Experts reveal some of the most ‘costly’ home and garden renovation and maintenance mistakes that homeowners can make 

Summer can be a great time to tackle DIY, home renovation, and home maintenance tasks. However, without proper planning, homeowners can easily end up making mistakes which could prove costly…

With this in mind, we collaborated with expert tradespeople across various specialisms (including electrics, gardening, and painting and decorating) to share examples of ‘costly’ errors (from monetary, time, legal, and safety points of view), as well as discussing some of the most common mistakes that homeowners make, and how to fix them. Read on to find out more…

 

Meet the experts

Vishal Narbheram is an electrician with 15 years’ experience, and founder of Onward Shift – a mental health platform to help construction businesses and individuals thrive

Rhiannon Odey, content creator at Easy Garden Group

Natalie Marsden, a Plymouth-based painter and decorator, otherwise known as The Lady Painter

High monetary cost mistakes

When it comes to mistakes that impact your wallet, there are a few things that the experts warn against:

Skipping regular electrical inspections

When it comes to electrics, Vish shared that – “one of the biggest money wasters we see is skipping regular electrical inspections. It’s easy to overlook but hidden electrical faults (especially in older properties) can build up quietly and turn into serious and expensive problems down the line.

“Inspections are a bit like a car’s MOT but for your home’s electrics. They should be done roughly every 10 years in a typical house but the older the property, the more often you should get them checked”.

If you’re overdue for an inspection, get a qualified electrician in to carry one out. They’ll assess your system and flag up any issues, categorising them like this:

  • C1 – Immediate danger
  • C2 – Potential danger
  • C3 – Recommended improvement
  • FI – Further investigation needed

Vish estimates that costs could be around £150 to £500 for this, depending on the size and condition of the property.

Overwatering in the garden

When it comes to gardening, Rhiannon shared that overwatering can be an expensive mistake – “Overwatering wastes water and can kill plants, costing £20–£100+ to replace. To fix, use a moisture meter and consider a drip irrigation system or smart watering timer. Pairing with a rain sensor creates the perfect low-maintenance setup”.

Poor soil preparation

Rhiannon added that poor soil preparation can also cost to fix – “Planting in unconditioned soil leads to poor growth and wasted investment. To fix, mix compost or organic matter (£30–£60) into soil before planting. Better still, start a compost heap for free to produce nutrient-rich compost”.

Hardscaping errors

Rhiannon also highlighted that hardscaping errors can also prove costly – “DIY patios, raised beds, or paths done incorrectly can crack, sink, or drain poorly, costing £500–£1,000+ to fix. To fix, hire professionals for complex hardscaping to ensure proper foundations and longevity”.

Using cheap paint

Natalie shared that opting for the cheapest paint can end up costing more in the long run – “One common mistake is going for the cheapest paint. Although you may think this helps the bank balance, half the time you end up having to buy more as it’s not the same quality and doesn’t cover well. As they say ‘buy cheap, buy twice’. This isn’t saying to pay for the most expensive just as for recombination on the medium ground”.

Not protecting flooring and furniture when decorating

Natalie added that not protecting flooring and furniture when decorating can also cause costly damage – “I would also definitely emphasise on plastic sheeting and floor coverings for sure. Carpets can be so easily damaged as can furniture. Covering with plastic sheeting, floor covering and plastic back dust sheets can solve this”.

 

High time ‘cost’ mistakes

As well as mistakes often leading to expensive remedies, the time ‘cost’ of mistakes is also an aspect to consider.

Unqualified electrical work

Vish shared that “letting someone who’s not properly qualified do your electrics might seem like a shortcut but it almost always leads to delays. Unqualified electrical work can take a lot of time to fix and more importantly, it can delay the entire project. Other trades can’t get started until the electrics are sorted, so it ends up having a knock-on effect”.

A qualified electrician will need to go over everything, spot any faults and make it all safe and compliant. This often means taking things apart and starting again, so Vish warns that “not all electricians will take on this kind of job, especially if it involves fixing poor or unsafe work from someone untrained”.

According to Vish, the estimated timeframe to remedy could be “anywhere from a few days to a week but for more complex fixes, it could take much longer”.

Planting in poor soil or wrong plants

Rhiannon shared that “Using unsuitable soil or plants results in slow growth or failure, wasting a season. To fix, test soil (£20 kit) and choose plants suited to your garden. Amend poor soil early with compost.”.

Neglecting weeds in the garden

Rhiannon shared that “Small weeds can become invasive, requiring hours or even days to remove. To fix, weed weekly and apply mulch to reduce regrowth.”.

Improper pruning of plants

Rhiannon shared that “Bad cuts can damage plants, delay flowering, or reduce fruiting for years. To fix, research proper pruning techniques or hire a gardener (£50–£80 for expert help)”.

Not taking enough time to prep before painting

Natalie added that “It’s all preparation and making sure sanding, chalking, filling is all done beforehand and not skipped. This goes for not using an undercoat too – some products do state one coat or self primer but doing your research and looking at reviews would help to pick the right product. For example, for woodwork I always prime bare wood, then undercoat and topcoat woodwork for the best result”.

Forgetting to assess the working area before starting

Natalie shared that “time is something that is so important when it comes to painting and decorating as it’s all part of a plan. I would say always assess the working area – for example, if there is wallpaper that needs stripping this is a first port of call. Filling and chalking can put you back from painting walls and woodwork, so planning will help with timings”.

 

High legal ‘cost’ mistakes

In some cases, potential legal issues can arise – so due diligence is key in the following areas:

Not getting the right certification for electrical work

Vish highlighted that not getting the right certification for electrical work is a common and very costly mistake. Things like rewiring or adding new circuits legally require sign-off and without that paperwork, your local council can hold up the project.
If the work hasn’t been certified properly, the council may insist on sending their own inspectors and they don’t come cheap. You’ll also be liable for any work needed to bring things up to standard”.

The safest route is to always hire an accredited electrician from the start – on this, Vish suggests looking for someone registered with NICEIC or NAPIT.

However, if the work’s already been done and you don’t have the paperwork, Vish warns that “you may need to apply for retrospective sign-off from the council and pay for any corrections they require. A good rule of thumb? Hold off on paying the final invoice until you’ve got the proper certification in hand”.

When estimating costs for this, Vish shared that council inspectors typically charge £450+, plus any extra costs for rectification work.

Planting too close to boundaries

Rhiannon highlighted that overhanging branches or invasive roots can cause disputes with neighbours. To fix this, she recommends “checking boundaries and planting large shrubs or trees at least 2m away”.

Protected trees (TPOs)

Pruning or removing trees under a Tree Preservation Order without permission can also lead to fines. To fix this, Rhiannon says to “check local council regulations before starting work”.

Poor drainage and water runoff

Rhiannon also warned that incorrect hardscaping that pushes water onto neighbouring properties can cause legal claims. To fix, you may need to “install proper drainage channels (£500–£2,000)”.

Lime plaster

Natalie highlighted that “one potential legal issue that could come about when painting is not properly considering the type of property and materials used. For example different paint should be used on lime plaster (often listed buildings or buildings of age) compared with normal emulsion for the standard walls”.

 

High safety ‘cost’ mistakes

Expensive, time-intensive, and legal issues are all unwanted – however, some mistakes could actually lead to safety issues, which could impact you, your family, your pets, your neighbours, or even wildlife.

Tree pruning without expertise

Rhiannon warned that cutting large branches without proper equipment risks serious injury and damage. Instead of attempting this yourself, she recommends hiring a professional arborist (approximately £150–£400 per day).

Misusing power tools

Accidents from trimmers, mowers, or chainsaws are common when used incorrectly. Rhiannon urges anyone using power tools to “wear PPE (goggles £10, gloves £5) and follow safety guides”.

Chemical misuse

According to Rhiannon, overusing pesticides or weedkillers “can harm people, pets, and wildlife”. Using organic alternatives like neem oil or companion planting (£10–£30) are recommended over chemicals.

Common gardening mistakes during summer

As well as these ‘costly’ mistakes, we also delved into some of the most common gardening mistakes that homeowners might make during the summer months.

Overwatering during heatwaves

Rhiannon shares that many gardeners water too frequently in summer, drowning roots, encouraging fungal issues, and wasting water. To fix, she suggests to “water deeply but less often, ideally early morning or evening. Use a moisture meter (£10–£15) or install a drip irrigation system (£50–£200) with a timer. Pairing this with a rain sensor creates a stress-free, efficient watering setup”.

Cutting the lawn too short

According to Rhiannon, cutting grass too close during hot weather weakens roots, causes bare patches, and encourages weeds.  To fix, she suggests to “keep your lawn at around 5–7 cm during summer. Overseed patchy areas (£10–£20) and apply summer lawn feed (£15) to boost recovery”.

Planting at the wrong time of day

Planting or transplanting in midday heat stresses plants, causing shock or wilting. Rhiannon recommends planting “early in the morning or in the evening when temperatures are cooler. Use shade cloth (£10–£20) to protect young or sensitive plants”.

Skipping mulch

Rhiannon also stresses that, without mulch, soil dries out faster and weeds take over. To fix this issue, she suggests applying a “5–8 cm layer of organic mulch like bark, compost, or straw (£5–£8 per bag) to lock in moisture and suppress weeds”.

Ignoring shade needs

Finally, Rhiannon shares that planting sun-sensitive plants in full sun leads to leaf scorch and stunted growth. To fix, “group plants by light requirements and move containers to shaded spots during heatwaves”.

Tips to avoid these pitfalls and mistakes

In a bid to help homeowners avoid some of these issues in the first place, the experts shared some expert tips and advice:

Electrical-specific advice

Vish shared 7 of his tips on how homeowners can avoid making some of these electrical mistakes already outlined in the first place:

  • Hire the right people Always use qualified electricians who are registered with NICEIC or NAPIT.
  • Ask smart questionsMake sure you understand what’s being done, how long it will take and whether it’ll meet current regulations.
  • Get a few quotes Don’t just go with the cheapest. If a price seems too good to be true, it probably is.
  • Check their credentialsDon’t be scared to ask for proof of qualifications and insurance before they start.
  • Stay on top of inspectionsBook regular electrical checks (rule of thumb is every 10 years for homeowners, every 5 years for landlords).
  • Know the basicsYou don’t need to be an electrician but it helps to know where your fuse board is and what to do in case of an emergency.
  • Know your limitsDIY has its place but electrics are one of those jobs that are best left to the professionals. It’s safer, smarter and often cheaper in the long run.

 

Gardening-specific advice

Rhiannon also shared 5 of her tips on how homeowners can avoid costly gardening mistakes:

  • Plan aheadUnderstand plant needs, sunlight, and soil before planting.
  • Test soilA £20 soil test kit can prevent nutrient issues.
  • Do regular maintenance Small, frequent tasks prevent larger problems.
  • Ask for adviceGarden centres and local experts are invaluable.
  • Leave certain tasks to professionalsFor example, drip irrigation and micro-irrigation are simple DIY projects, but larger systems (e.g., pop-up sprinklers) often require a professional landscaper for proper setup, efficiency, and coverage. Similarly, hardscaping projects (such as patios, decking, and drainage) benefit from expert workmanship to avoid costly future repairs. Also, tree work – such as large-scale pruning or tree removal – is dangerous and needs specialist tools and insurance.

For more information on which tasks homeowners should always consult a professional, rather than attempting to DIY, visit our recent blog on tradespeople’s tricks of the trade.

 

Secure your trade & tools insurance

Our tradesmen insurance offers the essential business cover you need to protect against potential claims, ensuring you operate securely and avoid financial losses. With public liability included, you also have the option to add extras like employers’ liability, Contractors Works cover, Plant & tools cover, tailored to the specific needs and size of your business. So, whether you operate as a sole trader or run a larger business we can offer the cover you need. Whether you’re a builder, painter, electrician or gardener, our policy is flexible to your needs.

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Builders at work

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Thinking about running an ice cream van? You might be wondering: Is it worth it? Can I actually make a decent living scooping 99s? Getting an ice-cream van up and running is fairly straightforward but to make money it depends on when, where, and how you operate, let’s look at how to make it work.

If you’ve been paying attention to the weather this year, you’ll know we’ve been experiencing one of the warmest UK summers on record. With the sun blazing and parks packed, ice cream vans across the country have seen sales absolutely surge. There’s never been a better time to get the scoop on what this business can really earn.

Ice cream vans have been a beloved part of British culture for over a century. Introduced by Italian immigrants in the early 1900s, they became icons of the 1960s high street, with their cheerful chimes and soft-serve cones. Though they dipped in popularity during the 2000s, a combination of nostalgia, foodie culture, and warmer summers has brought them roaring back.

In this guide, we’ll dig into the earnings potential of an ice cream van in the UK, exploring daily takings, seasonal highs and lows, best and worst spots, regional differences, and even a touch of history.

 

Why start an ice cream van business?

The Perks:

  • Low startup costs compared to shops or cafes
  • Flexibility to choose your hours, locations, and events
  • High profit margins on core products
  • Seasonal surges during spring and summer
  • Brilliant for social and family-oriented entrepreneurs

The Challenges:

  • Seasonal demand and weather dependency
  • You need to get the right licences and permissions
  • Van and equipment need regular upkeep
  • Competition for pitches in busy spots

 

How much does it cost to start an ice cream van business?

Ice cream van

Startup Costs (Approximate ranges) 

ItemCost Range
Used ice cream van£10,000 – £30,000
Branding & refurbishments£1,000 – £5,000
First stock order£500 – £1,500
Licences & permits£300 – £1,000
Insurance£500 – £2,000
Optional POS system£200 – £500
Total Estimated£12,500 – £40,000+

 

Ongoing Costs

  • Fuel and restocking
  • Cleaning and van maintenance
  • Public liability insurance or specialist catering insurance renewal
  • Event pitch fees or street trading licences
  • Storage or off-road parking (especially off-season)

 

How much do ice cream vans make in the UK?

Let’s cut to the chase. Here’s what a typical UK ice cream van can earn:

 

Daily Takings (Estimates):

 

Day Type Average Takings
Quiet weekday£100 – £300
Busy weekend£400 – £800
Local event/festival£500 – £1,500+
Private hire (e.g. wedding)£300 – £1,000+

 

Monthly/Seasonal Income:

  • Summer (Apr–Sep): £4,000 – £10,000+ per month turnover
  • Winter (Oct–Mar): £0 – £2,000/month, unless you diversify with hot desserts or events

 

Profit Per Product:

ItemSell PriceCost PriceProfit
Mr Whippy cone£2.50£0.30~£2.20
Cone with flake£3.50£0.50~£3.00
Slush drink£3.00£0.60~£2.40
Cold canned drink£1.80£0.50~£1.30

 

With high margins and a fast-paced sales model, ice cream vans can rake it in quickly, especially during peak events or sunny weekends.

 

Seasonal fluctuations

The UK weather is famously unpredictable – and your income can swing wildly with it. 

Summer Peak

  • Late April to early September is the prime window.
  • During heatwaves, sales can skyrocket by 2x or even 3x in a day.
  • Bank holidays and school breaks offer huge boosts.

 

Winter Low

  • From October to March, most vans go into hibernation or switch to events and hot treats.
  • Some diversify into churros, waffles, or hot drinks to stay afloat.

If you’re in it for the long haul, plan ahead financially to balance the off-season.

 

Regional differences: Where you operate matters

Not all ice cream van opportunities are created equal. Location plays a massive role in how much you can earn.

Coastal Areas

  • Tourist towns around popular beaches and attractions are goldmines in summer.
  • High footfall and holidaymakers = big money days.

 

Parks & Green Spaces

  • Popular in cities and suburbs; ideal for weekends and school holidays.
  • Getting permission or a regular pitch is key.

 

City Centres

  • Can be a mixed bag – great foot traffic, but expensive permits and high competition.

 

Residential streets

  • Slower paced, but steady income after school and on warm evenings.

 

Best and worst spots to sell ice cream

Top Spots

  • Beaches and promenades
  • Local parks on sunny weekends
  • Music festivals, fairs, and car boot sales
  • School events, weddings, and birthday parties
  • Sports matches and local clubs

 

Worst Spots

  • Isolated lay-bys (unless it’s a truck stop)
  • Areas with strict council trading laws and no public footfall
  • Locations too close to supermarkets or ice cream shops
  • Overly saturated pitches with multiple vans

 

Licences & legal bits

Starting a van isn’t just about scooping ice cream – there’s a bit of paperwork and regulation to get sorted first. These legal requirements are essential not just for compliance, but also for building trust with customers and protecting your business.

Here’s what you’ll need:

 

Street trading licence

This is issued by your local council and gives you permission to trade in public spaces. Fees and application processes vary by region, and you may need to apply for specific locations or routes. Trading without it can result in fines or confiscation.

 

Food hygiene registration

You must register your ice cream business with your local authority at least 28 days before trading. This ensures your van complies with food safety standards. After inspection, you’ll be given a Food Hygiene Rating that must be displayed and is viewable online.

 

Public Liability Insurance

Having ice cream van insurance that covers public liability (as a minimum) is essential if you’re trading in public areas or attending events. It protects you in case someone is injured or suffers loss/damage due to your operations. You may also want to consider:

  • Equipment cover (for machines, fridges, generators)
  • Frozen goods insurance (in case of spoilage from power failure)

 

DBS checks

If you’re trading near schools or regularly interacting with children (e.g. school fairs), a DBS check may be required. It’s a background check that confirms you have no relevant criminal convictions, ensuring you’re safe to trade in sensitive areas.

 

Parking or storage permission

  • Some councils require you to store your van off the road when not in use, especially if you’re keeping it in a residential area. You may also need a dedicated parking space for overnight storage. Check with your local council for specific requirements.

 

Common mistakes to avoid

Skipping the research: Trading without the right permits or underestimating costs

Picking the wrong pitch: A quiet spot will eat your profits

Not adapting for winter: Many vans go unused half the year

Neglecting marketing: You’re mobile – people need to know where you are!

Poor maintenance: Equipment breakdowns during peak hours = lost income

 

Marketing your ice cream van

Social media: Post daily locations on Instagram and Facebook

Local press or community boards: Especially for new vans or events

Loyalty cards & deals: Encourage return visits

Branding: A quirky or nostalgic van design makes you memorable

Online booking: Set up a simple site for hire enquiries

 

Is it still worth it in 2025?

Absolutely – but only if you plan smart. The days of just parking outside a school and waiting for a queue are gone. The winners now are those who embrace:

  • Creative menus (vegan, loaded cones, waffles)
  • Online presence and bookings
  • Flexible year-round trading

The business model still works brilliantly, but it needs a modern twist.

Starting an ice cream van business in the UK can be a brilliant way to earn a living while doing something that can bring a sense of joy, excitement and nostalgia to your customers. With relatively low overheads and the right pitch, you could be raking in thousands a month over summer. Just remember to plan for the quiet months, keep your van in top nick, and always serve with a smile.

 

Get mobile Caterers’ Insurance from Protectivity

One of the best things about launching a mobile ice-cream van is the low upfront cost and the freedom to operate from different locations. It’s a relatively low-risk way to start your own venture, with plenty of room to grow at your own pace.

But even with a lean setup, unexpected problems can crop up. That’s why having the right insurance is essential. While you focus on serving ice-creams and building customer relationships, Protectivity can help protect your ice-cream van services from costly setbacks.

Our catering insurance includes core cover like public and product liability—ideal for protecting you if someone is injured or becomes ill as a result of your service. If you employ staff, employers’ liability can be added too. You can also choose extra protection for your equipment, stock, and frozen goods in case of damage, theft or refrigeration failure. If you operate from a trailer, cover is available for that too, along with optional protection for any business cash you carry or store.

With flexible options tailored to what you actually need, it’s a smart step towards running your business with confidence.

Get a quote today and stay focused on what you do best.

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Caterer preparing canapes

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

In a world where technology evolves at lightning speed, many small businesses are left wondering: Are we falling behind? According to Startups UK, 82% of small businesses feel under pressure to adopt new technologies. Yet many continue to rely on outsourced IT support and freelance tech expertise, which is often limited by both budget and the scope of services provided.

The digital skills gap – the disconnect between what businesses need and what they currently know or can do, is growing. For small businesses, keeping up with tech innovation is no longer just a ‘nice to have’. It’s becoming essential for staying competitive and future-proof.

So, what’s the current state of play — and how can small businesses close the gap? Let’s take a closer look.

 

Are small businesses keeping up with tech innovations?

Often this will depend on the nature of the business and how much digital assistance is required to ensure it runs at the best capacity.

While many large companies have entire departments dedicated to digital transformation, small businesses often work with limited time, budget, and resources. That doesn’t mean they’re not adopting new tools – far from it – but they’re often doing so reactively rather than strategically.

Cloud software, social media, online payment platforms, and digital marketing tools are widely used among SMEs. But when it comes to more advanced technologies like artificial intelligence, automation, or data analytics, adoption tends to lag behind, yet this won’t be due to a lack of interest.

Many small business owners simply don’t have the time to explore every new tech trend, or the knowledge to assess what’s worth investing in. The result? A cautious approach that can inadvertently leave them trailing their more agile or tech-savvy competitors.

 

Where are the digital skills gaps for small businesses?

The digital skills gap is not just about coding or mastering the latest software. It spans several areas that affect everyday operations, growth, and competitiveness:

1. Digital marketing

Understanding how to reach customers online through SEO, email campaigns, social media, or paid ads is vital. But many small business owners either outsource this entirely or struggle to keep up with the changing algorithms and best practices. 

2. Cybersecurity awareness

It’s a common misconception that cyber criminals only target big companies. In reality, small businesses are often more vulnerable due to weaker security systems and a lack of employee training on things like phishing or password hygiene.

3. Data literacy

From interpreting sales trends to using customer relationship management (CRM) tools, the ability to work with data can unlock valuable insights. Yet many small teams still rely on spreadsheets and manual processes. 

4. Tech tools for productivity

Project management platforms, scheduling software, and team collaboration tools (like Trello, Slack, or Microsoft Teams) can dramatically improve efficiency. However, adoption is inconsistent, often depending on individual employees’ comfort with tech. 

5. AI and automation

While not essential for every business, basic familiarity with automation tools (like scheduling social media posts or auto-generating invoices) can save time and reduce admin. Many small businesses aren’t yet tapping into these simple gains.

 

How tech savvy should a small business be?

There’s also the misconception that all technology needs to be adopted. Small businesses often have unique operations and can be overwhelmed by the extent of options out there to opt into and may only have a need for specific tools.

The goal isn’t to become the next Silicon Valley startup. But a basic level of digital fluency is increasingly non-negotiable.

Being tech-savvy doesn’t mean knowing how to code or staying glued to the latest gadget blogs. It means understanding which digital tools can help your business run better – and being willing to learn how to use them effectively.

Importantly, it’s also about mindset. A tech-positive, adaptable approach makes it easier to stay resilient when change inevitably comes – whether that’s new consumer behaviours, economic shifts, or even a global pandemic.

How small businesses can stay up to date with digital workplace practices?

Bridging the digital skills gap doesn’t have to be overwhelming. Small businesses can make meaningful progress by taking manageable steps and embracing simple changes. Even modest digital upgrades now can help ease the transition as technology continues to evolve.

Here are some practical ways to stay up-to-date:

Invest in upskilling

There are countless online resources – many of them free – that offer bite-sized, accessible training. Think Google Digital Garage, HubSpot Academy, or LinkedIn Learning. Even dedicating an hour a week can make a difference. 

Tap into local support

Check whether your local business groups, chambers of commerce or councils run digital training sessions or workshops. Many areas have digital champions or mentors offering free advice. 

Hire for digital confidence

When bringing on new staff or freelancers, consider their comfort with tech as part of the hiring process. A digitally minded employee can bring fresh ideas and lighten the load. 

Start small

You don’t need to transform overnight. Choose one area – like improving your website, automating appointment bookings, or learning how to use a social media scheduler – and build from there.

Subscribe to relevant newsletters and podcasts

Regularly reading industry newsletters or listening to small business tech podcasts can keep you informed without overwhelming your time. Look for sources that break down complex topics in plain English – such as Tech Nation, Startups.co.uk, or Digital Boost.

Follow industry influencers and LinkedIn voices

Many tech-savvy entrepreneurs and digital experts share valuable advice on platforms like LinkedIn, YouTube, or TikTok. Following the right people can keep you in the loop on trends and free resources.

Make use of available training

Most reputable software providers offer tutorials, support forums, or onboarding webinars. Don’t ignore these – they’re often underused but packed with helpful content to get you up to speed quickly.

Partner with digital agencies or consultants (When needed)

If you’re short on time or skills, hiring a freelancer or agency for specific digital needs – like improving your website or setting up analytics – can be a smart investment without needing to hire full-time staff.

 

The risks of falling behind

The digital world doesn’t stand still. Businesses that don’t keep up risk more than just inefficiency – they risk becoming invisible to customers, missing out on growth, or losing talented employees who expect a more modern working environment.

On the other hand, those that embrace even small tech improvements often find they can punch well above their weight – reaching wider audiences, streamlining their processes, and building a stronger foundation for the future.

Technology can feel intimidating, especially when you’re already juggling the day-to-day challenges of running a small business. But closing the digital skills gap doesn’t mean knowing everything – it means being open to learning and making smart, simple changes.

Every small step matters. Whether it’s signing up for a short course, trialling a new tool, or just asking your team what could be done better digitally – the key is to start.

 

Get small businesses insurance from Protectivity

Digital innovation is reshaping the workplace at an unstoppable pace. For small businesses, staying ahead means thinking proactively about how to adapt, plus securing your future capabilities starts with preparation. One key step is making sure you have the right business insurance in place.

Protectivity provides flexible, affordable small business insurance  cover tailored to small businesses, including sole traders, freelancers, and self-employed professionals across a wide range of industries.

Whether you’re looking for  pet care business insurancedecorators insurancecatering insurancecrafters insurance, or another small business, explore the full list of small business policies we provide today!

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*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

As temperatures soar across the UK this summer, many of us are taking extra steps to stay cool. But what about our four-legged friends?

Dogs don’t sweat like we do, and their furry coats mean they feel the heat a lot more than we realise. From burnt paw pads to heatstroke, summer brings a whole host of seasonal hazards for our pups.

Pet experts Sian Lawley-Rudd, an ethical dog trainer at Lavender Garden Animal Services  and canine welfare expert, Sadie Geoghegan-Dann, dog trainer and carer at Nervous Rex  to bring you everything you need to know about keeping your dog safe in the heat – including practical tips, warning signs to watch for, and essential advice for every type of dog owner. Find out about some crucial seasonal advice to protect your pooch.

 

What are the most common summer dangers for dogs?

The warmer months can be wonderful for walks, days out and playtime in the garden – but they also come with hidden risks.

Here are the top seasonal dangers to be aware of:

  • Heatstroke and heat exhaustion
  • Burnt paw pads from hot pavements or artificial grass
  • Being left in hot cars (even for a “few minutes”)
  • Overexertion during exercise or play
  • Water hazards like unsupervised swimming or water intoxication
  • Dehydration
  • Insect stings, ticks, poisonous plants and BBQ leftovers

One of the most misunderstood risks? The pavement.

“If you can’t hold the back of your hand on the pavement for five seconds without it burning, then it’s too hot to walk your dog.”

An extremely high-risk activity is leaving your dog in a car. The RSPCA highlights how a car can feel like 47 degrees, when the air temperature is 22 degrees.

 

Which dogs are more at risk in the heat?

While any dog can struggle in hot weather, some are much more vulnerable to heat-related problems – and it’s not just down to breed.

Dogs that need extra care in warm weather include:

  • Flat-faced (brachycephalic) breeds – such as Pugs, French Bulldogs, Boxers and Shih Tzus – often struggle to breathe efficiently in the heat, making it harder for them to cool down naturally.
  • Thick-coated breeds – like Huskies, Newfoundlands and Chows – can overheat quickly, especially if their coat isn’t kept well-groomed.
  • Older dogs, overweight pets or those with health issues, such as respiratory or heart conditions, are less able to regulate their body temperature.
  • Dogs with light-coloured or thin fur, including breeds like Staffies, Dalmatians, Lurchers and Chinese Cresteds, are at higher risk of sunburn, particularly on exposed areas like the nose, ears, and belly.

Even if your dog is usually fit and healthy, they can still be affected by the heat – so it’s always better to be cautious.

Breeds like Spaniels, Setters and Retrievers may also run into trouble with grass seeds during summer, which can easily become lodged in their paws, ears or nose and cause irritation or infection.

 

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How to spot the signs of heatstroke in dogs

Recognising the early signs of heat stress can make the difference between life and death. Paying close attention to dogs in extreme heat is essential to recognise the danger signs, even more so if they have had excessive exposure to the sun and heat.

Look out for:

  • Excessive panting and drooling
  • Lethargy or reluctance to move
  • Bright red or pale gums
  • Wobbly legs or collapse
  • Vomiting, diarrhoea or signs of distress

If you suspect heatstroke – “Cool first, then get them to the vet as quickly as possible, while continuing to cool them.”

Time is critical.

 

Safe ways to keep your dog cool in hot weather

Prevention is always better than cure, and there are lots of ways to help your dog stay cool and happy:

  • Walk your dog early in the morning or late in the evening
  • Provide plenty of shade and cool indoor areas
  • Use cooling mats, fans and paddling pools
  • Let them lie on a wet towel (but don’t place one on them – it traps heat)
  • Freeze food or treats in a Kong or lick mat
  • Avoid car journeys where possible

“Frozen enrichment is a great way to help keep your dog cool – and mentally stimulated!”

Ice cubes are safe for most healthy dogs, but you should avoid giving them ice if they’re in the middle of a heatstroke episode. You can also add crushed ice to their water or freeze small treats into ice cubes.

 

Can dogs swim to cool down?

Swimming is a great way for dogs to cool off – but like everything, it comes with precautions.

“Brachycephalic breeds are less buoyant – swimming can be dangerous if unsupervised.”

Always supervise your dog in water

  • Avoid strong currents, very cold water, or letting them gulp too much while playing
  • Be cautious with flat-faced breeds, who are less buoyant and may tire quickly.

Even small garden paddling pools can be a fun and safe way for your dog to stay cool on a hot day.

 

How much water does a dog need in the Summer?

Hydration is crucial.

 “Give access to plenty of fresh water – during hot weather, don’t risk restricting their intake.”

As a guide:

  • Dogs need 40–60ml of water per kilogram of body weight per day
  • In hot weather, this may increase to 70–100ml per kg
  • Dogs on dry food will need to drink more than those on wet diets

Keep bowls topped up and clean throughout the day. For fun hydration, try offering dog-safe broths or icy fruit snacks like frozen banana slices or blueberries.

 

Do dogs need sunscreen?

Surprisingly, yes – particularly those with pale or exposed skin.

 “Dog-safe sunscreen can help prevent painful burns on sensitive areas like the nose and ears.”

Apply dog-specific sunscreen to the nose, ear tips, and belly. Never use human sunscreen – ingredients like zinc oxide can be toxic to dogs. For sun-worshipping pups, limit sunbathing time and provide shaded alternatives.

 

Other outdoor risks: BBQs, bugs & plants

Summer also brings with it less obvious risks:

“Grass seeds can lodge in your dog’s ears, paws or nose – regular checks and grooming are essential.”

  • BBQs can expose dogs to toxic foods, skewers, and burns. Sweetcorn cobs are particularly dangerous as they can’t be digested and can get lodged if ingested.
  • Bee and wasp stings may cause swelling or allergic reactions
  • Ticks and grass seeds can lodge in ears, noses or between paws
  • Be wary of toxic plants like lilies, foxgloves, and azaleas

After any outdoor activity, give your dog a quick once-over for ticks or irritants.

 

Your legal duty: What the law says

Did you know that under the Animal Welfare Act 2006, you have a legal obligation to provide proper care for your pet?

That includes:

  • Providing a suitable environment
  • Protecting them from pain and suffering
  • Meeting their physical and emotional needs

Neglecting to do so could lead to legal consequences – and more importantly, could cost your dog their life.

Our dogs rely on us to make the right decisions for them, especially in extreme weather. With just a few simple precautions, you can enjoy a safe, happy and healthy summer with your best friend by your side.

Quick dog safety checklist:

  • Avoid midday walks – stick to early morning or evening
  • Always offer cool, shaded resting spots
  • Keep fresh water accessible all day
  • Never leave your dog in the car
  • Watch for signs of heatstroke
  • Use frozen treats and cooling aids
  • Check paws, ears, and fur after outdoor time

 

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Also included is equipment cover, non-negligent cover, and a close family extension and our care, custody and control cover provide up to £100,000 worth of cover for animals in your care. For additional extras choose Employers’ Liability and commercial legal expenses.

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*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Let’s face it, dogs can do things that really test our patience. Whether it’s barking at the postie, digging up the garden, or ignoring recall entirely, it’s easy to label them as naughty. But here’s the truth: “Behaviour is communication – not manipulation or dominance.”

Pet experts Sian Lawley-Rudd, an ethical dog trainer at Lavender Garden Animal Services and Sadie Geoghegan-Dann, dog trainer and carer at Nervous Rex help us understand what a dog’s behaviour is trying to tell us.

When we pause to ask why a behaviour is happening, everything shifts. We move from frustration to empathy, from reacting to responding. Because behind every so-called “bad” behaviour is a message and one that deserves to be heard.

Let’s break it down and start decoding what your dog is really trying to say.

 

Common “problem behaviours” and what they really mean

Understanding dog behaviour is not about control — it’s about connection. Many behaviours that humans see as “problems” are actually forms of communication. Each of the following types of behaviours have common reasons behind them and simple training approaches you can follow.

Excessive barking

Dogs bark to express emotions; excitement, anxiety, boredom, or frustration. Some dogs are more sensitive to sounds, and deaf dogs may bark differently due to their altered perception of the world.

Training approach:

  • Identify the cause: boredom, fear, or overstimulation?
  • Increase mental stimulation through enrichment.
  • Use desensitisation to reduce reactivity to triggers.
  • Reinforce quiet behaviour using treats or praise.

Advice:

“Take note of the pitch, rhythm, and context. And if barking is sudden or excessive, check with your vet to rule out pain or distress.”

 

Growling

Growling is a warning, a healthy form of communication that says, “I’m uncomfortable.” It helps prevent bites by letting you know there’s a problem.

Training approach:

  • Don’t punish the growl; investigate the trigger.
  • Create space and make your dog feel safe.
  • Use counter-conditioning to change their emotional response over time.

 Advice:

“Never punish a growl – understand why your dog is growling. Remember: dogs also growl during play. Context is everything.”

 

Chewing & destruction

While puppies chew to soothe teething pain, adult dogs often chew due to stress, anxiety, boredom, or lack of stimulation.

Training approach:

  • Provide appropriate chew toys and rotate them regularly.
  • Ensure your dog is mentally and physically stimulated.
  • Use redirection rather than punishment.
  • For sudden destruction, consult a vet to rule out medical causes.

 Advice:

“Destructive behaviours often come from unmet needs or stress – not mischief.”

 

Begging

Begging is a learned behaviour, if it’s been rewarded even once, dogs will try it again. It’s not stubbornness, but effective communication.

Training approach:

  • Avoid feeding from the table or while eating.
  • Reinforce calm behaviour with treats away from the table.
  • Stick to a regular feeding routine and ensure your dog’s needs are being met.

 Advice:

“Dogs repeat behaviours that work. It’s not defiance – it’s communication.”

 

Resource guarding

This behaviour usually stems from anxiety or past experiences. If a dog has had food, toys, or even affection taken away suddenly, they may feel the need to guard it.

 Training approach:

  • Don’t grab items forcibly – this can escalate fear.
  • Teach a “trade” using high-value rewards.
  • Allow space during meals or rest.
  • Work with a behaviourist if the guarding is severe.

 Advice:

“Resource guarding stems from anxiety. Trust is a key element to this.”

 

Digging

Dogs dig for many natural reasons: to cool off, search for scents, bury things, or simply entertain themselves. Some breeds are genetically more inclined to dig.

 Training approach:

  • Create a designated digging area (like a sandpit).
  • Bury toys or treats there to encourage appropriate digging.
  • Increase physical and mental stimulation to reduce boredom.

 Advice:

“Suppressing a dog’s need to dig can bring out other problem behaviours.”

 

Nipping, mouthing & biting

Puppies explore the world with their mouths. Older dogs may nip when overstimulated or frustrated. Biting is typically a last resort communication when warnings (like growling) are ignored or punished.

 Training approach:

  • Teach bite inhibition early.
  • Redirect nipping to toys or chews.
  • Avoid overstimulating games like rough play.
  • Monitor for stress signals and offer calm breaks.

 Advice:

“Nipping is exploration; biting is a last resort on the ladder of communication.”

 

Inappropriate toileting

Toileting inside is often the result of confusion, anxiety, health issues, or inconsistent routines, not deliberate disobedience.

 Training approach:

  • Keep a consistent toilet schedule.
  • Reward toileting in the right place.
  • Avoid punishment – it can cause fear and worsen the problem.
  • Rule out medical issues with a vet if there’s a sudden change.

 Advice:

“You should never tell a dog off for toileting inside – it just instils fear.”

 

Recall problems

Poor recall doesn’t mean your dog is ignoring you out of spite. Usually, the environment is simply more rewarding than you are in that moment.

 Training approach:

  • Make coming back fun: use toys, treats, praise.
  • Practise in low-distraction environments first.
  • Build trust and engagement through games.
  • Understand your dog’s breed needs – some dogs are more independent by nature.

 Advice:

“Recall is relationship. Dogs don’t ignore us out of spite, they need motivation and trust.”

 

Recognising behavioural patterns

Understanding why a dog behaves the way it does starts with recognising the patterns in their body language and reactions. Knowing what you’re looking at is half the battle.

Anxious dogs might: pace, pant, freeze, cower, avoid walks, or show hyper-vigilance.

Reactive dogs might: bark, lunge, redirect frustration, freeze, or escalate quickly.

Under-socialised dogs might: bark excessively, ignore social cues, become over-attached, or seem overly intense.

 

Training

Why force-free training prevents behavioural issues

“Force-free, ethical training doesn’t just teach puppies how to behave, it helps them feel safe, understood, and confident.”

Using positive reinforcement from the start sets puppies up for long-term emotional and behavioural wellbeing. Here’s how it makes a difference:

  • They learn what’s okay to chew early on
  • They gain confidence through gentle socialisation
  • Recall becomes a fun, rewarding game
  • They handle alone time better, with fewer anxiety issues
  • Their needs are met through enrichment like sniffing, licking, and problem-solving

At its core, force-free training is about building partnership, not control. When dogs trust us, they’re far more likely to learn and thrive.

 

10 ways to build a calm, connected relationship with your dog

“Calm isn’t something you command – it’s something you co-regulate.”

  1. Pause before labelling: Don’t jump to conclusions; ask why before reacting.
  2. Meet their whole needs: Physical exercise, mental stimulation, and emotional security all matter.
  3. Prioritise decompression walks: Let them sniff, explore, and move at their own pace.
  4. Build trust before obedience: A strong bond is the foundation of cooperation.
  5. Train through play: Learning sticks best when it’s fun and rewarding.
  6. Socialise gently and gradually: Respect their limits; quality over quantity.
  7. Keep routines predictable: Structure reduces stress and helps dogs feel secure.
  8. Reward generously and often: Reinforce the behaviours you want to see more of.
  9. Offer choices when you can: Autonomy builds confidence and reduces conflict.
  10. Stay calm and grounded: Your dog takes cues from your energy.

 

Understanding creates compassion

When we shift our perspective and start seeing dog behaviour as communication rather than defiance, everything changes. We stop trying to control and start trying to connect.

Dogs aren’t trying to dominate us, they’re trying to feel safe, supported, and understood. Whether it’s barking, digging, or ignoring a recall, there’s always a reason behind the behaviour.

So next time your dog does something unexpected, pause and ask: “What might they be trying to tell me?”

And remember – sudden changes in behaviour can be a sign of pain, illness, or distress. When in doubt, always check in with your vet. A compassionate response starts with curiosity, not correction.

 

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Protectivity’s Pet Business Insurance covers 11 different activities including insurance for dog walkers, pet sitters and more for a broad range of services in the sector. The policy offers public liability with between £1 million and £10 million of cover and key cover up to £10,000 for new keys and locks, if you enter a client’s property to walk their dogs.

Also included is equipment cover, non-negligent cover, and a close family extension and our care, custody and control cover provides up to £100,000 worth of cover for animals in your care. For additional extras choose Employers’ Liability and commercial legal expenses.

Find out more about our comprehensive pet business cover and get a quote today.

 

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*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Dog theft is one of those topics we wish we didn’t have to talk about, but if you’re a dog owner or a dog walker (whether professionally or just helping out a friend), it’s a subject well worth understanding. While recent changes in law and greater public awareness have led to a decline in reported dog thefts across the UK, the crime sadly remains a reality for too many people.

We cover the current dog theft landscape, key risks to be aware of, legal developments, and (most importantly) how you can help keep dogs safe, whether you’re walking your own pooch or someone else’s.

 

Why are dogs targeted for theft?

Dog theft isn’t random. Thieves typically have one or more of the following motives:

  • Financial gain: Dogs can be sold on, especially popular or pure breeds, or used for breeding in illegal puppy farms.
  • Ransom: Some criminals contact the owner to demand money for the dog’s return.
  • Illegal purposes: Although far less common, some dogs are stolen for fighting rings or as status symbols in criminal circles.
  • Emotional leverage: Thieves sometimes exploit the emotional bond between owner and pet to manipulate or control.

With demand for pets remaining high post-pandemic, particularly for certain breeds, the risk remains very real.

 

The dog theft landscape in the UK

There’s some good news this year. Recent data suggests an estimated 1,808 dogs were reported stolen in 2024, a 21% decrease from 2023. While this is encouraging, the problem hasn’t gone away and only around 19% of stolen dogs were reunited with their owners, which is still disappointingly low.

Much of the improvement is being credited to legal reforms and improved police response, along with increased awareness among dog owners and the public.

 

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The Pet Theft Act

In August 2024, the UK introduced the Pet Abduction Act, marking a significant shift in how dog theft is treated by law.

Previously, pets were legally seen as “property”, meaning stealing a dog was treated much like stealing a bicycle. The new Act recognises animals—particularly dogs—as sentient beings, acknowledging the emotional trauma caused by their theft.

Key outcomes of the new legislation include:

  • Pet theft as a separate criminal offence
  • Stronger penalties, including potential custodial sentences
  • Improved police protocols for investigating cases
  • Better data tracking and cooperation with microchip databases

This change has been praised by campaigners and is already believed to have had a deterrent effect.

 

High-Risk scenarios for dog theft

Certain situations are riskier than others. Whether you’re walking your own dog or someone else’s, here are some common scenarios to avoid:

  1. Tying dogs up outside shops
  2. Leaving dogs in cars or unsecured gardens
  3. Walking in remote areas alone or at night
  4. Using the same route and time every day
  5. Sharing real-time locations or personal dog information online
  6. Taking multiple dogs out without proper control or visibility

Professional thieves often watch patterns and look for lapses in attention.

 

Breeds most targeted

Some breeds are more at risk due to their popularity or resale value. According to reports:

  • Rottweilers saw a 180% increase in thefts year-on-year, topping the list in 2024
  • Border Collies remain popular and easily sold on due to their intelligence
  • Chihuahuas continue to be targeted, especially in urban areas, due to their size and fashion appeal

Other in-demand designer or pedigree breeds, like French Bulldogs or Dachshunds, also remain frequent targets.

 

What professional dog walkers need to know

If you walk dogs as part of your job or side hustle, you may be held to a higher standard of care, both morally and legally. Here’s what to consider:

  • Use secure leads, harnesses, and identifiable tags
  • Avoid walking more dogs than you can control
  • Maintain vigilance in parks, car parks, and outside homes
  • Secure your transport vehicle or crates properly
  • Ensure you have appropriate insurance covering theft, liability, and loss

Being professional isn’t just about walking the walk, it’s about risk awareness too.

 

Law Enforcement and Action

In addition to the Pet Abduction Act, many police forces have set up dedicated pet crime units or appointed officers responsible for animal-related incidents. There is greater cooperation with organisations like DogLost UK, and improved access to microchip databases, making it easier to track and recover stolen dogs.

Still, reporting and follow-up can vary by region, so being proactive remains crucial.

 

Prevention tips: Protecting dogs while out and about

Here are some simple but effective ways to deter dog theft:

  • Never leave dogs unattended, even for a minute
  • Fit dogs with microchips and visible ID tags
  • Use GPS tracking collars for added security
  • Vary walking routes and times
  • Be wary of strangers showing unusual interest
  • Avoid tagging real-time locations on social media
  • Keep dogs close and under control, even in off-lead areas

For professionals, it’s wise to have a safety checklist for each walk, and to brief clients on your precautions.

 

What to do if a dog is missing or stolen

If the worst happens, act quickly and systematically:

  1. Contact the police – report it as a theft, not a lost dog
  2. Notify the microchip database and confirm your contact details are up to date
  3. Register the dog as missing with DogLost UK and similar services
  4. Alert local vets, rescue centres, councils, and dog wardens
  5. Share posters and posts locally – use caution online and avoid disclosing too much that could attract scammers
  6. Consider offering a reward, but never pay a ransom without police involvement

 

Insurance: Are you covered?

Insurance can offer peace of mind, but it’s important to read the small print.

  • Pet owners: Ensure your policy includes theft and covers recovery costs or advertising
  • Professional walkers: You’ll need Public Liability and policies that cover dogs in your care, custody, or control, including loss or theft

Dog theft might be declining but it’s far from gone. Whether you’re walking your own dog or looking after someone else’s, awareness and vigilance are your best defence. Thanks to new laws and stronger enforcement, we’re moving in the right direction, but prevention is still better than cure.

Take a few simple steps, stay alert, and always walk with care.

 

Professional Dog Walking Insurance from Protectivity

When walking dogs professionally in Royal Parks, you are obliged to prove liability insurance to obtain a licence. Failing to fulfil proper requirements can also conflict with terms of insurance policies. So, having suitable dog walkers’ insurance is a necessity when it comes to unexpected incidents, you can never be fully prepared for when dogs are involved.

Protectivity’s dog walking insurance gives a range of policy options, so you can choose the best level of cover for your needs. Our pet business policy  gives between £1m and £10m worth of cover for your business if members of the public are injured, or their property is damaged. Key cover totals up to £10,000 for costs such as new keys and replacement locks, while our care, custody and control policy comes with up to £100,000 worth of cover if animals in your care are lost, injured, become ill or suffer a death. You can also protect your equipment with £250 worth of cover, along with a range of other options and benefits.

Read more and get a quote online.

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*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

If you’re working in the construction industry, whether as a labourer, scaffolder, or another site-based trade, you might be thinking about how to move up or specialise. Roofing is one route that many in the building trade consider, and one of the biggest questions is: does it pay well?

Roofing offers a solid path to increase your earnings, especially compared to general labouring or support roles. Many roofers start out as mates or improvers, learning on the job, and progress to skilled roles with significantly higher day rates. Others come from related trades like joinery, bricklaying, or cladding – bringing over skills like measuring, cutting, or working at height and find that roofing can offer more consistent work and better pay.

According to the UK Roofing Industry Report (Spring 2025), 36% of firms reported an increase in enquiries and workload, while concerns about skills shortages continue to grow. This steady demand, combined with a lack of qualified roofers, means that skilled workers can command strong rates, particularly in specialist areas like leadwork, flat roofing, or metal systems.

This guide takes a closer look at what roofers really earn across different roles, how to get started in the trade, and what kinds of jobs are out there. If you’re looking to boost your income and learn a respected, hands-on skill, roofing could be a practical next step.

 

Demand for roofers in the UK

Roofing continues to be a solid and in-demand trade across the UK. According to a Roofing Industry Report, 36% of firms reported an increase in roofing enquiries during Spring 2025, and 36% also saw a rise in workload over the same period.

Several factors contributed to this surge. Many properties suffered damage during the winter months, leading to a higher number of repair and emergency call-outs as the weather improved. The arrival of spring also brought better, more stable weather conditions, which are ideal for scheduling larger roofing projects like full replacements or new installations. Additionally, government-backed incentives promoting better-insulated, energy-efficient roofing have encouraged more homeowners and developers to invest in upgrades. These combined drivers have led to a noticeable increase in demand for roofing services.

Every building needs a roof, and many require regular maintenance, upgrades or full replacements. These ongoing needs, combined with seasonal factors and policy changes, mean there is strong and growing demand for skilled roofers.

 

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What do roofers earn?

Roofers tend to earn more than general labourers and can match or even exceed the earnings of other skilled trades such as plasterers, painters, or bricklayers, particularly when self-employed or working in high-demand specialisms.

 

Average Roofer Salary (Indeed, June 2025):

  • Per day: £162
  • Per hour: £15.70
  • Per year: £29,512

This sits just below the UK average salary, but many roofers (especially those self-employed or running teams) earn well above this.

 

Day rate

Starting out, a labourer working with a roofing team might earn around £90-£110 a day. Once you’ve got the skills and can work independently, day rates can rise to £180-£250 or more. If you run your own jobs or have a strong local reputation, your earnings can climb even higher.

 

Hourly rates for employed roofers

  • Apprentice: £7.55/hour (minimum wage, 2025)
  • Newly qualified (over 21): £12.21/hour (minimum wage, 2025)
  • Average employed roofer: £15.70/hour (Indeed, June 2025)

 

Hourly rates for Self-Employed roofers

  • Sole trader: £37/hour
  • Ltd company owner: £44.50/hour
    (Checkatrade, May 2024)

Self-employed roofers typically earn more per hour, but they also cover their own insurance, tools, transport, and sometimes materials.

 

What’s the highest paid roofer?

According to Indeed the cities with the highest average salary for roofers:

Manchester – £36,000

Bristol – £35,300

Liverpool – £33,000

However, the top earners in roofing tend to be specialists. Leadworkers, for example, who shape and install lead flashing on heritage buildings, can command high rates due to the skill involved. Metal roofers working with zinc or copper can also earn a premium, especially on architectural or commercial projects.

Then there’s the eco-side of things: green roofing and solar panel installation are growing fields with good earning potential. You can get a better idea of how different specialisms and earning potential fit in below.

 

Different roofing specialisms and earning potential

Industry reports show that slaters and tilers are among the hardest trades to recruit, followed by felt roofers and general labourers. Here’s a breakdown of key roofing specialisms and what you can expect to earn:

Slating & Tiling – £25,000–£40,000 per year
The backbone of domestic roofing, especially in older properties. Not always the highest paid, but steady work and highly respected. Good entry point for new roofers and often more available in rural or conservation areas.

 

Flat Roofing – £30,000–£45,000 per year
Includes felt, GRP (fibreglass), and rubber systems like EPDM. Popular in urban areas and extensions. Pays slightly better than slating due to the technical nature of some systems and higher demand for repairs.

 

Leadwork – £40,000–£60,000+ per year
Specialist trade with high earning potential due to the craftsmanship involved and the shrinking number of qualified workers. Commonly used on heritage buildings, chimneys, and flashings, and often charged at premium rates.

 

Metal Roofing – £45,000–£65,000+ per year
Zinc, copper and aluminium work, often on high-end or architect-designed buildings. Requires training and experience, but top tier pay reflects its niche status and precision requirements.

 

Commercial Roofing – £35,000–£50,000 per year
Large-scale sheeting and cladding, usually on warehouses, schools or factories. Fast-paced and good for teams. Day rates can be strong, especially for experienced crews working on tight deadlines.

 

Green & Solar Roofs – £30,000–£50,000+ per year
In demand as buildings go more eco-friendly. Still a niche area but growing rapidly. Often combined with electrical work or landscaping knowledge. Potential to earn more as demand continues to rise.

 

*Data based on a range of job ads for the UK 2025

 

Typical jobs and what roofers charge

Roofing work is incredibly varied and can range from small domestic repairs to major commercial installations. The kind of jobs you’ll take on often depends on where you’re based, your level of experience, and whether you’re working for a company or subcontracting.

Domestic jobs tend to be more common in residential areas, think roof repairs, re-tiling, and upgrades to things like guttering. In urban centres or for larger firms, you might find yourself working on commercial buildings, schools, or new housing developments. Then there are seasonal and reactive jobs, like emergency repairs after storms or routine maintenance to prevent leaks and damp.

Some roofing work is one-off and high-value (like full re-roofs) while other jobs might be shorter callouts that you complete in a day. The ability to price and manage both types effectively is part of what makes roofing a skilled trade with strong earning potential.

Common tasks include:

  • Full roof replacements (strip and re-tile)
  • Roof repairs after storms or wear and tear
  • Flat roof installations and repairs
  • Installing roof windows like Velux
  • Chimney repairs and flashing
  • Loft conversions involving structural roof changes
  • Fascia, soffit and guttering work
  • Large-scale commercial roof sheeting and cladding
  • Green roof systems or solar panel installs

 

Typical Charges

  • Replace standard tiles: £350–£500
  • New tiled roof (average 3-bedroom house): £14,000
  • New flat roof (standard garage): £1,000

 

Which? May 2024

 

Other trades you’ll work closely with

Roofers often team up with:

  • Carpenters: For trusses, rafters and roof framing
  • Scaffolders: Essential for safe access to most roofing jobs
  • Bricklayers: Especially when working around chimneys or parapet walls
  • Electricians: On solar installs or for cables running through the roof
  • Plumbers: For vent stacks or flues that penetrate the roof
  • General Labourers: To assist with materials and site tidiness

Being able to work well with these trades helps the job run smoother and builds your reputation as a team player.

 

How much does a tiler make?

Tiler tiling wall

How to become a roofer

There’s no single route, but here’s a typical path:

  1. Start as a labourer or roofer’s mate
  2. Learn on the job – ask questions, watch closely, practise under supervision
  3. Work towards an NVQ Level 2 in Roofing Occupations
  4. Get a CSCS card to access most building sites
  5. Build up your own set of tools and PPE
  6. Over time, progress to improver > roofer > team leader or subcontractor

You can also go through an apprenticeship scheme if you prefer structured learning.

 

How long does it take to train as a roofer?

You can pick up the basics in a few months if you’re hands-on and work full time. Most people feel confident doing full roofing jobs after 1–2 years, depending on how much variety they get exposed to. Apprenticeships usually last 18–24 months. But you’ll keep learning throughout your career, especially if you move into specialist work.

 

What building skills transfer well to roofing?

If you’re already working in construction, you’ve likely got a head start. Useful transferable skills include:

 

  • Confidence on ladders or scaffolding
  • Good balance and fitness
  • Accurate measuring and cutting
  • Hand tool experience
  • Understanding of basic construction principles
  • Site awareness and health & safety

Carpenters, scaffolders, general builders and even decorators often transition well into roofing.

 

Tips for tradespeople to pivot into roofing

  • Offer yourself as a reliable roofer’s mate – show up on time, work hard, listen
  • Get your CSCS card and basic PPE sorted
  • Buy entry-level tools gradually (hammer, Stanley knife, tape, nail pouch)
  • Use YouTube and trade forums to learn terminology and watch installs
  • Follow good roofers on Instagram or TikTok – loads of useful content out there
  • Don’t rush – mastering roofing takes time, especially details like valleys and flashing

 

Is roofing the next step for you?

Roofing is tough, but the rewards are real. Once you’re trained and confident, it can offer solid day rates, independence, and steady work. If you enjoy working outdoors, don’t mind heights, and want to move up from general labouring or another trade, roofing could be a great next step. Try getting a week’s experience on a roof – it might be just what you’ve been looking for.

 

Secure your trade & tools insurance

As with any building work there are a range of risks involved with your work. That’s why having a suitable builders’ insurance policy is a necessity when you’re starting out.

At Protectivity, we offer affordable tradesman insurance  designed to cover the specific risks faced in your industry. Our policies include public liability coverage of up to £5 million as standard, with optional add-ons such as Contractor Works cover, Plant and Tools cover, financial loss protection, and employee tools cover (available when selecting other benefits). This ensures you’re prepared for unexpected costs when unforeseen events occur. Plus, you can now insure your tools from just £8.98 a month with our tools insurance.

For roofers select one of our builders’ activities, when you get a quote and secure the protection you need.

Builders' Insurance from Protectivity

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Running a craft business is a blend of creativity, dedication, and – let’s be honest – a fair bit of admin. Whether you’re a potter, candle maker, jeweller, textile artist or card designer, chances are you started your business for the joy of making, not to spend hours wrestling with spreadsheets or marketing plans.

The good news? The right tech tools can actually give you more time to do what you love. From improving your design process to simplifying orders and admin, technology doesn’t have to be complicated, it just needs to work for you.

Many UK makers choose this path to build a business that fits around family life, other jobs, or simply the freedom to work on their own terms. And thanks to modern tech, running a successful craft business from your kitchen table, garden studio, or even on the go is more achievable than ever.

Start with the basics – make sure you have a reliable computer or laptop that’s not too outdated. Many newer tools and apps run best on up-to-date devices, and syncing across your phone, tablet, or desktop will make life much easier.

 

Bringing tech into your craft creations

Let’s start with where the magic really happens: your creative process. Technology can be a powerful creative partner, helping you design more efficiently, test ideas faster, and bring your visions to life with even more precision. The goal isn’t to replace the handmade charm that makes your products special; it’s to enhance it. The right tools can streamline your workflow, open up new techniques, and even spark ideas you might not have explored otherwise.

Think of tech as an extension of your toolbox – just as useful as a good paintbrush, kiln, or needle and thread. And the best part? You don’t need to be “techy” to get started. Many tools are designed with creators in mind and are surprisingly intuitive once you give them a go.

 

Digital design tools

Digital sketching apps like Procreate (iPad) or Adobe Fresco are brilliant for illustrators, textile designers, or even potters sketching out shapes. You can test out colours, repeat patterns, or layer ideas without wasting materials.

 

Cutting & embellishment machines

Machines like the Cricut or Silhouette are popular with paper crafters, card designers, and textile makers. You can use them to cut vinyl, stencil fabric, or create detailed paper designs with precision.

These tools are especially helpful if you do personalised work or batch orders, saving you from repetitive cutting by hand.

 

Laser cutting & engraving

Laser cutters like Glowforge or xTool open up new possibilities, wood engraving for jewellery cards, leather etching for bag makers, or acrylic cutting for signage. You don’t need a big studio setup; many of these machines are now desktop-sized.

 

Smart materials

You can even experiment with technology inside your crafts, like LED-thread for textile artists or scent-diffusing tech in candle designs. While this won’t suit every maker, it’s an exciting space if you’re looking to innovate.

 If you’re curious but cautious, start simple. Begin with something like Procreate or a second-hand Cricut before investing in higher-end equipment.

 

Need crafters insurance to sell your creations?

The best digital platforms to sell your crafts

Getting your handmade products in front of the right audience used to mean booking stalls at local markets or relying on word-of-mouth. These are still valuable channels, but today, digital platforms open up a world of opportunity. You can reach customers across the country (or the globe), build a loyal following, and sell around the clock, all without leaving your workspace.

That said, not every platform works for every maker. Some are ideal for getting quick visibility, others give you full control over branding, and some work best when paired with social media. The key is finding the mix that suits your products, your workflow, and your goals.

Below is a breakdown of the main types of platforms, with tips to help you figure out where to start—or where to grow next.

 

Online marketplaces

  • Etsy: The go-to for handmade sellers. It has built-in traffic and a buyer base that’s already looking for crafts, but you’ll pay listing and transaction fees.
  • Folksy (UK-specific): Smaller than Etsy but more focused on British makers.
  • Not On The High Street: More curated and selective, ideal if you’re aiming for a premium look.

 

Build your own website

Platforms like Shopify, Squarespace, and Wix allow you to create your own branded store. You’ll have more control and fewer fees but will need to drive your own traffic.

 

Social selling

Don’t underestimate the power of platforms like Instagram Shop, Facebook Marketplace, or TikTok Shop. Many craft businesses grow their sales simply by showing the behind-the-scenes and process videos that people love.

As an example – a potter posts a timelapse of wheel-throwing mugs on Instagram Reels, links the post to their Etsy shop, and sells out their small batch by the next day.

 

Laws for selling handmade crafts

Tech tools to help manage the back end of your business

Now let’s talk about the less glamorous side of running a craft business—stock levels, shipping, time management. The good news? There are tools to help.

From inventory tracking to shipping software and digital planners, here are some of the most useful options to help you get organised, stay on schedule, and focus more of your energy on making.

 

Inventory & order tracking

  • Craftybase is made for makers—track materials, costs, and pricing.
  • Airtable or Notion can be customised to your workflow, from raw material tracking to batch numbers.

 

Scheduling & planning

  • Use Google Calendar or Trello to schedule production days, craft fairs, or marketing tasks.
  • Notion is great for keeping everything in one place—orders, ideas, and your to-do list.

 

Shipping & fulfilment

  • Tools like ShipStation, Click & Drop (UK Royal Mail), or Pirate Ship (US) help you print labels and track deliveries.
  • Many platforms also integrate with your online shop to auto-populate order details—no more typing addresses by hand.

 For a time-saving tip – batch print your labels once a week and pack all your orders in one go. It’s more efficient than doing one at a time.

 

Marketing, accounting & content creation – The smart way

You don’t need a marketing degree or an accountant to run a successful craft business – but a few digital helpers make it much easier.

 

Accounting software

  • QuickBooks, Xero, and FreeAgent are great for tracking income, expenses, and taxes. Link them to your bank account and say goodbye to spreadsheets.

 

Design tools

  • Use Canva to create everything from product tags and thank-you cards to Instagram posts and email banners. It’s free, drag-and-drop easy, and full of templates.

 

Email marketing

  • Platforms like Mailchimp or Flodesk help you send newsletters and promos to your customer list. A monthly round-up or launch alert can be more powerful than a social post.

 

Content scheduling

  • Planoly, Later, or Meta Business Suite let you plan and schedule posts across Instagram and Facebook in one go. Show up consistently without being glued to your phone.

 Share your story, not just your product. Show your process, your workspace, even your mistakes. It builds trust and loyalty.

 

Other smart tech moves you might not have considered

AI writing & idea tools

Use AI tools (like this one) to brainstorm blog posts, generate product descriptions, or even write your next Instagram caption. It’s not cheating—it’s saving time.

 

Customer service bots

If you have your own website, adding a simple chatbot (like Tidio or Zendesk) can help answer FAQs like “What’s your turnaround time?” without you being online 24/7.

 

Online communities

Join maker communities on platforms like Discord, Reddit, or private Facebook groups. You’ll find tips on suppliers, pricing strategies, and troubleshooting from others who understand your world.

Running a craft business is a big job, but you don’t have to do it the hard way. Tech won’t replace your skills or creativity, it just makes the business side a little smoother, so you can focus more on what you do best: creating beautiful things.

Start small. Pick one tech tool from each section and try it out. You don’t need to overhaul everything overnight.

 

Get Crafters Insurance with Protectivity

Getting the right insurance will help you to preserve your brand reputation and protect your finances, reassuring you to focus on doing the work you love.

Protectivity’s crafters insurance is designed to support you as you grow your new business. Our specialist insurance includes public liability, employers’ liability, products liability and equipment and stock cover. If you’re planning to sell your crafts at fairs, take a look at our craft fair public liability insurance here.

Find out more and get an online quote suited to your business.

Find out more about Crafters Insurance

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

From April 2025, new licensing rules and conduct standards have been introduced – and if you walk dogs, they may apply to you.

Over the past few years, the number of professional dog walkers using the parks has grown significantly. In many ways, that’s a positive reflection of just how valued your work is supporting busy pet owners and giving dogs the exercise and stimulation they need. The vast majority of walkers are responsible, thoughtful, and committed to high standards of care.

But with that increase, there have been growing concerns too. Some dog walkers are taking out large packs, straying into sensitive areas, or leaving behind mess, issues that, unfortunately, impact the whole profession.

Royal Parks are shared spaces. They’re not just for dog walkers and owners, but also for runners, cyclists, families, nature lovers, and visitors from all over the world. The aim of these new rules is to make the parks safer, more inclusive, and more sustainable for everyone who enjoys them, human and canine alike.

So, what exactly has changed? We’ve highlighted the key changes and what you need to do to ensure you follow the rules.

 

What’s changed?

From April, all professional dog walkers must have a licence to operate in Royal Parks. This applies whether you walk one dog a day or four dogs at once. The changes come as part of an effort to make the parks safer, cleaner, and better protected for people, wildlife, and dogs alike.

So, what’s actually being introduced?

  • Mandatory royal parks dog walking licence per park
  • Limit of 4 dogs per walker at one time
  • Designated walking zones
  • A formal Code of Conduct
  • On-the-spot checks and potential fines for non-compliance

 

How much does a licence cost?

The licence cost depends on which park(s) you operate in. You’ll need to pay per park, and the annual fees are as follows:

 

Royal ParkAnnual Licence Cost
Richmond Park£350
Hyde Park£300
Bushy Park£300
Regent’s Park£275
Greenwich Park£250
St. James’s & Green Park£200

 

N.B Planning to walk in more than one park? You’ll need a licence for each one.

 

Where does the money go?

An added cost is never welcome. But it’s helpful to know that these fees aren’t just vanishing into the ether.

The funds will be used to:

  • Hire more rangers and enforcement staff
  • Support habitat protection projects
  • Improve park signage and waste facilities
  • Help maintain paths, dog bins and general cleanliness
  • Fund education initiatives for dog owners and the public

So, while it’s an upfront cost for you, it contributes to making the parks better for everyone, including your four-legged clients.

 

Get Dog Walking Liability Insurance

Professional dog walker

How to apply for a licence

You’ll be able to apply online via the Royal Parks’ official website. Here’s a rough breakdown of what you’ll need:

 Application essentials:

  • Public liability insurance (minimum £2 million cover)
  • Basic DBS check
  • Canine First Aid certificate (some parks may require this)
  • Details about your dog walking business
  • Payment for the chosen park(s)

 Once approved:

You’ll receive a digital or physical licence permit and may be required to wear a visible armband or ID badge when walking in the parks.

 

Rules you’ll need to follow

The new rules aren’t just about paperwork. Once licensed, you’ll be expected to stick to specific operational limits. Key ones include:

  • Maximum of 4 dogs per person
  • No use of extending leads in busy or sensitive areas
  • Dogs must be under control at all times
  • Avoid restricted areas (e.g., children’s playgrounds, conservation zones)
  • Clean up after all dogs
  • No dogs with behavioural issues (e.g., aggression) unless under special exemption

 

Code of Conduct

Alongside the practical rules, there’s now an official Code of Conduct for professional dog walkers. Think of it as your ethical compass when walking in Royal Parks.

 Main points include:

  • Respect other park users – give space to joggers, cyclists, and families
  • Be courteous to park staff and enforcement officers
  • Never leave dogs unattended or tied to benches/fences
  • Only use positive training methods
  • Always carry water and waste bags
  • Keep your licence visible while working
  • Report any lost dogs, incidents or hazards

The idea is to maintain a high standard of professionalism and to keep things pleasant for everyone sharing the park.

 

Why the change?

Royal Parks have seen a huge increase in dog walkers, especially since the pandemic. While most walkers are responsible, there’s been a rise in complaints over the past few years, including:

  • Large groups of off-lead dogs overwhelming paths
  • Dog mess not being cleared
  • Conflicts between walkers and other park users
  • Disturbance to wildlife and protected habitats

These changes are being backed by major organisations, including:

They all support the move toward clearer standards and responsible commercial dog walking.

 

FAQs

Can I still walk dogs in parks without a licence if it’s not my job?
Yes – if you’re walking your own dogs or helping a friend as a one-off, you don’t need a licence. These changes are aimed specifically at commercial/professional services.

What if I walk more than 4 dogs with another colleague?
Each person in your team needs a separate licence and can walk up to 4 dogs each.

Will there be checks?
Yes. Park staff will have the authority to check for licences, and non-compliance could result in a fine or being banned from the park.

We understand these changes may feel like another hoop to jump through but in the long run, they’ll help protect the reputation of professional dog walkers, improve the park experience for everyone, and safeguard our beautiful green spaces.

Taking the time to get licensed and following the new code not only ensures compliance, but it also shows your clients (and their dogs) that you’re serious about standards and the welfare of their beloved pets.

 

Professional Dog Walking Insurance from Protectivity

When walking dogs professionally in Royal Parks, you are obliged to prove liability insurance to obtain a licence. Failing to fulfil proper requirements can also conflict with terms of insurance policies. So, having suitable dog walkers’ insurance is a necessity when it comes to unexpected incidents, you can never be fully prepared for when dogs are involved.

Protectivity’s dog walking insurance gives a range of policy options, so you can choose the best level of cover for your needs. Our pet business policy  gives between £1m and £10m worth of cover for your business if members of the public are injured, or their property is damaged. Key cover totals up to £10,000 for costs such as new keys and replacement locks, while our care, custody and control policy comes with up to £100,000 worth of cover if animals in your care are lost, injured, become ill or suffer a death. You can also protect your equipment with £250 worth of cover, along with a range of other options and benefits.

Read more and get a quote online.

Get Dog Walking Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Have you ever fixed a leaky tap, hung a shelf, or patched a hole in the wall and thought, “I could do this for a living”? You’re not alone. More and more people are reaching for the toolbox — not just to save money on home repairs, but with an eye on turning DIY know-how into a genuine source of income.

There’s strong and growing demand for people who can handle everyday maintenance and repairs around the home. The good news? Many of these skills can be self-taught, and once you’re confident, there’s real potential to earn from them.

Whether you’re starting from scratch or already have a more specialist trade in mind, learning basic maintenance can be a smart first step. It’s a practical way to build experience, gain confidence, and start attracting customers.

But how realistic is it to teach yourself handyman skills — and more importantly, can you turn those skills into a viable business? Let’s take a closer look.

 

What are handyman skills?

“Handyman” is a broad term, covering a wide variety of maintenance, repair, and improvement tasks around the home or workplace. These might include:

  • Fixing minor plumbing issues (like a dripping tap)
  • Replacing light fixtures or switches
  • Assembling flat-pack furniture
  • Hanging doors or fitting skirting boards
  • Painting and decorating
  • Minor tiling or plaster repairs
  • Installing curtain rails, shelves, or kitchen units

These tasks require a combination of knowledge, patience, the right tools, and a willingness to learn on the job. Many start with small jobs at home and build their skills over time, no formal qualifications required to get started.

 

Get Handyman Insurance from Protectivity

Handyman fixing chairs

What handyman work requires qualifications?

While you can legally carry out many tasks as a self-taught handyman, there are certain jobs that require formal qualifications, often for safety or regulatory reasons. These typically include:

  • Major plumbing: Anything involving the mains water supply, gas lines, or drainage systems may require a certified plumber.
  • Electrical work: Beyond changing a lightbulb or fitting a new socket cover, UK regulations (like Part P of the Building Regulations) require registered electricians for most electrical work.
  • Gas appliance work: You must be Gas Safe registered to work on gas boilers, cookers, or heaters.

In short: If it could put someone’s safety at risk, there’s usually a qualification involved.

 

Is there specific handyman training?

Unlike trades such as electricians or plumbers, general handyman services in the UK don’t require a specific licence to operate. That said, gaining certain certifications can boost your credibility and open doors to more specialised (and better-paid) work.

Some examples include:

  • Asbestos awareness certification – Useful if working in older homes
  • Construction Skills Certification Scheme (CSCS) card – Often required for work on construction sites
  • First aid training – A smart move, especially if working solo
  • Health and Safety training – For both your protection and your clients’

Even though these aren’t always legally required, they show professionalism, which helps build client trust.

 

What handyman work pays well?

Some handyman tasks are more lucrative than others. Here are a few areas where handypeople often earn more, along with typical price ranges:

 

Bathroom and kitchen repairs or makeovers

Even basic updates like replacing taps or tiling backsplashes can command £150–£600+, while more extensive makeovers may exceed £1,000.

 

Smart home installations

Installing thermostats, video doorbells, or smart lighting usually brings in £80–£250 per job, depending on complexity and the device brand.

 

Garden structures

Building sheds, fences, or decking can earn £500–£3,000+, especially for larger or bespoke projects.

 

Flooring

Laying laminate, vinyl, or tile flooring is typically charged at £15–£40 per square metre, with minimum job rates starting around £200–£300.

 

Specialist carpentry

Custom shelving, wardrobes, or under-stair storage can fetch £250–£1,500+, depending on the materials and design complexity.

The more complex or specialist the job, the more you can usually charge, particularly if you’re offering a reliable, high-quality service and finish.

 

How much can you earn as a handyman?

Handyman earnings can vary widely based on experience, location, and service range:

Starting out

New handypeople may charge around £20–£30 per hour, often earning £100–£150 per day while building up reputation and client base.

 

Experienced handymen

With a steady stream of work and good reviews, rates can increase to £30–£50 per hour, or £200–£300+ per day.

 

Specialist work

Those offering advanced skills (e.g., tiling, bespoke carpentry, or tech installations) may charge premium rates of £300–£500+ per day, and even more for complex, multi-day projects.

Overall, a busy and well-reviewed handyman can realistically earn £30,000–£50,000+ per year, with top earners bringing in £70,000+, particularly if they take on larger contracts or run a small team.

 

What’s the difference between a handyman and a contractor?

When people need work done on their homes — whether it’s a quick repair or a full-scale renovation — they’ll usually turn to either a handyman or a contractor, depending on the size, complexity, and legal requirements of the job.

Differentiating can get a bit murky as there’s plenty of cross-over, but generally speaking:

  • A handyman is someone who carries out small to medium-sized jobs, usually solo, and often doesn’t need formal licensing. Think “jack of all trades”.

 

  • A contractor usually has formal qualifications, licensing (especially in areas like electrical or gas work), and may manage larger projects involving other tradespeople.

Many handymen eventually move into contracting if they want to take on bigger jobs or hire a team, but there’s nothing wrong with staying solo if that suits your lifestyle and goals.

 

How to learn DIY and handyman skills

Learning the ropes doesn’t require a classroom. In fact, most handypeople build up their skills over time through a combination of online learning (or YouTube), books, working for other trades and good old-fashioned practice.

Getting started…

  • YouTube tutorials – Free, visual, and endless. Channels like See Jane Drill or Ultimate Handyman are great for beginners.
  • DIY websitesFamily Handyman, Instructables, and DIY Doctor (UK-based) offer step-by-step guides.
  • Books and manuals – The Black & Decker Home Improvement series is a DIY classic.
  • Evening courses or local workshops – Many adult education centres offer beginner carpentry, plumbing, or decorating classes.
  • Practice on your own home – Fix things around the house, then help friends and family. Real-world experience is invaluable.

You can also check out some tips on how to get started as a handyman, here.

 

Other things to think about

If you’re getting serious about making money from handyman work, there are a few more considerations:

 

Tools – Buy Smart

You don’t need to buy everything at once. Start with the basics: a good drill, a set of screwdrivers, a spirit level, and a toolbox. Rent or borrow larger tools until you know you’ll use them often.

 

Insurance

Handyman public liability insurance is a must if you’re working in people’s homes. It protects you in case something goes wrong.

 

Marketing

Start with word of mouth, but also consider:

  • Facebook or local community groups
  • Business cards or flyers
  • A simple website or Instagram portfolio
  • Signing up with platforms like Checkatrade, Rated People or MyBuilder

 

Portfolio building

Take before-and-after photos of your projects. Document your work and collect client reviews, even for free jobs at the start.

 

Pricing and time management

Set fair rates, but don’t undervalue your time. Use a job tracker or schedule to stay organised and avoid burnout.

 

So, can you teach yourself handyman skills?

Absolutely. With the right attitude, some basic tools, and a willingness to keep learning, anyone can develop strong handyman skills. Many professionals start just by fixing things around their own home and slowly build from there.

Whether you’re looking to make a bit of side income or eventually go full-time, self-taught handypeople are thriving, especially those who take their craft seriously, stay safe, and treat clients with professionalism.

The bottom line? You don’t need a trade school to get started. You just need the right mindset and a willingness to get your hands dirty.

 

Handyman Insurance with Protectivity

Being a handyman comes with certain hazards, as with any trade. Starting a company also has elements of risk, as you navigate finances, build a customer base, try to deliver good work and establish your reputation. Therefore, protecting your business is important if you want to make a success of it.

Protectivity’s Handyman Insurance has been created to help protect your handyman business from typical risks you might face. Our policies include public liability up to £5 million as standard; you then have the option to add Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). You can also insure your tools from as little as £8.98 a month with our new tools insurance offering.

Find out more about our liability insurance for tradesman get an instant quote designed for your needs. If you need any help, our experienced team are on hand to help.

 

Get Handyman Insurance from Protectivity

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date.