the general steps you’ll need to take.

The quality and uniqueness of your crafts play a significant role in your success. Customers will pay more for well-made, unique, and attractive items, so make your products stand out in terms of design and craftsmanship.

Training and education

When it comes to how to get a food hygiene rating you’re proud of, education is vital. It’s not just you who’ll need to be aware of the system’s requirements, but your team too. Ensure that all your staff members receive appropriate food safety training and certification. This includes knowledge of food hygiene, food handling, and the safe preparation of food. Regularly update and refresh this training to stay current with best practices.

Implement a food safety management system

Develop and maintain a robust food safety management system based on Hazard Analysis and Critical Control Points (HACCP) principles. This system, called an HACCP plan, should identify potential hazards and establish control measures to mitigate them.

Here’s an overview of the steps you’ll need to take in an HACCP plan:

  • Clearly define your offering and its intended use, with any specific characteristics that may impact food safety.
  • Address biological, chemical, and physical risks.
  • Determine critical control points (CCPs), which are points in the process where control can be applied to prevent, eliminate, or reduce a hazard to an acceptable level.
  • Set specific limits to control hazards effectively.
  • Establish monitoring procedures to ensure compliance with critical limits and define corrective actions for deviations.
  • Implement thorough verification processes, maintaining meticulous records.
  • Regularly review and update the HACCP plan, and provide comprehensive training for all employees involved.

Maintain a clean and organised kitchen

Keep your kitchen and food preparation areas clean and well-organised. Regularly clean and sanitise all surfaces, equipment, and utensils. Use colour-coded equipment to prevent cross-contamination.

Personal hygiene

Enforce strict personal hygiene practices for your staff, including proper handwashing, wearing clean uniforms, using gloves when necessary, and not working when ill. Make sure employees know the importance of reporting illnesses.

Temperature control

Monitor and maintain proper temperature controls for food storage, preparation, and cooking. Regularly check and record temperatures, and discard any food that has been stored or cooked at incorrect temperatures.

Food labelling and storage

Ensure that all food items are labelled with their use-by or best-before dates. Store food items correctly to prevent cross-contamination, and arrange items in a way that allows for proper air circulation in refrigerators and freezers.

Allergen awareness

Be diligent in identifying and managing allergens in your menu items. Make sure your team is knowledgeable about allergens and can communicate them to customers accurately.

Pest control

Establish a pest control program to prevent and address any infestations. Regularly inspect your premises for signs of pests and take immediate action to resolve any issues.

Documenting and record-keeping

Maintain comprehensive records of your food safety practices, including temperature logs, cleaning schedules, staff training, and any incidents. This documentation can demonstrate your commitment to food safety during inspections.

Regular inspections and self-audits

Conduct regular self-audits and inspections to identify and correct any potential issues before an official inspection. Address any shortcomings immediately.

Continuous improvement

You’ll need to stay updated with food safety regulations and best practices. Consistently improve your food safety procedures, adapting to changing circumstances and customer demands.

Seek professional advice

Consider consulting with food safety experts or organisations that specialise in food safety and hygiene, for professional guidance and support that will be valuable to your success.

 

Get catering insurance with Protectivity

Protecting your business isn’t just about how to get a hygiene certificate. Beyond the five-star ratings, you can do even more to preserve the life of your company by taking out a suitable catering insurance policy.

Protectivity’s catering insurance is a specialist product designed to give you a range of options suited to your business needs. Our Public Liability cover will protect you against claims that may be brought against you, from accidental injury or damage to clients and belongings. You can also select Employers’ Liability Insurance, which will cover you up to the amount of £10m in compensation if your employees are injured while working. In addition, our Products Liability Insurance gives you protection against claims arising from third-party products or goods.

Read more about our catering insurance and get an online quote in minutes.

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*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Creating calm, atmospheric spaces is a common priority in modern home design, so candles are far more than just sources of light. The right candle can exude comfort, ambience, and style, serving as an extension of the existing decor in any room. This is why starting a candle-making business can be rewarding both creatively and financially.

In this guide, we’ll explore how to start a UK candle business, from selecting unique business names to designing exceptional products and creating effective packaging.

 

Shortlist candle business names

One of the first things you’ll want to do is come up with potential names for your candle business. If you want to make a strong first impression on new customers, it goes without saying that you should call your brand something catchy, unique, and memorable.

Here are some tips for brainstorming candle business names:

Reflect your brand personality: The name needs to mirror the essence of your candles and how you want buyers to feel. Think about the style, scent and brand mission of your product, as well as your target customer.

Check for availability: See which of your candle business name ideas are available. If the one you really like is already in use by another business, you might still be able to use it if they haven’t registered a trademark. If the company hasn’t done the latter but is well-known, that could change things, as you’ll struggle to make yourself known in your own right. If they have registered it, you would be committing trademark infringement to use the same name, so consider alternatives like using a different spelling.

Domain name availability: Securing relevant domain names for your candle business is a smart move. Even if you’re not sure whether you’ll use them, it avoids somebody else registering them for their business at some point in the future. If this happens, it can impact the potential customers you’re able to attract through website traffic.

Test it out: Share your candle business name ideas with friends and family to gauge their reactions. You can gain valuable feedback this way, potentially raising issues or selling points you hadn’t previously considered.

 

Create your business plan

A well-thought-out business plan is a blueprint for your company. It provides a comprehensive overview for investors and helps you clarify your vision, serving as a roadmap to guide you in the various stages of growing your company. It should outline your short-term and long-term goals and help you to identify potential challenges, among other details.

Key components of your business plan need to include:

Business description: Explain the nature and purpose of your candle business.

Market research: Show analysis of your target market, competitors, and customer preferences.

Start-up and operating costs: Estimate your expenses and explain how you plan to fund your business.

Marketing strategy: Detail your plans for promoting and selling your candles.

Financial projections: Create a financial forecast, including income, expenses, and profitability.

 

Calculate your start-up costs

Starting a candle business, like any other venture, requires an initial investment. This can vary widely based on factors like scale, quality and the materials you use. On average, you can expect to invest anywhere from a few hundred to a few thousand pounds in supplies, equipment, and marketing efforts in the first year.

It’s essential to have a detailed understanding of your start-up costs to ensure that your business has the best chance of hitting the ground running. These expenses typically include:

Candle-making supplies: Wax, wicks, fragrance oils, dyes, moulds, and other essential materials.

Equipment: Candle-making equipment like melting pots, thermometers, and pouring pitchers.

Packaging and labelling: Jars, containers, labels, and packaging materials.

Business registration: Costs associated with registering your business and obtaining necessary licenses.

Marketing and promotion: Budget for marketing materials, website development, and advertising.

 

Set up your workspace

Creating a functional, organised workspace is crucial for producing high-quality candles. Whether you’re working from home or a dedicated studio, think about the following:

Safety: Create appropriate ventilation, follow fire safety measures, and use personal protective equipment. Never leave candles unattended while burning, and keep flammable materials away from your workspace.

Organisation: Arrange your supplies, tools, and equipment in an orderly manner to enhance your efficiency as you work.

Ergonomics: Choose comfortable seating and appropriate workstations to reduce strain over extended periods of work.

 

Source your candle-making supplies

The success of your candles largely depends on the materials you use. It’s essential to source high-quality supplies for products that stand out in the market and burn consistently, which is important for customer satisfaction. You can find candle-making supplies in specialised online stores, local craft shops, and wholesale suppliers. Research and compare prices, quality, and shipping options to choose the best suppliers for your needs.

Wax: Options include paraffin, soy, beeswax, and palm wax. Each of these has unique properties and benefits, so do your research.

Wicks: Purchase wicks in your desired size and material, to match your brand aesthetic and identity. If you’re taking a sustainable approach, you can opt for eco-friendly varieties.

Fragrance oils and dyes: Select scents and colours that align with your brand and target audience. Again, you can choose options that fit a green business model, such as vegan-friendly oils.

Moulds and containers: You can have a lot of fun with this one to inject plenty of personality into your brand. Opt for a variety of shapes and sizes to diversify your product range.

 

Hone your candle-making skills

Creating exquisite candles is at the heart of your business. The more you learn and practise, the more confident you’ll become. To excel in this craft, you’ll need to:

Learn different techniques: Spend time mastering methods for various types of designs, such as container candles, pillar candles, and taper candles.

Practice consistently: Like any skill, practice makes perfect when it comes to candle-making. Experiment with different materials and techniques to refine your talents.

Follow protocols: Make sure you’re fully informed on how to avoid accidents and personal injury when working with hot wax and open flames.

 

Design unique candle styles

Setting your candle business apart from the competition largely comes down to the unique designs and styles you offer. They need to both echo your brand and resonate with your market.

Some design considerations include:

Colour palette: Experiment with various colours and combinations to create visually appealing candles. You can go for on-trend hues, stick to classic neutrals or use seasonal colour themes.

Fragrance selection: Offer a diverse range of scents that cater to the preferences of your customers. If it’s something you love, it’s a good sign that others will like it – but again, it’ll be valuable to get others’ opinions too.

Decorative elements: Get creative and incorporate decorative elements like dried flowers, glitter, or unique textures.

Personalisation: An easy way to expand your range and broaden your income sources is by offering the option of customised candles for gifts and special occasions.

 

Choose the right packaging

Packaging is not just about protecting your candles; it’s also a vital element of branding and can elevate your product. The right packaging makes a powerful first impression, enhances your customers’ unboxing experience and conveys the quality of your candles.

Consider the following packaging options:

Container type: Select containers that match your candle style and are heat resistant, whether you choose jars, tins, or other creative options.

Labelling: You’ll want your labels to provide various pieces of essential information, while visually showcasing your brand’s visual identity. Besides the name, this should include ingredients, instructions for use and your brand ethos.

Sustainability: If possible, invest in eco-friendly packaging materials to avoid a harmful global impact. This also makes great business sense, as more and more of today’s consumers place importance on reducing their carbon footprint.

Branding consistency: Your packaging needs to act as an extension of your brand image and messaging.

 

Know the legal consideration

Starting a candle business in the UK involves various legal and regulatory requirements, so these are essential to understand. You can consult with legal and financial professionals to ensure that you meet all the legalities for your candle business, but it’s good to be aware of what they may include:

Business structure: Do your research and decide on the legal structure of your business, whether it’s a sole proprietorship, LLC (Limited Liability Company), or corporation.

Permits and licensing: Get a business licence and look into your local authority’s requirements for candle-selling permits.

Product safety: You’ll need to be compliant with business health and safety regulations and standards, adhering to local and national laws.

Taxes: Understand your tax obligations as a business owner and keep accurate financial records.

 

Market your candle business

Effective marketing is key to attracting customers and growing your candle business. It’s an ongoing effort that helps you to connect with people, engage in an ongoing conversation and get them excited about your offering.

Consider these strategies:

Create a website: Build your online presence with a professional site that showcases your candles and brand. There are plenty of website-building platforms with easy-to-use interfaces, that allow even beginners to create something impressive.

Grow your social media following: Leverage platforms like Instagram, TikTok and Pinterest to share visually appealing candle photos, storytelling videos and other behind-the-scenes content.

Utilise content marketing: Write blogs, guides, and articles about candle care, home decor, and fragrances to suit every mood, to engage and educate your audience.

Use email marketing: Build a mailing list to inform customers about new products, promotions and content, collect feedback and run competitions. Emails are a good way of getting noticed by sitting in people’s inboxes, rather than having your message lost in online noise.

 

Try out different selling methods

The digital age has made it easier than ever to sell candles online. While it opens up a potentially global market for your products, it also requires a dedicated effort and careful attention to detail.

Here are some important points to think about in your planning:

E-commerce platforms: Choose an e-commerce platform like Shopify, WooCommerce, or Etsy to set up your online store.

Professional photography: High-quality product photos are essential for showcasing your candles.

SEO optimisation: Optimise your product listings by including keywords, to increase visibility in search engines.

Secure payment and shipping: Focus on smooth payment processing and reliable shipping methods.

 

Get Crafters Business Insurance with Protectivity

Growing any business takes a lot of focus and a positive mindset. This is why it’s crucial to safeguard your business with the right insurance, so that you can minimise any additional stress and give your full attention to making a success of your brand.

Protectivity’s Crafters Business Insurance is designed to protect you against the unexpected. It can cover you in cases of accidents, liability claims, or damage to your equipment and products. By securing your candle business with crafters insurance, you can do what you do best, creating beautiful candles, with peace of mind.

Find out more about our Crafters Business Insurance and get an instant quote to suit your needs.

Get Crafters Business Insurance with Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Whether you’ve been hairdressing professionally for some time, or are just starting out with hair styling as a career, the leaders in the field are your natural role models. They started out at the bottom, just as everyone does, and they’ve all got their own fascinating stories to tell.

This blog showcases some of the most famous hairdressers and successful hair styling entrepreneurs the world has ever seen. We’ve picked out a selection of legends and pioneers past and present, from both sides of the Atlantic, giving you inspiration and insight on what’s needed to stand out and reach the very top of your profession.

 

Martha Matilda Harper

The reclining shampoo chair is one of the key pieces of salon furniture that you use every day and probably don’t give much thought to. But it was invented by Martha Matilda Harper, one of the very first female entrepreneurs in the hairdressing industry. Born in Canada, she worked as a servant from an early age but gained a recipe for a hair tonic from one of her employers after he died.

In 1888, she used her life savings to open her own hair parlour in New York state, with the tonic at its core, but focusing on customer services and an enjoyable experience for all. So successful was her salon that more than 500 others bearing her name opened on a franchise basis, forming one of the world’s first modern salon chains.

 

Madam C. J. Walker

Madam C. J. Walker is widely regarded as the first self-made female millionaire in America. This fact is even more astounding given that she did so as an African-American in an era when the U.S. was still divided on racial lines in many walks of life.

Madam Walker built her success on the recognition that the characteristics of black people’s hair can differ significantly from other races, and many hair products on the market at the time could be harmful to African-Americans. She created different product formulations that were kinder to those characteristics, and went on to establish her own salon, factory and beauty school. Through the ‘Walker System’, nearly 20,000 women learned how to condition the scalp, promote better hair growth, and become hairdressing businesswomen in their own right.

 

Vidal Sassoon

If you’ve seen a photo of a famous actress from the 1950s and 60s, there’s a fair chance that you’ll be looking at a hairstyle devised by Vidal Sassoon. Having grown up in poverty in Shepherd’s Bush in London, he started as an apprentice hairdresser on the recommendation of his mother, and quickly developed a reputation for innovation.

The short, angular haircuts he provided from his London salon, which opened in 1954, became famous around the world, and he eventually moved to Los Angeles to become a stylist to the stars. Sassoon died in 2012 at the age of 84, but his legacy lives on through an extensive range of haircare products and accessories.

 

Charles Worthington

One of the most sought-after places at which to get a hairdressing appointment in London is at Charles Worthington’s luxurious facility in Covent Garden – and it’s easy to understand why. Along with his team of stylists, he’s been delivering eye-catching hair for models, musicians, film stars and TV personalities alike since the late 1980s. Jodie Kidd, Kim Cattrall and Diana Ross are just three of a long line of celebrities who have turned to Worthington for their styling, and his creativity has helped earn him an MBE. His team are also regularly used as the stylists in residence for the annual BAFTA awards.

 

John Frieda

Next time you work with a client who has particularly curly or frizzy hair, have a look at the label on the bottle of the product you use. More than likely, you’ll be using the Frizz-Ease that John Frieda invented, or one created off the back of it. He started out working at his father’s salon in London, and he quickly started moving in celebrity circles, being married to the singer Lulu for 14 years. He moved to New York in the late 1980s, and it was there that Frizz-Ease, developed in collaboration with Gail Federici, really took off. More than three decades later, his products are used all over the world, and he’s still working with A-listers today.

 

Jen Atkin

If you were to draw up a list of the most influential and popular hair stylists today, then there’s no doubt that Jen Atkin will be right up towards the top of it. Raised in a Mormon community in Utah, she moved to Los Angeles when she was 19 to follow her dreams for a hair and fashion career. Much of her success has been built by her pioneering use of Instagram (where she has 5.3 million followers at the time of writing) to showcase her creations and designs. This has helped her connect with leading stars and models such as Chrissy Teigen and the Kardashians, and become a major source of hair inspiration all over the world.

 

Nicky Clarke

Nicky Clarke is one of the most famous British hair stylists of modern times, and much like Vidal Sassoon before him, his is a real rags-to-riches story. Raised in a London council flat, he started his hair styling career when he was just 16 and built a strong reputation throughout the 1970s and 80s, including a salon partnership with John Frieda. He overcame a heroin addiction to eventually set up his own styling enterprise, which led to him becoming a TV celebrity himself and a regular fixture on various shows. His salon was badly hit by COVID-related restrictions and had to close in 2022, but his four decades of service to the industry have stood the test of time.

 

Ted Gibson

Many of today’s top stylists have come to prominence through appearances on TV reality shows, and Los Angeles-based Ted Gibson is a perfect example of that. If you watch What Not To Wear, then it’s his designs that you’ll be looking at!

His father was an army sergeant, which meant Texas-born Ted grew up on army bases all over the world, and he started out by going to barber school and then studying cosmetology. Working in New York as a stylist, he quickly gained a reputation for great work, as well as for discretion with the celebrity clients that he works with. Angelina Jolie and Anne Hathaway are just two of Ted’s satisfied customers, so it’s no wonder that he charges up to $2000 for a treatment today.

 

Antoine de Paris

If you’ve ever wondered who the world’s very first celebrity stylist was, then the answer is to be found in one of the most stylish cities on the planet: Paris.

Antoine de Paris was actually the name of his salon in the French capital: he was born in Poland under the name Antoni Cierplikowski. Many of his styles in the early years of the 20th century proved to be trend-setters in the city, and he became trusted by some of the most famous women of the time: Coco Chanel, Greta Garbo, Brigitte Bardot, Eleanor Roosevelt, and many more.

After the First World War, his bob cuts blazed a trail among wealthier young women of the time, and he opened a fashionable salon at Saks Fifth Avenue in New York in 1924. And one of his crowning glories (no pun intended!) came in 1937, when he supervised 400 coiffures in a single night ahead of the coronation of King George VI.

 

Get your hairdressing insurance from Protectivity

Every famous hairdresser listed here – and a whole lot more all over the world – have had to work hard to get to where they are today. As well as enjoying a lot of success, many will likely have had to overcome setbacks that you won’t necessarily read about in the media. Bouncing back from disappointment or times of difficulty is one of the most important parts of becoming successful in any line of business, and having good insurance cover in place is a major part of that.

At Protectivity, we provide wide-ranging hairdressing insurance cover for ambitious stylists just like you. If you accidentally injure someone during a styling or treatment; damage their property, or are sued for negligence, we can make sure you aren’t out of pocket. If you run a salon where you employ other people, we can also provide you with employer’s insurance, which is an important legal requirement.

Our hairdressing insurance starts at just a few pounds a month, making it a sound and affordable investment into your future career. Take a closer look at our policies today to find out more.

 

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*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Starting a craft business is an exciting step—whether you’re looking to make a bit of extra cash on the side, launch a home-based venture, or eventually turn your passion into a full-time gig. If you love creating—whether its knitting, jewellery making, woodworking, ceramics, or anything in between—there’s real potential to turn that hobby into a rewarding business.

And you’re not alone. As of early 2025, the UK is home to over 19.5 million crafters and more than 11,000 craft-based businesses. With around 13.3% of adults buying a handmade item in the past year, there’s clearly a growing appreciation for quality, unique, and handmade goods.

But turning your passion into profit takes more than creativity. It’s important to understand the startup costs, legal requirements, and practical steps needed to build something sustainable. The good news? You don’t need a huge budget to get started. Many makers begin small testing the waters through online platforms or local craft fairs before scaling up.

This guide will walk you through the essentials—from how much it might cost to launch your craft business, to what licences or registrations you may need, how others are successfully making money from their crafts, and most importantly, how you can start small and grow with confidence.

 

What are essential craft business startup costs?

artisan business

 

Craft business start-up costs can vary based on the scale and nature of your company. However, here’s a general breakdown of key costs to be aware of plus a sensible percentage of how much to allocate from your start up budget.

Essential Startup Costs (Approx. 70–80% of your budget)

These are the non-negotiables—the things you’ll absolutely need to get your craft business off the ground.

Materials and Supplies (25–35%)

This is where most of your budget will likely go. The materials you need will depend on your craft, whether that’s fabric and thread, beads and wire, or wood and paint. Try to buy in bulk or find trade discounts if you can.

Equipment and Tools (15–20%)

You don’t need the fanciest tools, but you do need the right ones for the job. Think sewing machines, power tools, or moulds—whatever helps you create your products efficiently and to a high standard.

Workspace Setup (5–10%)

Whether it’s a spare room, garage, or corner of the kitchen, you’ll need a functional and organised workspace. This might mean a few basic furnishings, lighting, and possibly small upgrades to your space.

Packaging and Shipping (5–10%)

If you plan to sell online or post out orders, you’ll need boxes, bubble wrap, labels, and postage costs. Start small and scale up as orders come in.

Business Registration and Insurance (5–7%)

Get registered properly and consider essential insurance like public and product liability. These costs protect you legally and help you run your business with confidence.

Accounting or Bookkeeping Tools (2–3%)

Even a simple spreadsheet can do at first, but investing in accounting software or light help from a bookkeeper will save you time and stress when tax season rolls around.

Nice-to-Have Startup Costs (Approx. 20–30% of your budget)

Once your essentials are covered, these are great extras to build your brand and grow your customer base.

Marketing and Promotion (5–10%)

Social media is free—but things like a website, business cards, or paid ads can help you look more professional and reach new customers. Don’t overspend early on; start small and test what works.

 

Photography and Branding (5–7%)

Great photos can make your products stand out. If you can afford it, invest in a basic camera or hire a pro for a quick product shoot. A consistent brand look and logo can also help people remember you.

Storage and Inventory Management (3–5%)

As your stock grows, you might need better storage at home or even rent space. At the beginning, though, clear plastic bins and shelves might do the trick.

Travel and Craft Fair Costs (3–5%)

Attending local markets or fairs can be a great way to get noticed. But booths, travel, and accommodation can add up. Start locally or test just a few events to see if they’re worth the investment.

Contingency Fund (Always aim for 5%)

Things will go wrong—orders might be delayed, prices may rise, or a machine might break. Having a small buffer gives you peace of mind and flexibility when unexpected costs pop up.

 

Much of these ‘nice-to-have’ options are things you can do for free so here’s an example of budget allocation for a £2000 startup budget.

Essential Category% of Budget£ AllocationNotes / Examples
Materials & Supplies40%£800Stock up on raw materials specific to your craft (e.g. fabric, wood, beads)
Equipment & Tools25%£500Purchase or upgrade key tools or machinery needed to create your products
Workspace Setup10%£200Set up a functional home workspace (e.g. table, lighting, storage bins)
Packaging & Shipping10%£200Buy packaging materials and cover initial shipping costs
Registration & Insurance10%£200Cover legal registration fees and basic insurance (e.g. public liability)
Accounting / Bookkeeping5%£100Invest in simple accounting software or a consultation with a bookkeeper

 

Do I need a licence to sell crafts in the UK?

When you’re just starting out, one of the first things that might cross your mind is: “Do I need a licence to sell my handmade goodies?” The good news is – in most cases, there’s no specific “craft licence” needed in the UK. But depending on where and what you’re selling, there are a few legal bits to consider.

 

Selling in Public? You Might Need a Licence

Street Trading Licence
Planning to set up a stall on the high street or sell in public spaces? You’ll likely need a

Street Trading Licence from your local council. Rules (and fees) vary, so it’s best to check with them directly before setting up shop.

Market Stall Licence
Fancy selling at a local craft fair or farmers’ market? You might need a Market Stall Licence—this is usually organised through the event team or local authority. It’s often included in your stallholder fee, but always worth confirming upfront.

 

Special Products = Special Rules

Candles, Cosmetics & Edibles
If your crafts involve things like candles, skincare, bath bombs, or edible treats, you’ll need to meet specific safety and labelling regulations. These might require testing or registration, especially for anything going on the skin or in the mouth. Better safe than sorry—check trading standards or gov.uk for guidance.

Alcohol-Based Crafts
Selling anything with alcohol (like homemade infusions or cocktail kits)? You’ll need to explore alcohol licensing laws, which can get quite strict—even for gifts or small batches.

 

What If I’m Selling Online or From Home?

If you’re working from home or running things online (Etsy, Folksy, your own website), you’re unlikely to need any specific local trading licences. However, you still need to make sure your products are safe, properly described, and meet all consumer protection standards.

 

Do I need to register to sell crafts in the UK?

Yes, if you’re making money from your crafts (even as a side hustle), you’ll probably need to register your business with HMRC. It doesn’t have to be complicated—but it does need to be done right.

Here are your main options:

Sole Trader (Most Common)

This is the simplest route and ideal for most small craft businesses. If you’re earning money (over £1,000 per tax year) from your crafts, you’ll need to register as self-employed with HMRC. You’ll need to:

  • Keep track of income and expenses
  • File a Self-Assessment tax returns each year
  • Pay tax and National Insurance (if applicable)

Tip: Many crafters use bookkeeping apps or hire a part-time accountant to help keep things in order.

Limited Company

Looking to scale up or offer extra legal protection? You can register your business as a limited company through Companies House. This comes with more admin and formal reporting—but can be a good fit if you’re planning to grow big or take on contracts.

VAT Registration

VAT only kicks in if your turnover exceeds the current threshold (around £85,000 a year). If that happens—first of all, congratulations! —but also, you’ll need to register for VAT and charge it on your sales. It also means you’ll submit quarterly VAT returns to HMRC.

 

Can you make money from selling crafts in the UK?

Yes – absolutely! People all over the UK are turning their creative talents into real income. From weekend crafters on Etsy to full-time handmade businesses with their own websites, there’s plenty of potential to earn from your craft—if you approach it with care, strategy, and consistency.

Here’s how to give yourself the best shot at turning your passion into profit:

Focus on Quality That Stands Out

  • Well-made, unique items often sell for more
  • Take care with your finishes, details and presentation
  • Think about what makes your product different or memorable

Do Some Market Research

  • Look at what’s already selling well in your niche
  • Explore platforms like Etsy, Not On The High Street, and craft fairs
  • Think about what your audience wants—and how you can offer it differently

Get Your Pricing Right

  • Know your costs (materials, time, packaging, etc.)
  • Build in a fair profit margin to keep your business sustainable
  • Compare your pricing with competitors, but don’t undersell yourself

Important note: If you make more than £1,000 profit per year, you must register as self-employed and declare your income to HMRC. Track everything from the start to avoid penalties later on.

Choose the Right Sales Channels

  • Sell through platforms like Etsy, eBay, Folksy, or your own website
  • Explore local craft fairs and markets to meet customers face to face
  • Use social media to sell directly and grow your visibility

Build a Brand That Feels Like You

  • Develop a consistent visual identity—logo, colours, fonts
  • Keep your tone of voice and customer experience authentic and friendly
  • Share your story and the creative process to build connection and trust

Manage Your Time and Workflow

  • Plan your week and batch similar tasks to save time
  • Stay organised with orders, supplies and packaging
  • Set up systems that keep you focused (especially if you’re juggling a day job too)

Keep an Eye on Your Finances

  • Track your income and expenses from day one
  • Create a simple monthly budget to stay on top of cash flow
  • Avoid overbuying stock or materials until you’re confident in demand

Look After Your Customers

  • Be responsive, polite and professional—especially with queries and complaints
  • Add personal touches where possible (a handwritten note, nice packaging)
  • Encourage reviews and repeat business by offering great service

Stay Compliant

  • Make sure your products meet legal and safety requirements
  • Register your business with HMRC once you’re earning regularly
  • If you’re making candles, cosmetics, food or products for children—check extra regulations

Learn, Adapt and Keep Going

  • Not everything will work straight away—and that’s normal
  • Ask for feedback, test different approaches, and don’t be afraid to change tack
  • Celebrate small wins and keep improving

 

How do I start a small craft business in the UK?

Starting a craft business might sound overwhelming but breaking it down into clear steps makes it much more manageable.

Here’s a practical, no-nonsense checklist to help you get going—from turning your ideas into real products to making those first sales.

Nail Your Craft Niche

☐ What exactly are you making—and why will people want it?
☐ Have you done a bit of market research? (Look at trends, customer needs, competitors.)
☐ Can you describe your ideal customer in a sentence or two?

Draft a Simple Business Plan

☐ Set some goals—monthly sales targets, number of markets, etc.
☐ Outline who you’re selling to and how you’ll reach them
☐ List what you’ll need to spend upfront (materials, tools, website, etc.)
☐ Estimate your monthly running costs and potential profits

It doesn’t need to be fancy—just useful enough to keep you focused.

Register Your Business

☐ Choose your structure (most small crafters start as sole traders)
☐ Register with HMRC as self-employed
☐ Check if you need any licences (e.g. for markets or selling food/cosmetics)

Pick a Business Name & Build Your Brand

☐ Choose a name that fits your vibe—and check it’s not taken
☐ Secure a matching domain name and social handles if possible
☐ Start developing a consistent brand style (logo, colours, tone of voice)

Develop & Test Your Product

☐ Finalise your first batch of products
☐ Make sure your crafts meet all relevant safety and labelling regulations
☐ Try a soft launch—sell to friends, at a small market, or via social media

Set Smart Prices

☐ Know your costs (materials, time, packaging, etc.)
☐ Add a fair profit margin—your time has value!
☐ Check competitor pricing to stay realistic and competitive

Set Up Your Sales Channels

☐ Decide where you’ll sell: Etsy, Folksy, markets, website, Instagram shop
☐ Set up basic online listings with clear photos and descriptions
☐ Think about how you’ll take payments (PayPal, Stripe, card reader, etc.)

Start Spreading the Word

☐ Launch your social media (Instagram, Facebook, TikTok—wherever your people are)
☐ Tell your story—why you craft, what makes your work special
☐ Join local craft groups, forums, or events to network and grow your reach

Get Organised with Admin

☐ Keep receipts and track your income and expenses from day one
☐ Set calendar reminders for tax return deadlines and stock updates
☐ Create basic systems for orders, packaging, and stock control

Learn, Adjust, Repeat

☐ Test what works (and what doesn’t)
☐ Ask for feedback from customers and fellow crafters
☐ Be ready to tweak your products, prices, or marketing as you grow

 

Get Crafters Insurance with Protectivity

There are things you can do to minimise the start-up costs for any craft business. This includes having the right craft insurance to cover you in the event that incidents may occur. This way, you can lessen the potential financial impact that could threaten your operation.

Protectivity’s Craft Insurance offers Public Liability cover, designed for accidental damage to customers or third parties, and Employers’ Liability, for any staff you may employ. Our Products Liability extension has been created for claims around third-party products, or opt for Equipment and Stock Cover for loss, damage or theft. We also offer Craft Fair Insurance, if you need cover for your equipment and supplies at one-off or short-term events.

Read more and get a personalised quote today. If you need help with anything, our friendly team can answer any queries you may have.

Get Crafters Insurance from Protectivity

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

All over the country, countless people just like you are branching out with their own food truck business. From traditional fare like burgers and hot dogs, to the tantalising tastes of Asia and Africa, there’s a booming market for delicious meals and snacks on the go. By setting up your own food truck business, you could work at events or set up in a public place to attract customers – but there’s plenty of planning to do to get yourself up and running.

This guide tells you everything you need to know about starting a food truck business, from equipment and stock to licences and payment, and everything in between.

 

Why should you start a food truck business?

If you’re stuck in a rut with the nine-to-five, and fancy a change of pace towards a job you enjoy, then looking at setting up a food truck might just be the thing for you.

Starting your own food truck business gives you an opportunity to get creative, and to share some of your great recipes with the public. And not only that, you can be your own boss, work where and when you want (within reason!) and work towards making your food truck business exactly how you want it to be.

Couple buying from food van

 

Things to do to set up a food truck business

Getting a food truck business up and running isn’t as simple as rolling up in your vehicle and getting cooking: there’s plenty of planning and preparation required before you can start selling your dishes to the public.

This list covers all the key basics that you’ll need to navigate as you get started. It isn’t an exhaustive list and you don’t necessarily have to approach them all in this order, but all of them need to be considered along the way:

Create your concept

First of all, you should work out exactly what you want to offer and how you present it. A theme and brand for your food truck business is vital if you want to stand out from the crowd. While working this out, you should not only assess the dishes that you’re capable of creating to a high standard, but also the other food trucks that are already operating in your area. If you offer a style of food that’s already well-catered for, you may find it difficult to get enough market share.

Research your marketplace

Once you’ve got a solid concept in place, you can begin to explore the potential locations and customers that you can target. These could be certain positions and parking spots that will give you access to the public; special events like festivals, sporting events or street food fairs where you can get a pitch in exchange for a fee; or private-hire bookings for occasions like weddings or office parties. The mobility of your business means it’s entirely possible to combine all of these at different times.

Develop your menu

Working out the exact details of your menus is an important early step. You’ll not only want to think about dishes that are delicious, but also make sure that you can charge a realistic amount for them and make a decent profit. Also bear in mind that it’s now become customary for food vendors to provide vegetarian and/or vegan options, so it’s worth creating some meat-free ideas if you don’t already have any.

Work out your prep, storage and freshness times

Connected to your menu preparation, you’ll also need to consider the preparation of your food, including what you can do in advance and what you’ll need to do on site after taking an order. This should consider storage, especially if things need to be kept chilled or frozen, and how long items can safely be stored for before they have to be thrown away. These decisions will play a major part in helping you work out the stock you need to buy, and when you need to buy it.

Remember ingredients and allergies

Don’t forget that you’ll need to provide full information about all the ingredients that you use if requested to do so. The legislation around food and potential allergies has been tightened significantly in recent years. As a result, you should make sure you read up on your requirements, and inform customers over any products that might cause an allergic reaction in certain people.

Register your business

With most of your food-related needs sorted out, you can then start to look at more of the business and finance-related details. You should begin by registering your business, once you’ve decided the form it will take. The simplest way to start will be as a sole trader, but you should remember that you’ll be personally liable for any debts you run up. Limited companies come with a bit more complexity, but do give you some extra protection. Read more about small business accounting in our guide here.

Get your funding in place

You may need to get some extra funds in place to get your business up to speed. This may well be the case if you need to source and fit out a vehicle (which will probably be your biggest initial outlay), or you may need support getting equipment, cooking appliances and your initial stock. There are plenty of small business loans and credit facilities available for you to take advantage of, but make sure you don’t sign up to repayment terms that put you under too much pressure.

Ensure you have the right driving licence

Depending on the size of the vehicle you have in mind, you may need an extra class on your driving licence to be legally able to drive it. Start by checking the classes you already have (these are the letters on the back of your photocard), and compare them with your target vehicle. Then look at the costs of any training and testing you may need to make the grade.

Invest in a reliable vehicle

While it’s easy to get swept up in the excitement of getting the perfect vehicle for cooking and food preparation, don’t overlook the importance of its mechanical reliability. Without being able to reliably get to your planned selling locations, your sales and revenue are stopped dead in their tracks. Remember that any deal that looks too good to be true almost certainly is – and if you don’t have automotive expertise, ask a friend for their advice.

Complete your fit-out

Once you’ve got your vehicle, then you can start fitting it out with all the workspace, storage areas and appliances you need. With only a limited amount of space to work with, measurement is the key here. Come up with as precise a plan as you can as to what will go where, and measure any equipment and appliances you need precisely, ideally before buying them. If you buy things that get in the way, don’t fit or that you can’t get into the vehicle, you could be left with a problem that’s very expensive to rectify.

Get the right operating licences

In order to sell your creations, you will need some licences, depending on the nature of your sales. For example, if you’re planning on trading in a public space, then you will need permission from your local council or authority. If you’re going to serve anything alcoholic, then you’ll need an alcohol licence, which you can get for yourself personally rather than for your company. There may be others applicable to you, so seek advice from the authorities about which ones may apply to you.

Forecast your running costs

For any small business, keeping control of cashflow is absolutely paramount. You may find that your income goes through peaks and troughs – you’ll be more likely to make big money at the weekends, and during the warmer months of the year. But you’ll still have overheads to shell out on, from tax, insurance and fuel for your vehicle, to stock, energy and marketing. You should try and predict your expenditure as closely as you can and as far ahead as you can, so that you don’t find yourself short of cash at any point. Planning major purchases well in advance can also help you smooth out your cashflow.

Consider how you’ll serve customers and take payment

Remember the old saying: ‘the first taste is with the eyes’. In your case, that means the presentation of your vehicle and the overall customer experience, especially if you’re in an environment where there are many other competing food trucks around. It’s critical that your food truck looks inviting, has the menu and prices clearly displayed, and has an uncluttered counter so that it’s easy to get served. It’s also important to consider how you’re going to take payment: many food truck operators have shunned the inconvenience of cash and now use mobile card readers as payment devices instead.

Take health, safety and hygiene seriously

There are a number of different risks that come with food trucks, for yourself, your customers, and anyone you employ to work for you. For customers, there is the risk of them becoming ill or (as mentioned above) suffering an allergic reaction, while the confined nature of your working space can heighten the risk of an accident for anyone inside the truck. Make sure you conduct a full risk assessment, and adopt a diligent and proactive approach to food hygiene – getting a top hygiene rating from your local authority can be a big selling point to your customers.

Put good insurance cover in place

Insurance is vital for any business, but for small businesses in particular. A claim against you by a customer who has got ill, or an employee who has got hurt inside your truck, could cost thousands to defend. This can have serious and long-lasting ramifications for your personal finances, especially if you’re operating as a sole trader. Furthermore, most events that host food trucks will require you to have public liability insurance as a condition of attending. For both of these reasons, you should always make sure you have comprehensive insurance cover in place.

Implement your marketing and advertising

By this point in the list, you’re more or less ready to go, and it’s time to start getting your brand, menu and creativity out to a wider audience. Social media is definitely the best place to start, as you can spread your message to large numbers of people for free. You may, however, want to consider paying for some ads on social platforms as a way of getting noticed. But social media isn’t the be-all and end-all: don’t neglect the power of more traditional forms of advertising, like leaflets, posters, newspaper adverts, and an eye-catching blackboard outside your truck when you’re open.

 

Get catering business insurance with Protectivity

Taking all of the steps listed above can give your food truck business the best possible chance of success. However, no business is 100% immune from unforeseen circumstances, and as a small business operator, the financial implications of an unfortunate event can be severe.

That’s why it’s so important to have good insurance in place, such as the catering business insurance that you can get from Protectivity. Our comprehensive cover includes up to £5 million of public liability insurance, up to £10 million of employers’ liability cover if you employ other people, products liability for everything you sell, and the option of commercial legal protection.

Our cover starts from just a few pounds a month, but can give you the confidence and peace of mind to grow your food truck business into something really special. Take a closer look at our catering business insurance today.

Get Catering Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

You may not be surprised to know that barbering has evolved quite a lot over the years. However, it dates back much further than you may realise.

The history of barbershops reflects the shifting attitudes toward grooming, fashion, and masculinity throughout the ages. While the craft itself has changed quite dramatically in many ways, the role of the barbershop as a place for camaraderie and social connection remains an enduring aspect of its cultural significance.

In this guide to barbering’s fascinating past, we explore the industry’s origins, the services previously offered, and how the profession has transformed over time.

 

A brief history of barbering

The first razor blades are thought to originate from the Bronze Age, so barbering can be traced back to early tribes and ancient civilisations. In ancient Egypt, just like today, barbers’ core duties were cutting hair and grooming, including beard trimming and head shaving. However, barbers also led religious ceremonies in priest-like roles, due to the belief that evil spirits could enter a person through their hair. People thought that barbers had special powers and could interact with the divine, so they would play a central part in weddings and even baptise people.

In ancient Greece, barbering was considered a highly respected occupation. Barbershops were social centres where men got together to engage in conversation, often themed around politics and philosophy. The Romans then adopted the practice of barbering from the Greeks, establishing public barbershops where men could receive haircuts and shaves.

During the Middle Ages, barbers actually functioned much like today’s surgeons and dentists. In fact, they were widely known as barber-surgeons. They performed surgical procedures alongside their grooming services like bloodletting, setting broken bones, tooth extraction, trepanation (drilling holes into skulls) and – just when you thought it couldn’t get any worse – amputations. Maggots would be employed to purify infected wounds. Removing blood from patients for medical reasons was a common practice at the time, for conditions such as epilepsy, plague, smallpox and gout. Incredibly, no formal training was given for any of this, as the first barber schools didn’t open until the late 1700s.

In the Renaissance period, barbering gained more prominence as grooming and personal hygiene became increasingly important to people’s reputations. This surge was also due to the increase in urban centres, where affluent men would network around public spaces containing civil buildings. These areas were held in high regard as places to get together to discuss art and culture.

In the 17th and 18th centuries, barbershops continued to offer medical services, while also serving as social places where people could meet for lively interaction, discussions, and news sharing (otherwise known as gossiping). Men could buy cosmetic products to take home and continue their self-care routine in between appointments.

The mid-18th century saw the division of the barbering and medical professions, as medicine became more specialised. A bill was passed in 1745 to separate these lines of work; the surgeons who instated this went on to found the Royal College of Surgeons of England.  However, barbers weren’t actually banned from performing surgery; they just ceased to be the primary providers of these procedures. It took a good while until grisly scenes around the barber’s chair were finally phased out. The surgical element of a barber’s duties didn’t die out until around the mid-1800s. After this, barbershops became places offering more relaxation and enjoyment, with these important social spaces for men becoming pleasant community gathering spots once again.

In the 1900s, electric clippers and other modern grooming tools were introduced, making haircuts and shaves more efficient. Barbershops became more simplified in terms of the services they offered, focusing on haircuts, shaves, and grooming. Towards the latter part of the century, unisex salons were established, which led to the rise of hairdressing chains. As a result of people preferring these types of businesses for their haircare needs, there was a decline in traditional barbershops. However, there was a resurgence of interest in traditional barbershops towards the end of the 1900s and the beginning of the Noughties. This was driven by nostalgia and a desire for more personal grooming experiences.

Today, modern barbershops offer a blend of traditional grooming services with contemporary styling and products. Barbershops have once again become social hubs, often offering beverages, music, and a returning sense of community as people hang out and chat.

 

The origin of the barber pole

The barber pole is a widely-recognised marker of the profession, still seen outside many establishments today. Barber-surgeons began using a red and white pole as a symbol of their dual duties, after being prohibited from placing blood in their windows. The red colour represented the blood, while the white represented the bandages. In medieval Europe, when barber-surgeons formed guilds to regulate their profession, the barber pole was placed outside their premises to signify the services they offered.

The barber pole was often a wooden or metal pole with a top that could rotate, just like the swirling varieties still around today. This turning feature had practical significance, serving as a visual advertisement for attracting customers. It signalled that the barber-surgeon was open for business. Over time, some variations were added, such as the colour blue to represent veins and a brass basin at the top, depicting the containers used for bloodletting.

Despite the separation of the barber and surgeon professions as the latter sought more extensive medical training, the barber pole’s symbolism endured. It remains a signifier of barbering’s historical ties to the medical field.

 

What services did barbers used to offer?

There have been pretty vast changes over the years in what customers could typically expect their barber to provide. While surgeries have been the most shocking on the list, barbershops have offered a wide range of other services beyond haircuts, shaving and grooming.

Wig making and maintenance

In past centuries, when wigs were fashionable, barbers were skilled in creating, fitting, and maintaining wigs for their clients. This included cutting and styling wigs to match the latest trends.

Ear piercing

In some cultures and time periods, barbers offered ear-piercing services, particularly for young boys.

Cupping therapy

Barbers traditionally used cupping in place of bloodletting if clients were too weak, young or old for the preferred practice. Seen as inferior to bloodletting, the process involved burning air out of a glass and applying it to the skin to remove dead blood cells. This practice declined with advances in medicine. However, hijamah cupping therapy has made a comeback today, to stimulate the flow of energy in the body, promote wellbeing and relieve pains.

Hair singeing

Originating in Turkish barbers centuries ago, this particular technique singed off split ends with a lit taper or wand. It had another function though, as hair was believed to be hollow at the time, so singeing was performed to seal the ends and prevent diseases from entering the head. There has actually been a resurgence in hair singeing in recent years, though strictly for grooming purposes.

The range of services offered by barbers has evolved over time, with today’s barbers primarily focusing on cutting, styling, beard grooming, and related services. However, some traditional barbershops still offer a few of the classic services, such as straight razor shaves, shoulder massages, nail trimming and facials, to maintain a connection to their roots as well as cater to today’s discerning customers.

 

The evolution of barber tools

As technology and customer needs have advanced, the contents of a barber’s kit have steadily changed. Ancient barbers would have used primitive tools like flint knives, bronze razors, and seashells, while the barber-surgeons that came a little later commonly made use of instruments that would look highly unsettling in the same environment today. They included scalpels, knives, probes, saws, cauteries (red-hot irons), clamps and hooks. Even more intimidatingly, they were often rusty and dirty, little being known about the benefits of hygiene at that time. This also meant surgery was typically performed in standard clothing, without changing afterwards, and used paraphernalia was left lying around the barbershop.

Straight razors, also known as cut-throat razors, became the tool of choice for barbers during the Renaissance and Enlightenment periods. These single, ultra-sharp blades were typical until the 19th century saw new innovations in razor design, with the introduction of the safety razor. This featured the protective guard we’re accustomed to today, reducing the risk of nicks and cuts. Around the same period, shaving brushes made from animal hair were brought to market, allowing barbers to create a lather with shaving soap and improving the quality of shaves.

There were quieter years for barbers, amounting to the best part of a century. During these decades, it looked like the trade may die out completely. It was largely down to personal grooming brand Gilette, which released the world’s first system razor (a two-piece safety razor) in 1903. This allowed the public to take personal grooming into their own hands like never before, without worrying about the risk of injury. During World War One, when soldiers had to have their own shaving kit to maintain their facial hair, personal razors took off like never before.

In 1921, Leo Wahl introduced the first electric hair clipper, revolutionising the haircutting process once again. They offered greater speed and consistency in hair cutting, allowing them to quickly gain popularity in barbershops and become a staple tool. In the 1970s, plastic disposable razors were invented by Bic, with a single blade.

An updated design, offering replaceable blades, was invented by Gilette in 1975. This was the first cartridge razor, also with a plastic handle, and a return to two blades. As they became widely available, these highly convenient razors eliminated the need for regular blade sharpening or having to throw away the whole razor. The plastic razor is, of course, still around today, with endless innovations continuing to provide a safer and more comfortable shaving experience at home. However, barbers now have much more sophisticated tools at their disposal too, allowing them to continue offering a premium experience.

Barber tools evolved in the late 20th century with the introduction of cordless, rechargeable clippers and trimmers, making grooming even more convenient. High-quality stainless steel straight razors are still used in traditional barbershops, though. Alongside these, advanced grooming tools like hair dryers, styling irons, and beard trimmers are also regularly used by barbers.

Digital technology has now taken barber tools to the inevitable next level, with clippers and trimmers featuring adjustable settings, digital displays and wireless connectivity. Even the furniture is a big draw for clients, with barber chairs now commonly equipped with massage features and adjustable settings. In recent years, there has also been a growing trend towards eco-friendly and sustainable barber tools, including reusable safety razors and brushes with synthetic bristles.

The evolution of barber tools reflects today’s priorities of efficiency, safety, and high-quality client experiences. Barbers now have access to a wide range of specialised tools and equipment, allowing them to offer a diverse range of grooming services to meet customer demands.

 

Get Barbers Insurance with Protectivity

Whether you’re a self-employed, mobile or freelance barber, protection against life’s unexpected events is essential. As a professional business, having peace of mind is essential to be able to focus on doing the best for your clients. This means having the right barber insurance.

You can access this for as little as £3.76 a month with Protectivity’s specialist Barber Insurance. Operate confidently with a range of policy options, including public liability as standard. This offers cover should a member of the public bring a claim against you, up to a total of £10 million. Equipment cover provides up to £12,000 of compensation, while personal accident cover is designed for loss of income if you’re unable to work. You can also choose Employers’ Liability if you’re responsible for members of staff.

Get a tailored quote for hairdressing insurance now and find out how we can support you and your business. Contact our friendly team if you have any questions at all.

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*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Implementing sustainable catering practices has many benefits. Not least, the fact that it will help reduce your environmental footprint, while also appealing to a growing market of consumers who place a lot of value on sustainability.

You’ll be able to help mitigate climate change, protect ecosystems and improve the quality of life for many. Necessary elements of sustainable catering are considering sourcing, reducing water usage, energy consumption, and waste. By conserving these, caterers not only reduce their operational costs but also contribute to the responsible management of finite natural resources.

In this guide, we explore how to adopt sustainable food catering and the reasons why it’s so important.

 

What is sustainability in the catering industry?

Sustainable food catering uses practices and principles that will reduce your company’s environmental, social, and economic impact. This means being able to meet consumer needs, while considering what your actions mean for the planet and for future generations.

Sustainable catering is about making responsible choices in various aspects of your business, from sourcing ingredients to food preparation and waste management. Ethical considerations also encompass fair labour practices, animal welfare, and support for local communities.

It is essential for everyone in this industry to take a thoroughly considered, holistic approach to conserving resources, in order to promote ethical practices throughout the catering supply chain.

 

Why is sustainability important in the catering industry?

Sustainability is essential in the catering industry for several reasons. As with any type of business, it fulfils environmental responsibilities, customer preferences, legal compliance, and long-term business success. It can’t be denied that caterers who prioritise sustainability are better positioned to thrive in a changing and environmentally conscious market. Research shows that at least 75-80% of consumers will choose sustainable businesses over those that are unsustainable. It goes without saying that being in the former category, favoured by the majority of those who have the final say in your success, makes your business much more resilient.

Crucially, however, this sector in particular needs increased focus on global responsibilities. This is because the food system is the second-largest contributor to greenhouse gases, after energy. If every sustainable catering company is more mindful about its choices, they’ll be doing their bit to try and lessen the damage caused by this industry, which releases 25-30% of global emissions. Food waste, for example, emits a large amount of the greenhouse gas methane, while also taking up a lot of landfill space.

There are also strict regulations and laws related to food safety, waste management, and environmental impact. Compliance with these regulations is essential to avoid fines and legal issues. Sustainability practices often involve building reliable supply chains too, which can help caterers navigate disruptions caused by factors like climate change or global events such as pandemics.

Operating with these ethics in mind is also important for public health, as truly sustainable food is more nutritious and won’t ever contain chemicals or pesticides. Therefore, healthier and more sustainable catering go hand in hand, which means both you and your customers can feel good about what they eat.

Lastly, adopting sustainability initiatives can boost employee morale and engagement. Many people prefer to work for companies that share their values and are committed to making a positive impact.

 

How can catering be more sustainable?

There are a number of ways you can develop a sustainable catering business, across key areas such as food production, transportation, energy consumption, and waste generation.

 

How can you introduce more sustainable catering practices?

By implementing these eco-friendly practices, UK caterers can contribute to environmental sustainability while also appealing to environmentally conscious customers.

Here are some sustainable catering practices you can consider.

Source locally, as much as possible

Use ingredients sourced from local UK farmers, growers and suppliers. This will reduce carbon emissions given off by long-distance transportation while supporting the local economy. It also allows you to use fresher ingredients that are both healthier and tastier.

Serve locally produced refreshments, too. Buying local wines, beers, and other beverages will support regional businesses and reduce transportation emissions.

Create seasonal menus to optimise local products

Design your menus around the seasons, using ingredients that are in season in your area. This reduces the need for energy-intensive storage and transportation. It also helps maintain customer interest in your services, encourages innovation, keeps your marketing relevant and compelling, and boosts your brand reputation.

 

Reduce food waste as much as possible

Make sure you’re clued up when it comes to your food waste reduction strategies. There are different ways you can do this effectively, such as accurately estimating guest numbers, using proper storage methods, and controlling portion sizes.

Your business must have a thorough recycling and composting system in place. In order to properly manage waste and divert it from landfills, sustainable catering involves a continuous, daily commitment to disposal.

You can also consider donating surplus food to local food banks or allowing employees and clients to take it home.

Choose seafood with the sustainability stamp

Choose seafood options that are certified as sustainable, by organisations such as the Marine Conservation Society. Look for labels like MSC (Marine Stewardship Council), which are the seal of approval for responsible sourcing.

Offer plant-based options

Of course, it makes good business sense to cater to the growing demand for plant-based diets. Not only that, but it will lower your environmental impact if you serve a variety of vegetarian and vegan menu choices. Putting too much focus on meat-based options can be bad news, as the meat and dairy industries account for 14.5% of the world’s man-made CO2 emissions.

Use biodegradable materials

When it comes to tableware, stay well away from single-use items, such as those made from plastic, as much as possible. If you can’t invest in reusable products, opt for biodegradable or compostable plates, utensils, and packaging, in materials such as bamboo, cornstarch, or sugarcane.

Extend this mindset to your decor, too. Use sustainable, reusable decorations, tablecloths, and centrepieces. Minimising waste from your table settings, as well as from the food you serve, further mitigates your environmental impact.

Use energy-efficient appliances

Invest in energy-efficient cooking and refrigeration equipment, ensuring that they’re properly maintained, to reduce energy consumption and lower your carbon footprint. Using LED lighting also supports a greener approach, which will reduce your energy bills too.

 

Get catering business insurance with Protectivity

Growing a sustainable catering business requires you to think practically when it comes to your long-term planning. While you’re dividing your focus between day-to-day activities and taking your company to the next level, it’s essential to invest in the right catering insurance to take care of your finances if things go wrong.

Protectivity’s Catering Insurance offers a range of options to suit your business. Our Public Liability offers up to £5 million of cover, in the event that a member of the public brings a claim against you. Whether someone is injured or their property is damaged, you can breathe a little easier with a policy designed to alleviate your legal costs. You can also opt to add on the Products Liability, with this extension offering cover for claims that arise from third-party products and goods. If you’d also like Commercial Legal Protection, this includes a Legal Helpline service and cover for a range of business issues.

Get an instant tailored quote for a catering insurance policy that suits your needs. If you’ve any questions at all, get in touch with our friendly team.

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*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Britain is suffering a severe shortage of qualified tradespeople, despite the fact that the level of demand means that there are potentially excellent earnings on offer. As well as builders and plumbers, good-quality electricians are extremely sought after right now. And with technology, electric cars, smart homes and domestic appliances all playing increasingly large roles in our everyday lives, the need for electrical installation and repair work isn’t likely to subside any time soon.

If you’re a young person evaluating your career choices, or you’re looking for a change in profession, it can be difficult to know where to start. That’s why we’ve created this guide, so that you can understand what qualifications you need to be an electrician. We’ll cover why qualifications are important, how they vary across the different routes into the industry, and the other key considerations to make as you become an electrical professional.

 

Why are qualifications important to be an electrician?

We’ve all heard of cowboy tradespeople and bodge-jobs at one time or another, and this kind of poor-quality work, often done on the cheap, doesn’t do anybody any good. Taking the appropriate qualifications for electrical work is vital for a number of reasons to ensure everyone gets the work and service they expect. Let’s break it down into five key areas:

Safety

This is perhaps the most important thing to remember when looking at what qualifications you need to be an electrician. Work that is not done safely can cause serious injury or worse, not only to whoever is doing the work, but to whoever is using the electrics afterwards. Good-quality training will ensure the right attitude and approaches towards safe work.

Specific expertise

Electrical work is such a broad church that there is a wide range of different works, which can vary depending on the work involved. For example, Domestic Installers don’t necessarily require all the qualifications and legal commitments that other electricians might need (more on that later). Different types of qualifications ensure that an electrician’s skill set is suitable for the type of work that they’re doing.

Quality of work

Qualifications ensure that an electrician is capable of doing the jobs they’re hired or contracted to do to the best possible standard. The training involved will guarantee that the right techniques and approaches have been learned along the way, instead of relying on second-hand advice or guesswork.

Customer trust

All three of the points above are important for giving customers confidence that their project is in good hands. Everyone remembers a good electrician, but they’re just as likely to remember a bad one. If a customer feels positive about work before, during and afterwards, they’re far more likely to become a repeat customer for months and even years to come.

Legislation

Different types of work come with different types of rules and regulations, many of them to ensure all the points listed above are adhered to. Qualifications help ensure work that takes place is legal, and that the importance of legal work is understood. In many cases, having these qualifications will be a legal requirement to get certain work and jobs.

 

What electrician qualifications can I get, and how can I get them?

There are several different ways to get into the electrical industry, and which ones are right for you depend on a number of different factors. These include (and are not necessarily limited to): your age, any pre-existing experience you have, any qualifications you’ve gained in other industries, and how much of your own money you’re able to spend on training. In this section, we’ll cover the main options in turn, and highlight some of the qualifications to work towards:

Apprenticeship

Getting an apprenticeship is probably the most common way to get a foothold in the industry, and in many ways, it can be considered the most traditional. You’ll be able to work on-site part-time, and spend the rest of your time learning in a college of specialist training centre.

Generally speaking, electrician apprenticeships last around three or four years. To be eligible, you’ll normally be expected to have GCSEs at grade C or better in English, Maths and Information Communication Technology. At the end of the apprenticeship, you’ll have either a technical certificate, NVQ or diploma at Level 3, which will enable you to pursue a long-term career in most types of electrical work.

Electrician’s mate

If you work as an electrician’s mate, then you have the chance to gain some working knowledge of electrical installations by shadowing and assisting a qualified professional. There are no formal requirements for qualifications to become an electrician’s mate, although gaining some of the basic credentials at levels 1 and 2 is desirable. Generally speaking, mates will not be able to carry out work unsupervised, which is why they’re generally better suited to larger businesses and sites where there are more people able to assist and provide advice.

Formal qualifications

It is possible to take qualifications in a formal college-based setting, in particular the Diploma in Electrical Installation at levels 2 and 3, or the T Level in Building Services Engineering for Construction. However, these should not be considered everything that is needed to become a fully qualified electrician: practical experience working in the electrical industry (normally around three years) is also required. This is why the apprenticeship (as highlighted above) or company-specific training and development schemes should be considered in tandem with any course.

Approved Electrician status

The Joint Industry Board (JIB) awards the status of Approved Electrician to anyone who meets their exacting criteria. For starters, you’ll need to have completed an apprenticeship or equivalent; but you’ll also need at least two years’ further experience after that; and a level 3 qualification in inspecting, testing and initial verification.

Approved Electricians are able to design and install electrical projects in a high-quality, efficient and safe manner. They’ll also be able to manage projects and understand requirements from drawings and specifications. Therefore, while it may take a long time to get Approved status, it can significantly increase your earning power in the long-term.

Domestic Installer qualifications

In the eyes of the law – specifically Part P of the Building Regulations (Electrical Safety – Dwellings) – Domestic Installers are not electricians, strictly speaking. However, that doesn’t mean that they aren’t professionals in their own right.

Domestic Installers do not necessarily have to go through all the qualifications that electricians need to. Instead, you can get up to speed through gaining a level 3 award that confirms their knowledge of electrical installations. This should also ensure that you are conversant with the British Standard BS 7671 on Requirements for Electrical Installations (also known informally as ‘The Regs’). These awards can be completed in around 100 hours, meaning it’s possible to get what you need in as little as three weeks, as long as you can demonstrate an example installation to an assessor.

Direct application

Many electricians come into the industry from other trades, especially related areas like building or electrical engineering. In this case, some of the qualifications gained to work in these industries can be transferred into working as an electrician. You may find that through your existing credentials, you’re able to get a job at an employer that will then help you gain all the skills and specific qualifications that you’re missing.

Pre-existing experience

If you’ve already been working in the industry for some time and you haven’t reached at least a level 3 qualification, you may be able to get that level of accreditation without going through training. You can take an Experienced Worker Assessment that takes a look at your capabilities and expertise, and works out if you’re already operating at a sufficient level.

 

Get electricians insurance with Protectivity

Electrical work is vitally important, and it can also be highly dangerous if not done correctly. It’s for that reason that there are a wide range of requirements and legislation in place to make sure that work is always done safely and to a good, professional standard. If something goes wrong, the financial implications can be severe, which is why having the correct insurance is essential.  At Protectivity, we now offer insurance for tools to help tradespeople protect their business.

If you’re working for an employer, then you’ll normally be covered by whatever insurance provision they have in place. But if you’re working on a self-employed basis, or running your own electrician business where you’re employing other people, then having your own tradesman insurance in place is a must.

At Protectivity, we specialise in providing electricians insurance to professionals and entrepreneurs just like you. Our cover includes up to £5 million of public liability cover, employers’ liability if you hire other people, and the option for commercial legal protection in case you need support in this area. Find out more about our affordable policies, excellent claims handling, and monthly payment options for our electricians insurance today.

 

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*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

You might be used to your hairdressing clients coming to you – but have you ever considered going to your clients instead as a mobile hairdresser?

If you feel shackled by salon life, want to start a small business and don’t mind travelling, then setting up a mobile hairdressing operation just might be the career change you’re looking for. As well as giving you flexibility in what you do, where you do it and when you do it, you can also reach out to a market of people who want great styling, but don’t have the time to make it to a salon.

This blog highlights 11 of the biggest benefits of being a mobile hairdresser. You’ll get inspiration on why it’s worth branching out with your own small business, how it can enable you to unleash your creativity, and how it can give you a platform to take your career to the next level.

 

You can be your own boss

If you’ve never been self-employed before, then you’ve never experienced just how liberating it can be to work for yourself. It means you can say goodbye to micromanaging bosses breathing down your neck, bid farewell to workplace gossip and politics, and steer clear of all the horrible little jobs that ruin your day. Instead, within reason, you can shape your own working life and put your own enjoyment and career development goals first, without having to get permission from anyone first.

 

 

You can work where and when you want (within reason!)

Now, there are two sides to this particular coin that you should be aware of when starting out as a self-employed mobile hairdresser. The first is that you can absolutely work where and when you want, helping you fit your work around your other commitments (for example, picking kids up from school or caring for a relative).

However, you will need to be flexible to a certain extent in order to make the most of your potential. For example, many clients wanting mobile hairdressing services do so because they’re too busy with work and home life to make it to a salon. Therefore, they’ll primarily be looking for appointments at evenings and during weekends, so you’ll need to be open to working less sociable hours to take full advantage of this segment of customers.

 

 

You can pursue styles that interest you

No longer do you have to be constrained by the same old styles that salon customers want – being your own boss means you can set the rules and be creative. If you want to express yourself with your own signature styles, then this is your opportunity to do it, and potentially build a good reputation in your community in the process. It can also help you stand out from the crowd if you have plenty of competition in the area.

 

 

You can keep the rewards of your hard work

It can be incredibly frustrating to work hard for an employer and feel like you aren’t getting the rewards you deserve. This is particularly the case if you work for someone who likes to show off the new car they’ve bought or the nice holiday they’ve just been on. But if you work for yourself, your earning power is directly linked to your talent, ambition and dedication. If you’re good at what you do and you’re willing to put the effort in, you’ll be rewarded for it.

 

 

You can get variety in your day-to-day work

Salon work can sometimes be pretty mundane: you do the same old treatments day after day, and feel like you’re stuck in the same old routine. But when you’re a mobile hairdresser, then no two days are the same: you’ll get to work from a different environment every day, and treat different customers who want hair styling for all sorts of different reasons. This can help you keep things fresh and maintain your motivation and enthusiasm for your work.

 

 

You can explore niche business opportunities

Many successful mobile hairdressers have found particular success in branching out and specialising in a certain type of styling. For example, if you live in a diverse community, then you may have the option to specialise in treatments and styles that are best-suited to Afro-Caribbean hair characteristics. Alternatively, you could focus on weddings, and provide a full day of cuts and styles for the bride and all her bridesmaids in one go. These are just two of the specialisms which can help you appeal to a specific audience and gain more variety than the same repeat business every week or month.

 

You can give customers the best service

Being able to travel to a customer’s home to give them the style they’re looking for is a real positive from a customer service perspective. It means that they can feel more comfortable in their own surroundings, put their own music on, and avoid the stress of traffic and parking when travelling to the salon. At your end, you can go the extra mile by asking customers at the time of booking if they have any specific requests (such as in a special box on an online booking form). Being able to cater for their preferences will make them feel even more positive about their experience with you.

 

 

You can get started for minimal outlay

The costs involved in getting yourself started up as a mobile hairdresser are relatively small compared to other business enterprises. Perhaps the biggest is that you’ll need your own car, although you may well have one already. Beyond that, you’ll also need your own equipment such as scissors and appliances, as well as investing in a full range of products that you think you’ll need to use. And one other investment that you shouldn’t neglect is insurance.

 

 

You can find time to gain skills and qualifications

If you’re working full-time in a salon, it can be very difficult to find the time to focus on yourself and work on career development. After all, if you’ve just done a long day’s work, the last thing you’ll feel like doing when you get home is studying! Being self-employed, however, makes it much easier for you to build this valuable time into your schedule. If there are new skills you want to learn, or you want to boost your qualifications and credentials, you have a better chance to work towards future career success.

 

 

You can build your personal brand

In the health and beauty sector perhaps more than any other, personal branding is absolutely critical. When clients are looking for a new stylist, whether it’s one in their local area or one who specialises in certain cuts and styles, social media platforms like Instagram, Facebook and TikTok will most likely be the first place they’ll look. If you don’t have a strong presence on these platforms, with a showcase of some of your best work and information on what you do, then you’ll be losing business to your more social-media savvy competitors.

 

 

You can boost your standing in your community

If you can gain a good reputation for creativity, reliability and professionalism in your local area, then you’ll quickly stand out as one of the leading mobile hairdressers in your community. You can boost this reputation even further by getting involved in some community events, such as setting up a stand at festivals, and advertising promotions and discounts in some local publications. And while social media is all-important, don’t overlook the power of traditional advertising such as leaflets and posts on notice boards: these can be particularly effective with older clients who generally don’t use social media as much.

 

Get your hairdressing insurance from Protectivity

As you’ve read in this blog, there’s lots to enjoy about becoming a self-employed mobile hairdresser. But like any small business enterprise, there could well be some stumbling blocks along the way, and in the worst-case scenario, could cost you a substantial amount of money.

The best way to protect yourself against this financial harm is through wide-ranging hairdressing insurance, which Protectivity provides for hundreds of ambitious stylists just like you. With our affordable cover, you can protect yourself and your business from loss, theft or damage of your own professional property and equipment; and any damage accidentally caused at the home of one of your clients.

Mobile Hairdressing insurance starts at just a few pounds a month. Take two minutes today to find out more, when you get a quote online. We also offer barber’s insurance for those who cut men’s hair.

This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation.

Get Hairdressers Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

If you run a catering business, then you need catering business insurance.

Whether you’re serving food to hundreds of people at a wedding, or you’re running your own food truck at festivals and events, insurance gives you vital protection if something goes wrong. Without it, you’ll be placing your business – and therefore your own finances – at serious long-term risk. You may also be holding your business back from its true potential, and maximum profitability.

This guide explains all the key basics around catering business insurance: why it’s so important, what it protects you against, and why it might not cost as much as you thought.

 

Do I need insurance for a food catering business?

Short answer: yes! Every type of food catering business that is serving members of the public should have some form of insurance in place, at the very least to cover them against any illness or injury caused to customers.

Types of business that should be insured include (and are by no means limited to): event caterers, wedding caterers, business and corporate caterers,   and artisan food operators, and even if you run a banqueting or exhibition hall and have your own catering staff on-site.

As catering businesses generally operate across a wide range of locations, it’s important to make sure that you’re covered for every reasonable eventuality, across every single place that you might operate in.

Situations where catering business insurance is vital

You might be tempted to focus on the food you sell and/or produce as the main risk of a claim being made against you. This is undoubtedly a major concern, but for any mobile catering or food-related operation, it’s just one of a host of possible issues that can easily creep up at any time. Five of the biggest include:

If someone becomes ill

Foodborne illnesses can easily strike, almost at any time, and the impact of them both on you and your customers can be severe. The most common causes of them for mobile catering businesses are food that is either undercooked, or that hasn’t been stored properly, and so becomes infected with dangerous bacteria. Poor hygiene practice, such as failing to wash hands on a regular basis can also allow bacteria to spread.

While all good types of insurance for a catering business will take care of any claims arising from this, you shouldn’t rely on insurance to bail you out. You should be as proactive and diligent as you possibly can be, and strive to achieve and maintain a five-star food hygiene rating from your local authority.

If food is spoiled for reasons beyond your control

Sometimes, circumstances conspire to make some of your food unfit for sale, or to make some of your ingredients unusable. For example, if you have anything stored in the fridge, then that can’t be used if the fridge breaks or if there’s a power cut as the food will become too warm and at risk of bacteria spreading. Of course, if you’ve made a significant investment into that stock, then that can have a major impact on your finances, so taking out insurance means you can be compensated – as long as you can prove it was because of events out of your control.

If your equipment breaks

Similar to the previous point, any equipment or machinery that can’t be used can seriously disrupt the services you can offer to your clients. This could be something as simple as a whisk or mixer going down if you make milkshakes, to a faulty or broken oven. As well as damage or mechanical breakdown, these items are often vulnerable to theft or even vandalism, which can similarly hamper your ability to prepare and sell products, or meet the requirements of your clients. Insurance can ensure that when these situations occur, you have the finances to source repairs or replacements in a timely manner, so that you can keep your business up and running.

If someone working for you gets hurt

As your business grows, you may find that you need to employ other people, so that you can handle all the demand coming your way, and so that you don’t have to do everything all by yourself. In this situation – even if you only employ one other person – it is absolutely essential that you have employer’s insurance in place. Under the terms of the Work Injury Compensation Act, if your employee is injured in the course of their work, you are legally required to compensate them for all their medical expenses and lost earnings that result. Employers’ insurance can offer financial protection against these eventualities.

Why you should buy catering business insurance

As you can see, there are several different circumstances where catering business insurance comes into play. But from your perspective, it gives you vital protection and reassurance in a number of different areas that go far beyond your day-to-day operations:

It protects your financial interests

When you run a small business, your personal and business finances are very closely interlinked – even if you have the official separation of operating as a limited company. When your normal activity is disrupted, your ability to generate income is severely impacted and you may find yourself struggling to pay the bills. Additionally, a successful claim for compensation can cost thousands of pounds, plus legal fees. Insurance helps you keep up and running, and covers many of the costs that can crop up unexpectedly.

It meets your legal responsibilities

If you’re running any sort of catering business, then you’ll be expected to comply with a range of different rules and regulations. As mentioned above, you’ll need employers’ insurance if you employ at least one other person, while you should also have products insurance to cover all the goods and services you provide. A good-quality catering business insurance policy will roll all of these protections and more into a single manageable monthly payment.

It reassures your customers and employees

Many catering businesses have to work very hard to convince and reassure people that they operate to the highest professional standards, from service to hygiene and everything in between. This doesn’t just apply to customers, who want to know that your food is safe (and tasty), but also your employees and suppliers, who want to feel that they’re dealing with a professional, diligent organisation. Being able to demonstrate that you have good insurance cover in place can show them that you take your business and your responsibilities seriously.

It complies with event attendance regulations

The vast majority of events will expect to see proof of your insurance as a condition of your catering business attending. Generally, they will expect to see evidence of a certain level of public liability insurance when you make your application. Without this in place, you’ll find it extremely difficult to get access to any prime opportunities to make major sales, because event organisers naturally want to protect themselves against the claim. That’s why you should always look for an insurance policy with a strong level of public liability cover: £5 million is a good starting point.

It gives you access to legal support if needed

Of course, every now and again, circumstances will arise which simply aren’t avoidable, and you may find yourself having to defend your business and actions in court. Even if you’re successful, this can be an extremely expensive endeavour in terms of legal fees, and that’s without considering the time you’ll lose that you could otherwise spend trading and developing your business. Some catering business insurance policies therefore offer extra cover for legal support, so that the financial and time loads of any court actions or disputes can be lightened.

 

Situations where catering business insurance is vital

You might be tempted to focus on the food you sell and/or produce as the main risk of a claim being made against you. This is undoubtedly a major concern, but for any mobile catering or food-related operation, it’s just one of a host of possible issues that can easily creep up at any time. Five of the biggest include:

If someone becomes ill

Foodborne illnesses can easily strike, almost at any time, and the impact of them both on you and your customers can be severe. The most common causes of them for mobile catering businesses are food that is either undercooked, or that hasn’t been stored properly, and so becomes infected with dangerous bacteria. Poor hygiene practice, such as failing to wash hands on a regular basis can also allow bacteria to spread.

While all good types of insurance for a catering business will take care of any claims arising from this, you shouldn’t rely on insurance to bail you out. You should be as proactive and diligent as you possibly can be, and strive to achieve and maintain a five-star food hygiene rating from your local authority.

If food is spoiled for reasons beyond your control

Sometimes, circumstances conspire to make some of your food unfit for sale, or to make some of your ingredients unusable. For example, if you have anything stored in the fridge, then that can’t be used if the fridge breaks or if there’s a power cut as the food will become too warm and at risk of bacteria spreading. Of course, if you’ve made a significant investment into that stock, then that can have a major impact on your finances, so taking out insurance means you can be compensated – as long as you can prove it was because of events out of your control.

If your equipment breaks

Similar to the previous point, any equipment or machinery that can’t be used can seriously disrupt the services you can offer to your clients. This could be something as simple as a whisk or mixer going down if you make milkshakes, to a faulty or broken oven. As well as damage or mechanical breakdown, these items are often vulnerable to theft or even vandalism, which can similarly hamper your ability to prepare and sell products, or meet the requirements of your clients. Insurance can ensure that when these situations occur, you have the finances to source repairs or replacements in a timely manner, so that you can keep your business up and running.

If someone working for you gets hurt

As your business grows, you may find that you need to employ other people, so that you can handle all the demand coming your way, and so that you don’t have to do everything all by yourself. In this situation – even if you only employ one other person – it is absolutely essential that you have employer’s insurance in place. Under the terms of the Work Injury Compensation Act, if your employee is injured in the course of their work, you are legally required to compensate them for all their medical expenses and lost earnings that result. Employers’ insurance can offer financial protection against these eventualities.

 

Why you should buy catering business insurance

As you can see, there are several different circumstances where catering business insurance comes into play. But from your perspective, it gives you vital protection and reassurance in a number of different areas that go far beyond your day-to-day operations:

It protects your financial interests

When you run a small business, your personal and business finances are very closely interlinked – even if you have the official separation of operating as a limited company. When your normal activity is disrupted, your ability to generate income is severely impacted and you may find yourself struggling to pay the bills. Additionally, a successful claim for compensation can cost thousands of pounds, plus legal fees. Insurance helps you keep up and running, and covers many of the costs that can crop up unexpectedly.

It meets your legal responsibilities

If you’re running any sort of catering business, then you’ll be expected to comply with a range of different rules and regulations. As mentioned above, you’ll need employers’ insurance if you employ at least one other person, while you should also have products insurance to cover all the goods and services you provide. A good-quality catering business insurance policy will roll all of these protections and more into a single manageable monthly payment.

It reassures your customers and employees

Many catering businesses have to work very hard to convince and reassure people that they operate to the highest professional standards, from service to hygiene and everything in between. This doesn’t just apply to customers, who want to know that your food is safe (and tasty), but also your employees and suppliers, who want to feel that they’re dealing with a professional, diligent organisation. Being able to demonstrate that you have good insurance cover in place can show them that you take your business and your responsibilities seriously.

It complies with event attendance regulations

The vast majority of events will expect to see proof of your insurance as a condition of your catering business attending. Generally, they will expect to see evidence of a certain level of public liability insurance when you make your application. Without this in place, you’ll find it extremely difficult to get access to any prime opportunities to make major sales, because event organisers naturally want to protect themselves against the claim. That’s why you should always look for an insurance policy with a strong level of public liability cover: £5 million is a good starting point.

It gives you access to legal support if needed

Of course, every now and again, circumstances will arise which simply aren’t avoidable, and you may find yourself having to defend your business and actions in court. Even if you’re successful, this can be an extremely expensive endeavour in terms of legal fees, and that’s without considering the time you’ll lose that you could otherwise spend trading and developing your business. Some catering business insurance policies therefore offer extra cover for legal support, so that the financial and time loads of any court actions or disputes can be lightened.

 

Get catering business insurance with Protectivity

As this blog demonstrates, insurance cover is critical, whatever type of catering business you want to run. And at Protectivity, we have years of experience in providing catering business insurance to creative entrepreneurs just like you.

With one of our affordable policies, you can:

  • Get up to £5 million of public liability cover against accidental injury or property damage
  • Up to £10 million of employers’ liability insurance, which is a legal requirement if you employ at least one other person
  • Products liability in case injury or illness is caused by the items and creations you sell
  • Optional commercial legal protection to help you with the expense of any court activity or contractual disputes

Our cover is available from just a few pounds a month, meaning you can give your business security and peace of mind, whatever the future may hold. Take a closer look at our catering business insurance today.

Get Catering Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date.