Category: Trades

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date.

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11:10:59 BST • 25 September 2025

What’s in a Carpenter’s Toolbox?

23 September 2025

•

9 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

Get carpenter insurance from Protectivity

If you ask ten carpenters what’s in their toolbox, you’ll get ten different answers – but you’ll also see some familiar favourites. A carpenter’s tools are more than just bits of kit; they’re the lifeblood of the trade. From measuring twice to cutting once, from shaping timber to fixing joints, the right tool makes the job possible – and keeps work safe, accurate and professional.

Whether you’re working in a joinery workshop, out on site, or moving between the two, your toolbox will contain a mix of everyday essentials and more specialist gear. In this blog, we’ll run through the full range: what’s essential, what’s specialist, how much tools typically cost, and how to keep them organised, safe and working properly.

Carpenters’ everyday tools

Essential hand tools

The basics never go out of style. A hammer, sharp chisels, a reliable handsaw, and a sturdy tape measure are the bread and butter of carpentry. Add in a combination square and spirit level, and you’ve got the foundation for accurate measuring and straight work. Hand planes and files help finish pieces cleanly and are often the mark of craftsmanship – a well-honed edge can save hours of sanding.

Why it matters: these tools are often faster for small adjustments than power tools, and they don’t rely on batteries. They also showcase skill – anyone can drive a screw with a drill, but a clean chisel cut shows real control.

Power tools for Daily Use

No modern carpenter is without cordless kit. A drill/driver is probably the first power tool in most boxes, quickly followed by impact drivers, circular saws, and orbital sanders. Cordless systems mean fewer extension leads on site, and batteries that fit across a range of tools help keep things efficient.

Why it matters: time is money on site, and cordless tools save huge amounts of it. They’re also versatile enough for both workshop and site work, provided you keep your batteries charged.

Workshop tools vs On-site tools

Workshop-based tools

In the joinery shop, bigger is better. Table saws, band saws, and thickness planers allow for precision cuts, repeatability, and efficiency. A solid bench with clamps and vices is the cornerstone of controlled, safe working. Dust extraction is also essential – not just for tidiness but for health and compliance.

Why it matters: these tools aren’t portable, but they’re unbeatable for accuracy and consistency. They let joiners prepare workpieces in bulk and to exact dimensions before heading to site.

On-Site / Jobsite Tools

When you’re working in someone’s home or on a building site, portability and flexibility are key. Smaller circular saws, jigsaws, cordless routers, and multi-tools often come into play. Storage matters too – stackable site boxes, tool belts, and backpacks keep everything to hand.

Why it matters: on site, you need to move fast and adapt to changing conditions. Having compact, reliable tools ready means less downtime and fewer trips back to the van.

Essential to specialist tools

Specialist tools for joinery & fine woodworking

For intricate joinery, carpenters might reach for biscuit joiners, domino joiners, or dovetail jigs. Routers with specialist cutters open up a world of finishing and shaping options. Cabinetmakers often rely on precise clamps, veneer tools, and delicate carving tools to get a polished finish.

Specialist tools aren’t used daily, but when they’re needed, nothing else will do. They allow carpenters to take on higher-value, precision work and set themselves apart from general trades.

Tools for specific woodworking jobs

Not every carpentry job can be tackled with just the everyday kit. While a hammer, saw and drill will see you through most tasks, certain projects demand tools designed with a very specific purpose in mind.

These niche tools might not come out of the box every week, but when the job calls for them, they’re invaluable. They allow carpenters to work faster, achieve better accuracy, and deliver a professional finish that simply isn’t possible with improvised methods.

For example:

Roofing – framing squares, nail guns, and heavy-duty saws.
Flooring – floor clamps, mallets, flooring saws for neat cuts.
Restoration & heritage – moulding planes, carving chisels, and fine saws to match historic profiles.

The right tool avoids bodges. Having the right gear for the job makes for faster work, fewer mistakes, and better long-term results.

How much do carpentry tools cost?

Costs vary depending on brand and grade. A decent chisel set might be £40–£100, while a quality cordless drill set can easily run to £200+. Bigger workshop machinery like a table saw starts around £600 and can reach several thousand for trade-level kit.

Many carpenters mix and match: invest heavily in the tools used every day, while picking up less-frequently used tools second-hand or at entry-level quality. Maintenance also plays a big role – sharpening a plane blade extends its life far beyond its upfront cost.

Why it matters: tools are a big investment, and carpenters often build their kit gradually. Choosing wisely means fewer replacements and more reliable work.

Average value of a carpenters’ toolbox

When you tot everything up, the numbers are significant. A working carpenter’s kit of everyday hand tools, cordless power tools, and storage solutions will often add up to £2,000–£5,000. For those running full workshops or carrying a wider range of specialist tools, the figure can be considerably higher – often £10,000+ once machinery and site security equipment are included.

That’s why tool theft is such a serious issue in the trade. For most carpenters, replacing a stolen or damaged toolbox isn’t just about the money – it can mean being unable to work for days or weeks. Protecting and insuring tools is as much a part of the job as buying them in the first place.

Storing and organising tools

On the job

Site work calls for practical storage. Tool belts keep essentials literally on your hip, while tough site boxes protect gear from weather and damage. Stackable modular boxes (often designed to click together) are becoming more popular for van storage and site mobility.

In the workshop

In a static shop, it’s all about visibility and access. Pegboards, shelving, and shadow boards (where each tool has a marked place) help keep things organised. Protecting cutting edges with blade guards or sheaths reduces accidents and saves on sharpening.

Why it matters: organised tools save time, reduce frustration, and cut the risk of misplacing expensive kit.

Keeping tools safe

Preventing theft

Unfortunately, tool theft is a common issue in the UK. Solid site boxes with locks, chains in vans, and marking or engraving tools can deter thieves. Insurance is another key consideration, though it often comes with strict conditions.

Preventing damage & wear

Tools need care to perform. Wiping down steel tools with oil prevents rust, while sharpening routines for chisels and planes keep them cutting cleanly. Batteries should be stored dry and charged safely – not left rolling around the van.

Why it matters: stolen or broken tools don’t just cost money, they cost time and jobs. Keeping your kit safe is as important as owning it.

Other considerations

PPE & safety equipment

A carpenter’s toolbox isn’t just about cutting and fixing. Safety gear – goggles, gloves, ear defenders, and dust masks – should be considered essentials. Many carpenters also keep a small first aid kit handy.

Emerging tech in the toolbox

Modern carpentry is seeing more digital tools – from laser measures and digital spirit levels to mobile apps for quoting and design. These don’t replace the basics, but they speed up measuring and planning and help win work with professional presentation.

A carpenter’s toolbox is a mix of tradition and modern innovation. From chisels and hammers that have barely changed in centuries to cordless drivers and digital levels, every tool has its place. The right kit not only makes the job possible but makes it faster, safer, and more professional.

Whether you’re just starting out and building up your tools gradually, or a seasoned joiner with a van full of kit, looking after your tools is as important as owning them. After all, they’re not just tools – they’re your livelihood.

Get Carpenters Insurance from Protectivity

With the average carpenter’s toolbox worth between £2,000 and £5,000, any loss – whether from damage or theft – represents a serious financial hit. Beyond the cost of replacement, it can also mean lost time on site and disruption to your business. Protecting your tools is therefore just as important as buying them in the first place.

That’s where our insurance for tradespeople comes in. Our policies cover carpenters and joiners under the same umbrella, with the option to add specialist Tools of Trade cover to protect the kit you’ve built up over the years. Not only does this safeguard your investment, it also helps build trust with clients by showing professionalism and responsibility in the face of potential risks.

Protectivity’s carpenters insurance includes public liability up to £5 million as standard; you then have the option to add Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). We now also offer comprehensive tools insurance for tradesman. That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs.

Find out more when you get a quote online.

Get Carpenters Insurance from Protectivity

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11:45:35 BST • 22 September 2025

Costly home and garden renovation and maintenance mistakes

7 August 2025

•

12 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

Experts reveal some of the most ‘costly’ home and garden renovation and maintenance mistakes that homeowners can make

Summer can be a great time to tackle DIY, home renovation, and home maintenance tasks. However, without proper planning, homeowners can easily end up making mistakes which could prove costly…

With this in mind, we collaborated with expert tradespeople across various specialisms (including electrics, gardening, and painting and decorating) to share examples of ‘costly’ errors (from monetary, time, legal, and safety points of view), as well as discussing some of the most common mistakes that homeowners make, and how to fix them. Read on to find out more…

Meet the experts

Vishal Narbheram is an electrician with 15 years’ experience, and founder of Onward Shift – a mental health platform to help construction businesses and individuals thrive

Rhiannon Odey, content creator at Easy Garden Group

Natalie Marsden, a Plymouth-based painter and decorator, otherwise known as The Lady Painter

High monetary cost mistakes

When it comes to mistakes that impact your wallet, there are a few things that the experts warn against:

Skipping regular electrical inspections

When it comes to electrics, Vish shared that – “one of the biggest money wasters we see is skipping regular electrical inspections. It’s easy to overlook but hidden electrical faults (especially in older properties) can build up quietly and turn into serious and expensive problems down the line.

“Inspections are a bit like a car’s MOT but for your home’s electrics. They should be done roughly every 10 years in a typical house but the older the property, the more often you should get them checked”.

If you’re overdue for an inspection, get a qualified electrician in to carry one out. They’ll assess your system and flag up any issues, categorising them like this:

C1 – Immediate danger
C2 – Potential danger
C3 – Recommended improvement
FI – Further investigation needed

Vish estimates that costs could be around £150 to £500 for this, depending on the size and condition of the property.

Overwatering in the garden

When it comes to gardening, Rhiannon shared that overwatering can be an expensive mistake – “Overwatering wastes water and can kill plants, costing £20–£100+ to replace. To fix, use a moisture meter and consider a drip irrigation system or smart watering timer. Pairing with a rain sensor creates the perfect low-maintenance setup”.

Poor soil preparation

Rhiannon added that poor soil preparation can also cost to fix – “Planting in unconditioned soil leads to poor growth and wasted investment. To fix, mix compost or organic matter (£30–£60) into soil before planting. Better still, start a compost heap for free to produce nutrient-rich compost”.

Hardscaping errors

Rhiannon also highlighted that hardscaping errors can also prove costly – “DIY patios, raised beds, or paths done incorrectly can crack, sink, or drain poorly, costing £500–£1,000+ to fix. To fix, hire professionals for complex hardscaping to ensure proper foundations and longevity”.

Using cheap paint

Natalie shared that opting for the cheapest paint can end up costing more in the long run – “One common mistake is going for the cheapest paint. Although you may think this helps the bank balance, half the time you end up having to buy more as it’s not the same quality and doesn’t cover well. As they say ‘buy cheap, buy twice’. This isn’t saying to pay for the most expensive just as for recombination on the medium ground”.

Not protecting flooring and furniture when decorating

Natalie added that not protecting flooring and furniture when decorating can also cause costly damage – “I would also definitely emphasise on plastic sheeting and floor coverings for sure. Carpets can be so easily damaged as can furniture. Covering with plastic sheeting, floor covering and plastic back dust sheets can solve this”.

High time ‘cost’ mistakes

As well as mistakes often leading to expensive remedies, the time ‘cost’ of mistakes is also an aspect to consider.

Unqualified electrical work

Vish shared that “letting someone who’s not properly qualified do your electrics might seem like a shortcut but it almost always leads to delays. Unqualified electrical work can take a lot of time to fix and more importantly, it can delay the entire project. Other trades can’t get started until the electrics are sorted, so it ends up having a knock-on effect”.

A qualified electrician will need to go over everything, spot any faults and make it all safe and compliant. This often means taking things apart and starting again, so Vish warns that “not all electricians will take on this kind of job, especially if it involves fixing poor or unsafe work from someone untrained”.

According to Vish, the estimated timeframe to remedy could be “anywhere from a few days to a week but for more complex fixes, it could take much longer”.

Planting in poor soil or wrong plants

Rhiannon shared that “Using unsuitable soil or plants results in slow growth or failure, wasting a season. To fix, test soil (£20 kit) and choose plants suited to your garden. Amend poor soil early with compost.”.

Neglecting weeds in the garden

Rhiannon shared that “Small weeds can become invasive, requiring hours or even days to remove. To fix, weed weekly and apply mulch to reduce regrowth.”.

Improper pruning of plants

Rhiannon shared that “Bad cuts can damage plants, delay flowering, or reduce fruiting for years. To fix, research proper pruning techniques or hire a gardener (£50–£80 for expert help)”.

Not taking enough time to prep before painting

Natalie added that “It’s all preparation and making sure sanding, chalking, filling is all done beforehand and not skipped. This goes for not using an undercoat too – some products do state one coat or self primer but doing your research and looking at reviews would help to pick the right product. For example, for woodwork I always prime bare wood, then undercoat and topcoat woodwork for the best result”.

Forgetting to assess the working area before starting

Natalie shared that “time is something that is so important when it comes to painting and decorating as it’s all part of a plan. I would say always assess the working area – for example, if there is wallpaper that needs stripping this is a first port of call. Filling and chalking can put you back from painting walls and woodwork, so planning will help with timings”.

High legal ‘cost’ mistakes

In some cases, potential legal issues can arise – so due diligence is key in the following areas:

Not getting the right certification for electrical work

Vish highlighted that “not getting the right certification for electrical work is a common and very costly mistake. Things like rewiring or adding new circuits legally require sign-off and without that paperwork, your local council can hold up the project.
If the work hasn’t been certified properly, the council may insist on sending their own inspectors and they don’t come cheap. You’ll also be liable for any work needed to bring things up to standard”.

The safest route is to always hire an accredited electrician from the start – on this, Vish suggests looking for someone registered with NICEIC or NAPIT.

However, if the work’s already been done and you don’t have the paperwork, Vish warns that “you may need to apply for retrospective sign-off from the council and pay for any corrections they require. A good rule of thumb? Hold off on paying the final invoice until you’ve got the proper certification in hand”.

When estimating costs for this, Vish shared that council inspectors typically charge £450+, plus any extra costs for rectification work.

Planting too close to boundaries

Rhiannon highlighted that overhanging branches or invasive roots can cause disputes with neighbours. To fix this, she recommends “checking boundaries and planting large shrubs or trees at least 2m away”.

Protected trees (TPOs)

Pruning or removing trees under a Tree Preservation Order without permission can also lead to fines. To fix this, Rhiannon says to “check local council regulations before starting work”.

Poor drainage and water runoff

Rhiannon also warned that incorrect hardscaping that pushes water onto neighbouring properties can cause legal claims. To fix, you may need to “install proper drainage channels (£500–£2,000)”.

Lime plaster

Natalie highlighted that “one potential legal issue that could come about when painting is not properly considering the type of property and materials used. For example different paint should be used on lime plaster (often listed buildings or buildings of age) compared with normal emulsion for the standard walls”.

High safety ‘cost’ mistakes

Expensive, time-intensive, and legal issues are all unwanted – however, some mistakes could actually lead to safety issues, which could impact you, your family, your pets, your neighbours, or even wildlife.

Tree pruning without expertise

Rhiannon warned that cutting large branches without proper equipment risks serious injury and damage. Instead of attempting this yourself, she recommends hiring a professional arborist (approximately £150–£400 per day).

Misusing power tools

Accidents from trimmers, mowers, or chainsaws are common when used incorrectly. Rhiannon urges anyone using power tools to “wear PPE (goggles £10, gloves £5) and follow safety guides”.

Chemical misuse

According to Rhiannon, overusing pesticides or weedkillers “can harm people, pets, and wildlife”. Using organic alternatives like neem oil or companion planting (£10–£30) are recommended over chemicals.

Common gardening mistakes during summer

As well as these ‘costly’ mistakes, we also delved into some of the most common gardening mistakes that homeowners might make during the summer months.

Overwatering during heatwaves

Rhiannon shares that many gardeners water too frequently in summer, drowning roots, encouraging fungal issues, and wasting water. To fix, she suggests to “water deeply but less often, ideally early morning or evening. Use a moisture meter (£10–£15) or install a drip irrigation system (£50–£200) with a timer. Pairing this with a rain sensor creates a stress-free, efficient watering setup”.

Cutting the lawn too short

According to Rhiannon, cutting grass too close during hot weather weakens roots, causes bare patches, and encourages weeds. To fix, she suggests to “keep your lawn at around 5–7 cm during summer. Overseed patchy areas (£10–£20) and apply summer lawn feed (£15) to boost recovery”.

Planting at the wrong time of day

Planting or transplanting in midday heat stresses plants, causing shock or wilting. Rhiannon recommends planting “early in the morning or in the evening when temperatures are cooler. Use shade cloth (£10–£20) to protect young or sensitive plants”.

Skipping mulch

Rhiannon also stresses that, without mulch, soil dries out faster and weeds take over. To fix this issue, she suggests applying a “5–8 cm layer of organic mulch like bark, compost, or straw (£5–£8 per bag) to lock in moisture and suppress weeds”.

Ignoring shade needs

Finally, Rhiannon shares that planting sun-sensitive plants in full sun leads to leaf scorch and stunted growth. To fix, “group plants by light requirements and move containers to shaded spots during heatwaves”.

Tips to avoid these pitfalls and mistakes

In a bid to help homeowners avoid some of these issues in the first place, the experts shared some expert tips and advice:

Electrical-specific advice

Vish shared 7 of his tips on how homeowners can avoid making some of these electrical mistakes already outlined in the first place:

Hire the right people – Always use qualified electricians who are registered with NICEIC or NAPIT.
Ask smart questions – Make sure you understand what’s being done, how long it will take and whether it’ll meet current regulations.
Get a few quotes – Don’t just go with the cheapest. If a price seems too good to be true, it probably is.
Check their credentials – Don’t be scared to ask for proof of qualifications and insurance before they start.
Stay on top of inspections – Book regular electrical checks (rule of thumb is every 10 years for homeowners, every 5 years for landlords).
Know the basics – You don’t need to be an electrician but it helps to know where your fuse board is and what to do in case of an emergency.
Know your limits – DIY has its place but electrics are one of those jobs that are best left to the professionals. It’s safer, smarter and often cheaper in the long run.

Gardening-specific advice

Rhiannon also shared 5 of her tips on how homeowners can avoid costly gardening mistakes:

Plan ahead– Understand plant needs, sunlight, and soil before planting.
Test soil – A £20 soil test kit can prevent nutrient issues.
Do regular maintenance – Small, frequent tasks prevent larger problems.
Ask for advice – Garden centres and local experts are invaluable.
Leave certain tasks to professionals – For example, drip irrigation and micro-irrigation are simple DIY projects, but larger systems (e.g., pop-up sprinklers) often require a professional landscaper for proper setup, efficiency, and coverage. Similarly, hardscaping projects (such as patios, decking, and drainage) benefit from expert workmanship to avoid costly future repairs. Also, tree work – such as large-scale pruning or tree removal – is dangerous and needs specialist tools and insurance.

For more information on which tasks homeowners should always consult a professional, rather than attempting to DIY, visit our recent blog on tradespeople’s tricks of the trade.

Secure your trade & tools insurance

Our tradesmen insurance offers the essential business cover you need to protect against potential claims, ensuring you operate securely and avoid financial losses. With public liability included, you also have the option to add extras like employers’ liability, Contractors Works cover, Plant & tools cover, tailored to the specific needs and size of your business. So, whether you operate as a sole trader or run a larger business we can offer the cover you need. Whether you’re a builder, painter, electrician or gardener, our policy is flexible to your needs.

Tradesman' Insurance from Protectivity

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09:11:38 BST • 7 August 2025

How much do roofers really make?

3 July 2025

•

10 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

If you’re working in the construction industry, whether as a labourer, scaffolder, or another site-based trade, you might be thinking about how to move up or specialise. Roofing is one route that many in the building trade consider, and one of the biggest questions is: does it pay well?

Roofing offers a solid path to increase your earnings, especially compared to general labouring or support roles. Many roofers start out as mates or improvers, learning on the job, and progress to skilled roles with significantly higher day rates. Others come from related trades like joinery, bricklaying, or cladding – bringing over skills like measuring, cutting, or working at height and find that roofing can offer more consistent work and better pay.

According to the UK Roofing Industry Report (Spring 2025), 36% of firms reported an increase in enquiries and workload, while concerns about skills shortages continue to grow. This steady demand, combined with a lack of qualified roofers, means that skilled workers can command strong rates, particularly in specialist areas like leadwork, flat roofing, or metal systems.

This guide takes a closer look at what roofers really earn across different roles, how to get started in the trade, and what kinds of jobs are out there. If you’re looking to boost your income and learn a respected, hands-on skill, roofing could be a practical next step.

Demand for roofers in the UK

Roofing continues to be a solid and in-demand trade across the UK. According to a Roofing Industry Report, 36% of firms reported an increase in roofing enquiries during Spring 2025, and 36% also saw a rise in workload over the same period.

Several factors contributed to this surge. Many properties suffered damage during the winter months, leading to a higher number of repair and emergency call-outs as the weather improved. The arrival of spring also brought better, more stable weather conditions, which are ideal for scheduling larger roofing projects like full replacements or new installations. Additionally, government-backed incentives promoting better-insulated, energy-efficient roofing have encouraged more homeowners and developers to invest in upgrades. These combined drivers have led to a noticeable increase in demand for roofing services.

Every building needs a roof, and many require regular maintenance, upgrades or full replacements. These ongoing needs, combined with seasonal factors and policy changes, mean there is strong and growing demand for skilled roofers.

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What do roofers earn?

Roofers tend to earn more than general labourers and can match or even exceed the earnings of other skilled trades such as plasterers, painters, or bricklayers, particularly when self-employed or working in high-demand specialisms.

Average Roofer Salary (Indeed, June 2025):

Per day: £162
Per hour: £15.70
Per year: £29,512

This sits just below the UK average salary, but many roofers (especially those self-employed or running teams) earn well above this.

Day rate

Starting out, a labourer working with a roofing team might earn around £90-£110 a day. Once you’ve got the skills and can work independently, day rates can rise to £180-£250 or more. If you run your own jobs or have a strong local reputation, your earnings can climb even higher.

Hourly rates for employed roofers

Apprentice: £7.55/hour (minimum wage, 2025)
Newly qualified (over 21): £12.21/hour (minimum wage, 2025)
Average employed roofer: £15.70/hour (Indeed, June 2025)

Hourly rates for Self-Employed roofers

Sole trader: £37/hour
Ltd company owner: £44.50/hour
(Checkatrade, May 2024)

Self-employed roofers typically earn more per hour, but they also cover their own insurance, tools, transport, and sometimes materials.

What’s the highest paid roofer?

According to Indeed the cities with the highest average salary for roofers:

Manchester – £36,000

Bristol – £35,300

Liverpool – £33,000

However, the top earners in roofing tend to be specialists. Leadworkers, for example, who shape and install lead flashing on heritage buildings, can command high rates due to the skill involved. Metal roofers working with zinc or copper can also earn a premium, especially on architectural or commercial projects.

Then there’s the eco-side of things: green roofing and solar panel installation are growing fields with good earning potential. You can get a better idea of how different specialisms and earning potential fit in below.

Different roofing specialisms and earning potential

Industry reports show that slaters and tilers are among the hardest trades to recruit, followed by felt roofers and general labourers. Here’s a breakdown of key roofing specialisms and what you can expect to earn:

Slating & Tiling – £25,000–£40,000 per year
The backbone of domestic roofing, especially in older properties. Not always the highest paid, but steady work and highly respected. Good entry point for new roofers and often more available in rural or conservation areas.

Flat Roofing – £30,000–£45,000 per year
Includes felt, GRP (fibreglass), and rubber systems like EPDM. Popular in urban areas and extensions. Pays slightly better than slating due to the technical nature of some systems and higher demand for repairs.

Leadwork – £40,000–£60,000+ per year
Specialist trade with high earning potential due to the craftsmanship involved and the shrinking number of qualified workers. Commonly used on heritage buildings, chimneys, and flashings, and often charged at premium rates.

Metal Roofing – £45,000–£65,000+ per year
Zinc, copper and aluminium work, often on high-end or architect-designed buildings. Requires training and experience, but top tier pay reflects its niche status and precision requirements.

Commercial Roofing – £35,000–£50,000 per year
Large-scale sheeting and cladding, usually on warehouses, schools or factories. Fast-paced and good for teams. Day rates can be strong, especially for experienced crews working on tight deadlines.

Green & Solar Roofs – £30,000–£50,000+ per year
In demand as buildings go more eco-friendly. Still a niche area but growing rapidly. Often combined with electrical work or landscaping knowledge. Potential to earn more as demand continues to rise.

*Data based on a range of job ads for the UK 2025

Typical jobs and what roofers charge

Roofing work is incredibly varied and can range from small domestic repairs to major commercial installations. The kind of jobs you’ll take on often depends on where you’re based, your level of experience, and whether you’re working for a company or subcontracting.

Domestic jobs tend to be more common in residential areas, think roof repairs, re-tiling, and upgrades to things like guttering. In urban centres or for larger firms, you might find yourself working on commercial buildings, schools, or new housing developments. Then there are seasonal and reactive jobs, like emergency repairs after storms or routine maintenance to prevent leaks and damp.

Some roofing work is one-off and high-value (like full re-roofs) while other jobs might be shorter callouts that you complete in a day. The ability to price and manage both types effectively is part of what makes roofing a skilled trade with strong earning potential.

Common tasks include:

Full roof replacements (strip and re-tile)
Roof repairs after storms or wear and tear
Flat roof installations and repairs
Installing roof windows like Velux
Chimney repairs and flashing
Loft conversions involving structural roof changes
Fascia, soffit and guttering work
Large-scale commercial roof sheeting and cladding
Green roof systems or solar panel installs

Typical Charges

Replace standard tiles: £350–£500
New tiled roof (average 3-bedroom house): £14,000
New flat roof (standard garage): £1,000

Which? May 2024

Other trades you’ll work closely with

Roofers often team up with:

Carpenters: For trusses, rafters and roof framing
Scaffolders: Essential for safe access to most roofing jobs
Bricklayers: Especially when working around chimneys or parapet walls
Electricians: On solar installs or for cables running through the roof
Plumbers: For vent stacks or flues that penetrate the roof
General Labourers: To assist with materials and site tidiness

Being able to work well with these trades helps the job run smoother and builds your reputation as a team player.

How much does a tiler make?

Find out more

How to become a roofer

There’s no single route, but here’s a typical path:

Start as a labourer or roofer’s mate
Learn on the job – ask questions, watch closely, practise under supervision
Work towards an NVQ Level 2 in Roofing Occupations
Get a CSCS card to access most building sites
Build up your own set of tools and PPE
Over time, progress to improver > roofer > team leader or subcontractor

You can also go through an apprenticeship scheme if you prefer structured learning.

How long does it take to train as a roofer?

You can pick up the basics in a few months if you’re hands-on and work full time. Most people feel confident doing full roofing jobs after 1–2 years, depending on how much variety they get exposed to. Apprenticeships usually last 18–24 months. But you’ll keep learning throughout your career, especially if you move into specialist work.

What building skills transfer well to roofing?

If you’re already working in construction, you’ve likely got a head start. Useful transferable skills include:

Confidence on ladders or scaffolding
Good balance and fitness
Accurate measuring and cutting
Hand tool experience
Understanding of basic construction principles
Site awareness and health & safety

Carpenters, scaffolders, general builders and even decorators often transition well into roofing.

Tips for tradespeople to pivot into roofing

Offer yourself as a reliable roofer’s mate – show up on time, work hard, listen
Get your CSCS card and basic PPE sorted
Buy entry-level tools gradually (hammer, Stanley knife, tape, nail pouch)
Use YouTube and trade forums to learn terminology and watch installs
Follow good roofers on Instagram or TikTok – loads of useful content out there
Don’t rush – mastering roofing takes time, especially details like valleys and flashing

Is roofing the next step for you?

Roofing is tough, but the rewards are real. Once you’re trained and confident, it can offer solid day rates, independence, and steady work. If you enjoy working outdoors, don’t mind heights, and want to move up from general labouring or another trade, roofing could be a great next step. Try getting a week’s experience on a roof – it might be just what you’ve been looking for.

Secure your trade & tools insurance

As with any building work there are a range of risks involved with your work. That’s why having a suitable builders’ insurance policy is a necessity when you’re starting out.

At Protectivity, we offer affordable tradesman insurance designed to cover the specific risks faced in your industry. Our policies include public liability coverage of up to £5 million as standard, with optional add-ons such as Contractor Works cover, Plant and Tools cover, financial loss protection, and employee tools cover (available when selecting other benefits). This ensures you’re prepared for unexpected costs when unforeseen events occur. Plus, you can now insure your tools from just £8.98 a month with our tools insurance.

For roofers select one of our builders’ activities, when you get a quote and secure the protection you need.

Builders' Insurance from Protectivity

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11:14:03 BST • 30 June 2025

How to teach yourself handyman skills

24 June 2025

•

8 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

Have you ever fixed a leaky tap, hung a shelf, or patched a hole in the wall and thought, “I could do this for a living”? You’re not alone. More and more people are reaching for the toolbox — not just to save money on home repairs, but with an eye on turning DIY know-how into a genuine source of income.

There’s strong and growing demand for people who can handle everyday maintenance and repairs around the home. The good news? Many of these skills can be self-taught, and once you’re confident, there’s real potential to earn from them.

Whether you’re starting from scratch or already have a more specialist trade in mind, learning basic maintenance can be a smart first step. It’s a practical way to build experience, gain confidence, and start attracting customers.

But how realistic is it to teach yourself handyman skills — and more importantly, can you turn those skills into a viable business? Let’s take a closer look.

What are handyman skills?

“Handyman” is a broad term, covering a wide variety of maintenance, repair, and improvement tasks around the home or workplace. These might include:

Fixing minor plumbing issues (like a dripping tap)
Replacing light fixtures or switches
Assembling flat-pack furniture
Hanging doors or fitting skirting boards
Painting and decorating
Minor tiling or plaster repairs
Installing curtain rails, shelves, or kitchen units

These tasks require a combination of knowledge, patience, the right tools, and a willingness to learn on the job. Many start with small jobs at home and build their skills over time, no formal qualifications required to get started.

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What handyman work requires qualifications?

While you can legally carry out many tasks as a self-taught handyman, there are certain jobs that require formal qualifications, often for safety or regulatory reasons. These typically include:

Major plumbing: Anything involving the mains water supply, gas lines, or drainage systems may require a certified plumber.
Electrical work: Beyond changing a lightbulb or fitting a new socket cover, UK regulations (like Part P of the Building Regulations) require registered electricians for most electrical work.
Gas appliance work: You must be Gas Safe registered to work on gas boilers, cookers, or heaters.

In short: If it could put someone’s safety at risk, there’s usually a qualification involved.

Is there specific handyman training?

Unlike trades such as electricians or plumbers, general handyman services in the UK don’t require a specific licence to operate. That said, gaining certain certifications can boost your credibility and open doors to more specialised (and better-paid) work.

Some examples include:

Asbestos awareness certification – Useful if working in older homes
Construction Skills Certification Scheme (CSCS) card – Often required for work on construction sites
First aid training – A smart move, especially if working solo
Health and Safety training – For both your protection and your clients’

Even though these aren’t always legally required, they show professionalism, which helps build client trust.

What handyman work pays well?

Some handyman tasks are more lucrative than others. Here are a few areas where handypeople often earn more, along with typical price ranges:

Bathroom and kitchen repairs or makeovers

Even basic updates like replacing taps or tiling backsplashes can command £150–£600+, while more extensive makeovers may exceed £1,000.

Smart home installations

Installing thermostats, video doorbells, or smart lighting usually brings in £80–£250 per job, depending on complexity and the device brand.

Garden structures

Building sheds, fences, or decking can earn £500–£3,000+, especially for larger or bespoke projects.

Flooring

Laying laminate, vinyl, or tile flooring is typically charged at £15–£40 per square metre, with minimum job rates starting around £200–£300.

Specialist carpentry

Custom shelving, wardrobes, or under-stair storage can fetch £250–£1,500+, depending on the materials and design complexity.

The more complex or specialist the job, the more you can usually charge, particularly if you’re offering a reliable, high-quality service and finish.

How much can you earn as a handyman?

Handyman earnings can vary widely based on experience, location, and service range:

Starting out

New handypeople may charge around £20–£30 per hour, often earning £100–£150 per day while building up reputation and client base.

Experienced handymen

With a steady stream of work and good reviews, rates can increase to £30–£50 per hour, or £200–£300+ per day.

Specialist work

Those offering advanced skills (e.g., tiling, bespoke carpentry, or tech installations) may charge premium rates of £300–£500+ per day, and even more for complex, multi-day projects.

Overall, a busy and well-reviewed handyman can realistically earn £30,000–£50,000+ per year, with top earners bringing in £70,000+, particularly if they take on larger contracts or run a small team.

What’s the difference between a handyman and a contractor?

When people need work done on their homes — whether it’s a quick repair or a full-scale renovation — they’ll usually turn to either a handyman or a contractor, depending on the size, complexity, and legal requirements of the job.

Differentiating can get a bit murky as there’s plenty of cross-over, but generally speaking:

A handyman is someone who carries out small to medium-sized jobs, usually solo, and often doesn’t need formal licensing. Think “jack of all trades”.

A contractor usually has formal qualifications, licensing (especially in areas like electrical or gas work), and may manage larger projects involving other tradespeople.

Many handymen eventually move into contracting if they want to take on bigger jobs or hire a team, but there’s nothing wrong with staying solo if that suits your lifestyle and goals.

How to learn DIY and handyman skills

Learning the ropes doesn’t require a classroom. In fact, most handypeople build up their skills over time through a combination of online learning (or YouTube), books, working for other trades and good old-fashioned practice.

Getting started…

YouTube tutorials – Free, visual, and endless. Channels like See Jane Drill or Ultimate Handyman are great for beginners.
DIY websites – Family Handyman, Instructables, and DIY Doctor (UK-based) offer step-by-step guides.
Books and manuals – The Black & Decker Home Improvement series is a DIY classic.
Evening courses or local workshops – Many adult education centres offer beginner carpentry, plumbing, or decorating classes.
Practice on your own home – Fix things around the house, then help friends and family. Real-world experience is invaluable.

You can also check out some tips on how to get started as a handyman, here.

Other things to think about

If you’re getting serious about making money from handyman work, there are a few more considerations:

Tools – Buy Smart

You don’t need to buy everything at once. Start with the basics: a good drill, a set of screwdrivers, a spirit level, and a toolbox. Rent or borrow larger tools until you know you’ll use them often.

Insurance

Handyman public liability insurance is a must if you’re working in people’s homes. It protects you in case something goes wrong.

Marketing

Start with word of mouth, but also consider:

Facebook or local community groups
Business cards or flyers
A simple website or Instagram portfolio
Signing up with platforms like Checkatrade, Rated People or MyBuilder

Portfolio building

Take before-and-after photos of your projects. Document your work and collect client reviews, even for free jobs at the start.

Pricing and time management

Set fair rates, but don’t undervalue your time. Use a job tracker or schedule to stay organised and avoid burnout.

So, can you teach yourself handyman skills?

Absolutely. With the right attitude, some basic tools, and a willingness to keep learning, anyone can develop strong handyman skills. Many professionals start just by fixing things around their own home and slowly build from there.

Whether you’re looking to make a bit of side income or eventually go full-time, self-taught handypeople are thriving, especially those who take their craft seriously, stay safe, and treat clients with professionalism.

The bottom line? You don’t need a trade school to get started. You just need the right mindset and a willingness to get your hands dirty.

Handyman Insurance with Protectivity

Being a handyman comes with certain hazards, as with any trade. Starting a company also has elements of risk, as you navigate finances, build a customer base, try to deliver good work and establish your reputation. Therefore, protecting your business is important if you want to make a success of it.

Protectivity’s Handyman Insurance has been created to help protect your handyman business from typical risks you might face. Our policies include public liability up to £5 million as standard; you then have the option to add Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). You can also insure your tools from as little as £8.98 a month with our new tools insurance offering.

Find out more about our liability insurance for tradesman get an instant quote designed for your needs. If you need any help, our experienced team are on hand to help.

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09:36:45 BST • 23 June 2025

Popular work vans for tradespeople

By Chris Trotman

29 May 2025

•

8 mins read

Contributors

Chris has been with Starpeak Insurance Solutions for 3 years. Before starting with the company, Chris was involve...

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For tradespeople, your van is more than just a vehicle – it’s a mobile workshop and the backbone of your business. Whether you’re an electrician, plumber, builder, or decorator, the right van can help improve your efficiency on the job and safeguard your valuable tools and equipment.

And with tool theft from vans costing an estimated £16.3 million in London alone in 2024, protecting your tools has never been more important*.

In this guide, we explore the best work vans for tradespeople, dive into essential security features, and share tips on securing your tools on the go.

What makes a van ideal for tradespeople?

When choosing a work van, tradespeople often prioritise certain features. While storage space and fuel efficiency are important, the security of your tools and equipment is now just as critical, given the rise in van break-ins.

A good work van should offer:

Ample storage space to carry tools, materials, and equipment
Security features like alarm systems, immobilisers, and deadlocks to protect your tools
Efficient fuel economy for daily use and long trips between jobs
Comfortable handling for long working hours on the road
Customisation options for internal racking, shelving, and tool safes

Many modern vans come with built-in security features, but it’s always wise to consider aftermarket upgrades for added protection.

Popular vans among UK tradespeople

Several vans stand out for their practicality, reliability, and security features. These are some of the most popular options for tradespeople across the UK:

1. Ford Transit Custom

The Ford Transit Custom is a favourite among UK tradespeople, thanks to its perfect mix of size, security, and load capacity. It’s a reliable all-rounder with options for internal racking and tool storage. Newer models come with a range of security features such as alarms, deadlocks, and load area protection.

2. Volkswagen Transporter

The VW Transporter is another popular choice, especially for electricians and decorators. It’s compact enough for city driving yet spacious enough to carry a good amount of equipment. Security features like central locking, immobilisers, and reinforced bulkheads make it a solid option for tradespeople.

3. Mercedes-Benz Vito

For those looking for a more premium van, the Vito is a great option. It offers impressive security options, including factory-installed alarms, immobilisers, and reinforced doors. Additionally, it boasts a smooth driving experience and advanced driver assistance systems like Crosswind Assist and ESP.

4. Renault Traffic

The Renault Traffic is known for its adaptability. Its large load area is perfect for fitting racking and storing tools, while its sliding side doors make loading and unloading easier in tight spaces. Security features like alarm systems and reinforced rear doors help keep tools secure.

5. Peugeot Expert

With a good balance of space and manoeuvrability, the Peugeot Expert is another favourite among tradespeople. It offers both bulkhead and racking options and comes with features like automatic door locking and deadlocks to deter theft.

Best vans for tool & equipment storage

When it comes to tool storage, choosing a van with an appropriate internal layout is essential. Vans with flat load areas and ample space for custom shelving or racking will make your tools easier to organise and access.

Here are some of the best vans for tool and equipment storage:

Ford Transit Custom: Known for its adaptability, it allows you to install custom shelving and racking to maximise storage space.
Citroën Relay: With one of the largest load spaces in its class, this van is perfect for tradespeople who need to carry bulky tools or materials.
Vauxhall Vivaro: Offers modular storage options and a high payload capacity, making it ideal for larger tools and equipment.
Renault Traffic: The large load area can accommodate everything from tools to materials, and the flat load floor is perfect for securing larger items.
Peugeot Expert: Ideal for tradespeople who need a van that balances interior space with a compact, easy-to-manoeuvre exterior.

Many of these vans offer optional configurations for shelving and racking, allowing you to create the ideal system for your specific trade

Smart storage considerations for trades vans

To make the most of your van’s storage space, it’s important to consider both security and organisation. Here are some tips for creating an efficient and secure storage system:

Van racking: Installing racking systems helps organise tools and materials, keeping them accessible and secure.
Lockboxes or van safes: These are ideal for securing high-value or smaller tools.
Bulkheads: Adding a bulkhead between the cab and load area helps prevent tools from shifting during transit and adds an extra layer of security.
Anti-peel kits: These reinforce the rear and side doors, making it more difficult for thieves to break into your van.

Considering the rise in van break-ins, securing your tools is more important than ever. Check out our guide to tool protection to learn more about how to keep your tools safe.

Most secure vans for tradespeople

Security is a top priority for many tradespeople. Some vans come equipped with advanced features that enhance the safety of both the vehicle and its contents. Here are some of the most secure vans available:

Ford Transit Custom: Offers excellent security with alarm systems, deadlocks, and options for reinforced bulkheads and sliding doors.
Mercedes-Benz Vito: Comes with factory-installed alarm systems, immobilisers, and anti-theft technology to protect against break-ins.
Volkswagen Crafter: Known for its robust security features, including GPS tracking, anti-theft locks, and post-collision braking systems.
Peugeot Expert: Features a high-quality central locking system and optional security packs, making it a secure option for tradespeople.
Renault Traffic: Comes with additional security options like automatic locking and reinforced doors, which make it a solid choice for keeping tools safe.

These vans are built with advanced electronics and reinforced structures to deter thieves and protect your valuable tools from being stolen.

How to make your van more secure

Even if your van comes with built-in security features, it’s always a good idea to add extra protection. Here are some practical steps you can take to secure your van:

Install extra locks: Slam locks and deadlocks make it much harder for thieves to break into your van.
Fit an alarm system: A good alarm system can alert you or passers-by to any attempted theft.
Use a steering lock: Visible deterrents like steering locks make it less likely that thieves will target your vehicle.
Add a dash cam: Dash cams with motion detection can help capture any suspicious activity, even when the van is parked.
Park in secure locations: Always try to park in well-lit, CCTV-covered areas, and avoid leaving your van in isolated spots overnight.

Additionally, many tradespeople now opt for tool safes or GPS tracking devices to provide an extra layer of security for their high-value equipment.

Choosing the right work van is about more than just storage capacity and fuel efficiency. It’s about ensuring your tools and equipment are protected from theft and that you have a reliable, secure mobile workspace. The vans we’ve covered are great options for tradespeople looking for a balance of space, security, and functionality.

For more tips on how to protect your tools and prevent theft, check out Protectivity’s guide on van break-ins.

Insure your tools with Protectivity

At Protectivity, we provide affordable tradesman insurance to cover incidents commonly faced by tradespeople, including tools of trade theft. Our policies include Public Liability up to £5 million as standard, with the option to add Employers’ Liability insurance, Contractor Works cover, and Plant and Tools cover. With Plant and Tools cover, you can protect your own tools, as well as your employees’ tools, even when left in an unattended van or offsite.

Focus on your work without worrying about the security of your van or tools. Don’t become another statistic – find out more about our specialist tools cover today!

Whether you’re a carpenter, electrician, painter, builder, handyman, or in another trade, take two minutes to explore our trades policies. Protect yourself from unexpected costs when unforeseen circumstances arise.

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*Source: Standards and Compliance

Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date.

Last updated by

11:38:06 BST • 21 May 2025

Electrician tools – What you need in your tool bag

28 May 2025

•

8 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

Before you land your first job or start quoting for work, there’s one crucial thing you need to get sorted: your electrician tools. Not just any tools – the right ones. And with so many options out there (and keeping your pressured bank balance in mind), knowing what to buy first can feel like a job in itself.

Investing in specialist tools is a considerable expense, especially when you’re just starting out. Separating what’s essential and what’ you’ll need for specialist jobs can help you assess what you’ll need to own.

In this guide, we’ll walk through the tools you need, how much you might spend, and how to keep your toolbox in top shape.

Essential tools every electrician needs

Every spark needs a solid foundation, and that means reliable, everyday tools. Here are the basics, along with the types of jobs they’re used for:

Pliers: At least a pair of needle-nose, lineman’s, and side cutters. These are used daily for cutting, twisting, and gripping wires, making them essential for general wiring, installing sockets, and consumer unit work.
Screwdrivers: A set of insulated screwdrivers is non-negotiable. Go for a mix of flathead, Phillips, and a multi-bit driver for flexibility. These are used for installing and removing screws on faceplates, backboxes, and terminals.
Wire Strippers: Save yourself time and avoid damaging wires – invest in a good pair with clear gauge markings. Perfect for stripping insulation off cables before making connections.
Voltage Tester or Multimeter: For checking if a circuit is live and diagnosing faults. Multimeters are more versatile and ideal for fault finding, continuity checks, and verifying voltage levels.
Tape Measure: A 5-metre tape does the job. You’ll use it for marking out positions for sockets, switches, and conduit runs.
Utility Knife: Used for stripping cable sheaths, trimming insulation, and opening boxes – useful for first fix work and cable prep.
Fish Tape or Cable Puller: Essential when running wires through conduits, trunking, or wall cavities, especially on new installations or rewires.
Spirit Level: Keeps sockets, switches, and trunking aligned and looking professional – important for visible installs.
Hammer: Not just for nails – handy for knocking cable clips into place, freeing stuck parts, or securing fixings during installation.

Look for VDE-rated tools where needed to make sure they’re safe for electrical work.

Specialist tools for different electrical jobs

Once you’re doing more advanced or specific work, you’ll need tools to match the task. These aren’t necessarily for day one, but definitely worth knowing about:

Circuit Tracer & Breaker Finder: Ideal when trying to identify which breaker controls a specific circuit – helpful during fault finding, repairs, or additions.
Cable Crimper: Needed for attaching lugs, ferrules, and terminals securely – essential for working with armoured cable or connecting to distribution boards.
Conduit Bender: For neat and accurate bends in metal or plastic conduit. Crucial for commercial installs, where exposed conduit is common.
Thermal Imaging Camera: Not cheap, but useful for fault-finding and preventative maintenance. Great for identifying overheating components, loose connections, or overloaded circuits.
PAT Tester: Essential if you plan to test portable appliances in domestic, commercial, or industrial environments. Often required for landlords, offices, and workshops.
RCD / Earth Loop Testers: These are a must for proper testing and certification of installations. Used during EICRs, new installs, or when troubleshooting protection devices.
Punchdown Tool: For working on structured data cabling and telecoms work. Ideal if you’re branching into networking, CCTV, or home automation.

Pick these up as your work expands – no need to break the bank upfront.

What should be in an electrician’s tool bag?

You don’t want to lug your entire workshop around with you. A good tool bag should be compact but packed with the essentials:

Core hand tools (pliers, screwdrivers, strippers)
Tester and multimeter
Utility knife, tape, and level
Pencil and marker
Cable ties and tape (insulating, electrical, duct)
Small torch or headlamp

Many electricians swear by tool backpacks for comfort and better organisation. Keep less-used or larger gear in the van.

Organising your tools

A well-organised toolkit saves time and prevents damage to your gear. Here’s how to keep things tidy and efficient:

In your tool bag or backpack:

Use internal compartments and pouches to separate hand tools, testers, and accessories.
Store sharp items like utility knives in blade guards or designated holders.
Keep small bits (screws, rawl plugs, terminal blocks) in clear mini-containers or pouches.
Label key compartments if your bag has multiple layers or sections.

In the Van:

Use stackable organisers or drawer systems for larger tools like drills, crimpers, and benders.
Keep power tools in their cases to avoid damage and tangling cords.
Dedicate zones for frequently used items (e.g. left-hand side for test equipment, right-hand side for install tools).
Use magnetic strips or pegboards for wall-mounted tool access.
Restock your tool bag at the start or end of each day so you’re always job ready.

Good organisation not only makes you faster and more professional but also helps prevent lost tools – and nothing wastes time like rooting around for a missing screwdriver! Consider doing a monthly tidy-up to keep your setup in top shape.

How much do electrician tools cost?

Here’s a ballpark idea of what you might spend:

Basic starter kit: £150–£300
Mid-range kit: £400–£800
Professional setup: £1,000+

Specialist tools like RCD testers or thermal cameras can push the budget up, but you don’t need everything at once. Look out for deals at trade counters or bundle kits from brands like CK Tools, Wera, or Fluke.

Tips for buying tools on a budget

Starting out can be costly, but there are ways to save:

Buy essential tools first – don’t overstock early on
Consider second-hand tools from reputable sellers or colleagues
Watch for trade discounts or cashback offers
Stick to known brands that offer warranties and replacements

Remember: cheap tools often end up costing more in the long run.

Maintaining and upgrading your tools

Treat your tools well and they’ll last:

Clean tools regularly – especially after dusty or damp jobs
Keep cutting tools sharp
Store them in a dry, organised tool bag or box
Calibrate meters and testers annually
Consider insurance for high-value items, especially if stored in your van

Safety considerations and tools

When you’re working with electricity, safety should always come first. The right safety tools and procedures not only protects you but also those around you. Here’s what to keep in mind:

Insulated Tools: Always use VDE-rated tools when working on or near live circuits. These are tested to 1,000V and help prevent accidental shocks.
Voltage Testers: Always test circuits before starting work – even if you think they’re isolated. A non-contact tester is a quick check, but a two-pole voltage tester gives greater certainty.
Lockout/Tagout Kits: For isolating circuits safely while you work. Essential for commercial settings or anywhere someone else might unknowingly re-energise a system.
PPE (Personal Protective Equipment): At minimum, carry insulated gloves, safety glasses, and a dust mask. For certain environments, you may need arc-flash rated gear.
First Aid Kit: Keep a basic kit in your van or tool bag. Even small cuts and burns need proper treatment to avoid infection.
Fire Extinguisher: Especially important if you’re working in older buildings or near distribution boards. A CO2 extinguisher is ideal for electrical fires.

Safe working habits

Always double-check isolation before touching any conductors.
Work methodically and avoid distractions.
Use proper signage or barriers when working in public or shared spaces.

Investing in safety isn’t just about ticking boxes – it gives you peace of mind and shows clients you take your trade seriously.

Digital tools for the modern electrician

It’s not just about screwdrivers and testers these days. Digital tools can seriously boost your efficiency:

Job management apps like Tradify or Fergus
Certification software (e.g. NICEIC, iCertifi)
Cable calculators, voltage drop tools, and load calculators
AutoCAD Electrical or EasyPower for layout and design

Final checklist: Build your first electrician’s tool kit

Start simple, then expand:

Basic Kit:

Pliers, screwdrivers, strippers, knife
Voltage tester, tape measure
Tape, level, tool bag

Intermediate Kit:

Multimeter, crimper, fish tape, torches

Advanced Kit:

RCD tester, conduit bender, thermal imager, PAT tester

Getting your electrician tool kit right is a big part of becoming a confident, capable trades professional. Start with the basics, grow as you go, and don’t be afraid to ask fellow sparks for their recommendations. The right tools don’t just make your work easier – they make it safer and more professional too.

Insure your tools with Electricians’ Insurance from Protectivity

At Protectivity, we provide affordable tools insurance to cover incidents commonly faced by electricians’ and other tradespeople, including tools of trade theft.

Our electricians’ insurance policies include public liability up to £5 million as standard; you then have the option to add Employers’ Liability insurance, Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs.

Find out more about our affordable tradesperson insurance, excellent claims handling, and monthly payment options when you request a quote today.

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Last updated by

09:17:12 BST • 28 May 2025

How to price jobs as an electrician

By Mandy Czyz

14 May 2025

•

9 mins read

Contributors

Mandy Czyz

Mandy has been with Starpeak Insurance Solutions since 2018, starting in sales in the consumer department and mov...

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Pricing your work as an electrician can feel like a balancing act. Charge too much and risk losing the job; charge too little and your profits disappear. Whether you’re just starting out or looking to tighten up your process, having a structured approach to pricing will help you quote with confidence and win the right kind of work.

This guide walks you through the key elements to consider when pricing electrician jobs, from costs and assessments to marketing and tools.

Your costs as an Electrician

Before you even think about quoting for a job, you need to understand your own operating costs. Many electricians, especially those just starting out, fall into the trap of pricing based only on time and materials, without factoring in the true cost of doing business.

The key question to ask is: What does it cost me each day just to run my business? Knowing your daily running costs helps you calculate a sustainable day rate and ensures you’re not working at a loss.

Fixed and Variable Costs

Start by breaking your expenses into two categories:

Fixed costs – These are expenses that stay the same each month, regardless of how much work you do:

Van insurance and maintenance
Public liability insurance
Accounting fees or bookkeeping software
Professional memberships or certifications (e.g. NICEIC, NAPIT)
Marketing subscriptions (like Checkatrade, Rated People, etc.)
Office costs (if applicable)

Variable costs – These will change depending on how much work you take on:

Fuel and travel expenses
Consumables like screws, connectors, or clips
Material costs for each job
Tool wear and replacements
Additional labour (if you hire subcontractors)

These costs must all be covered in your pricing, even if the customer never sees them listed on the quote.

Your time has value too

A common mistake when pricing electrician jobs is failing to value your own time beyond labour. Quoting, sourcing materials, managing customer relationships, travelling between jobs, and doing admin all take time. If you’re not charging for these indirectly in your pricing, you’re working unpaid hours.

This is especially important when clients ask, “How much should an electrician charge per day?” The answer should reflect not just time spent on-site, but time spent running the business that supports that work.

Building a minimum charge

Once you’ve calculated your fixed and variable expenses, you can work out your minimum daily charge, the absolute lowest you can go without losing money. From there, you can add your profit margin, adjust for job complexity, and start developing a more consistent electrician job price list.

Let’s say your monthly costs total £2,000. If you want to earn at least that and only work 20 days a month, your base day rate would need to be £100 just to cover expenses, before earning a penny in profit.

What Electricians can earn

One of the most common questions for both new and experienced tradespeople is: “What can I actually earn as an electrician?” The answer depends on your experience level, where you’re based, the type of work you take on, and how well you price jobs.

Average Income

Across the UK, the average self-employed electrician earns between £35,000 and £60,000 per year, with some established professionals bringing in £70,000+, especially if they employ a small team or specialise in high-end or commercial work.

Full-time employed electricians typically earn between £28,000 and £40,000, though this can rise with overtime, callouts, and seniority.

If you’re self-employed, your earnings are directly tied to how you price jobs and manage your schedule. That’s why it’s crucial to have a strong handle on costings and margins, not just how much you charge per day, but how efficiently you turn that into profit.

Daily and Hourly Rates

Here’s a quick snapshot of what electricians often charge:

Day rate: £200–£350
Hourly rate: £40–£60
Call-out fee: £80–£150 (can be higher for out-of-hours work)
Fixed price work: Varies, e.g., £60 to replace a socket, £2,000–£4,500 for a house rewire

These numbers give you a benchmark, but they shouldn’t dictate your pricing. Instead, focus on covering your costs, adding profit, and factoring in your value and demand. The better you get at pricing your electrical work, the more control you’ll have over your earnings.

Earning potential with price work

Many electricians also explore electrician price work jobs, where you quote a fixed fee for completing a task or project. This can boost earnings if you work efficiently and manage costs well. For example, completing a £500 job in half a day, rather than charging a standard day rate, means you’re earning more in less time.

However, fixed-price work does come with risk. If things go wrong or take longer than expected, profits can quickly vanish. That’s why clear scope and accurate assessment are essential.

Assessing the Job

No two jobs are the same. When you’re quoting, you need to assess each project on its own terms. This means visiting the site when possible or asking detailed questions before giving a figure.

Key things to consider include:

The complexity and scale of the work
How accessible the wiring or installation areas are
Whether the job is a repair, upgrade, or full install
The quality and quantity of materials needed
Safety and compliance requirements
Time constraints or special working hours

Accurate assessments are essential to price electrician jobs properly. Missing even one detail can lead to delays or unexpected costs.

Breakeven and profit margin

Once you’ve calculated your time and materials, it’s time to check your breakeven point. This is the minimum you need to charge to cover all costs without making a loss.

Next, add your profit margin. A common mistake is charging only what the job costs to complete. But if you want your business to grow, and buffer against quieter periods, you’ll need to add a fair margin, often between 10–30%, depending on the job and market conditions.

This is where having a price list comes in handy. While every project is unique, a standard pricing guide can help you stay consistent and quote faster.

Quoting your customers

How you present your quote matters just as much as the number on it. A clear, professional quote builds trust and makes it easier for the customer to say yes.

Here are a few things your quote should include:

A summary of the work being done
A breakdown of labour and material costs
The total cost (with VAT if applicable)
Payment terms and deadlines
Start and completion timeframes
Any exclusions or limitations

It’s crucial to avoid vague figures, specific, detailed quotes demonstrate that you’re experienced, organised, and fully prepared for the job. They also help prevent misunderstandings down the line, setting clear expectations for both you and the customer.

Useful tools to help you price jobs

Today, there are several tools available to help electricians quote quickly and accurately. If you’re still working everything out manually, it might be time to upgrade.

Some popular tools include:

Tradify – Designed for trades, this app helps you quote, invoice, and manage jobs in one place
Fergus – Offers job costing and real-time margin tracking
Powered Now – Great for producing branded quotes and managing admin on the go
Simple spreadsheets – Still useful for creating and updating your own price work list

These tools can save hours every week and help you avoid underquoting, a common pitfall for smaller or growing businesses.

Marketing your business

Finally, pricing well won’t get you far if no one knows you exist. That’s where marketing comes in. If you’re wondering how to market your business, start with the basics:

Set up a simple website with clear service info and contact details
List your business on trusted directories like Checkatrade or MyBuilder
Share before-and-after photos on social media
Ask customers for reviews, these build credibility fast
Offer free quotes and clear pricing information

The more professional your online and offline presence is, the more likely people are to trust you with the job, even if you’re not the cheapest quote.

Final notes

Learning how to price jobs as an electrician is about more than just punching numbers into a calculator. It’s about understanding your costs, assessing work properly, and presenting accurate and strong quotes.

Take control of your quoting process, back it up with good communication and marketing, and you’ll not only win more work, but you’ll also win the right kind of work for your business.

Get Electricians Insurance from Protectivity

Whether you’re a self-employed electrician or managing a growing team, having the right insurance in place isn’t just a good idea, it’s essential. Accidents and unexpected issues can happen at any time, and without proper cover, the financial impact can be significant.

That’s where Protectivity comes in. We specialise in tradesman insurance designed specifically for electricians. Our standard Electricians Insurance policy includes up to £5 million in public liability cover, with flexible options to add protection such as Employers’ Liability, Contractor Works, Plant and Tools, Financial Loss, and Employee Tools (available when bundled with other benefits).

This means you’re not just buying insurance; you’re investing in peace of mind. From safeguarding your tools to protecting against claims, we’ve got you covered when it counts.

Explore our affordable policies, straightforward claims process, and convenient monthly payments by requesting a quote today.

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Mandy Czyz

16:31:57 BST • 5 June 2025

Most in-demand electrical services for Electricians’

7 May 2025

•

11 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

From home EV chargers to solar panels and smart heating systems, the UK electrical trade is experiencing unprecedented demand. With over 1.3 million consumer searches for electricians on Checkatrade in 2024 alone, it’s clear that customers are actively looking for trusted professionals. This surge is being driven by new laws, green tech trends, and shifting homeowner and business priorities.

For electricians—whether you’re a sole trader or running a small firm—there’s never been a better time to refine your offerings. This guide breaks down the most in-demand services for 2024–2025 across domestic, commercial, and new build markets. Use it to identify new opportunities, get qualified where needed, and ensure you’re offering services customers are actively seeking.

Top services in demand: Overview

Rank	Service	Key Drivers
1	EV Charger Installation	EV boom, building regs
2	Solar PV + Battery	Energy prices, green incentives
3	EICRs + Consumer Unit Upgrades	Legal compliance, aging stock
4	Smart Home Tech	Convenience, energy saving
5	LED Lighting Retrofits	Ban on fluorescents, cost-cutting

Residential sector

Here’s a breakdown of the key areas where residential demand is strongest right now – and where your skills are most valuable.

1. EV Charger Installation (Home)

With electric vehicles now accounting for nearly 18% of all new UK car sales, more homeowners are seeking dedicated home charging solutions—typically 7kW wall-mounted units.

Since 2022, building regulations in England require all new homes to include an EV charging point or at least be pre-wired for one. This has made charger installs standard on new build sites and in high-growth housing areas.

Electricians are seeing particularly high demand in London, the Southeast, and affluent suburban regions where EV ownership is more concentrated.

On top of the basic install, many jobs require upgrading the consumer unit or adding surge protection to ensure compliance and safety.

2. Solar Panel & Battery Storage

The drive for energy independence has made solar a top priority for homeowners. By late 2024, over 1.4 million UK homes had solar panels installed. Increasingly, customers are adding battery storage to these systems to store daytime energy for evening use, boosting self-sufficiency.

Demand is especially strong in the Southeast and Southwest, where solar exposure is higher and roof space more readily available.

Electricians looking to work in this space should consider gaining relevant qualifications such as MCS certification, as proper training is crucial for both compliance and customer trust.

3. EICRs, Rewiring & Consumer Units

Safety and compliance continue to be a core pillar of residential work. Since 2020, landlords are legally required to obtain an Electrical Installation Condition Report (EICR) every five years. This means the first major wave of renewals hits in 2025–26, creating a sharp spike in demand for inspection services.

In addition, many older properties, especially those built before 1946, still rely on outdated wiring, making partial or full rewires a common requirement. Fuse board (consumer unit) replacements are also frequently needed when homeowners install upgrades like EV chargers or modern kitchens.

Industry analysts estimate that to keep up with the inspection cycle, more than 12,000 EICRs need to be completed daily across the UK during peak periods.

4. Smart Homes & Automation

Smart home technology is quickly becoming the norm, not the exception. Devices such as smart thermostats, lighting, security cameras, and video doorbells are now widely expected in mid-range homes.

Homeowners are seeking energy efficiency, security, and the convenience of remote control. For electricians, this opens up a steady flow of installation work, especially for those with a working knowledge of IT basics like Wi-Fi setup, Zigbee or Z-Wave protocols, and mobile app integration.

Electricians who can offer both electrical expertise and smart tech know-how are increasingly in demand.

5. LED Lighting & Energy Efficiency

With the ban on most fluorescent lighting and the rising cost of energy, clients are prioritising LED upgrades for their efficiency and long-term savings. LEDs use up to 75% less energy than traditional bulbs, making them a go-to for cost-conscious and eco-minded homeowners alike. Many are combining LED installs with automation, such as motion-activated lights, timers, or app-based controls, to maximise efficiency.

For electricians, this offers frequent opportunities to recommend and install efficient lighting systems that deliver quick returns on energy bills.

Commercial sector – for bigger contracts

For electricians looking to take on larger-scale projects or specialise in commercial systems, this sector is rich with opportunities, from fleet EV infrastructure to full lighting control upgrades. Whether you’re subcontracting for public projects or managing facilities for businesses, there’s steady demand for skilled professionals across the board.

1. Workplace EV Charging

Electric vehicle adoption isn’t just reshaping domestic installations, it’s transforming commercial sites too. Government schemes like the Workplace Charging Scheme are incentivising companies to install EV charge points on business premises, making it easier and more cost-effective to start a rollout. However, commercial charger installs come with additional complexity.

Many businesses now require smart systems that can balance loads across multiple chargers, particularly when managing fleets. This often involves configuring energy management systems and ensuring demand doesn’t exceed the site’s supply capacity.

Electricians carrying out this work must be confident with three-phase systems, larger cable runs, distribution board upgrades, and sometimes integrating chargers with solar or storage.

2. Commercial Solar

The push for green credentials and long-term energy savings has triggered a commercial solar boom. Warehouses, schools, NHS sites, supermarkets, and factories are all leveraging unused roof space to generate electricity.

Solar installations in the commercial space grew by 25% in 2024 alone, reflecting widespread investment across sectors. Many of these projects include battery systems to store power for peak-time usage and often involve integrating backup generators to provide resilience.

Demand is especially high in the Midlands and rural parts of the Southwest, where larger roof spans and government funding have made installation more viable. This work tends to favour electricians with experience in higher-capacity systems and energy regulation compliance.

3. Lighting Retrofits & Building Controls

The 2023 ban on most fluorescent lighting under the RoHS directive has pushed a wave of lighting upgrades across the UK. Offices, shops, public buildings, and schools are now replacing legacy lighting with modern, energy-efficient LED solutions.

These retrofits are typically done at scale, entire floors, campuses, or buildings at a time and often bundled with smart lighting controls. This includes motion sensors, dimming modules, daylight-responsive systems, and timers to improve energy efficiency and meet building performance targets.

Electricians are central to planning and installing these systems, and familiarity with building management systems (BMS) and control wiring is increasingly valuable in this space.

4. Ongoing Testing, PAT & Maintenance

Compliance is non-negotiable for commercial clients, which creates consistent demand for electricians who offer testing and long-term maintenance services. Under BS 7671, periodic inspections are required every five years in commercial environments, but many businesses schedule them more frequently for insurance and operational safety.

Portable appliance testing (PAT) is often outsourced, providing additional work for electricians across offices, hotels, schools, and retail spaces. Many organisations also enter into ongoing maintenance contracts that include regular system checks, fault finding, and minor repairs.

Services like surge protection, AFDD installation, and emergency lighting maintenance are also in demand, especially as businesses aim to reduce risk and enhance safety across their premises.

New build opportunities

From large-scale housing developments to smarter, greener commercial premises, electricians have a key role in shaping the electrical systems of tomorrow. New build projects offer structured, high-volume work, often with cutting-edge technologies built into the spec. For electricians looking for consistent, forward-looking contracts, this is a safe bet for the future.

1. Full House/Flat Wiring

New build housing continues to be a stronghold for electrical contractors, with over 220,000 homes completed in the last year alone. First-fix and second-fix wiring work remains the core of residential new build projects, often handled at scale across entire estates.

What’s changed is what clients now expect: every new home must include provisions for EV charge points, and many also come equipped with solar panels, electric heating systems, and smart-ready wiring.

Electricians working on these sites need to be confident in both standard installations and the additional requirements of modern energy systems and compliance frameworks.

2. Smart-Ready Homes

Homebuyers are increasingly expecting smart features from the moment they walk in the door. Builders are responding by integrating structured cabling for data and telecoms, smart door entry systems, and connected heating controls right from the construction phase.

Electricians who can wire both power and data, or who understand how to install and test smart devices like thermostats and doorbell cameras, are in particularly high demand. A basic knowledge of networking and low-voltage wiring systems will give electricians an edge in this fast-developing area.

3. Electric Heating

With the UK’s transition away from gas boilers in full swing, new homes built from 2025 are expected to be gas-free by default. This shift creates a growing need for electrical heating infrastructure, including high-current feeds for immersion tanks, electric panel heaters, and air-source or ground-source heat pumps.

These systems often require load calculations, new circuit design, and careful distribution board planning, giving electricians more technical work on each install. As gas disappears from the blueprint, electric heating will be one of the defining features of new homes, making it a must-know area for installers.

4. Regulations & Safety

Electrical safety and efficiency standards are tightening with each update to the wiring regulations, and all new builds must comply with the 18th Edition (Amendment 2). This includes mandatory use of surge protection devices (SPDs), arc fault detection devices (AFDDs) in some circuits, and RCDs across the board. Installers must not only ensure compliance but also design systems that meet environmental and energy-use targets.

For electricians, staying updated on changes to BS 7671 and understanding how to implement them on-site is essential, particularly in new build environments where inspections and certifications are closely monitored.

Regional hotspots to watch

Region	Key Trends
London	Highest charger density, smart office refits
Southeast	Top for home solar and EV charger demand
Southwest	Highest % of solar homes, rural energy upgrades
Midlands	Industrial solar boom, new housing developments
Scotland	Leading public EV infrastructure, wind/solar installs
Wales/NI	Steady demand; public-funded retrofit projects

How to stay ahead

The next two years are pivotal for the electrical trade in the UK. Regulations, green tech, and customer expectations are aligning to create a strong, sustained demand for skilled electricians.

To take advantage:

Get certified for solar and EV installs (e.g., NICEIC, MCS, OZEV).
Stay updated on BS 7671 and green energy incentives.
Consider partnering with smart home tech suppliers or taking IT training.
Market your services around upcoming regulatory deadlines (like EICRs).

Whether you’re just starting out or growing your team, focusing on these high-demand areas can ensure a busy, profitable future.

Remember: The future is electric – and electricians are powering the change.

Sources: Checkatrade, gov.uk, SunSave, EquipTest, The Guardian, The Logical Group, Fixflo, EcoGreen Electrical, LearnTradeSkills, Weiss Technik, NHBC, Statista, OpenRent, Rentokil

Get Specialist Electricians’ Insurance from Protectivity

If you’re working on a self-employed basis or running your own electrician business where you’re employing other people, then having your own cover in place is a must. If something goes wrong, the financial implications can be severe, which is why having the correct tradesman insurance is essential.

At Protectivity, we specialise in providing electricians’ insurance to professionals just like you. Our policies include public liability up to £5 million as standard; you then have the option to add Employers’ Liability insurance, Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs. Our tools insurance, is ideal for electricians needing to protect their equipment.

Find out more about our affordable policies, excellent claims handling, and monthly payment options when you request a quote today.

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16:44:16 BST • 7 May 2025

What is a Gold CSCS Card & how to get one?

By Chris Trotman

29 April 2025

•

7 mins read

Contributors

Chris has been with Starpeak Insurance Solutions for 3 years. Before starting with the company, Chris was involve...

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The UK construction industry’s busier than ever — and it’s not slowing down any time soon. In fact, the CITB has estimated that over 250,000 extra workers will be needed by 2028 to keep up with demand across housing, infrastructure, and repair projects. If you’re already working in the trade or running your own business, that’s good news — but it also means the bar is being raised when it comes to skills and qualifications.

Skilled workers are in demand, and that’s reflected in pay too. According to the BCIS, construction wages have gone up by around 6.7% in the past year alone, especially for those with solid experience and recognised qualifications under their belt. That’s where the Gold CSCS card comes in. Whether you’re looking to prove your skills, take on more responsibility, or just boost your earning potential, having a Gold card shows you’re serious about your trade.

In this guide, we’ll cover everything you need to know: what the Gold CSCS card is, who it’s for, what qualifications you need, how to apply, and how it compares to the other card types out there. Whether you’re a seasoned pro or looking to level up, it’s all here.

What is a Gold CSCS card?

The Gold CSCS card is a recognition of your skills, qualifications, and experience within the construction industry. It’s not just a flashy card with a nice colour – it tells employers and site managers that you know your trade inside out.

There are two types of Gold CSCS cards:

Gold Skilled Worker Card – for experienced tradespeople who have completed a Level 3 NVQ or equivalent in their specific trade.
Gold Supervisor Card – for those in a supervisory or foreperson role, often with additional responsibilities like overseeing other workers on-site.

Think of the Gold card as a badge of professionalism. It shows you’re not only capable but certified to work safely and competently.

Why do you need a Gold CSCS card?

Holding a Gold CSCS card isn’t just a box-ticking exercise – it’s a powerful way to show that you’re a skilled professional who takes their trade seriously. From getting through the site gates to landing better jobs and meeting health and safety requirements, a Gold card can open doors and boost your reputation across the construction industry. Here’s why having one really matters:

Site access – Most major construction sites in the UK now require a valid CSCS card. Without one, you might not even make it past the car park.
Proof of skill – It proves you’re properly qualified and experienced, which builds trust with employers and clients.
Better job opportunities – Many higher-paying roles or supervisory positions require a Gold card as standard.
Health & Safety – It shows you’ve passed the relevant Health, Safety & Environment (HS&E) test, which is a key part of keeping everyone on-site safe.

Requirements for a Gold CSCS card

Following requirements is about showing that you’ve gained solid experience on-site, completed the right training, and earned formal, industry-recognised qualifications. Whether you’re applying as a skilled tradesperson or stepping up to a supervisory role, you’ll need to prove your knowledge, capability, and commitment to high standards. Let’s break it down by card type:

For the Skilled Worker Card:

A Level 3 NVQ/SVQ in your trade (e.g., carpentry, plumbing, electrical installation).
Pass the CITB Health, Safety & Environment (HS&E) test for Operatives within the last 2 years.

For the Supervisor Card:

A Level 3 or 4 NVQ/SVQ in Occupational Work Supervision or a relevant supervisory qualification.
Pass the CITB Supervisor-level HS&E test (not the basic Operatives version).

How to apply for a Gold CSCS card

These are the main steps to follow, to ensure you get your card:

Get Your Qualification – Make sure you have the right NVQ or SVQ. If you don’t, you can look into on-site assessment routes or training providers that offer recognised qualifications.
Pass the HS&E Test – Book your test via the CITB website. Choose the Operative or Supervisor test depending on your card type.
Apply Online – Head over to the official CSCS website to apply. You’ll need to upload proof of your qualification and test pass.
Pay the Fee – The application currently costs £36 (as of 2024).
Wait for Delivery – Your card should arrive within a couple of weeks, but you can use your application confirmation as proof while you wait.

Other steps and tips getting a CSCS card

Finding an NVQ Provider – Make sure your training provider is accredited. Some providers even assess you on-site while you work.
Upgrading from a Blue Card – If you already have a Blue Skilled Worker card, upgrading to Gold can be a natural next step once you complete a Level 3 NVQ.
Renewals – The Gold card is valid for 5 years. You’ll need to retake the HS&E test and provide evidence of continued competence to renew.
Lost or Damaged Card? – You can order a replacement easily through the CSCS website.

Gold CSCS vs other cards

To put things in perspective:

Green Card – Labourer (entry-level)
Blue Card – Skilled Worker (Level 2 NVQ)
Gold Card – Advanced Skilled Worker or Supervisor (Level 3+)
Black Card – Manager (Level 5+ in site or project management)

So, if you’re already working at a high level in your trade, or managing others on-site, Gold is the card you should be aiming for.

Read more about the process from the start in our blog on How to get a CSCS card.

CSCS Gold card FAQs

Can I get a Gold card without an NVQ?
Generally, no. But there are experienced worker routes where you can gain an NVQ through on-site assessment.

How long does the whole process take?
If you already have your qualification and HS&E test completed, the card can be with you in as little as 10 working days.

What if my qualifications are from outside the UK?
Some overseas qualifications can be accepted. You may need to go through a UK NARIC (now Ecctis) check or get UK-equivalent certification.

To sum up

Getting your Gold CSCS card is a smart investment in your future. It opens doors to better jobs, more responsibility, and higher pay. Plus, it proves to clients, employers, and site managers that you’re the real deal.

Whether you’re moving up from a blue card or aiming to step into a supervisory role, the Gold card shows you’re serious about your trade.

If you’ve got any questions or want help with the application process, drop a comment or reach out. And if you’re running a small business, getting your team qualified to gold level can really boost your reputation and win more contracts.

Get Specialist Tradesman Insurance from Protectivity

Health and safety is an unavoidable element of the construction industry, which is why having the right tradesman liability insurance is so important. With the everyday risks of site work, like accidents, property damage, or third-party injuries – a solid insurance policy offers essential financial protection. Many clients will also want to see proof of cover before signing a contract, so being insured helps you work professionally and with confidence.

At Protectivity, we offer affordable tradesman insurance tailored to the needs of those in the trade. Our standard policies include up to £5 million public liability cover, with optional add-ons like Employers’ Liability, Contractor Works, Plant and Tools, and more. That way, if the unexpected happens, you’re covered where it counts.

Whether you’re a builder, bricklayer, or other trades we have specific Contractors All Risk cover to suit you. Find out more when you get a quote here.

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