Category: Trades

28 May 2025

•

8 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

Before you land your first job or start quoting for work, there’s one crucial thing you need to get sorted: your electrician tools. Not just any tools – the right ones. And with so many options out there (and keeping your pressured bank balance in mind), knowing what to buy first can feel like a job in itself.

Investing in specialist tools is a considerable expense, especially when you’re just starting out. Separating what’s essential and what’ you’ll need for specialist jobs can help you assess what you’ll need to own.

In this guide, we’ll walk through the tools you need, how much you might spend, and how to keep your toolbox in top shape.

Essential tools every electrician needs

Every spark needs a solid foundation, and that means reliable, everyday tools. Here are the basics, along with the types of jobs they’re used for:

Pliers: At least a pair of needle-nose, lineman’s, and side cutters. These are used daily for cutting, twisting, and gripping wires, making them essential for general wiring, installing sockets, and consumer unit work.
Screwdrivers: A set of insulated screwdrivers is non-negotiable. Go for a mix of flathead, Phillips, and a multi-bit driver for flexibility. These are used for installing and removing screws on faceplates, backboxes, and terminals.
Wire Strippers: Save yourself time and avoid damaging wires – invest in a good pair with clear gauge markings. Perfect for stripping insulation off cables before making connections.
Voltage Tester or Multimeter: For checking if a circuit is live and diagnosing faults. Multimeters are more versatile and ideal for fault finding, continuity checks, and verifying voltage levels.
Tape Measure: A 5-metre tape does the job. You’ll use it for marking out positions for sockets, switches, and conduit runs.
Utility Knife: Used for stripping cable sheaths, trimming insulation, and opening boxes – useful for first fix work and cable prep.
Fish Tape or Cable Puller: Essential when running wires through conduits, trunking, or wall cavities, especially on new installations or rewires.
Spirit Level: Keeps sockets, switches, and trunking aligned and looking professional – important for visible installs.
Hammer: Not just for nails – handy for knocking cable clips into place, freeing stuck parts, or securing fixings during installation.

Look for VDE-rated tools where needed to make sure they’re safe for electrical work.

Specialist tools for different electrical jobs

Once you’re doing more advanced or specific work, you’ll need tools to match the task. These aren’t necessarily for day one, but definitely worth knowing about:

Circuit Tracer & Breaker Finder: Ideal when trying to identify which breaker controls a specific circuit – helpful during fault finding, repairs, or additions.
Cable Crimper: Needed for attaching lugs, ferrules, and terminals securely – essential for working with armoured cable or connecting to distribution boards.
Conduit Bender: For neat and accurate bends in metal or plastic conduit. Crucial for commercial installs, where exposed conduit is common.
Thermal Imaging Camera: Not cheap, but useful for fault-finding and preventative maintenance. Great for identifying overheating components, loose connections, or overloaded circuits.
PAT Tester: Essential if you plan to test portable appliances in domestic, commercial, or industrial environments. Often required for landlords, offices, and workshops.
RCD / Earth Loop Testers: These are a must for proper testing and certification of installations. Used during EICRs, new installs, or when troubleshooting protection devices.
Punchdown Tool: For working on structured data cabling and telecoms work. Ideal if you’re branching into networking, CCTV, or home automation.

Pick these up as your work expands – no need to break the bank upfront.

What should be in an electrician’s tool bag?

You don’t want to lug your entire workshop around with you. A good tool bag should be compact but packed with the essentials:

Core hand tools (pliers, screwdrivers, strippers)
Tester and multimeter
Utility knife, tape, and level
Pencil and marker
Cable ties and tape (insulating, electrical, duct)
Small torch or headlamp

Many electricians swear by tool backpacks for comfort and better organisation. Keep less-used or larger gear in the van.

Organising your tools

A well-organised toolkit saves time and prevents damage to your gear. Here’s how to keep things tidy and efficient:

In your tool bag or backpack:

Use internal compartments and pouches to separate hand tools, testers, and accessories.
Store sharp items like utility knives in blade guards or designated holders.
Keep small bits (screws, rawl plugs, terminal blocks) in clear mini-containers or pouches.
Label key compartments if your bag has multiple layers or sections.

In the Van:

Use stackable organisers or drawer systems for larger tools like drills, crimpers, and benders.
Keep power tools in their cases to avoid damage and tangling cords.
Dedicate zones for frequently used items (e.g. left-hand side for test equipment, right-hand side for install tools).
Use magnetic strips or pegboards for wall-mounted tool access.
Restock your tool bag at the start or end of each day so you’re always job ready.

Good organisation not only makes you faster and more professional but also helps prevent lost tools – and nothing wastes time like rooting around for a missing screwdriver! Consider doing a monthly tidy-up to keep your setup in top shape.

How much do electrician tools cost?

Here’s a ballpark idea of what you might spend:

Basic starter kit: £150–£300
Mid-range kit: £400–£800
Professional setup: £1,000+

Specialist tools like RCD testers or thermal cameras can push the budget up, but you don’t need everything at once. Look out for deals at trade counters or bundle kits from brands like CK Tools, Wera, or Fluke.

Tips for buying tools on a budget

Starting out can be costly, but there are ways to save:

Buy essential tools first – don’t overstock early on
Consider second-hand tools from reputable sellers or colleagues
Watch for trade discounts or cashback offers
Stick to known brands that offer warranties and replacements

Remember: cheap tools often end up costing more in the long run.

Maintaining and upgrading your tools

Treat your tools well and they’ll last:

Clean tools regularly – especially after dusty or damp jobs
Keep cutting tools sharp
Store them in a dry, organised tool bag or box
Calibrate meters and testers annually
Consider insurance for high-value items, especially if stored in your van

Safety considerations and tools

When you’re working with electricity, safety should always come first. The right safety tools and procedures not only protects you but also those around you. Here’s what to keep in mind:

Insulated Tools: Always use VDE-rated tools when working on or near live circuits. These are tested to 1,000V and help prevent accidental shocks.
Voltage Testers: Always test circuits before starting work – even if you think they’re isolated. A non-contact tester is a quick check, but a two-pole voltage tester gives greater certainty.
Lockout/Tagout Kits: For isolating circuits safely while you work. Essential for commercial settings or anywhere someone else might unknowingly re-energise a system.
PPE (Personal Protective Equipment): At minimum, carry insulated gloves, safety glasses, and a dust mask. For certain environments, you may need arc-flash rated gear.
First Aid Kit: Keep a basic kit in your van or tool bag. Even small cuts and burns need proper treatment to avoid infection.
Fire Extinguisher: Especially important if you’re working in older buildings or near distribution boards. A CO2 extinguisher is ideal for electrical fires.

Safe working habits

Always double-check isolation before touching any conductors.
Work methodically and avoid distractions.
Use proper signage or barriers when working in public or shared spaces.

Investing in safety isn’t just about ticking boxes – it gives you peace of mind and shows clients you take your trade seriously.

Digital tools for the modern electrician

It’s not just about screwdrivers and testers these days. Digital tools can seriously boost your efficiency:

Job management apps like Tradify or Fergus
Certification software (e.g. NICEIC, iCertifi)
Cable calculators, voltage drop tools, and load calculators
AutoCAD Electrical or EasyPower for layout and design

Final checklist: Build your first electrician’s tool kit

Start simple, then expand:

Basic Kit:

Pliers, screwdrivers, strippers, knife
Voltage tester, tape measure
Tape, level, tool bag

Intermediate Kit:

Multimeter, crimper, fish tape, torches

Advanced Kit:

RCD tester, conduit bender, thermal imager, PAT tester

Getting your electrician tool kit right is a big part of becoming a confident, capable trades professional. Start with the basics, grow as you go, and don’t be afraid to ask fellow sparks for their recommendations. The right tools don’t just make your work easier – they make it safer and more professional too.

Insure your tools with Electricians’ Insurance from Protectivity

At Protectivity, we provide affordable tools insurance to cover incidents commonly faced by electricians’ and other tradespeople, including tools of trade theft.

Our electricians’ insurance policies include public liability up to £5 million as standard; you then have the option to add Employers’ Liability insurance, Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs.

Find out more about our affordable tradesperson insurance, excellent claims handling, and monthly payment options when you request a quote today.

Get Electricians' Insurance from Protectivity

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date.

Last updated by

09:17:12 BST • 28 May 2025

How to price jobs as an electrician

By Mandy Czyz

14 May 2025

•

9 mins read

Contributors

Mandy Czyz

Mandy has been with Starpeak Insurance Solutions since 2018, starting in sales in the consumer department and mov...

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Pricing your work as an electrician can feel like a balancing act. Charge too much and risk losing the job; charge too little and your profits disappear. Whether you’re just starting out or looking to tighten up your process, having a structured approach to pricing will help you quote with confidence and win the right kind of work.

This guide walks you through the key elements to consider when pricing electrician jobs, from costs and assessments to marketing and tools.

Your costs as an Electrician

Before you even think about quoting for a job, you need to understand your own operating costs. Many electricians, especially those just starting out, fall into the trap of pricing based only on time and materials, without factoring in the true cost of doing business.

The key question to ask is: What does it cost me each day just to run my business? Knowing your daily running costs helps you calculate a sustainable day rate and ensures you’re not working at a loss.

Fixed and Variable Costs

Start by breaking your expenses into two categories:

Fixed costs – These are expenses that stay the same each month, regardless of how much work you do:

Van insurance and maintenance
Public liability insurance
Accounting fees or bookkeeping software
Professional memberships or certifications (e.g. NICEIC, NAPIT)
Marketing subscriptions (like Checkatrade, Rated People, etc.)
Office costs (if applicable)

Variable costs – These will change depending on how much work you take on:

Fuel and travel expenses
Consumables like screws, connectors, or clips
Material costs for each job
Tool wear and replacements
Additional labour (if you hire subcontractors)

These costs must all be covered in your pricing, even if the customer never sees them listed on the quote.

Your time has value too

A common mistake when pricing electrician jobs is failing to value your own time beyond labour. Quoting, sourcing materials, managing customer relationships, travelling between jobs, and doing admin all take time. If you’re not charging for these indirectly in your pricing, you’re working unpaid hours.

This is especially important when clients ask, “How much should an electrician charge per day?” The answer should reflect not just time spent on-site, but time spent running the business that supports that work.

Building a minimum charge

Once you’ve calculated your fixed and variable expenses, you can work out your minimum daily charge, the absolute lowest you can go without losing money. From there, you can add your profit margin, adjust for job complexity, and start developing a more consistent electrician job price list.

Let’s say your monthly costs total £2,000. If you want to earn at least that and only work 20 days a month, your base day rate would need to be £100 just to cover expenses, before earning a penny in profit.

What Electricians can earn

One of the most common questions for both new and experienced tradespeople is: “What can I actually earn as an electrician?” The answer depends on your experience level, where you’re based, the type of work you take on, and how well you price jobs.

Average Income

Across the UK, the average self-employed electrician earns between £35,000 and £60,000 per year, with some established professionals bringing in £70,000+, especially if they employ a small team or specialise in high-end or commercial work.

Full-time employed electricians typically earn between £28,000 and £40,000, though this can rise with overtime, callouts, and seniority.

If you’re self-employed, your earnings are directly tied to how you price jobs and manage your schedule. That’s why it’s crucial to have a strong handle on costings and margins, not just how much you charge per day, but how efficiently you turn that into profit.

Daily and Hourly Rates

Here’s a quick snapshot of what electricians often charge:

Day rate: £200–£350
Hourly rate: £40–£60
Call-out fee: £80–£150 (can be higher for out-of-hours work)
Fixed price work: Varies, e.g., £60 to replace a socket, £2,000–£4,500 for a house rewire

These numbers give you a benchmark, but they shouldn’t dictate your pricing. Instead, focus on covering your costs, adding profit, and factoring in your value and demand. The better you get at pricing your electrical work, the more control you’ll have over your earnings.

Earning potential with price work

Many electricians also explore electrician price work jobs, where you quote a fixed fee for completing a task or project. This can boost earnings if you work efficiently and manage costs well. For example, completing a £500 job in half a day, rather than charging a standard day rate, means you’re earning more in less time.

However, fixed-price work does come with risk. If things go wrong or take longer than expected, profits can quickly vanish. That’s why clear scope and accurate assessment are essential.

Assessing the Job

No two jobs are the same. When you’re quoting, you need to assess each project on its own terms. This means visiting the site when possible or asking detailed questions before giving a figure.

Key things to consider include:

The complexity and scale of the work
How accessible the wiring or installation areas are
Whether the job is a repair, upgrade, or full install
The quality and quantity of materials needed
Safety and compliance requirements
Time constraints or special working hours

Accurate assessments are essential to price electrician jobs properly. Missing even one detail can lead to delays or unexpected costs.

Breakeven and profit margin

Once you’ve calculated your time and materials, it’s time to check your breakeven point. This is the minimum you need to charge to cover all costs without making a loss.

Next, add your profit margin. A common mistake is charging only what the job costs to complete. But if you want your business to grow, and buffer against quieter periods, you’ll need to add a fair margin, often between 10–30%, depending on the job and market conditions.

This is where having a price list comes in handy. While every project is unique, a standard pricing guide can help you stay consistent and quote faster.

Quoting your customers

How you present your quote matters just as much as the number on it. A clear, professional quote builds trust and makes it easier for the customer to say yes.

Here are a few things your quote should include:

A summary of the work being done
A breakdown of labour and material costs
The total cost (with VAT if applicable)
Payment terms and deadlines
Start and completion timeframes
Any exclusions or limitations

It’s crucial to avoid vague figures, specific, detailed quotes demonstrate that you’re experienced, organised, and fully prepared for the job. They also help prevent misunderstandings down the line, setting clear expectations for both you and the customer.

Useful tools to help you price jobs

Today, there are several tools available to help electricians quote quickly and accurately. If you’re still working everything out manually, it might be time to upgrade.

Some popular tools include:

Tradify – Designed for trades, this app helps you quote, invoice, and manage jobs in one place
Fergus – Offers job costing and real-time margin tracking
Powered Now – Great for producing branded quotes and managing admin on the go
Simple spreadsheets – Still useful for creating and updating your own price work list

These tools can save hours every week and help you avoid underquoting, a common pitfall for smaller or growing businesses.

Marketing your business

Finally, pricing well won’t get you far if no one knows you exist. That’s where marketing comes in. If you’re wondering how to market your business, start with the basics:

Set up a simple website with clear service info and contact details
List your business on trusted directories like Checkatrade or MyBuilder
Share before-and-after photos on social media
Ask customers for reviews, these build credibility fast
Offer free quotes and clear pricing information

The more professional your online and offline presence is, the more likely people are to trust you with the job, even if you’re not the cheapest quote.

Final notes

Learning how to price jobs as an electrician is about more than just punching numbers into a calculator. It’s about understanding your costs, assessing work properly, and presenting accurate and strong quotes.

Take control of your quoting process, back it up with good communication and marketing, and you’ll not only win more work, but you’ll also win the right kind of work for your business.

Get Electricians Insurance from Protectivity

Whether you’re a self-employed electrician or managing a growing team, having the right insurance in place isn’t just a good idea, it’s essential. Accidents and unexpected issues can happen at any time, and without proper cover, the financial impact can be significant.

That’s where Protectivity comes in. We specialise in tradesman insurance designed specifically for electricians. Our standard Electricians Insurance policy includes up to £5 million in public liability cover, with flexible options to add protection such as Employers’ Liability, Contractor Works, Plant and Tools, Financial Loss, and Employee Tools (available when bundled with other benefits).

This means you’re not just buying insurance; you’re investing in peace of mind. From safeguarding your tools to protecting against claims, we’ve got you covered when it counts.

Explore our affordable policies, straightforward claims process, and convenient monthly payments by requesting a quote today.

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Last updated by

Mandy Czyz

16:31:57 BST • 5 June 2025

Most in-demand electrical services for Electricians’

7 May 2025

•

11 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

From home EV chargers to solar panels and smart heating systems, the UK electrical trade is experiencing unprecedented demand. With over 1.3 million consumer searches for electricians on Checkatrade in 2024 alone, it’s clear that customers are actively looking for trusted professionals. This surge is being driven by new laws, green tech trends, and shifting homeowner and business priorities.

For electricians—whether you’re a sole trader or running a small firm—there’s never been a better time to refine your offerings. This guide breaks down the most in-demand services for 2024–2025 across domestic, commercial, and new build markets. Use it to identify new opportunities, get qualified where needed, and ensure you’re offering services customers are actively seeking.

Top services in demand: Overview

Rank	Service	Key Drivers
1	EV Charger Installation	EV boom, building regs
2	Solar PV + Battery	Energy prices, green incentives
3	EICRs + Consumer Unit Upgrades	Legal compliance, aging stock
4	Smart Home Tech	Convenience, energy saving
5	LED Lighting Retrofits	Ban on fluorescents, cost-cutting

Residential sector

Here’s a breakdown of the key areas where residential demand is strongest right now – and where your skills are most valuable.

1. EV Charger Installation (Home)

With electric vehicles now accounting for nearly 18% of all new UK car sales, more homeowners are seeking dedicated home charging solutions—typically 7kW wall-mounted units.

Since 2022, building regulations in England require all new homes to include an EV charging point or at least be pre-wired for one. This has made charger installs standard on new build sites and in high-growth housing areas.

Electricians are seeing particularly high demand in London, the Southeast, and affluent suburban regions where EV ownership is more concentrated.

On top of the basic install, many jobs require upgrading the consumer unit or adding surge protection to ensure compliance and safety.

2. Solar Panel & Battery Storage

The drive for energy independence has made solar a top priority for homeowners. By late 2024, over 1.4 million UK homes had solar panels installed. Increasingly, customers are adding battery storage to these systems to store daytime energy for evening use, boosting self-sufficiency.

Demand is especially strong in the Southeast and Southwest, where solar exposure is higher and roof space more readily available.

Electricians looking to work in this space should consider gaining relevant qualifications such as MCS certification, as proper training is crucial for both compliance and customer trust.

3. EICRs, Rewiring & Consumer Units

Safety and compliance continue to be a core pillar of residential work. Since 2020, landlords are legally required to obtain an Electrical Installation Condition Report (EICR) every five years. This means the first major wave of renewals hits in 2025–26, creating a sharp spike in demand for inspection services.

In addition, many older properties, especially those built before 1946, still rely on outdated wiring, making partial or full rewires a common requirement. Fuse board (consumer unit) replacements are also frequently needed when homeowners install upgrades like EV chargers or modern kitchens.

Industry analysts estimate that to keep up with the inspection cycle, more than 12,000 EICRs need to be completed daily across the UK during peak periods.

4. Smart Homes & Automation

Smart home technology is quickly becoming the norm, not the exception. Devices such as smart thermostats, lighting, security cameras, and video doorbells are now widely expected in mid-range homes.

Homeowners are seeking energy efficiency, security, and the convenience of remote control. For electricians, this opens up a steady flow of installation work, especially for those with a working knowledge of IT basics like Wi-Fi setup, Zigbee or Z-Wave protocols, and mobile app integration.

Electricians who can offer both electrical expertise and smart tech know-how are increasingly in demand.

5. LED Lighting & Energy Efficiency

With the ban on most fluorescent lighting and the rising cost of energy, clients are prioritising LED upgrades for their efficiency and long-term savings. LEDs use up to 75% less energy than traditional bulbs, making them a go-to for cost-conscious and eco-minded homeowners alike. Many are combining LED installs with automation, such as motion-activated lights, timers, or app-based controls, to maximise efficiency.

For electricians, this offers frequent opportunities to recommend and install efficient lighting systems that deliver quick returns on energy bills.

Commercial sector – for bigger contracts

For electricians looking to take on larger-scale projects or specialise in commercial systems, this sector is rich with opportunities, from fleet EV infrastructure to full lighting control upgrades. Whether you’re subcontracting for public projects or managing facilities for businesses, there’s steady demand for skilled professionals across the board.

1. Workplace EV Charging

Electric vehicle adoption isn’t just reshaping domestic installations, it’s transforming commercial sites too. Government schemes like the Workplace Charging Scheme are incentivising companies to install EV charge points on business premises, making it easier and more cost-effective to start a rollout. However, commercial charger installs come with additional complexity.

Many businesses now require smart systems that can balance loads across multiple chargers, particularly when managing fleets. This often involves configuring energy management systems and ensuring demand doesn’t exceed the site’s supply capacity.

Electricians carrying out this work must be confident with three-phase systems, larger cable runs, distribution board upgrades, and sometimes integrating chargers with solar or storage.

2. Commercial Solar

The push for green credentials and long-term energy savings has triggered a commercial solar boom. Warehouses, schools, NHS sites, supermarkets, and factories are all leveraging unused roof space to generate electricity.

Solar installations in the commercial space grew by 25% in 2024 alone, reflecting widespread investment across sectors. Many of these projects include battery systems to store power for peak-time usage and often involve integrating backup generators to provide resilience.

Demand is especially high in the Midlands and rural parts of the Southwest, where larger roof spans and government funding have made installation more viable. This work tends to favour electricians with experience in higher-capacity systems and energy regulation compliance.

3. Lighting Retrofits & Building Controls

The 2023 ban on most fluorescent lighting under the RoHS directive has pushed a wave of lighting upgrades across the UK. Offices, shops, public buildings, and schools are now replacing legacy lighting with modern, energy-efficient LED solutions.

These retrofits are typically done at scale, entire floors, campuses, or buildings at a time and often bundled with smart lighting controls. This includes motion sensors, dimming modules, daylight-responsive systems, and timers to improve energy efficiency and meet building performance targets.

Electricians are central to planning and installing these systems, and familiarity with building management systems (BMS) and control wiring is increasingly valuable in this space.

4. Ongoing Testing, PAT & Maintenance

Compliance is non-negotiable for commercial clients, which creates consistent demand for electricians who offer testing and long-term maintenance services. Under BS 7671, periodic inspections are required every five years in commercial environments, but many businesses schedule them more frequently for insurance and operational safety.

Portable appliance testing (PAT) is often outsourced, providing additional work for electricians across offices, hotels, schools, and retail spaces. Many organisations also enter into ongoing maintenance contracts that include regular system checks, fault finding, and minor repairs.

Services like surge protection, AFDD installation, and emergency lighting maintenance are also in demand, especially as businesses aim to reduce risk and enhance safety across their premises.

New build opportunities

From large-scale housing developments to smarter, greener commercial premises, electricians have a key role in shaping the electrical systems of tomorrow. New build projects offer structured, high-volume work, often with cutting-edge technologies built into the spec. For electricians looking for consistent, forward-looking contracts, this is a safe bet for the future.

1. Full House/Flat Wiring

New build housing continues to be a stronghold for electrical contractors, with over 220,000 homes completed in the last year alone. First-fix and second-fix wiring work remains the core of residential new build projects, often handled at scale across entire estates.

What’s changed is what clients now expect: every new home must include provisions for EV charge points, and many also come equipped with solar panels, electric heating systems, and smart-ready wiring.

Electricians working on these sites need to be confident in both standard installations and the additional requirements of modern energy systems and compliance frameworks.

2. Smart-Ready Homes

Homebuyers are increasingly expecting smart features from the moment they walk in the door. Builders are responding by integrating structured cabling for data and telecoms, smart door entry systems, and connected heating controls right from the construction phase.

Electricians who can wire both power and data, or who understand how to install and test smart devices like thermostats and doorbell cameras, are in particularly high demand. A basic knowledge of networking and low-voltage wiring systems will give electricians an edge in this fast-developing area.

3. Electric Heating

With the UK’s transition away from gas boilers in full swing, new homes built from 2025 are expected to be gas-free by default. This shift creates a growing need for electrical heating infrastructure, including high-current feeds for immersion tanks, electric panel heaters, and air-source or ground-source heat pumps.

These systems often require load calculations, new circuit design, and careful distribution board planning, giving electricians more technical work on each install. As gas disappears from the blueprint, electric heating will be one of the defining features of new homes, making it a must-know area for installers.

4. Regulations & Safety

Electrical safety and efficiency standards are tightening with each update to the wiring regulations, and all new builds must comply with the 18th Edition (Amendment 2). This includes mandatory use of surge protection devices (SPDs), arc fault detection devices (AFDDs) in some circuits, and RCDs across the board. Installers must not only ensure compliance but also design systems that meet environmental and energy-use targets.

For electricians, staying updated on changes to BS 7671 and understanding how to implement them on-site is essential, particularly in new build environments where inspections and certifications are closely monitored.

Regional hotspots to watch

Region	Key Trends
London	Highest charger density, smart office refits
Southeast	Top for home solar and EV charger demand
Southwest	Highest % of solar homes, rural energy upgrades
Midlands	Industrial solar boom, new housing developments
Scotland	Leading public EV infrastructure, wind/solar installs
Wales/NI	Steady demand; public-funded retrofit projects

How to stay ahead

The next two years are pivotal for the electrical trade in the UK. Regulations, green tech, and customer expectations are aligning to create a strong, sustained demand for skilled electricians.

To take advantage:

Get certified for solar and EV installs (e.g., NICEIC, MCS, OZEV).
Stay updated on BS 7671 and green energy incentives.
Consider partnering with smart home tech suppliers or taking IT training.
Market your services around upcoming regulatory deadlines (like EICRs).

Whether you’re just starting out or growing your team, focusing on these high-demand areas can ensure a busy, profitable future.

Remember: The future is electric – and electricians are powering the change.

Sources: Checkatrade, gov.uk, SunSave, EquipTest, The Guardian, The Logical Group, Fixflo, EcoGreen Electrical, LearnTradeSkills, Weiss Technik, NHBC, Statista, OpenRent, Rentokil

Get Specialist Electricians’ Insurance from Protectivity

If you’re working on a self-employed basis or running your own electrician business where you’re employing other people, then having your own cover in place is a must. If something goes wrong, the financial implications can be severe, which is why having the correct tradesman insurance is essential.

At Protectivity, we specialise in providing electricians’ insurance to professionals just like you. Our policies include public liability up to £5 million as standard; you then have the option to add Employers’ Liability insurance, Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs. Our tools insurance, is ideal for electricians needing to protect their equipment.

Find out more about our affordable policies, excellent claims handling, and monthly payment options when you request a quote today.

Get Electricians' Insurance from Protectivity

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16:44:16 BST • 7 May 2025

What is a Gold CSCS Card & how to get one?

By Chris Trotman

29 April 2025

•

7 mins read

Contributors

Chris Trotman

Chris has been with Starpeak Insurance Solutions for 3 years. Before starting with the company, Chris was involve...

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The UK construction industry’s busier than ever — and it’s not slowing down any time soon. In fact, the CITB has estimated that over 250,000 extra workers will be needed by 2028 to keep up with demand across housing, infrastructure, and repair projects. If you’re already working in the trade or running your own business, that’s good news — but it also means the bar is being raised when it comes to skills and qualifications.

Skilled workers are in demand, and that’s reflected in pay too. According to the BCIS, construction wages have gone up by around 6.7% in the past year alone, especially for those with solid experience and recognised qualifications under their belt. That’s where the Gold CSCS card comes in. Whether you’re looking to prove your skills, take on more responsibility, or just boost your earning potential, having a Gold card shows you’re serious about your trade.

In this guide, we’ll cover everything you need to know: what the Gold CSCS card is, who it’s for, what qualifications you need, how to apply, and how it compares to the other card types out there. Whether you’re a seasoned pro or looking to level up, it’s all here.

What is a Gold CSCS card?

The Gold CSCS card is a recognition of your skills, qualifications, and experience within the construction industry. It’s not just a flashy card with a nice colour – it tells employers and site managers that you know your trade inside out.

There are two types of Gold CSCS cards:

Gold Skilled Worker Card – for experienced tradespeople who have completed a Level 3 NVQ or equivalent in their specific trade.
Gold Supervisor Card – for those in a supervisory or foreperson role, often with additional responsibilities like overseeing other workers on-site.

Think of the Gold card as a badge of professionalism. It shows you’re not only capable but certified to work safely and competently.

Why do you need a Gold CSCS card?

Holding a Gold CSCS card isn’t just a box-ticking exercise – it’s a powerful way to show that you’re a skilled professional who takes their trade seriously. From getting through the site gates to landing better jobs and meeting health and safety requirements, a Gold card can open doors and boost your reputation across the construction industry. Here’s why having one really matters:

Site access – Most major construction sites in the UK now require a valid CSCS card. Without one, you might not even make it past the car park.
Proof of skill – It proves you’re properly qualified and experienced, which builds trust with employers and clients.
Better job opportunities – Many higher-paying roles or supervisory positions require a Gold card as standard.
Health & Safety – It shows you’ve passed the relevant Health, Safety & Environment (HS&E) test, which is a key part of keeping everyone on-site safe.

Requirements for a Gold CSCS card

Following requirements is about showing that you’ve gained solid experience on-site, completed the right training, and earned formal, industry-recognised qualifications. Whether you’re applying as a skilled tradesperson or stepping up to a supervisory role, you’ll need to prove your knowledge, capability, and commitment to high standards. Let’s break it down by card type:

For the Skilled Worker Card:

A Level 3 NVQ/SVQ in your trade (e.g., carpentry, plumbing, electrical installation).
Pass the CITB Health, Safety & Environment (HS&E) test for Operatives within the last 2 years.

For the Supervisor Card:

A Level 3 or 4 NVQ/SVQ in Occupational Work Supervision or a relevant supervisory qualification.
Pass the CITB Supervisor-level HS&E test (not the basic Operatives version).

How to apply for a Gold CSCS card

These are the main steps to follow, to ensure you get your card:

Get Your Qualification – Make sure you have the right NVQ or SVQ. If you don’t, you can look into on-site assessment routes or training providers that offer recognised qualifications.
Pass the HS&E Test – Book your test via the CITB website. Choose the Operative or Supervisor test depending on your card type.
Apply Online – Head over to the official CSCS website to apply. You’ll need to upload proof of your qualification and test pass.
Pay the Fee – The application currently costs £36 (as of 2024).
Wait for Delivery – Your card should arrive within a couple of weeks, but you can use your application confirmation as proof while you wait.

Other steps and tips getting a CSCS card

Finding an NVQ Provider – Make sure your training provider is accredited. Some providers even assess you on-site while you work.
Upgrading from a Blue Card – If you already have a Blue Skilled Worker card, upgrading to Gold can be a natural next step once you complete a Level 3 NVQ.
Renewals – The Gold card is valid for 5 years. You’ll need to retake the HS&E test and provide evidence of continued competence to renew.
Lost or Damaged Card? – You can order a replacement easily through the CSCS website.

Gold CSCS vs other cards

To put things in perspective:

Green Card – Labourer (entry-level)
Blue Card – Skilled Worker (Level 2 NVQ)
Gold Card – Advanced Skilled Worker or Supervisor (Level 3+)
Black Card – Manager (Level 5+ in site or project management)

So, if you’re already working at a high level in your trade, or managing others on-site, Gold is the card you should be aiming for.

Read more about the process from the start in our blog on How to get a CSCS card.

CSCS Gold card FAQs

Can I get a Gold card without an NVQ?
Generally, no. But there are experienced worker routes where you can gain an NVQ through on-site assessment.

How long does the whole process take?
If you already have your qualification and HS&E test completed, the card can be with you in as little as 10 working days.

What if my qualifications are from outside the UK?
Some overseas qualifications can be accepted. You may need to go through a UK NARIC (now Ecctis) check or get UK-equivalent certification.

To sum up

Getting your Gold CSCS card is a smart investment in your future. It opens doors to better jobs, more responsibility, and higher pay. Plus, it proves to clients, employers, and site managers that you’re the real deal.

Whether you’re moving up from a blue card or aiming to step into a supervisory role, the Gold card shows you’re serious about your trade.

If you’ve got any questions or want help with the application process, drop a comment or reach out. And if you’re running a small business, getting your team qualified to gold level can really boost your reputation and win more contracts.

Get Specialist Tradesman Insurance from Protectivity

Health and safety is an unavoidable element of the construction industry, which is why having the right tradesman liability insurance is so important. With the everyday risks of site work, like accidents, property damage, or third-party injuries – a solid insurance policy offers essential financial protection. Many clients will also want to see proof of cover before signing a contract, so being insured helps you work professionally and with confidence.

At Protectivity, we offer affordable tradesman insurance tailored to the needs of those in the trade. Our standard policies include up to £5 million public liability cover, with optional add-ons like Employers’ Liability, Contractor Works, Plant and Tools, and more. That way, if the unexpected happens, you’re covered where it counts.

Whether you’re a builder, bricklayer, or other trades we have specific Contractors All Risk cover to suit you. Find out more when you get a quote here.

Get Tradesman Insurance from Protectivity

Last updated by

Chris Trotman

16:31:12 BST • 13 May 2025

How much to charge as a gardener

23 April 2025

•

8 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

https://www.bark.com/en/gb/gardeners/gardener-price-guide/

Gardening is a rewarding profession, offering the freedom to work outdoors, manage your own schedule, and build a thriving business. However, one of the biggest challenges for self-employed gardeners and small businesses is deciding how much to charge for their services. Set your prices too low, and you may struggle to make a living; too high, and you risk losing potential clients.

For sole traders, seasonal gardeners, and small businesses, one of the most important yet tricky parts of running a gardening business is setting the right rates. Charge too little, and you may not cover your costs. Charge too much, and you risk pricing yourself out of work. In this guide, we’ll walk through industry averages, income expectations, and tips for setting fair, competitive prices that reflect the true value of your services.

How much do gardeners earn?

On average, qualified self-employed gardeners in the UK with 10 or more years of experience are targeting around £270 per day in 2024, up from £258 in 2023. This equates to approximately £36 per hour, based on 7.5 chargeable hours per day.

It’s worth noting that this isn’t pure take-home pay, it reflects the cost of running a gardening business, which includes tools, insurance, vehicle upkeep, training, fuel, and more. Gardeners can expect around 25% of their annual turnover to go towards these business expenses.

Your actual earnings will vary depending on your level of experience, services offered, region, and how many months of the year you’re actively working, since income typically dips during the winter.

How much do gardeners charge on average in the UK?

If you’re deciding how much to charge, it’s useful to understand what gardeners typically cost clients. Rates depend on factors like the size of the job, location, and whether the work is general maintenance or more skilled labour.

For clients hiring a gardener, the average hourly rate is between £25 and £36, depending on whether it’s a one-off job or a regular contract. Gardeners may charge more for specialised work or if the job involves significant travel, use of high-risk equipment, or tasks requiring specific qualifications.

Here are average hourly rates for various gardening services in 2025:

Landscape design: £100/hr
Garden levelling: £140 (per job, equipment included)
Lawn mowing & general maintenance: £20/hr
Weeding: £30/hr
Tree trimming: £60/hr
Planting flowers: £35/hr

Prices may also vary by region, the complexity of the job, and the type of service, routine vs. specialist, for example.

Average hourly rate for gardeners

Hourly rates are most commonly used for regular maintenance or smaller one-off jobs. The national average falls between £25 and £36 per hour depending on experience and type of service.

Charging by the hour works well when the job duration isn’t easily defined in advance. However, it’s crucial to be transparent with clients and provide an estimate beforehand to avoid misunderstandings. Also, ensure your hourly rate accounts for time spent on non-billable activities like travel, quoting, and tool maintenance.

Average day rate for gardeners

For full-day bookings or larger jobs, such as full garden clearances or landscaping, many gardeners prefer to charge a day rate. Based on current data, a qualified, experienced gardener in 2024/2025 may charge around £270 per day, though rates typically range from £150 to £300 depending on location and services included.

A day rate is often more convenient for both the gardener and the client and can offer better value overall. Just make sure to define what’s included in your daily rate, such as equipment, waste removal, or travel.

Considerations in how much to charge as a gardener?

Setting your rates as a self-employed gardener involves more than just matching the going rate in your area, it’s about building a sustainable business that covers your costs and rewards your expertise. Your pricing should reflect the true cost of running your business, your level of experience, and the value you provide to clients.

Here are key considerations when working out how much to charge:

Understand your costs

Factor in all your business outgoings such as tools, fuel, vehicle maintenance, insurance, licensing, protective clothing, waste disposal, and marketing. Your rate should ensure these are covered, with room for growth.

Research the market

Look into what other local gardeners charge for similar services. This helps you stay competitive and gives you a benchmark to work from.

Reflect your experience and skill

If you have qualifications, specialist knowledge (like plant care or landscaping), or use high-grade equipment, your pricing should reflect that added value.

Consider demand and availability

If you’re consistently busy or booked in advance, that may be a sign you can increase your rates slightly. High demand justifies higher pricing.

Include a profit margin

Don’t just break even. You’re running a business, so ensure your prices include a profit margin to make your work financially worthwhile.

Set a minimum charge for small jobs

Many gardeners set a minimum call-out fee to account for travel time, set-up, and overheads, especially for quick or one-off tasks.

Review rates regularly

Reassess your pricing at least once a year to keep up with inflation, rising costs, and changes in demand.

By taking all of these into account, you’ll be in a strong position to set fair and confident rates that support both your livelihood and your professional reputation.

Winter vs. Summer – Seasonal income

Gardening is a highly seasonal profession, with peak demand in spring and summer. Many gardeners find they can charge higher rates during these months due to increased demand. However, the average income can drop by up to 37% during winter, primarily due to shorter days, poor weather, and fewer garden-related tasks. To maintain earnings in the off-season, consider offering additional services such as:

Winter pruning: Many trees and shrubs require pruning in colder months.
Fence and shed repairs: Structural garden maintenance is in demand year-round.
Leaf clearance and composting: Many clients still need garden upkeep during autumn and winter.

By diversifying your services, you can generate a more consistent income throughout the year.

Setting up a gardening business & startup cost

If you’re launching a gardening business, it’s important to plan for some upfront investment. Basic startup costs may include:

Tools & equipment: £500 – £2,000+
Vehicle (van or trailer): £2,000 – £10,000 (used)
Insurance (public liability, tools): £100 – £300 annually
Marketing (website, flyers, signage): £200 – £1,000
Licences (waste carrier, pesticide handling): Variable

Starting small with essential tools and reinvesting as you grow can help manage costs effectively.

Additional pricing considerations

Beyond your standard rates, you may need to factor in additional costs to ensure your business remains profitable. Some key considerations include:

Travel expenses: If you’re travelling long distances, charging for fuel and time can be necessary.
Package deals: Offering regular clients discounted rates for ongoing maintenance can provide steady work.
Waste disposal: If you remove garden waste, charging an additional fee can cover disposal costs.
Cancellation fees: A cancellation policy ensures you don’t lose income from last-minute changes.

Being transparent about these costs with clients helps build trust and prevents misunderstandings. Setting the right price as a gardener is crucial for building a sustainable business. Understanding industry rates, factoring in your costs, and adjusting prices based on demand can help ensure profitability.

Whether you charge hourly, daily, or per project, always ensure your pricing reflects your expertise, time, and expenses. Regularly reviewing your rates and diversifying services can also help you maintain a steady income year-round. By charging confidently and fairly, you can grow a thriving gardening business while providing excellent value to your clients.

Sources:

https://www.thegardenersguild.co.uk/2024_gardener_hourly_rates_garden_maintenance.html

Get Gardeners' Insurance from Protectivity

Get Gardeners’ Liability Insurance from Protectivity

We’ve explored how setting the right rates can help you run a profitable and sustainable gardening business – but what about the things you can’t control? That’s where having the right insurance comes in, helping protect your income and your business when the unexpected happens.

As a professional gardener, you’re often working in other people’s homes and gardens, using tools, machinery, and occasionally dealing with risks like damage to property or injury. Gardeners’ liability insurance gives you peace of mind and financial protection if something goes wrong.

At Protectivity, we provide affordable gardener’s insurance to cover specific incidents commonly faced. Our policies include Public Liability up to £5 million as standard; you then have the option to add Plant and Tools cover, Employers’ Liability financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs.

Whether you’re a gardener, handyman or involved in domestic property maintenance -take two minutes today to take a closer look at our trades policies.

Last updated by

15:48:57 BST • 30 April 2025

How to start a gardening business

By Mandy Czyz

16 April 2025

•

10 mins read

Contributors

Mandy Czyz

Mandy has been with Starpeak Insurance Solutions since 2018, starting in sales in the consumer department and mov...

Starting your own gardening business can be a rewarding and profitable venture. The gardening industry offers plenty of opportunities, whether you’re interested in providing basic lawn care or more specialised services like landscaping or garden design. In this comprehensive guide, we will walk you through the essential steps for starting your own gardening business, including costs, necessary skills, and how to find clients.

Gardening services are always in demand, whether it’s for residential properties, commercial spaces, or community projects. If you’re passionate about plants and enjoy working outdoors, starting a gardening business could be the perfect career for you. From lawn care to hedge trimming and garden design, the opportunities are endless. But how do you start a gardening business? This guide will cover everything from the basics to more advanced considerations.

Who should start a gardening business?

Before you dive in, it’s important to determine whether this is the right path for you. While starting a gardening business can be very rewarding, it’s not for everyone. Here are a few traits that make someone well-suited for the job:

A passion for outdoor work: Gardening requires spending a lot of time outdoors, so it’s important to enjoy working in all kinds of weather conditions.
Physical fitness: Gardening can be physically demanding, especially if you’re handling heavy equipment or performing tasks like digging or lifting.
Attention to detail: Successful gardeners need to have a keen eye for design and maintenance. The ability to spot small issues before they become big problems is essential.
Self-motivation: As a business owner, you’ll need to be self-driven and able to manage your time effectively.
Interpersonal skills: You’ll be working directly with clients, so good communication and customer service skills are key to building long-term relationships.

How to start your own gardening business

Getting started involves a few key steps to ensure you’re legally compliant, well-equipped, and ready to start offering services.

Research and planning

Start by researching the gardening services market in your area. Understand the demand for gardening services and identify potential competitors. Know what they offer and what sets you apart. Defining your services is a crucial next step. You can offer everything from lawn mowing and hedge trimming to more specialised services like garden design or tree surgery.

Create a business plan

A solid business plan is essential for guiding your operations. Your plan should include:

Services: What specific gardening services will you offer?
Target market: Identify your ideal customers. Are you targeting residential homes, commercial properties, or a mix of both?
Marketing strategy: How will you attract customers? Consider online marketing, word-of-mouth, and local networking.
Financial projections: Estimate the cost of starting your business, including equipment and insurance, and project your income based on your pricing.

Legal considerations

Before you can start working, you need to make sure you’re following the legal requirements. You’ll need to:

Choose a business structure (sole trader, partnership, or limited company).
Register your business with HMRC.
Apply for necessary licences or certifications. Some services, like pesticide application, require specific qualifications.

Why you should start a gardening business

There are several compelling reasons why you should consider starting your own gardening business:

High demand for services: With more people investing in their outdoor spaces, gardening services are in high demand.
Flexibility: As a business owner, you have control over your schedule. Whether you work part-time or full-time, you decide when and where to work.
Satisfaction: There’s a sense of pride in seeing your work transform an outdoor space. The impact you have on a client’s garden can be immediate and visible.
Low entry barriers: Compared to many other businesses, starting a gardening business has relatively low start-up costs and no formal qualifications are required (although they are recommended).

Cost of starting a gardening business

The cost to start a gardening business can vary depending on the services you offer and the tools you need. Here are some of the major expenses you’ll need to budget for:

Professional gardening tools

Your equipment will be your biggest initial investment. Essential tools include:

Lawnmowers: Ranging from £200 for basic models to £2,000+ for professional-grade machines.
Hedge trimmers: Typically priced between £100 and £400, depending on the quality.
Pruning shears: Can cost £20 to £150 for top-quality, professional models.
Other equipment: Shovels, rakes, pruning saws, etc., which can total £500 to £1,000.
Transport: If you need a vehicle for your tools, a used van could cost between £3,000 and £10,000.

Insurance

Public liability insurance is essential to protect your business from claims due to accidents or damage. Basic coverage starts from around £3.96 per month, with annual premiums starting from around £60 for a small business. Additional coverage like equipment cover or employer’s liability insurance will come as additional costs.

Marketing and advertising

To attract clients, you’ll need some form of marketing. Costs could include:

Website: A basic website might cost £500 to £1,500 for setup, plus around £50 to £100 per year for domain and hosting.
Business cards and flyers: Expect to spend between £50 and £200 on printed materials.
Local advertising: Placing ads or flyers in local community centres or newspapers could cost £100 to £500 for initial campaigns.

Ongoing Costs

In addition to initial start-up expenses, you’ll need to consider:

Fuel: Regular travel to job sites can add up, particularly if you’re using a van.
Maintenance: Tools and vehicles require upkeep, which can range from £100 to £500 annually.

Profitability of gardening

Gardening can be a profitable business, with the potential for steady work year-round. A small, solo gardening business can expect to earn anywhere from £20,000 to £50,000 per year, depending on the number of clients and types of services offered. Your earnings will increase as you build a client base and gain more experience. If you plan to hire employees or expand to offer additional services, the profitability can grow even further.

What skills do you need?

Running a successful gardening business requires a combination of practical skills and business acumen. Here are some key skills:

Horticultural knowledge: Understanding how plants grow, their needs, and how to care for them is fundamental to the business.
Physical strength: Gardening can be labour-intensive. The ability to work efficiently and handle heavy equipment is necessary.
Customer service: Building and maintaining good relationships with your clients will help you retain business and generate referrals.
Business management: Understanding basic business principles, such as bookkeeping, marketing, and managing cash flow, will help ensure your business is financially successful.

Qualifications and licences

Although formal qualifications aren’t strictly necessary to start a gardening business, they can help build credibility and trust with clients. Some qualifications and certifications to consider include:

Horticulture courses: Courses in horticulture or garden design will help you deepen your knowledge and increase your skills.
Pesticide application licence: If you plan to use chemical treatments, you’ll need a licence to apply pesticides legally.
Professional memberships: Joining a professional organisation like the Professional Gardeners’ Guild can increase your credibility and offer networking opportunities.

How to register a gardening business

To operate legally, you’ll need to register your gardening business with HMRC. The process varies depending on the type of business structure you choose.

Sole trader

If you plan to operate as a sole trader, the registration process is relatively straightforward. You simply need to register as self-employed with HMRC, which can be done online through the government website. As a sole trader, you’ll be responsible for keeping accurate financial records, submitting a Self Assessment tax return each year, and paying income tax and National Insurance contributions on your profits.

Limited company

If you decide to set up a limited company, the process is slightly more complex. You will need to register with Companies House and choose a unique company name that complies with government guidelines. Additionally, you must appoint at least one director, prepare a memorandum and articles of association, and register for Corporation Tax with HMRC. Running a limited company comes with extra responsibilities, such as filing annual accounts and submitting confirmation statements.

Additional considerations

Regardless of your business structure, you may also need to register for VAT if your annual turnover exceeds the VAT threshold. It’s also wise to check whether you need any specific licenses or permits, especially if you plan to use pesticides, transport plants, or dispose of garden waste professionally.

Different types of gardening services

There are many different gardening services you can offer, and you may choose to specialise in a specific area or provide a broad range of services:

Lawn care: Regular mowing, edging, and fertilising.
Landscape design: Creating new garden layouts and planting schemes.
Tree surgery: Pruning, trimming, or removing trees.
Hedge trimming: Maintaining the shape and size of hedges.
Garden maintenance: Regular care for existing gardens, such as weeding, pruning, and plant care.

Finding your customers

Building a customer base takes time, but there are many ways to find clients:

Word of mouth: Happy customers will refer you to others. Providing excellent service is the best form of advertising.
Local advertising: Place flyers in community centres, local cafes, or on bulletin boards.
Online presence: Create a professional website to showcase your services, customer reviews, and portfolio.
Social media: Platforms like Instagram and Facebook are great for showcasing before-and-after photos of your work.

Starting a gardening business can be a financially rewarding and personally fulfilling experience. By understanding the necessary steps, costs, and skills involved, you can confidently launch your business and begin cultivating success. Whether you’re offering lawn care, garden design, or tree surgery, there’s a niche for every aspiring gardener. By learning the ropes and investing in the right tools, you’ll be well on your way to building a thriving gardening business.

Get Gardeners’ Insurance from Protectivity

When you’re starting a gardening business, getting gardener’s insurance is crucial for protecting your business from potential risks and liabilities. As a gardener, you work closely with clients and their properties and accidents can happen. Whether it’s damaging a client’s property, causing injury to someone on-site, or even facing a legal claim due to a mishap, having the right insurance ensures you’re covered.

Protectivity’s gardeners’ insurance provides specialist cover for the risks you face while offering gardening services. You can choose the cover that best suits your business needs, with benefits such as public liability coverage up to £5 million as standard. Additional options include Employers’ Liability insurance, tools and equipment cover, and protection against financial loss. This ensures that if anything goes wrong, you won’t be left facing unexpected costs.

Find out more about gardeners’ insurance and get a quote online today.

Get Gardeners' Insurance from Protectivity

Last updated by

15:48:38 BST • 30 April 2025

How to become FENSA registered

11 April 2025

•

7 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

Get tradesperson insurance from Protectivity

If you are a tradesperson involved in the installation of windows and doors in the UK, becoming FENSA approved can be a valuable step for your business. FENSA (Fenestration Self-Assessment Scheme) is a government-authorised certification scheme that ensures installers comply with building regulations for window and door replacements in domestic properties. Gaining FENSA approval allows you to self-certify your work, removing the need for local authority inspections.

In this guide, we will explain what FENSA is, the benefits of becoming certified, the registration process, costs involved, and alternatives available. Whether you are an independent tradesperson or part of a larger business, this blog will help you understand everything you need to know about becoming FENSA registered.

What is FENSA?

FENSA (Fenestration Self-Assessment Scheme) is a government-backed scheme that certifies window and door installations comply with building regulations. It was established in 2002 to ensure that installers meet energy efficiency and safety standards without requiring direct local authority approval for each installation.

When a FENSA-certified installer completes a job, they can issue a certificate to the homeowner, proving that the work meets regulatory standards. This certification not only simplifies compliance for tradespeople but also reassures customers that their installation is legal and energy efficient.

Why is FENSA certification popular with tradespeople?

FENSA certification is widely recognised in the UK construction industry, making it a valuable asset for tradespeople working with windows and doors. The ability to self-certify installations saves time and money by avoiding the need for building control inspections.

Additionally, many homeowners prefer to hire FENSA-approved installers because it gives them confidence that the work will meet the required standards. Displaying the FENSA logo on marketing materials, vans, and websites can help attract more business. Many estate agents and solicitors also request FENSA certificates when selling a property, further increasing demand for certified installers.

Which trades use FENSA the most?

FENSA certification is primarily used by tradespeople involved in the installation of windows and doors in residential properties. The most common professionals who benefit from FENSA approval include:

Glaziers – Specialising in the installation and replacement of glass windows and doors.
Window and Door Installers – Independent contractors or companies fitting PVC, aluminium, and timber frames.
Conservatory fitters – Tradespeople working on conservatories that require compliant window and door installations.
Builders – Those involved in home renovations and extensions often require FENSA registration to ensure compliance.

Any professional who replaces external doors or windows in domestic properties can benefit from becoming FENSA approved.

How to register for a FENSA certificate

The process of becoming FENSA certified is straightforward but requires meeting certain standards. Below is a step-by-step guide:

Check your eligibility – Ensure your business is involved in fitting windows and doors in domestic properties.
Prepare business documents – You will need proof of trading status, relevant insurance, and examples of previous installations.
Apply online – Visit the FENSA website to complete the registration form.
Initial assessment – FENSA will inspect a sample of your work to ensure compliance with building regulations.
Pay the registration fee – Costs vary depending on the size and scope of your business.
Receive approval – Once registered, you can start issuing FENSA certificates and benefit from being listed as an approved installer.

Following these steps ensures that your business is fully compliant and can offer certified installations to customers.

How much does FENSA certification cost?

The cost of becoming FENSA approved varies depending on the size of your business and the number of installations you complete. Typically, fees include:

Initial registration fee – £267.40

Upon application, there is a one-off fee of £267.40 (excluding VAT), which includes the cost of the initial on-site assessment.

Annual membership fee – £172

The yearly registration fee is £172 (excluding VAT), charged annually on 1st January.

Inspection fees

FENSA conducts random checks on installations, which may incur additional charges.
For up to 25 installations per year: Minimum of 1 assessment costing £145.25 (excluding VAT
For 26 to 200 installations per year: Minimum of 2 assessments, totalling £290.50 (excluding VAT
For over 200 installations per year: 1% of all installations assessed, with each assessment costing £145.25 (excluding VAT

*Fees taken from FENSA website 28/3/25

Replacement certificate fees – If a homeowner requires a duplicate FENSA certificate, the cost is £25, including VAT, when ordered online.

The most up to date costs can be found on the FENSA website, but it is important to budget for both the initial registration and any ongoing expenses.

Pros and cons of becoming FENSA registered

Pros:

Legally self-certify window and door installations without needing building control inspections.
Increases credibility and reassures customers about the quality of work.
Saves time and money compared to obtaining local authority approval.
Provides marketing benefits, including the use of the FENSA logo and website listing.
Helps tradespeople comply with government regulations more efficiently.

Cons:

Registration and annual fees add to business expenses.
Initial assessment and ongoing inspections require work to meet strict standards.
Businesses must always comply with FENSA regulations, which may require adjustments to installation methods.

While there are costs and compliance requirements, many tradespeople find that the benefits of FENSA certification outweigh the drawbacks.

Tips for passing the FENSA assessment

To successfully pass the FENSA assessment and maintain certification, tradespeople should:

Ensure all installations meet Building Regulations (Part L), particularly regarding energy efficiency.
Keep records of previous jobs, including materials used and customer details, as proof of compliance.
Maintain valid business insurance and proper documentation.
Stay updated with changes to regulations and consider attending training courses to enhance knowledge.

A proactive approach to compliance will help businesses pass FENSA inspections and maintain a strong reputation in the industry.

Alternatives to FENSA

FENSA is not the only option for self-certifying window and door installations. Other alternatives include:

Certass – Another UK certification body that offers self-certification for window and door installers.
Building Control Approval – Instead of joining a certification scheme, installers can submit applications for local authority inspections, although this is often more time-consuming and costly.
TrustMark and Competent Person Schemes – Additional accreditations that offer consumer protection and credibility.

Depending on the nature of your work and business needs, an alternative certification scheme may be a better fit.

Is it easy to switch to FENSA from another scheme?

Yes, switching to FENSA from another scheme like Certass is relatively straightforward. You’ll need to apply as normal and complete a FENSA assessment, but previous certification can support your application.

Before switching, check for any notice periods or contractual obligations with your current provider. Once approved, you can start issuing FENSA certificates and use the branding in your marketing.

Many tradespeople switch to FENSA for its strong brand recognition and homeowner trust, especially as it’s often requested during property sales.

To sum up…

Becoming FENSA approved is a smart choice for tradespeople working in window and door installation. It provides a recognised certification that simplifies regulatory compliance, boosts credibility, and enhances business opportunities. While there are costs and responsibilities involved, the ability to self-certify installations makes the process more efficient and beneficial for both tradespeople and their customers.

If you are considering becoming FENSA registered, visit the official FENSA website for more information and to start your application. With the right preparation, you can gain certification and enjoy the benefits of being a trusted, compliant installer.

Secure Tradesperson Insurance from Protectivity

At Protectivity, we provide affordable tradesman insurance to cover specific scenarios commonly faced by trades. We have policies available for builders, electricians, carpenters, painters and more, just select your activity when you get a quote.

Our policies include public liability up to £5 million as standard; you then have the option to add Employers’ Liability insurance, Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs.

Find out more about our tradesman insurance and get a quote online.

Get Tradesperson Insurance from Protectivity

Last updated by

09:16:33 BST • 10 April 2025

How much do tilers make in the UK

10 April 2025

•

10 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

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Tiling is an essential trade within the construction industry, with demand across residential, commercial, and industrial projects. Whether laying tiles in a new kitchen, refurbishing a bathroom, or working on large-scale developments, tilers play a key role in creating functional and aesthetically pleasing spaces.

If you’re considering a career in tiling or wondering how much you can earn, we’ve summarised everything from average salaries to self-employment earnings, expenses, and ways to increase your income.

What do tilers offer clients?

Tilers are responsible for installing tiles on walls, floors, and other surfaces using a range of materials, including ceramic, porcelain, natural stone, and mosaics. Their work involves precise measurements, surface preparation, adhesive application, and finishing techniques to ensure a professional and durable result.

Some tilers also specialise in complex designs, waterproofing, and heritage restoration. As tiling is required in homes, businesses, hotels, swimming pools, and more, skilled tilers often enjoy consistent demand for their services.

Are tilers in demand in the UK?

Yes, tilers are in steady demand across the UK, driven by ongoing growth in both the construction and home improvement sectors. From new-build housing developments to renovations, extensions, and commercial fitouts, tiling is a vital finishing trade that remains essential to many types of projects.

Homeowners continue to invest in bathroom and kitchen refurbishments—two areas where professional tiling is crucial for quality, waterproofing, and style. At the same time, developers and contractors require skilled tilers for large-scale residential and commercial projects, including hotels, restaurants, offices, and retail spaces.

There’s also a growing appetite for more complex and design-led tiling work, including large-format tiles, underfloor heating systems, and luxury finishes. This has created opportunities for skilled and experienced tilers to carve out niches and charge premium rates.

With a shortage of skilled tradespeople in some parts of the country, particularly in the Southeast and major urban centres, tilers with strong workmanship and reliability often find themselves with a steady stream of enquiries. The demand is especially high for those who can deliver both functional results and a high-end finish.

Typical career pathway for a tiler

The journey to becoming a professional tiler usually follows a hands-on, skills-based route, often starting with formal training and progressing through practical experience. Here’s an outline of a typical career path:

1. Entry via Apprenticeship or College Course

Most tilers begin their careers through an apprenticeship or a college course in wall and floor tiling. These programmes teach essential skills such as surface preparation, tile cutting, adhesive use, and finishing techniques. Apprenticeships combine classroom learning with real-world experience, typically lasting 2–3 years.

Relevant qualifications include:
- Level 2 or 3 Diploma in Wall and Floor Tiling
- NVQ (National Vocational Qualification) in Tiling

2. Junior or Assistant Tiler

After completing initial training, many tilers start as assistants, working under experienced professionals. This stage allows them to refine their skills, learn how to manage job sites, and gain confidence working independently.

3. Qualified Tiler

Once fully trained, tilers can work independently or as part of a team. They may be employed by building firms, contractors, or specialist tiling companies. At this stage, tilers can take on a wide range of residential and commercial projects and begin to build a portfolio of completed work.

4. Experienced or Specialist Tiler

With several years of experience, tilers often choose to specialise in high-end or technical areas such as:

Natural stone or large-format tiles
Wet rooms and underfloor heating
Heritage tiling and restoration
Commercial or industrial tiling

They may also pursue further qualifications or join trade associations like The Tile Association (TTA) to enhance credibility.

5. Self-employment or business ownership

Many tilers go on to become self-employed, setting up their own business or working as subcontractors. This offers greater control over projects, schedules, and income potential. Some eventually employ other tilers or apprentices, growing their business into a larger operation.

What is the average salary for a Tiler in the UK?

According to recent job market data, salaried tilers typically earn between £25,000 and £35,000 per year. Although, the average salary for a tiler in the UK does vary depending on experience, location, and employment type.

High-demand areas such as London and the Southeast, earnings can be higher. Self-employed tilers, who set their own rates, often have the potential to earn more, depending on the number of jobs they take on.

Average tilers’ salary at different experience levels

Entry-Level Tilers

Those starting out, often through apprenticeships, can expect to earn £18,000–£22,000 per year. Apprentices usually earn a lower wage initially, but earnings increase as skills develop.

An employer cannot pay you below the minimum wage, which, from April 2025, is £7.55 per hour for an apprentice and £12.21per hour for someone over 21 years.

Mid-Career Tilers

With a few years of experience, tilers can earn between £25,000 and £30,000 annually. At this stage, many professionals build a solid client base or move into specialist areas. You are also more likely to be developing more specialist skills that will help to increase your earning potential.

Experienced Tilers:

Those with 10+ years of experience, especially those running their own business or specialising in high-end projects, can earn £40,000+ per year, with some exceeding £50,000.

How much do self-employed tilers make?

Self-employed tilers have the potential to earn more than those in salaried positions, but their income depends on factors like workload, location, and business expenses. Many charge between £150–£250 per day, meaning annual earnings can range from £30,000 to £60,000+, depending on the number of jobs completed.

However, self-employment comes with additional responsibilities, such as sourcing work, managing finances, and covering business costs. These costs have to be taken into account when calculating earnings, although it’s useful to know expenses you can claim for as a tradesperson.

Costs and expenses for tilers

While self-employment can be lucrative, it’s important to factor in business expenses that affect overall profitability. These include both the ongoing costs of running a tiling business and the investment in maintaining or improving skills.

Tools and Equipment

Tilers need a range of essential tools, such as tile cutters, mixing drills, adhesive trowels, levelling systems, and protective gear. Replacing or upgrading tools over time is an additional cost to consider.

Transport and Fuel

Travelling to and from job sites can be a significant expense, especially for those covering large regions or working in rural areas.

Insurance

Public liability insurance is crucial to protect against accidents or damage while on site. Employers’ liability insurance may also be needed if hiring others.

Marketing and Business Costs

To stay competitive, self-employed tilers often invest in marketing, including a professional website, social media advertising, branding, and listing fees on lead-generation platforms like Checkatrade or Rated People.

Qualifications and Training

While many tilers begin with formal training, keeping skills up to date—or branching into specialisms—often involves ongoing costs. This might include advanced tiling courses, health and safety certifications (like CSCS cards), or learning new techniques and materials to meet market demand.

After covering these expenses, take-home earnings may be lower than headline rates suggest, particularly in the early stages of self-employment. Careful budgeting and reinvesting in tools and training can help tilers grow their business and income over time.

How to increase earnings as a Tiler

Tilers looking to maximise their income can consider the following strategies:

Improve skills and gain certifications: Investing in advanced tiling courses or waterproofing certifications can lead to higher-paying jobs.
Specialise in niche areas: Focusing on high-end tiling, underfloor heating installations, or large-format tiles can command premium rates.
Build a strong reputation: Positive customer reviews and word-of-mouth recommendations can lead to consistent work.
Utilise online platforms: Advertising on social media, Google My Business, or trade directories can attract new clients.
Offer additional services: Providing related services like grout restoration, silicone sealing, or tile repair can boost income.

Which specialist tilers make the most?

Tilers who specialise in certain areas can often command higher fees. Some lucrative specialisms include:

Luxury and large-format tiles: These require advanced skills and are often used in high-end properties.
Wet rooms and waterproofing: A growing market, particularly in modern bathroom designs.
Commercial and industrial tiling: Working on hotels, restaurants, and offices often brings larger contracts.
Restoration and heritage tiling: Preserving and restoring historical properties can be highly rewarding and well-paid.

Other factors affecting earnings

Several external factors can influence how much a tiler earns:

Location: Tilers in cities like London often charge higher rates due to demand and living costs.

Economic conditions: The construction industry fluctuates, affecting job availability.

Seasonal demand: Some tilers find work slows down in winter, especially for outdoor projects.

Trade Associations & Networking: Joining professional organisations like The Tile Association (TTA) can lead to better opportunities and higher rates.

In summary

Tiling can be a rewarding career with good earning potential, particularly for those who develop specialised skills and consider self-employment. While salaries vary depending on experience and location, tilers who build a strong reputation, manage their expenses well, and focus on high-value projects can achieve a comfortable income. Whether you’re starting out or looking to boost your earnings, the key to success in tiling is a combination of skill, professionalism, and smart business strategies.

Get Tiler’s Insurance from Protectivity

If you’re working for an employer, then you’ll normally be covered by whatever insurance provision they have in place. But if you’re working on a self-employed basis or running your own tiling business where you’re employing other people, then having your own cover in place is a must. If something goes wrong, the financial implications can be severe, which is why having the correct tradesman liability insurance is essential. We also offer tools insurance from just £8.98 a month.

At Protectivity, we specialise in providing tilers insurance to trades people just like you. Choose the type of cover that best meets the needs of your business, with a range of benefits. Our policies include public liability up to £5 million as standard; you then have the option to add Employers’ Liability insurance, Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs.

Find out more about our affordable policies, excellent claims handling, and monthly payment options when you request a quote today.

Get Tiler's Insurance from Protectivity

*All rates listed are approximate, so it is suggested you do your research and consider what is most applicable to your own situation before setting prices.

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11:38:43 BST • 23 April 2025

Offering EICRs as an Electrician: What you need to know

2 April 2025

•

8 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

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An Electrical Installation Condition Report (EICR) is a key service electricians provide to assess the safety and integrity of a property’s electrical systems. It involves a thorough inspection and testing process designed to identify issues such as faulty wiring, deterioration, non-compliance with current regulations, or potential fire and shock risks.

As an electrician, understanding and offering an EICR test not only boosts your service offering but plays a critical role in public and workplace safety.

Are you wanting to know more about offering EICR’s? It could be a valuable service to expand your client base. We’ve provided an overview of who might need them, what they involve and parts of the process to be aware of to help weigh up, if it’s worth getting qualified.

Who needs an EICR certificate?

Understanding your market helps you position EICRs as a necessary service:

Landlords

Landlords are legally required to obtain an EICR at least every five years for rental properties. The Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020 make it mandatory to provide a copy of the report to tenants and local authorities if requested. Houses in Multiple Occupation (HMOs) have even stricter requirements, ensuring that shared properties meet safety standards.

Homeowners

While homeowners are not legally required to have an EICR, it is highly recommended every ten years or when selling a property. Many mortgage lenders and solicitors request an EICR to confirm electrical safety before completing a house sale. If a property has undergone renovations or has outdated wiring, an EICR can help identify potential hazards.

Businesses and Commercial Property Owners

Under the Health and Safety at Work Act 1974, business owners must ensure that electrical installations are safe for employees and customers. EICRs play a key role in meeting this duty of care, with recommended inspection intervals varying based on the type of business and its electrical usage. Failure to maintain electrical safety can result in legal penalties and insurance issues.

Public and High-Risk Buildings

Buildings such as schools, hospitals, hotels, and leisure centres require regular EICRs due to the high number of occupants and potential risks. These buildings typically require inspections every one to five years, depending on the level of electrical demand and safety risks associated with their use.

Industrial Sites

Factories, warehouses, and other industrial premises require more frequent EICRs due to the high electrical loads and complexity of installations. The recommended interval for these properties is generally every three to five years, ensuring that any faults are identified before they pose significant hazards.

Construction and Temporary Installations

Electrical systems used on construction sites, temporary event venues, and similar locations must comply with BS 7671 regulations. These installations often require inspections every three months due to the changing nature of the environment and the risks involved.

What does an EICR involve?

As the professional conducting the EICR, your responsibility is to inspect and test the property’s electrical installation, checking components such as:

Distribution boards
Wiring systems
Sockets and switches
Earthing and bonding

You’re looking for signs of wear, overloading, damage, or anything that doesn’t comply with BS 7671 (IET Wiring Regulations). Each issue you find is classified into one of the following codes:

C1: Danger present – immediate action required
C2: Potentially dangerous – urgent remedial work needed
C3: Improvement recommended (not legally required)
FI: Further investigation required

Serious faults (C1 or C2) should be clearly explained to the client, with recommendations for remedial work.

Why EICRs matter for your clients (and your business)

Whether you’re working with landlords, homeowners, commercial clients, or industrial sites, the demand for EICRs is growing steadily. This is driven not only by tightening legal requirements but also by a growing awareness around electrical safety and risk management.

For clients, an EICR is more than just a report—it’s a vital step in demonstrating due diligence, protecting occupants, and avoiding liability. For you, as an electrician, offering this service allows you to:

Ensure compliance with UK legislation such as the Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020 and the Health and Safety at Work Act 1974.
Support clients in fulfilling their legal and insurance obligations, especially in rented or commercial environments where duty of care is non-negotiable.
Help maintain high safety standards in properties that may have outdated or overloaded systems, particularly in older buildings or those with high energy demands.
Provide peace of mind—landlords want safe tenants, businesses want protected assets, and homeowners want assurance their home isn’t hiding unseen hazards.
Position yourself as a trusted expert, helping clients navigate regulations, understand risks, and make informed decisions about remedial work.

From a business standpoint, being qualified to deliver EICRs gives you a strong competitive edge. Clients are increasingly looking for electricians who can provide full inspection and testing services, not just installations and repairs. It also opens doors to repeat business—especially with landlords and commercial clients who require inspections on a regular cycle.

How to qualify to offer EICR certificates

Only a qualified and registered electrician can conduct an EICR. To legally carry out EICRs, you must:

Be a qualified electrician with experience in inspection and testing.
Hold the Level 3 Award in Periodic Inspection & Testing (2391-51 or equivalent)
Be registered with a recognised body such as:
- NICEIC
- NAPIT
- Elecsa

Certification from these schemes assures clients that you’re competent, up to date with regulations, and authorised to issue EICRs. If you’re not certified yet, consider enrolling in a 2391 course and applying for scheme membership—it’s a worthwhile investment to expand your services.

What happens after you complete an EICR?

Once an EICR is completed, you need to provide a report detailing any issues found. If no faults are detected, the installation is deemed safe. If problems are identified, remedial work must be carried out, particularly for C1 and C2 issues. Once repairs are made, a follow-up inspection may be required to confirm compliance. Landlords must provide copies of the EICR to tenants, and businesses must retain records for legal and insurance purposes.

Deliver the EICR to the client clearly outlining any observations or defects.
For C1/C2 issues, recommend immediate remedial action.
If necessary, book a re-inspection after the remedial work is completed.
Keep records of all reports for compliance, especially for business and landlord clients.

How to price EICRs

When working out your pricing you will need to consider the variations based on complexity, but here are general guidelines on the cost of EICR certificates:

Domestic: £100–£300
Rented properties: £150–£350
Commercial/Industrial: £300+ (based on scale and layout)

Be transparent about costs and explain what’s included. Emphasise your accreditation and experience to justify quality over cut-price competition.

What is the difference between an electrical certificate and an EICR?

An Electrical Installation Certificate (EIC) is issued when a new electrical installation or major modification is completed. It confirms that the work meets UK wiring regulations. In contrast, an EICR is a periodic inspection of an existing electrical system, identifying wear and potential hazards. While both documents are essential for ensuring electrical safety, an EIC is for new work, whereas an EICR assesses the ongoing condition of an existing installation.

Make sure your clients understand the difference:

EIC: Issued after a new installation or major modification.
EICR: A periodic assessment of an existing system.

Both are important, but an EICR ensures ongoing safety and compliance of existing systems — a valuable recurring service opportunity for you.

Final Thoughts…

Offering EICRs is more than a box-ticking service, it’s a key part of protecting people, properties, and your clients’ reputations. By staying qualified, compliant, and thorough, you position yourself as a trusted electrical safety expert.

If you’re not currently qualified to offer EICRs, now is the time to upskill. Once certified, promote your EICR services confidently, because electrical safety starts with you.

Get Electricians’ Insurance from Protectivity

Find out more about our affordable policies, excellent claims handling, and monthly payment options when you request a quote today.

Get Electricians’ Insurance from Protectivity

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