Event planning is all about precision; timelines, logistics, guest lists, and programming must all fall into place. But even the most detailed plan can unravel at the last minute. Whether it’s a speaker cancelling an hour before showtime, a venue falling through, or unpredictable weather, surprises are part of the job. 

So, what do you do when plans change last-minute?  

This guide offers realistic advice and proven event management tips to help planners tackle last-minute changes confidently. From proactive planning to crisis communication, we’ll walk you through what works and why. 

 

Expect the unexpected 

The first step to managing change is accepting it. No matter how experienced you are or how solid your plan seems, something will likely shift. Last-minute changes don’t always mean failure, they just require fast thinking and flexibility. 

Consider these common scenarios: 

  • A keynote speaker pulls out due to illness 
  • AV equipment stops working an hour before the show 
  • A weather warning forces your outdoor event inside 
  • Guest attendance suddenly doubles – or halves 

Each situation requires a calm, proactive mindset and a set of event change tips that keep your goals intact. 

 

Use the 5 C’s of event planning as your compass 

When faced with a sudden change, it’s easy to feel overwhelmed. That’s where the 5 C’s of event planning come in, not just as a framework for organising an event, but as a reliable guide when you’re forced to pivot under pressure. 

These five pillars – Concept, Coordination, Control, Culmination, and Closeout – can help you assess the situation holistically and take the right next steps with clarity.

Concept

Revisit the original purpose and theme of your event. Has the last-minute change altered the core goal or tone? 

For example, if your keynote speaker cancels and they were central to the event’s branding or message, you may need to adjust your schedule, replace them with someone equally aligned with the theme, or restructure the session entirely. This is the time to reaffirm your “why” and ensure that all changes still support it.

Coordination

A change, no matter how small, ripples across your entire event plans. From suppliers and venues to sponsors and staff, everyone needs to be re-coordinated. 

Start with a quick internal meeting or group message to inform your team. Then, reach out to your vendors or partners with any new schedules, logistical shifts, or updated deliverables. Keep communication tight and clear.

Control

This is about staying calm under pressure and knowing where your backups are. Good control comes from strong systems: contingency plans, documented processes, and tools that allow for quick execution. 

If something breaks or shifts, refer to your pre-event checklists and “Plan B” strategies. Whether it’s activating a second location, sourcing a last-minute supplier, or updating signage in real time, this is where your groundwork pays off.

Culmination

This refers to the live execution of the event, what your attendees will actually experience. It’s where all planning comes together, and where even minor disruptions can have a big impact if not handled with care. 

Ask yourself how the change will affect: 

  • Guest arrivals 
  • Flow of sessions 
  • Catering or accessibility 
  • The overall atmosphere 

Make attendee-facing updates as seamless as possible. If you need to change a room, revise signage. If a session runs late, brief your MC or host to manage transitions with ease.

Closeout

Finally, once the event ends, it’s essential to debrief and learn. Closeout isn’t just about packing up, it’s about evaluation. 

Document what happened: what went wrong, how you responded, what worked well, and what didn’t. Use this insight to improve your contingency plans for the future and inform your post-event report or client debrief. 

 

Have a contingency plan – not just a “Plan B” 

A solid contingency strategy is more than a backup, it’s a system. You can’t predict every hiccup, but you can prepare for the categories of chaos most likely to strike. 

Here’s what to consider in advance: 

  • Vendor no-shows: Identify at least one alternate supplier for catering, AV, and transportation 
  • Weather: Always have a rain plan or indoor backup for outdoor events 
  • Speaker cancellations: Prepare a standby speaker or panel format that can adapt quickly 
  • Tech issues: Store presentations on multiple devices and in the cloud 
  • Staffing gaps: Cross-train your team to step into different roles if someone’s unavailable 

This foresight won’t eliminate stress, but it can reduce panic and keep you ahead of the curve. 

 

Communication is key 

When plans change suddenly, communication becomes your most powerful tool. It’s not just about speed, clarity and tone matter just as much. 

Here’s how to handle communication during a change: 

  • Start with your team: They need to know first and clearly understand their new responsibilities. 
  • Loop in vendors and partners: Let them know how changes affect them and what’s expected next. 
  • Update your attendees: Keep it simple and positive. Whether via signage, push notifications, email, or an event app, tell them what’s changed, why, and what to do. 

🔊 Example: “Due to weather conditions, the networking lunch will now take place in the West Hall at 1:00 PM. All signage and staff have been updated to help you find your way.” 

This kind of calm, controlled messaging builds trust and keeps confusion to a minimum. 

 

Prioritise the right problems 

When everything starts shifting at once, don’t try to fix everything immediately. Instead, triage your to-do list by priority. 

Focus on: 

  • Critical issues that will impact attendee safety, the overall experience, or the event timeline 
  • Important items that could disrupt flow if not handled quickly 
  • Minor problems that can be adjusted on-site without much notice 

Use this moment to empower your team. Delegate fast and clearly, don’t carry it all on your own. 

 

Tap into your network 

One of the most underrated event management tips is to maintain strong relationships with your suppliers, freelancers, and peers. When disaster strikes, your contacts are your lifeline. 

If a vendor cancels or a piece of equipment breaks down, someone in your circle likely knows a fast solution. Maintain a list of trusted industry contacts who can help in a pinch, ideally sorted by service and location. 

Top Tip: Reach out post-event to thank anyone who helped at the last minute. Gratitude keeps your network strong. 

 

Keep the attendee experience at the centre 

Ultimately, attendees may not notice every little thing that went off-script, but they will notice how the event made them feel. Even if you had to shift everything around behind the scenes, guests will walk away remembering whether it was smooth, enjoyable, and well-executed. 

When making any last-minute adjustments, ask yourself: 

  • Does this change enhance or detract from the attendee experience? 
  • Is the messaging aligned with the event’s tone? 
  • Have we made it easy for guests to adapt? 

When in doubt, simplify. Don’t over-explain or apologise too much, just provide clear directions and keep energy high. 

 

After the event: debrief and document 

Once the event wraps, take time to analyse what happened. This is where your event cancellation advice and change-management learnings become gold for future planning. 

Ask yourself: 

  • What triggered the last-minute change? 
  • Was the response fast and effective? 
  • What should we build into our plan next time? 

Create a Last-Minute Response Playbook based on this experience. Include: 

  • A contact list of backup vendors 
  • Drafted communication templates 
  • Notes on what worked and what didn’t 

This living document can grow with each event and become your go-to for handling the next challenge. 

 

Event cancellation advice: prepare for the worst, hope for the best 

While many last-minute issues can be worked around, some situations may lead to full or partial event cancellations. Whether due to extreme weather, safety concerns, or unavoidable logistical breakdowns, cancellation is sometimes the best or only option. 

That’s why event cancellation planning should be part of every planner’s toolkit. Knowing how to respond in these high-stress moments is key to protecting your reputation, your team, and your attendees. 

Here’s how to approach it: 

  • Have a clear cancellation policy in place before your event, and communicate it to vendors, sponsors, and ticket holders. 
  • Include cancellation clauses in contracts so everyone understands their obligations and coverage in case of disruption. 
  • Stay transparent in your communication with attendees. If cancellation becomes necessary, inform them clearly, promptly, and with empathy. 
  • Use technology to manage updates, refunds, or rescheduling – and always be prepared to offer alternatives when possible. 

Most importantly, protect yourself with the right insurance. For reliable coverage tailored to your event’s needs, explore Protectivity’s Event Cancellation Insurance. It’s designed to reduce financial risk and give you peace of mind when facing the unexpected. 

 

Overall… 

So, how do you handle unexpected challenges or last-minute changes in tasks? With preparation, clear communication, and a calm mindset. The best event planners don’t eliminate surprises, they handle them with skill and confidence. 

If you’re ever asked, “How do you accommodate last-minute changes?”, you now have a comprehensive strategy – and more importantly, the mindset – to answer with confidence. 

Remember, a flawless event isn’t one where nothing changes. It’s one where no one notices when it does. 

 

Protect Your event with Insurance from Protectivity 

Even the most experienced event organisers know that not everything goes to plan. Unexpected issues, like severe weather, supplier no-shows, or last-minute cancellations, can disrupt even the most carefully organised events. That’s why having the right insurance is essential. 

At Protectivity, we offer flexible event insurance options tailored to events of all sizes. Our policies offer Public Liability, Employer’s Liability, Event Cancellation, Equipment Protection, and more, helping you safeguard your finances and protect your attendees. 

Whether you’re planning a small gathering or a large-scale celebration, our competitively priced policies give you peace of mind when it matters most. 

Explore our event insurance options today and prepare for the unexpected with confidence. 

 

Get Event Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

For tradespeople, your van is more than just a vehicle – it’s a mobile workshop and the backbone of your business. Whether you’re an electrician, plumber, builder, or decorator, the right van can help improve your efficiency on the job and safeguard your valuable tools and equipment.

And with tool theft from vans costing an estimated £16.3 million in London alone in 2024, protecting your tools has never been more important*.

In this guide, we explore the best work vans for tradespeople, dive into essential security features, and share tips on securing your tools on the go.

 

What makes a van ideal for tradespeople?

When choosing a work van, tradespeople often prioritise certain features. While storage space and fuel efficiency are important, the security of your tools and equipment is now just as critical, given the rise in van break-ins.

A good work van should offer:

  • Ample storage space to carry tools, materials, and equipment
  • Security features like alarm systems, immobilisers, and deadlocks to protect your tools
  • Efficient fuel economy for daily use and long trips between jobs
  • Comfortable handling for long working hours on the road
  • Customisation options for internal racking, shelving, and tool safes

Many modern vans come with built-in security features, but it’s always wise to consider aftermarket upgrades for added protection.

 

Popular vans among UK tradespeople

Several vans stand out for their practicality, reliability, and security features. These are some of the most popular options for tradespeople across the UK:

1. Ford Transit Custom

The Ford Transit Custom is a favourite among UK tradespeople, thanks to its perfect mix of size, security, and load capacity. It’s a reliable all-rounder with options for internal racking and tool storage. Newer models come with a range of security features such as alarms, deadlocks, and load area protection.

2. Volkswagen Transporter

The VW Transporter is another popular choice, especially for electricians and decorators. It’s compact enough for city driving yet spacious enough to carry a good amount of equipment. Security features like central locking, immobilisers, and reinforced bulkheads make it a solid option for tradespeople.

3. Mercedes-Benz Vito

For those looking for a more premium van, the Vito is a great option. It offers impressive security options, including factory-installed alarms, immobilisers, and reinforced doors. Additionally, it boasts a smooth driving experience and advanced driver assistance systems like Crosswind Assist and ESP.

4. Renault Traffic

The Renault Traffic is known for its adaptability. Its large load area is perfect for fitting racking and storing tools, while its sliding side doors make loading and unloading easier in tight spaces. Security features like alarm systems and reinforced rear doors help keep tools secure.

5. Peugeot Expert

With a good balance of space and manoeuvrability, the Peugeot Expert is another favourite among tradespeople. It offers both bulkhead and racking options and comes with features like automatic door locking and deadlocks to deter theft.

 

Best vans for tool & equipment storage

When it comes to tool storage, choosing a van with an appropriate internal layout is essential. Vans with flat load areas and ample space for custom shelving or racking will make your tools easier to organise and access.

Here are some of the best vans for tool and equipment storage:

  • Ford Transit Custom: Known for its adaptability, it allows you to install custom shelving and racking to maximise storage space.
  • Citroën Relay: With one of the largest load spaces in its class, this van is perfect for tradespeople who need to carry bulky tools or materials.
  • Vauxhall Vivaro: Offers modular storage options and a high payload capacity, making it ideal for larger tools and equipment.
  • Renault Traffic: The large load area can accommodate everything from tools to materials, and the flat load floor is perfect for securing larger items.
  • Peugeot Expert: Ideal for tradespeople who need a van that balances interior space with a compact, easy-to-manoeuvre exterior.

Many of these vans offer optional configurations for shelving and racking, allowing you to create the ideal system for your specific trade

 

Smart storage considerations for trades vans

To make the most of your van’s storage space, it’s important to consider both security and organisation. Here are some tips for creating an efficient and secure storage system:

  • Van racking: Installing racking systems helps organise tools and materials, keeping them accessible and secure.
  • Lockboxes or van safes: These are ideal for securing high-value or smaller tools.
  • Bulkheads: Adding a bulkhead between the cab and load area helps prevent tools from shifting during transit and adds an extra layer of security.
  • Anti-peel kits: These reinforce the rear and side doors, making it more difficult for thieves to break into your van.

Considering the rise in van break-ins, securing your tools is more important than ever. Check out our guide to tool protection to learn more about how to keep your tools safe.

 

Most secure vans for tradespeople

Security is a top priority for many tradespeople. Some vans come equipped with advanced features that enhance the safety of both the vehicle and its contents. Here are some of the most secure vans available:

  • Ford Transit Custom: Offers excellent security with alarm systems, deadlocks, and options for reinforced bulkheads and sliding doors.
  • Mercedes-Benz Vito: Comes with factory-installed alarm systems, immobilisers, and anti-theft technology to protect against break-ins.
  • Volkswagen Crafter: Known for its robust security features, including GPS tracking, anti-theft locks, and post-collision braking systems.
  • Peugeot Expert: Features a high-quality central locking system and optional security packs, making it a secure option for tradespeople.
  • Renault Traffic: Comes with additional security options like automatic locking and reinforced doors, which make it a solid choice for keeping tools safe.

These vans are built with advanced electronics and reinforced structures to deter thieves and protect your valuable tools from being stolen.

 

How to make your van more secure

Even if your van comes with built-in security features, it’s always a good idea to add extra protection. Here are some practical steps you can take to secure your van:

  1. Install extra locks: Slam locks and deadlocks make it much harder for thieves to break into your van.
  2. Fit an alarm system: A good alarm system can alert you or passers-by to any attempted theft.
  3. Use a steering lock: Visible deterrents like steering locks make it less likely that thieves will target your vehicle.
  4. Add a dash cam: Dash cams with motion detection can help capture any suspicious activity, even when the van is parked.
  5. Park in secure locations: Always try to park in well-lit, CCTV-covered areas, and avoid leaving your van in isolated spots overnight.

Additionally, many tradespeople now opt for tool safes or GPS tracking devices to provide an extra layer of security for their high-value equipment.

 

Choosing the right work van is about more than just storage capacity and fuel efficiency. It’s about ensuring your tools and equipment are protected from theft and that you have a reliable, secure mobile workspace. The vans we’ve covered are great options for tradespeople looking for a balance of space, security, and functionality.

For more tips on how to protect your tools and prevent theft, check out Protectivity’s guide on van break-ins.

 

Insure your tools with Protectivity

At Protectivity, we provide affordable tradesman insurance to cover incidents commonly faced by tradespeople, including tools of trade theft. Our policies include Public Liability up to £5 million as standard, with the option to add Employers’ Liability insurance, Contractor Works cover, and Plant and Tools cover. With Plant and Tools cover, you can protect your own tools, as well as your employees’ tools, even when left in an unattended van or offsite.

Focus on your work without worrying about the security of your van or tools. Don’t become another statistic – find out more about our specialist tools cover today!

Whether you’re a carpenter, electrician, painter, builder, handyman, or in another trade, take two minutes to explore our trades policies. Protect yourself from unexpected costs when unforeseen circumstances arise.

Get Tradesman Insurance from Protectivity

 

 

*Source: Standards and Compliance

Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Running a small business in the UK means juggling a lot, from stock and staffing to marketing and finances. But one of the most important parts of the puzzle is making sure your customers can pay you quickly, easily, and securely. 

Whether you’re a sole trader, a café owner, or managing an online store, how you accept payments can have a big impact on your customer experience – and your bottom line. The right payment system helps things run smoothly, keeps customers happy, and ultimately leads to more sales. 

These days, customers expect to pay by card or contactless – and they often won’t carry cash at all. In fact, according to Barclays consumer spend data, almost 95% of adults used contactless payments in 2024, and this trend is only growing. If you’re not offering digital payment options, you may be turning customers away without even realising it. 

Digital payments also make your life easier behind the scenes. They offer automatic transaction tracking, easier reconciliation, and smoother integration with accounting tools, all of which are increasingly useful with the government’s Making Tax Digital initiative continuing to evolve. 

In this guide, we’ll walk through the most common payment methods, explain how to choose the right one for your business type, and review five of the most popular systems in the UK right now. We’ll also compare card readers and share tips for staying secure and compliant when handling customer payments. 

 

Types of online payment methods for small businesses 

There are more ways to accept payments now than ever before. Here are the most common options: 

  • Credit and Debit Card Payments: The most familiar method, whether online or in person. Essential for most businesses. 
  • Digital Wallets: Apple Pay, Google Pay and others let customers pay with a tap or online checkout. Convenient and increasingly popular. 
  • Bank Transfers: Especially useful for larger transactions or B2B dealings. Includes Faster Payments and BACS. 
  • Buy Now, Pay Later (BNPL): Services like Klarna or Clearpay can increase conversions for online retailers. 
  • Recurring Payments/Subscriptions: Direct Debit or card-on-file systems, great for membership or subscription-based models. 
  • Invoicing with Payment Links: Many payment providers let you send invoices with embedded payment buttons, ideal for service-based businesses or freelancers. 

 

Different business types, different needs 

Not all businesses are built the same – and neither are their payment needs. Here are some examples: 

  • Retail and Hospitality: These businesses benefit from POS systems that integrate inventory, tipping, and receipt printing. 
  • E-commerce: Needs seamless online checkouts, multiple payment options, and security features like fraud detection. 
  • Freelancers and Consultants: Simple invoicing tools and the ability to accept card or bank payments quickly are crucial. 
  • Tradespeople and Mobile Vendors: Mobile card readers with strong battery life and offline mode help on-the-go operations. 
  • Subscription-Based Businesses: Require recurring billing options, automatic renewals, and customer data management. 

 

Knowing your business model helps you select a payment system that works with you, not against you. 

 

5 popular payment systems for small businesses 

Let’s explore five leading options available in the UK, breaking down their features, pricing, and what kind of businesses they suit best. 

 

Worldpay 

A long-established provider offering both in-person and online payment solutions. 

  • Key Features: Scalable for businesses of all sizes, with robust features and multiple payment options. 
  • Considerations: Can be costly for very small businesses. Contracts and early termination fees may apply. Transaction fees vary based on card type and payment method. 
  • Cost: (From £xx) Custom quotes, often includes a monthly fee and transaction  

 

PayPal 

Well-known, trusted, and widely accepted. Easy to integrate with websites, invoicing, and POS systems. 

  • Key Features: Includes checkout buttons, payment links, in-person payment tools, and invoicing. 
  • Considerations: Higher fees compared to some other providers. Some users report account holds and slow support resolution. 
  • Cost: From 2.9% + 30p per transaction; lower for micropayments and high-volume sellers. 

 

Stripe 

Originally built for online payments, Stripe now also offers in-person POS, invoicing, and subscription tools. 

  • Key Features: Transparent pricing, highly customisable, and developer-friendly API. Ideal for e-commerce and tech-savvy users. 
  • Considerations: May require some technical knowledge to fully customise and integrate. Best suited to online-first businesses. 
  • Cost: 1.5% + 20p for UK cards. 

 

Square Up 

A sleek, all-in-one POS and payment solution with strong support for in-person and online sales. 

  • Key Features: Free POS software, easy-to-use hardware, online store builder, invoicing, and booking tools. 
  • Considerations: Excellent for small retailers, cafés, and service businesses. Easy to set up, scale, and cancel if needed. 
  • Cost: 1.75% per in-person transaction. Pay as you go or monthly subscriptions. 

 

SumUp 

One of the most affordable and flexible options, especially for micro-businesses and mobile traders. 

  • Key Features: Lightweight card readers, invoicing tools, payment links, and POS software. 
  • Considerations: Feature set is simpler compared to larger providers, but more than enough for many small or solo businesses. 
  • Cost: 1.69% per transaction; Pay as you go or monthly subscriptions. 

 

Best card readers for small businesses  

Here’s a quick comparison of popular UK card readers: 

 

Card ReaderUpfront CostTransaction Fee (from) 

Connectivity

 

 

Best For

 

Notable Features
 

SumUp Air 

 

From £22 From 1.69% Bluetooth + App Sole traders, market stalls Offline mode, quick setup 
 

Square Reader 

 

From £19 From 1.75% Bluetooth + App Small shops, cafés Free POS software, virtual terminal 
 

Zettle by PayPal 

 

From £29 From 1.75% Bluetooth + App Retail, mobile vendors Inventory tools, tipping options 
 

Worldpay Reader 

 

From £20 p/m From 1.5% Wi-Fi, 3G options Larger operations, multi-site use Advanced hardware, reporting 
 

Stripe 

 

From £49 From 1.4% Bluetooth + App Online-first businesses expanding to in-person Works seamlessly with Stripe online payments, developer-friendly API 

 

Using a POS system 

If you sell in person — whether in a shop, café, salon, or market — a POS (point-of-sale) system can be a game-changer. It’s more than just a way to take card payments: it helps you manage sales, track stock, and understand your business better. 

 

What is a POS system? 

A POS typically includes a card reader, a tablet or screen with POS software, and optional tools like a printer or barcode scanner. Many are now app-based and cloud-connected, making them easy to use and access remotely. 

 

Key Benefits 

  • Faster Checkout: Tap payments and saved products speed up transactions. 
  • Inventory Tracking: Stock adjusts automatically with each sale. 
  • Sales Insights: See top-selling items, busiest times, and staff performance. 
  • Customer Management: Save customer info for marketing or loyalty schemes. 

 

Costs and Considerations 

  • Some systems are free (like Square and Zettle), while others charge a monthly fee. 
  • Factor in hardware costs, extra features, and how well it integrates with your current setup. 

 

Staying Safe Online – Payment Security 

Security is non-negotiable when it comes to handling payments. These are essential considerations when you’re managing online payment safely: 

  • PCI DSS Compliance: Make sure your provider is PCI-compliant. This standard protects cardholder data during and after a transaction. 
  • SSL Encryption: Your website must have SSL (https) to securely process payments. 
  • Fraud Detection Tools: Use providers that offer chargeback protection and real-time fraud screening. 
  • Two-Factor Authentication (2FA): Always enable 2FA for your payment accounts to prevent unauthorised access. 

 

Handling client data responsibly – UK GDPR 

Processing payments often means processing personal data. As a business, you must: 

  • Comply with the UK GDPR: This includes storing data securely, only collecting what you need, and obtaining customer consent. 
  • Have a Privacy Policy: Make it clear how you use customer data. 
  • Work with Compliant Providers: Ensure any third-party processor you use also complies with regulations. 

 

Choosing the right payment system 

Not all businesses have the same needs — so choosing the right payment solution means considering what works best for your setup, your customers, and your plans for the future. Here’s a deeper look at the key factors: 

 

Ease of Use 

Your payment system should be intuitive and require minimal training. For example: 

  • A busy café with frequent staff turnover needs a simple, fast POS interface that new team members can pick up easily. 
  • A freelancer working alone might prioritise a clear invoicing dashboard and mobile access over complex features. 

 

Costs 

Look beyond just the transaction fee. Some providers charge for: 

  • Monthly subscriptions 
  • Refunds or chargebacks 
  • Hardware rental or purchase 
  • Premium features like analytics or integrations 

A market trader might prefer a system like SumUp with no monthly fees, while a larger retailer may benefit from tailored pricing plans through providers like Worldpay or Dojo. 

 

Integration 

Think about your wider tech setup: 

  • An e-commerce business may want seamless integration with platforms like Shopify, WooCommerce or Magento. 
  • A consultancy or service business may need payment tools that link directly to accounting software like Xero or QuickBooks. 

Choosing a system that plays well with your existing tools can save a lot of time and hassle. 

 

Customer Support 

Things will occasionally go wrong — whether it’s a hardware glitch or a delayed payout. Look for: 

  • UK-based or 24/7 support 
  • Fast response times 
  • Accessible help (live chat, phone, email) 

This is especially crucial for hospitality or retail businesses, where downtime means lost sales. 

 

Scalability 

Will your payment system grow with you? 

  • If you’re just starting out, look for flexible pricing and tools that don’t lock you into long contracts. 
  • If you’re planning to expand — for example, adding more staff, opening new locations, or selling internationally — your system should support that without needing a complete overhaul. 

 

There isn’t a one-size-fits-all payment solution for UK small businesses. The right choice depends on your business type, how your customers prefer to pay, and how you want to operate. 

 

Start with a clear understanding of your needs, test a few providers where possible, and prioritise providers that offer flexibility, security, and ease of use. With the right tools, taking payments becomes a breeze – leaving you to focus on growing your business. 

Need help comparing options for your business? Feel free to drop a comment or reach out – we’re here to help! 

 

Get small businesses insurance from Protectivity 

Choosing the right digital payment system isn’t just about speed or convenience, it can directly boost your sales and save you money. When customers can pay easily and securely, they’re more likely to complete purchases and come back. Plus, digital tools make it easier to track income, manage accounts, and avoid costly mistakes. 

But protecting your income doesn’t stop there. Even with the best service, things can still go wrong — from customer disputes to accidental damage. Having the right business insurance ensures you’re covered when the unexpected happens, helping you recover quickly and keep your business running smoothly. 

Protectivity provides flexible, affordable small business insurance  cover tailored to small businesses, including sole traders, freelancers, and self-employed professionals across a wide range of industries. 

Whether you’re looking for  pet care business insurance, decorators insurance, catering insurance, crafters insurance, or another small business, explore the full list of small business insurance we provide today! 

Get Small Business Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

In the ever-evolving fitness industry, instructors are constantly seeking ways to elevate their skills, build credibility, and unlock new opportunities. Becoming a Les Mills Instructor is a powerful way to do just that.

Whether you’re just beginning your journey or looking to take your fitness career to the next level, this blog explores how becoming a Les Mills Instructor sets you apart and why it’s a smart move both professionally and personally.

 

What is a Les Mills Instructor?

A Les Mills Instructor is a certified fitness professional licensed to deliver one or more of Les Mills’ globally recognised group exercise programmes. From high-energy BODYPUMP® to the mindfulness-focused BODYBALANCE®, Les Mills offers choreographed workouts based on science, set to motivating music, and delivered in gyms across over 100 countries.

As a Les Mills Instructor, you’re not just leading a class, you’re delivering a world-class fitness experience backed by one of the most respected names in the industry.

 

How to become a Les Mills Instructor

  1. Choose a programme – Select the discipline that suits your passion and style (e.g. BODYCOMBAT®, RPM®, or LES MILLS GRIT®).
  2. Attend initial training – Complete Les Mills’ two-day intensive training course, available either online or in person.
  3. Submit your assessment video – After your initial training, you’ll have 60 days to submit a video assessment to gain full certification.
  4. Stay updated – Instructors receive new music and choreography every quarter to keep classes fresh, engaging, and effective.

 

Benefits of becoming a Les Mills Instructor

Choosing to become a Les Mills Instructor brings a host of advantages that go far beyond simply teaching group fitness. It’s about aligning yourself with a global movement, building your reputation in the industry, and enjoying ongoing support that helps you grow as a fitness professional.

Let’s take a closer look at the key benefits:

 

1. Global brand recognition and credibility

Les Mills is a household name in the fitness world. With over 50 years of experience and presence in more than 100 countries, the brand has become synonymous with quality, consistency, and results.

When you’re a certified Les Mills Instructor, you’re associated with that credibility. Gym managers, employers, and clients know you’ve undergone rigorous training and meet high industry standards. This recognition can open doors to more teaching opportunities, higher rates, and increased client trust, especially in competitive markets.

 

2. Industry-leading training and certification

Les Mills’ instructor training is widely regarded as some of the best in the business. The initial training covers everything you need to deliver safe, effective, and motivational group classes, from movement execution and musicality to coaching and connection.

You’ll also learn the Les Mills coaching model, which is built around science-backed teaching techniques to help participants get the most from every session. Plus, you’ll receive regular feedback and support to continually refine your skills.

Even if you’re new to group exercise, this training gives you the confidence and tools to succeed, and if you’re already experienced, it helps sharpen your edge and improve your impact.

 

3. Pre-choreographed, science-based workouts

Creating your own routines can be time-consuming and inconsistent. With Les Mills, every programme is updated quarterly with new music, movements, and formats, so you always have fresh content without the stress of planning.

Each release is carefully crafted by a team of fitness professionals, sports scientists, and choreographers. This ensures the workouts are not only engaging but also physically safe and effective, catering to a wide range of fitness levels.

This means more time for you to focus on coaching, connecting with participants, and refining your delivery, without compromising on programme quality.

 

4. High demand and job opportunities

Les Mills programmes are in high demand across the UK and internationally. Whether you’re looking to work in a premium health club, boutique studio, or even teach virtually, your certification gives you access to job opportunities across a wide range of facilities.

You can also use the Les Mills ‘Find a Class’ tool to identify gyms and centres in your area offering Les Mills classes, making it easier to pitch your services or find available positions.

This tool also helps potential clients find your classes, boosting visibility and attendance.

 

5. A supportive global community

When you become a Les Mills Instructor, you’re not alone. You join a global community of passionate, like-minded professionals who are committed to inspiring change through fitness.

You’ll gain access to exclusive online forums, webinars, Facebook groups, and instructor events. You can connect with peers, ask questions, share ideas, and get ongoing support from a network that truly understands your journey.

Instructors often say the Les Mills community feels like a family, one that encourages, uplifts, and helps you grow both personally and professionally.

 

6. Ready-made marketing and branding

Struggling to market yourself? Les Mills provides instructors with professional marketing resources, including branded imagery, videos, class descriptions, social media templates, and promotional materials.

This allows you to advertise your services confidently and consistently, helping you attract new participants and stand out from the crowd. You’ll also benefit from Les Mills’ own global marketing efforts, which build awareness and demand for its programmes across all platforms.

 

7. Long-term career progression and opportunities

Les Mills offers a clear and inspiring career pathway for those who want to go further. If you demonstrate excellence in your classes, you may have the opportunity to become a Les Mills Presenter, Trainer, or Assessor.

These roles involve delivering training modules, assessing new instructors, and even representing the brand at national and international fitness events. It’s a fantastic way to elevate your career, gain global exposure, and contribute to the future of fitness education.

 

8. Flexibility and variety

With a wide range of programmes to choose from, including strength, cardio, HIIT, dance, and mind-body formats, you can teach the disciplines that match your interests and energy.

Many instructors teach multiple Les Mills formats, which adds variety to their week and increases their earning potential. Whether you want to focus on one programme or diversify your teaching schedule, Les Mills gives you the tools to adapt and grow.

 

 

Becoming a Les Mills Instructor is more than a job title, it’s a commitment to quality, growth, and making a difference in people’s lives through fitness. With world-renowned programmes, structured support, and incredible career opportunities, it’s one of the most rewarding paths in the fitness industry. And don’t forget – getting the right instructor insurance is a must.

 

Get Personal Trainer Insurance from Protectivity

Woman lifting weights

Make sure you’re insured

Whether you’re freelance, employed at a gym, or teaching virtually, having the right insurance is essential. At Protectivity, we offer affordable and comprehensive Personal Trainer Insurance designed to cover the day-to-day risks fitness professionals face,  including Public Liability up to £10 million, Professional Indemnity, and Equipment Cover. Whether you’re running one-to-one sessions, boot camps, or online classes, our cover ensures you’re protected.

Protectivity’s Personal Trainer Insurance is a flexible policy offering cover for public liability, professional indemnity, equipment protection, and more, giving you the peace of mind to focus on delivering great sessions.

For registered Les Mills instructors, our sister brand offers specific Les Mills insurance.

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Pricing your work as an electrician can feel like a balancing act. Charge too much and risk losing the job; charge too little and your profits disappear. Whether you’re just starting out or looking to tighten up your process, having a structured approach to pricing will help you quote with confidence and win the right kind of work.

This guide walks you through the key elements to consider when pricing electrician jobs, from costs and assessments to marketing and tools.

 

Your costs as an Electrician

Before you even think about quoting for a job, you need to understand your own operating costs. Many electricians, especially those just starting out, fall into the trap of pricing based only on time and materials, without factoring in the true cost of doing business.

The key question to ask is: What does it cost me each day just to run my business? Knowing your daily running costs helps you calculate a sustainable day rate and ensures you’re not working at a loss.

 

Fixed and Variable Costs

Start by breaking your expenses into two categories:

Fixed costs – These are expenses that stay the same each month, regardless of how much work you do:

  • Van insurance and maintenance
  • Public liability insurance
  • Accounting fees or bookkeeping software
  • Professional memberships or certifications (e.g. NICEIC, NAPIT)
  • Marketing subscriptions (like Checkatrade, Rated People, etc.)
  • Office costs (if applicable)

Variable costs – These will change depending on how much work you take on:

  • Fuel and travel expenses
  • Consumables like screws, connectors, or clips
  • Material costs for each job
  • Tool wear and replacements
  • Additional labour (if you hire subcontractors)

These costs must all be covered in your pricing, even if the customer never sees them listed on the quote.

Your time has value too

A common mistake when pricing electrician jobs is failing to value your own time beyond labour. Quoting, sourcing materials, managing customer relationships, travelling between jobs, and doing admin all take time. If you’re not charging for these indirectly in your pricing, you’re working unpaid hours.

This is especially important when clients ask, “How much should an electrician charge per day?” The answer should reflect not just time spent on-site, but time spent running the business that supports that work.

Building a minimum charge

Once you’ve calculated your fixed and variable expenses, you can work out your minimum daily charge, the absolute lowest you can go without losing money. From there, you can add your profit margin, adjust for job complexity, and start developing a more consistent electrician job price list.

Let’s say your monthly costs total £2,000. If you want to earn at least that and only work 20 days a month, your base day rate would need to be £100 just to cover expenses, before earning a penny in profit.

 

What Electricians can earn

One of the most common questions for both new and experienced tradespeople is: “What can I actually earn as an electrician?” The answer depends on your experience level, where you’re based, the type of work you take on, and how well you price jobs.

Average Income

Across the UK, the average self-employed electrician earns between £35,000 and £60,000 per year, with some established professionals bringing in £70,000+, especially if they employ a small team or specialise in high-end or commercial work.

Full-time employed electricians typically earn between £28,000 and £40,000, though this can rise with overtime, callouts, and seniority.

If you’re self-employed, your earnings are directly tied to how you price jobs and manage your schedule. That’s why it’s crucial to have a strong handle on costings and margins, not just how much you charge per day, but how efficiently you turn that into profit.

Daily and Hourly Rates

Here’s a quick snapshot of what electricians often charge:

  • Day rate: £200–£350
  • Hourly rate: £40–£60
  • Call-out fee: £80–£150 (can be higher for out-of-hours work)
  • Fixed price work: Varies, e.g., £60 to replace a socket, £2,000–£4,500 for a house rewire

These numbers give you a benchmark, but they shouldn’t dictate your pricing. Instead, focus on covering your costs, adding profit, and factoring in your value and demand. The better you get at pricing your electrical work, the more control you’ll have over your earnings.

Earning potential with price work

Many electricians also explore electrician price work jobs, where you quote a fixed fee for completing a task or project. This can boost earnings if you work efficiently and manage costs well. For example, completing a £500 job in half a day, rather than charging a standard day rate, means you’re earning more in less time.

However, fixed-price work does come with risk. If things go wrong or take longer than expected, profits can quickly vanish. That’s why clear scope and accurate assessment are essential.

 

Assessing the Job

No two jobs are the same. When you’re quoting, you need to assess each project on its own terms. This means visiting the site when possible or asking detailed questions before giving a figure.

Key things to consider include:

  • The complexity and scale of the work
  • How accessible the wiring or installation areas are
  • Whether the job is a repair, upgrade, or full install
  • The quality and quantity of materials needed
  • Safety and compliance requirements
  • Time constraints or special working hours

Accurate assessments are essential to price electrician jobs properly. Missing even one detail can lead to delays or unexpected costs.

 

Breakeven and profit margin

Once you’ve calculated your time and materials, it’s time to check your breakeven point. This is the minimum you need to charge to cover all costs without making a loss.

Next, add your profit margin. A common mistake is charging only what the job costs to complete. But if you want your business to grow, and buffer against quieter periods, you’ll need to add a fair margin, often between 10–30%, depending on the job and market conditions.

This is where having a price list comes in handy. While every project is unique, a standard pricing guide can help you stay consistent and quote faster.

 

Quoting your customers

How you present your quote matters just as much as the number on it. A clear, professional quote builds trust and makes it easier for the customer to say yes.

Here are a few things your quote should include:

  • A summary of the work being done
  • A breakdown of labour and material costs
  • The total cost (with VAT if applicable)
  • Payment terms and deadlines
  • Start and completion timeframes
  • Any exclusions or limitations

It’s crucial to avoid vague figures, specific, detailed quotes demonstrate that you’re experienced, organised, and fully prepared for the job. They also help prevent misunderstandings down the line, setting clear expectations for both you and the customer.

 

Useful tools to help you price jobs

Today, there are several tools available to help electricians quote quickly and accurately. If you’re still working everything out manually, it might be time to upgrade.

Some popular tools include:

  • Tradify – Designed for trades, this app helps you quote, invoice, and manage jobs in one place
  • Fergus – Offers job costing and real-time margin tracking
  • Powered Now – Great for producing branded quotes and managing admin on the go
  • Simple spreadsheets – Still useful for creating and updating your own price work list

These tools can save hours every week and help you avoid underquoting, a common pitfall for smaller or growing businesses.

 

Marketing your business

Finally, pricing well won’t get you far if no one knows you exist. That’s where marketing comes in. If you’re wondering how to market your business, start with the basics:

  • Set up a simple website with clear service info and contact details
  • List your business on trusted directories like Checkatrade or MyBuilder
  • Share before-and-after photos on social media
  • Ask customers for reviews, these build credibility fast
  • Offer free quotes and clear pricing information

The more professional your online and offline presence is, the more likely people are to trust you with the job, even if you’re not the cheapest quote.

 

Final notes

Learning how to price jobs as an electrician is about more than just punching numbers into a calculator. It’s about understanding your costs, assessing work properly, and presenting accurate and strong quotes.

Take control of your quoting process, back it up with good communication and marketing, and you’ll not only win more work, but you’ll also win the right kind of work for your business.

 

Get Electricians Insurance from Protectivity

Whether you’re a self-employed electrician or managing a growing team, having the right insurance in place isn’t just a good idea, it’s essential. Accidents and unexpected issues can happen at any time, and without proper cover, the financial impact can be significant.

That’s where Protectivity comes in. We specialise in tradesman insurance designed specifically for electricians. Our standard Electricians Insurance policy includes up to £5 million in public liability cover, with flexible options to add protection such as Employers’ Liability, Contractor Works, Plant and Tools, Financial Loss, and Employee Tools (available when bundled with other benefits).

This means you’re not just buying insurance; you’re investing in peace of mind. From safeguarding your tools to protecting against claims, we’ve got you covered when it counts.

Explore our affordable policies, straightforward claims process, and convenient monthly payments by requesting a quote today.

 

Get Electricians Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Are you barking mad about dogs? Dream of spending your days surrounded by wagging tails and muddy paws? The good news is there are loads of pawsibilities when it comes to turning that love into a career – whether you’re just starting out or already sniffing around for your next opportunity.

This guide is for anyone who wants to work with dogs, from school leavers looking for flexible entry-level roles, to aspiring entrepreneurs and those ready to commit to long-term careers in canine care. We’ve covered the everyday jobs that can get you earning straight away, professional paths that need training, and even some unexpected career ideas for those thinking outside the (treat) box.

So, if you’re chasing your first job, planning a full-time pet care path, or dreaming up the next big dog brand, this guide will help you dig into the options and get your tail wagging.

 

Everyday dog careers (No formal qualifications needed)

If you’re looking for your first step into working with dogs, this section is for you. Whether you want to make some extra cash while studying, explore a flexible side hustle, or dip your paws into the world of animal care, there are plenty of easy-entry roles that don’t require formal qualifications—just a love of dogs and a wag-tastic work ethic!

 

1. Dog Walker

What it involves: As a dog walker, you take pups out for their daily exercise while their humans are busy. You might walk one dog at a time or a small group, and you’ll need to be confident handling dogs of all shapes and sizes.

How to get started: No formal qualifications needed, just a love for dogs, reliability, and plenty of energy! It helps to get some experience with different breeds—start by walking neighbours’ dogs or volunteering at a shelter. Once you feel confident, you can set up your own service or join platforms like Rover or Tailster.

Starting salary: £10-£15 per hour. Walking multiple dogs can increase your earnings.

 

2. Pet Sitter

What it involves: Looking after dogs in your own home or staying in the owner’s home while they’re away. Duties include feeding, walking, cuddling, and keeping them safe and happy.

How to get started: Word-of-mouth, flyers in your neighbourhood, or joining online platforms like Pawshake or TrustedHousesitters can help you get your paw in the door. A pet first aid course is a bonus.

Starting salary: £20-£50 per day, depending on location and whether it’s overnight.

 

3. Dog Daycare Assistant

What it involves: Working at a doggy daycare centre, helping supervise playtime, feeding, cleaning up (yes, poo bags included!), and making sure all the pups get along.

How to get started: No formal training required, though a love for dogs and a strong sense of responsibility is essential. Ask local daycares if they’re hiring assistants or offering trial days.

Starting salary: Around £18,000 per year.

 

4. Kennel Worker

What it involves: Caring for dogs staying at boarding kennels—feeding, cleaning kennels, exercising, and giving medication if needed. It’s physically demanding but super rewarding.

How to get started: Look for local kennels offering weekend or part-time roles. Some employers might support you in gaining qualifications like Animal Care Level 2.

Starting salary: Around £17,000 – £18,000 per year.

 

Professional dog careers (may require training or qualifications)

If you’re ready to commit to a long-term career working with dogs and you’re happy to invest time (and maybe a bit of money) into training, this section is for you. These roles tend to be more specialised, often requiring qualifications or hands-on experience—but the rewards (and wagging tails) can be well worth it.

Chances are, you already have some experience working with dogs and want to take things to the next level.

 

1. Dog Groomer

What it involves: Keeping pups looking perfect by washing, brushing, clipping, and trimming their coats. It also includes cleaning ears, trimming nails, and dealing with the occasional muddy mutt. Specialising could see you working at major dog shows or giving a dog make-over to join a wedding.

How to get started: You can start as an assistant to a groomer or take a course through providers like City & Guilds. Apprenticeships are also an option.

Starting salary: £18,000 – £20,000. Experienced groomers can earn much more, especially if self-employed.

 

2. Dog Trainer/Behaviourist

What it involves: Teaching dogs (and their owners!) how to behave through positive reinforcement and structured sessions. Behaviourists focus on deeper issues like anxiety or aggression.

How to get started: Volunteer with training schools or shelters and take courses in dog behaviour (such as those from the IMDT or APDT UK). A degree in animal behaviour is a plus for behaviourist roles.

Starting salary: Dog trainers: £20,000. Behaviourists: £25,000+, depending on experience and qualifications.

 

3. Veterinary Nurse (Specialising in Dogs)

What it involves: Assisting vets during treatments and surgeries, caring for animals pre- and post-op, and supporting dog owners with advice. Specialising as a vet nurse can see you take on more responsibility etc.

How to get started: You’ll need to study a Level 3 Diploma in Veterinary Nursing and work in a registered training practice.

Starting salary: £20,000 – £25,000.

 

4. Animal Welfare Officer (RSPCA etc.)

What it involves: Investigating reports of animal cruelty or neglect, rescuing dogs in need, and working with communities to promote animal welfare.

How to get started: A qualification in animal care or experience in a shelter is usually required. Roles with the RSPCA and similar groups may involve further training.

Starting salary: £22,000 – £25,000.

 

Unusual (but Fur-tastic) Dog Careers

Fancy something a little different? These careers are perfect if you’re looking to combine your love of dogs with other interests or skills—like photography, therapy, or even tech. They’re often more specialised and might require some extra training, but if you’re thinking ahead or dreaming big, these could be your next adventure.

You’ll likely need some experience under your collar first, but if you’re eager to explore less traditional routes, this is where it gets really exciting!

 

1. Canine Hydrotherapist

What it involves: Helping dogs recover from injury or surgery through water-based therapy. It’s great for arthritis, hip dysplasia, or just gentle exercise.

How to get started: Take a Level 3 Diploma in Small Animal Hydrotherapy and find work in a rehab clinic.

Starting salary: £21,000 – £25,000.

 

2. Dog Photographer

What it involves: Snapping beautiful, cheeky or dramatic portraits of pooches. You could work at events, offer private sessions, or sell your photos online.

How to get started: No formal training needed, but good camera skills and a dog-friendly attitude are a must. Build a portfolio and share it online.

Starting salary: Freelance: salary varies. Many charge £50-£100 per session to start.

 

3. Service dog trainer

What it involves: Training dogs to assist people with visual impairments, PTSD, autism, or mobility issues. It’s life-changing work.

How to get started: Organisations like Guide Dogs UK offer training programmes. Some require experience or animal-related qualifications.

Starting salary: £21,000 – £24,000.

 

4. Scent detection dog handler

What it involves: Working with dogs trained to detect drugs, explosives, missing persons, or even medical conditions.

How to get started: Apply for roles through the police, airports, or private companies. Training is usually provided on the job.

Starting salary: £20,000+, rising with experience.

 

5. Canine Massage Therapist

What it involves: Giving dogs massages to ease muscle pain, stress, or injury. Yes, it’s a real thing—and dogs love it!

How to get started: Take a course in canine massage (there are several certified in the UK) and get insurance.

Starting salary: £20-£50 per session.

 

Entrepreneurial ideas working with dogs

If you’re the kind of person who dreams big and barks louder, then why not build your own dog-focused business? There’s a booming market for pet products, services, and content—so if you’ve got the passion and a bit of hustle, you could turn your love of dogs into a thriving brand.

 

Start a Dog Accessories Brand

From handmade collars and leads to dog treats, natural shampoos, or pup-friendly fashion—there are endless opportunities. People LOVE to spoil their dogs.

Example: Fetch Club London is a UK-based luxury dog accessory brand that exploded in popularity thanks to their chic Instagram presence and cruelty-free focus.

 

Become a Dog Influencer (or Manage One!)

Yes, dogs are internet celebs now. Platforms like TikTok and Instagram are full of pups doing tricks, testing toys, or just being adorable.

Example: @pablo.the.pup is a cockapoo from the UK with over 400k followers on TikTok. His humans now sell branded merch and partner with pet brands.

 

Start a Dog Blog, YouTube Channel or Podcast

You could review products, share training tips, or vlog your daily life with your dog. You can also interview other pet professionals and build a following.

Example: The Dogvine is a London-based blog that covers dog-friendly events, venues, and lifestyle tips. It’s become a go-to source for city dog lovers.

 

Create a Pet-Focused App or Platform

Apps for dog-walking bookings, dog park finders, or even canine social media are hot right now. Got a techie streak? Bring your ideas to life.

Example: Barkr (UK-based app) connects pet owners with trusted local dog walkers and sitters, making it easier to find last-minute help.

 

With a mix of creativity, consistency, and canine charm, you can absolutely turn your dog obsession into a brand. Whether you’re crafting treats in your kitchen or going viral on TikTok, there are plenty of tail-wagging ways to make money on your own terms.

 

How much can I earn working with dogs?

JobStarting Salary
Dog Walker£10-£15/hour
Pet Sitter/Dog Boarder£20-£50/day
Dog Daycare Assistant£18,000/year
Kennel Worker£17,000-£18,000/year
Dog Groomer£18,000-£20,000/year
Dog Trainer£20,000/year
Behaviourist£25,000+/year
Veterinary Nurse£20,000-£25,000/year
Animal Welfare Officer£22,000-£25,000/year
Canine Hydrotherapist£21,000-£25,000/year
Dog Photographer£50-£100+/session
Service Dog Trainer£21,000-£24,000/year
Scent Detection Dog Handler£20,000+/year
Canine Massage Therapist£20-£50/session

 

Salaries vary depending on location, experience, and whether you’re self-employed or working for someone else. Some roles, like dog grooming or training, can be extremely lucrative once you build up a loyal customer base.

 

Final Woof

Whether you want to work part-time as a walker or dream of becoming a top-tier behaviourist, there’s a dog-friendly career out there for you. With a bit of passion, patience, and maybe a few muddy pawprints along the way, you can absolutely build a fulfilling career around your love for dogs.

So, grab your lead, throw on your walking shoes, and start exploring the pawsome world of dog careers!

 

Get Pet Business Insurance from Protectivity

You might decide to work as a dog walker or pet sitter to support your studies or before you work out what to do next. Alternatively, you could find this is the career for you and start up your own business, either way having insurance is essential.

Protectivity’s Pet Business Insurance covers 14 different activities including insurance for dog walkers, pet sitters and more for a broad range of services in the sector. Offering public liability with between £1 million and £10 million of cover and key cover up to £10,000 for new keys and locks, if you enter a client’s property to walk their dogs.

Also included is equipment cover, non-negligent cover, and a close family extension and our care, custody and control cover provides up to £100,000 worth of cover for animals in your care. For additional extras choose Employers’ Liability and commercial legal expenses.

Find out more about our comprehensive pet business cover and get a quote today.

 

Get Pet Business Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

The UK construction industry’s busier than ever — and it’s not slowing down any time soon. In fact, the CITB has estimated that over 250,000 extra workers will be needed by 2028 to keep up with demand across housing, infrastructure, and repair projects. If you’re already working in the trade or running your own business, that’s good news — but it also means the bar is being raised when it comes to skills and qualifications.

Skilled workers are in demand, and that’s reflected in pay too. According to the BCIS, construction wages have gone up by around 6.7% in the past year alone, especially for those with solid experience and recognised qualifications under their belt. That’s where the Gold CSCS card comes in. Whether you’re looking to prove your skills, take on more responsibility, or just boost your earning potential, having a Gold card shows you’re serious about your trade.

In this guide, we’ll cover everything you need to know: what the Gold CSCS card is, who it’s for, what qualifications you need, how to apply, and how it compares to the other card types out there. Whether you’re a seasoned pro or looking to level up, it’s all here.

 

What is a Gold CSCS card?

The Gold CSCS card is a recognition of your skills, qualifications, and experience within the construction industry. It’s not just a flashy card with a nice colour – it tells employers and site managers that you know your trade inside out.

There are two types of Gold CSCS cards:

  1. Gold Skilled Worker Card – for experienced tradespeople who have completed a Level 3 NVQ or equivalent in their specific trade.
  2. Gold Supervisor Card – for those in a supervisory or foreperson role, often with additional responsibilities like overseeing other workers on-site.

Think of the Gold card as a badge of professionalism. It shows you’re not only capable but certified to work safely and competently.

 

Why do you need a Gold CSCS card?

Holding a Gold CSCS card isn’t just a box-ticking exercise – it’s a powerful way to show that you’re a skilled professional who takes their trade seriously. From getting through the site gates to landing better jobs and meeting health and safety requirements, a Gold card can open doors and boost your reputation across the construction industry. Here’s why having one really matters:

  • Site access – Most major construction sites in the UK now require a valid CSCS card. Without one, you might not even make it past the car park.
  • Proof of skill – It proves you’re properly qualified and experienced, which builds trust with employers and clients.
  • Better job opportunities – Many higher-paying roles or supervisory positions require a Gold card as standard.
  • Health & Safety – It shows you’ve passed the relevant Health, Safety & Environment (HS&E) test, which is a key part of keeping everyone on-site safe.

 

Requirements for a Gold CSCS card

Following requirements is about showing that you’ve gained solid experience on-site, completed the right training, and earned formal, industry-recognised qualifications. Whether you’re applying as a skilled tradesperson or stepping up to a supervisory role, you’ll need to prove your knowledge, capability, and commitment to high standards. Let’s break it down by card type:

For the Skilled Worker Card:

  • A Level 3 NVQ/SVQ in your trade (e.g., carpentry, plumbing, electrical installation).
  • Pass the CITB Health, Safety & Environment (HS&E) test for Operatives within the last 2 years.

For the Supervisor Card:

  • A Level 3 or 4 NVQ/SVQ in Occupational Work Supervision or a relevant supervisory qualification.
  • Pass the CITB Supervisor-level HS&E test (not the basic Operatives version).

 

How to apply for a Gold CSCS card

These are the main steps to follow, to ensure you get your card:

  1. Get Your Qualification – Make sure you have the right NVQ or SVQ. If you don’t, you can look into on-site assessment routes or training providers that offer recognised qualifications.
  2. Pass the HS&E Test – Book your test via the CITB website. Choose the Operative or Supervisor test depending on your card type.
  3. Apply Online – Head over to the official CSCS website to apply. You’ll need to upload proof of your qualification and test pass.
  4. Pay the Fee – The application currently costs £36 (as of 2024).
  5. Wait for Delivery – Your card should arrive within a couple of weeks, but you can use your application confirmation as proof while you wait.

 

Other steps and tips getting a CSCS card

  • Finding an NVQ Provider – Make sure your training provider is accredited. Some providers even assess you on-site while you work.
  • Upgrading from a Blue Card – If you already have a Blue Skilled Worker card, upgrading to Gold can be a natural next step once you complete a Level 3 NVQ.
  • Renewals – The Gold card is valid for 5 years. You’ll need to retake the HS&E test and provide evidence of continued competence to renew.
  • Lost or Damaged Card? – You can order a replacement easily through the CSCS website.

 

Gold CSCS vs other cards

To put things in perspective:

  • Green Card – Labourer (entry-level)
  • Blue Card – Skilled Worker (Level 2 NVQ)
  • Gold Card – Advanced Skilled Worker or Supervisor (Level 3+)
  • Black Card – Manager (Level 5+ in site or project management)

So, if you’re already working at a high level in your trade, or managing others on-site, Gold is the card you should be aiming for.

Read more about the process from the start in our blog on How to get a CSCS card.

 

CSCS Gold card FAQs

Can I get a Gold card without an NVQ?
Generally, no. But there are experienced worker routes where you can gain an NVQ through on-site assessment.

How long does the whole process take?
If you already have your qualification and HS&E test completed, the card can be with you in as little as 10 working days.

What if my qualifications are from outside the UK?
Some overseas qualifications can be accepted. You may need to go through a UK NARIC (now Ecctis) check or get UK-equivalent certification.

 

To sum up

Getting your Gold CSCS card is a smart investment in your future. It opens doors to better jobs, more responsibility, and higher pay. Plus, it proves to clients, employers, and site managers that you’re the real deal.

Whether you’re moving up from a blue card or aiming to step into a supervisory role, the Gold card shows you’re serious about your trade.

If you’ve got any questions or want help with the application process, drop a comment or reach out. And if you’re running a small business, getting your team qualified to gold level can really boost your reputation and win more contracts.

 

Get Specialist Tradesman Insurance from Protectivity

Health and safety is an unavoidable element of the construction industry, which is why having the right tradesman liability insurance is so important. With the everyday risks of site work, like accidents, property damage, or third-party injuries – a solid insurance policy offers essential financial protection. Many clients will also want to see proof of cover before signing a contract, so being insured helps you work professionally and with confidence.

At Protectivity, we offer affordable tradesman insurance tailored to the needs of those in the trade. Our standard policies include up to £5 million public liability cover, with optional add-ons like Employers’ Liability, Contractor Works, Plant and Tools, and more. That way, if the unexpected happens, you’re covered where it counts.

Whether you’re a builder, bricklayer, or other trades we have specific Contractors All Risk cover to suit you. Find out more when you get a quote here.

 

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*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Starting your own gardening business can be a rewarding and profitable venture. The gardening industry offers plenty of opportunities, whether you’re interested in providing basic lawn care or more specialised services like landscaping or garden design. In this comprehensive guide, we will walk you through the essential steps for starting your own gardening business, including costs, necessary skills, and how to find clients.

Gardening services are always in demand, whether it’s for residential properties, commercial spaces, or community projects. If you’re passionate about plants and enjoy working outdoors, starting a gardening business could be the perfect career for you. From lawn care to hedge trimming and garden design, the opportunities are endless. But how do you start a gardening business? This guide will cover everything from the basics to more advanced considerations.

 

Who should start a gardening business?

Before you dive in, it’s important to determine whether this is the right path for you. While starting a gardening business can be very rewarding, it’s not for everyone. Here are a few traits that make someone well-suited for the job:

  • A passion for outdoor work: Gardening requires spending a lot of time outdoors, so it’s important to enjoy working in all kinds of weather conditions.
  • Physical fitness: Gardening can be physically demanding, especially if you’re handling heavy equipment or performing tasks like digging or lifting.
  • Attention to detail: Successful gardeners need to have a keen eye for design and maintenance. The ability to spot small issues before they become big problems is essential.
  • Self-motivation: As a business owner, you’ll need to be self-driven and able to manage your time effectively.
  • Interpersonal skills: You’ll be working directly with clients, so good communication and customer service skills are key to building long-term relationships.

 

How to start your own gardening business

Getting started involves a few key steps to ensure you’re legally compliant, well-equipped, and ready to start offering services.

Research and planning

Start by researching the gardening services market in your area. Understand the demand for gardening services and identify potential competitors. Know what they offer and what sets you apart. Defining your services is a crucial next step. You can offer everything from lawn mowing and hedge trimming to more specialised services like garden design or tree surgery.

Create a business plan

A solid business plan is essential for guiding your operations. Your plan should include:

  • Services: What specific gardening services will you offer?
  • Target market: Identify your ideal customers. Are you targeting residential homes, commercial properties, or a mix of both?
  • Marketing strategy: How will you attract customers? Consider online marketing, word-of-mouth, and local networking.
  • Financial projections: Estimate the cost of starting your business, including equipment and insurance, and project your income based on your pricing.

Legal considerations

Before you can start working, you need to make sure you’re following the legal requirements. You’ll need to:

  • Choose a business structure (sole trader, partnership, or limited company).
  • Register your business with HMRC.
  • Apply for necessary licences or certifications. Some services, like pesticide application, require specific qualifications.

 

Why you should start a gardening business

There are several compelling reasons why you should consider starting your own gardening business:

  • High demand for services: With more people investing in their outdoor spaces, gardening services are in high demand.
  • Flexibility: As a business owner, you have control over your schedule. Whether you work part-time or full-time, you decide when and where to work.
  • Satisfaction: There’s a sense of pride in seeing your work transform an outdoor space. The impact you have on a client’s garden can be immediate and visible.
  • Low entry barriers: Compared to many other businesses, starting a gardening business has relatively low start-up costs and no formal qualifications are required (although they are recommended).

 

Cost of starting a gardening business

The cost to start a gardening business can vary depending on the services you offer and the tools you need. Here are some of the major expenses you’ll need to budget for:

Professional gardening tools

Your equipment will be your biggest initial investment. Essential tools include:

  • Lawnmowers: Ranging from £200 for basic models to £2,000+ for professional-grade machines.
  • Hedge trimmers: Typically priced between £100 and £400, depending on the quality.
  • Pruning shears: Can cost £20 to £150 for top-quality, professional models.
  • Other equipment: Shovels, rakes, pruning saws, etc., which can total £500 to £1,000.
  • Transport: If you need a vehicle for your tools, a used van could cost between £3,000 and £10,000.

Insurance

Public liability insurance is essential to protect your business from claims due to accidents or damage. Basic coverage starts from around £3.96 per month, with annual premiums starting from around £60 for a small business. Additional coverage like equipment cover or employer’s liability insurance will come as additional costs.

Marketing and advertising

To attract clients, you’ll need some form of marketing. Costs could include:

  • Website: A basic website might cost £500 to £1,500 for setup, plus around £50 to £100 per year for domain and hosting.
  • Business cards and flyers: Expect to spend between £50 and £200 on printed materials.
  • Local advertising: Placing ads or flyers in local community centres or newspapers could cost £100 to £500 for initial campaigns.

Ongoing Costs

In addition to initial start-up expenses, you’ll need to consider:

  • Fuel: Regular travel to job sites can add up, particularly if you’re using a van.
  • Maintenance: Tools and vehicles require upkeep, which can range from £100 to £500 annually.

 

Profitability of gardening

Gardening can be a profitable business, with the potential for steady work year-round. A small, solo gardening business can expect to earn anywhere from £20,000 to £50,000 per year, depending on the number of clients and types of services offered. Your earnings will increase as you build a client base and gain more experience. If you plan to hire employees or expand to offer additional services, the profitability can grow even further.

 

What skills do you need?

Running a successful gardening business requires a combination of practical skills and business acumen. Here are some key skills:

  • Horticultural knowledge: Understanding how plants grow, their needs, and how to care for them is fundamental to the business.
  • Physical strength: Gardening can be labour-intensive. The ability to work efficiently and handle heavy equipment is necessary.
  • Customer service: Building and maintaining good relationships with your clients will help you retain business and generate referrals.
  • Business management: Understanding basic business principles, such as bookkeeping, marketing, and managing cash flow, will help ensure your business is financially successful.

 

Qualifications and licences

Although formal qualifications aren’t strictly necessary to start a gardening business, they can help build credibility and trust with clients. Some qualifications and certifications to consider include:

  • Horticulture courses: Courses in horticulture or garden design will help you deepen your knowledge and increase your skills.
  • Pesticide application licence: If you plan to use chemical treatments, you’ll need a licence to apply pesticides legally.
  • Professional memberships: Joining a professional organisation like the Professional Gardeners’ Guild can increase your credibility and offer networking opportunities.

 

How to register a gardening business

To operate legally, you’ll need to register your gardening business with HMRC. The process varies depending on the type of business structure you choose.

Sole trader

If you plan to operate as a sole trader, the registration process is relatively straightforward. You simply need to register as self-employed with HMRC, which can be done online through the government website. As a sole trader, you’ll be responsible for keeping accurate financial records, submitting a Self Assessment tax return each year, and paying income tax and National Insurance contributions on your profits.

Limited company

If you decide to set up a limited company, the process is slightly more complex. You will need to register with Companies House and choose a unique company name that complies with government guidelines. Additionally, you must appoint at least one director, prepare a memorandum and articles of association, and register for Corporation Tax with HMRC. Running a limited company comes with extra responsibilities, such as filing annual accounts and submitting confirmation statements.

Additional considerations

Regardless of your business structure, you may also need to register for VAT if your annual turnover exceeds the VAT threshold. It’s also wise to check whether you need any specific licenses or permits, especially if you plan to use pesticides, transport plants, or dispose of garden waste professionally.

 

Different types of gardening services

There are many different gardening services you can offer, and you may choose to specialise in a specific area or provide a broad range of services:

  • Lawn care: Regular mowing, edging, and fertilising.
  • Landscape design: Creating new garden layouts and planting schemes.
  • Tree surgery: Pruning, trimming, or removing trees.
  • Hedge trimming: Maintaining the shape and size of hedges.
  • Garden maintenance: Regular care for existing gardens, such as weeding, pruning, and plant care.

 

Finding your customers

Building a customer base takes time, but there are many ways to find clients:

  • Word of mouth: Happy customers will refer you to others. Providing excellent service is the best form of advertising.
  • Local advertising: Place flyers in community centres, local cafes, or on bulletin boards.
  • Online presence: Create a professional website to showcase your services, customer reviews, and portfolio.
  • Social media: Platforms like Instagram and Facebook are great for showcasing before-and-after photos of your work.

 

Starting a gardening business can be a financially rewarding and personally fulfilling experience. By understanding the necessary steps, costs, and skills involved, you can confidently launch your business and begin cultivating success. Whether you’re offering lawn care, garden design, or tree surgery, there’s a niche for every aspiring gardener. By learning the ropes and investing in the right tools, you’ll be well on your way to building a thriving gardening business.

 

Get Gardeners’ Insurance from Protectivity

When you’re starting a gardening business, getting gardener’s insurance is crucial for protecting your business from potential risks and liabilities. As a gardener, you work closely with clients and their properties and accidents can happen. Whether it’s damaging a client’s property, causing injury to someone on-site, or even facing a legal claim due to a mishap, having the right insurance ensures you’re covered.

Protectivity’s gardeners’ insurance provides specialist cover for the risks you face while offering gardening services. You can choose the cover that best suits your business needs, with benefits such as public liability coverage up to £5 million as standard. Additional options include Employers’ Liability insurance, tools and equipment cover, and protection against financial loss. This ensures that if anything goes wrong, you won’t be left facing unexpected costs.

Find out more about gardeners’ insurance and get a quote online today.

 

Get Gardeners' Insurance from Protectivity

Gardener mowing the lawn

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

If you are a tradesperson involved in the installation of windows and doors in the UK, becoming FENSA approved can be a valuable step for your business. FENSA (Fenestration Self-Assessment Scheme) is a government-authorised certification scheme that ensures installers comply with building regulations for window and door replacements in domestic properties. Gaining FENSA approval allows you to self-certify your work, removing the need for local authority inspections.

In this guide, we will explain what FENSA is, the benefits of becoming certified, the registration process, costs involved, and alternatives available. Whether you are an independent tradesperson or part of a larger business, this blog will help you understand everything you need to know about becoming FENSA registered.

 

What is FENSA?

FENSA (Fenestration Self-Assessment Scheme) is a government-backed scheme that certifies window and door installations comply with building regulations. It was established in 2002 to ensure that installers meet energy efficiency and safety standards without requiring direct local authority approval for each installation.

When a FENSA-certified installer completes a job, they can issue a certificate to the homeowner, proving that the work meets regulatory standards. This certification not only simplifies compliance for tradespeople but also reassures customers that their installation is legal and energy efficient.

 

Why is FENSA certification popular with tradespeople?

FENSA certification is widely recognised in the UK construction industry, making it a valuable asset for tradespeople working with windows and doors. The ability to self-certify installations saves time and money by avoiding the need for building control inspections.

Additionally, many homeowners prefer to hire FENSA-approved installers because it gives them confidence that the work will meet the required standards. Displaying the FENSA logo on marketing materials, vans, and websites can help attract more business. Many estate agents and solicitors also request FENSA certificates when selling a property, further increasing demand for certified installers.

 

Which trades use FENSA the most?

FENSA certification is primarily used by tradespeople involved in the installation of windows and doors in residential properties. The most common professionals who benefit from FENSA approval include:

  • Glaziers – Specialising in the installation and replacement of glass windows and doors.
  • Window and Door Installers – Independent contractors or companies fitting PVC, aluminium, and timber frames.
  • Conservatory fitters – Tradespeople working on conservatories that require compliant window and door installations.
  • Builders – Those involved in home renovations and extensions often require FENSA registration to ensure compliance.

Any professional who replaces external doors or windows in domestic properties can benefit from becoming FENSA approved.

 

How to register for a FENSA certificate

The process of becoming FENSA certified is straightforward but requires meeting certain standards. Below is a step-by-step guide:

  1. Check your eligibility – Ensure your business is involved in fitting windows and doors in domestic properties.
  2. Prepare business documents – You will need proof of trading status, relevant insurance, and examples of previous installations.
  3. Apply online – Visit the FENSA website to complete the registration form.
  4. Initial assessment – FENSA will inspect a sample of your work to ensure compliance with building regulations.
  5. Pay the registration fee – Costs vary depending on the size and scope of your business.
  6. Receive approval – Once registered, you can start issuing FENSA certificates and benefit from being listed as an approved installer.

Following these steps ensures that your business is fully compliant and can offer certified installations to customers.

 

How much does FENSA certification cost?

The cost of becoming FENSA approved varies depending on the size of your business and the number of installations you complete. Typically, fees include:

Initial registration fee – £267.40

  • Upon application, there is a one-off fee of £267.40 (excluding VAT), which includes the cost of the initial on-site assessment.

Annual membership fee – £172

  • The yearly registration fee is £172 (excluding VAT), charged annually on 1st January.

Inspection fees

  • FENSA conducts random checks on installations, which may incur additional charges.
  • For up to 25 installations per year: Minimum of 1 assessment costing £145.25 (excluding VAT
  • For 26 to 200 installations per year: Minimum of 2 assessments, totalling £290.50 (excluding VAT
  • For over 200 installations per year: 1% of all installations assessed, with each assessment costing £145.25 (excluding VAT

*Fees taken from FENSA website 28/3/25

Replacement certificate fees – If a homeowner requires a duplicate FENSA certificate, the cost is £25, including VAT, when ordered online.

 

The most up to date costs can be found on the FENSA website, but it is important to budget for both the initial registration and any ongoing expenses.

 

Pros and cons of becoming FENSA registered

Pros:

  • Legally self-certify window and door installations without needing building control inspections.
  • Increases credibility and reassures customers about the quality of work.
  • Saves time and money compared to obtaining local authority approval.
  • Provides marketing benefits, including the use of the FENSA logo and website listing.
  • Helps tradespeople comply with government regulations more efficiently.

Cons:

  • Registration and annual fees add to business expenses.
  • Initial assessment and ongoing inspections require work to meet strict standards.
  • Businesses must always comply with FENSA regulations, which may require adjustments to installation methods.

 

While there are costs and compliance requirements, many tradespeople find that the benefits of FENSA certification outweigh the drawbacks.

 

Tips for passing the FENSA assessment

To successfully pass the FENSA assessment and maintain certification, tradespeople should:

  • Ensure all installations meet Building Regulations (Part L), particularly regarding energy efficiency.
  • Keep records of previous jobs, including materials used and customer details, as proof of compliance.
  • Maintain valid business insurance and proper documentation.
  • Stay updated with changes to regulations and consider attending training courses to enhance knowledge.

 

A proactive approach to compliance will help businesses pass FENSA inspections and maintain a strong reputation in the industry.

 

Alternatives to FENSA

FENSA is not the only option for self-certifying window and door installations. Other alternatives include:

  • Certass – Another UK certification body that offers self-certification for window and door installers.
  • Building Control Approval – Instead of joining a certification scheme, installers can submit applications for local authority inspections, although this is often more time-consuming and costly.
  • TrustMark and Competent Person Schemes – Additional accreditations that offer consumer protection and credibility.

 

Depending on the nature of your work and business needs, an alternative certification scheme may be a better fit.

 

Is it easy to switch to FENSA from another scheme?

Yes, switching to FENSA from another scheme like Certass is relatively straightforward. You’ll need to apply as normal and complete a FENSA assessment, but previous certification can support your application.

Before switching, check for any notice periods or contractual obligations with your current provider. Once approved, you can start issuing FENSA certificates and use the branding in your marketing.

Many tradespeople switch to FENSA for its strong brand recognition and homeowner trust, especially as it’s often requested during property sales.

 

To sum up…

Becoming FENSA approved is a smart choice for tradespeople working in window and door installation. It provides a recognised certification that simplifies regulatory compliance, boosts credibility, and enhances business opportunities. While there are costs and responsibilities involved, the ability to self-certify installations makes the process more efficient and beneficial for both tradespeople and their customers.

If you are considering becoming FENSA registered, visit the official FENSA website for more information and to start your application. With the right preparation, you can gain certification and enjoy the benefits of being a trusted, compliant installer.

 

Secure Tradesperson Insurance from Protectivity

At Protectivity, we provide affordable tradesman insurance to cover specific scenarios commonly faced by trades. We have policies available for builders, electricians, carpenters, painters and more, just select your activity when you get a quote.

Our policies include public liability up to £5 million as standard; you then have the option to add Employers’ Liability insurance, Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs.

Find out more about our tradesman insurance and get a quote online.

 

Get Tradesperson Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Tiling is an essential trade within the construction industry, with demand across residential, commercial, and industrial projects. Whether laying tiles in a new kitchen, refurbishing a bathroom, or working on large-scale developments, tilers play a key role in creating functional and aesthetically pleasing spaces.

If you’re considering a career in tiling or wondering how much you can earn, we’ve summarised everything from average salaries to self-employment earnings, expenses, and ways to increase your income.

 

What do tilers offer clients?

Tilers are responsible for installing tiles on walls, floors, and other surfaces using a range of materials, including ceramic, porcelain, natural stone, and mosaics. Their work involves precise measurements, surface preparation, adhesive application, and finishing techniques to ensure a professional and durable result.

Some tilers also specialise in complex designs, waterproofing, and heritage restoration. As tiling is required in homes, businesses, hotels, swimming pools, and more, skilled tilers often enjoy consistent demand for their services.

 

Are tilers in demand in the UK?

Yes, tilers are in steady demand across the UK, driven by ongoing growth in both the construction and home improvement sectors. From new-build housing developments to renovations, extensions, and commercial fitouts, tiling is a vital finishing trade that remains essential to many types of projects.

Homeowners continue to invest in bathroom and kitchen refurbishments—two areas where professional tiling is crucial for quality, waterproofing, and style. At the same time, developers and contractors require skilled tilers for large-scale residential and commercial projects, including hotels, restaurants, offices, and retail spaces.

There’s also a growing appetite for more complex and design-led tiling work, including large-format tiles, underfloor heating systems, and luxury finishes. This has created opportunities for skilled and experienced tilers to carve out niches and charge premium rates.

With a shortage of skilled tradespeople in some parts of the country, particularly in the Southeast and major urban centres, tilers with strong workmanship and reliability often find themselves with a steady stream of enquiries. The demand is especially high for those who can deliver both functional results and a high-end finish.

 

Typical career pathway for a tiler

The journey to becoming a professional tiler usually follows a hands-on, skills-based route, often starting with formal training and progressing through practical experience. Here’s an outline of a typical career path:

1. Entry via Apprenticeship or College Course

Most tilers begin their careers through an apprenticeship or a college course in wall and floor tiling. These programmes teach essential skills such as surface preparation, tile cutting, adhesive use, and finishing techniques. Apprenticeships combine classroom learning with real-world experience, typically lasting 2–3 years.

  • Relevant qualifications include:
    • Level 2 or 3 Diploma in Wall and Floor Tiling
    • NVQ (National Vocational Qualification) in Tiling

2. Junior or Assistant Tiler

After completing initial training, many tilers start as assistants, working under experienced professionals. This stage allows them to refine their skills, learn how to manage job sites, and gain confidence working independently.

3. Qualified Tiler

Once fully trained, tilers can work independently or as part of a team. They may be employed by building firms, contractors, or specialist tiling companies. At this stage, tilers can take on a wide range of residential and commercial projects and begin to build a portfolio of completed work.

4. Experienced or Specialist Tiler

With several years of experience, tilers often choose to specialise in high-end or technical areas such as:

  • Natural stone or large-format tiles
  • Wet rooms and underfloor heating
  • Heritage tiling and restoration
  • Commercial or industrial tiling

They may also pursue further qualifications or join trade associations like The Tile Association (TTA) to enhance credibility.

5. Self-employment or business ownership

Many tilers go on to become self-employed, setting up their own business or working as subcontractors. This offers greater control over projects, schedules, and income potential. Some eventually employ other tilers or apprentices, growing their business into a larger operation.

 

What is the average salary for a Tiler in the UK?

According to recent job market data, salaried tilers typically earn between £25,000 and £35,000 per year. Although, the average salary for a tiler in the UK does vary depending on experience, location, and employment type.

High-demand areas such as London and the Southeast, earnings can be higher. Self-employed tilers, who set their own rates, often have the potential to earn more, depending on the number of jobs they take on.

 

Average tilers’ salary at different experience levels

Entry-Level Tilers

Those starting out, often through apprenticeships, can expect to earn £18,000–£22,000 per year. Apprentices usually earn a lower wage initially, but earnings increase as skills develop.

An employer cannot pay you below the minimum wage, which, from April 2025, is £7.55 per hour for an apprentice and £12.21per hour for someone over 21 years.

Mid-Career Tilers

With a few years of experience, tilers can earn between £25,000 and £30,000 annually. At this stage, many professionals build a solid client base or move into specialist areas. You are also more likely to be developing more specialist skills that will help to increase your earning potential.

Experienced Tilers:

Those with 10+ years of experience, especially those running their own business or specialising in high-end projects, can earn £40,000+ per year, with some exceeding £50,000.

 

How much do self-employed tilers make?

 

Self-employed tilers have the potential to earn more than those in salaried positions, but their income depends on factors like workload, location, and business expenses. Many charge between £150–£250 per day, meaning annual earnings can range from £30,000 to £60,000+, depending on the number of jobs completed.

However, self-employment comes with additional responsibilities, such as sourcing work, managing finances, and covering business costs. These costs have to be taken into account when calculating earnings, although it’s useful to know expenses you can claim for as a tradesperson.

Costs and expenses for tilers

While self-employment can be lucrative, it’s important to factor in business expenses that affect overall profitability. These include both the ongoing costs of running a tiling business and the investment in maintaining or improving skills.

Tools and Equipment

Tilers need a range of essential tools, such as tile cutters, mixing drills, adhesive trowels, levelling systems, and protective gear. Replacing or upgrading tools over time is an additional cost to consider.

Transport and Fuel

Travelling to and from job sites can be a significant expense, especially for those covering large regions or working in rural areas.

Insurance

Public liability insurance is crucial to protect against accidents or damage while on site. Employers’ liability insurance may also be needed if hiring others.

Marketing and Business Costs

To stay competitive, self-employed tilers often invest in marketing, including a professional website, social media advertising, branding, and listing fees on lead-generation platforms like Checkatrade or Rated People.

Qualifications and Training

While many tilers begin with formal training, keeping skills up to date—or branching into specialisms—often involves ongoing costs. This might include advanced tiling courses, health and safety certifications (like CSCS cards), or learning new techniques and materials to meet market demand.

 

After covering these expenses, take-home earnings may be lower than headline rates suggest, particularly in the early stages of self-employment. Careful budgeting and reinvesting in tools and training can help tilers grow their business and income over time.

 

How to increase earnings as a Tiler

Tilers looking to maximise their income can consider the following strategies:

  1. Improve skills and gain certifications: Investing in advanced tiling courses or waterproofing certifications can lead to higher-paying jobs.
  2. Specialise in niche areas: Focusing on high-end tiling, underfloor heating installations, or large-format tiles can command premium rates.
  3. Build a strong reputation: Positive customer reviews and word-of-mouth recommendations can lead to consistent work.
  4. Utilise online platforms: Advertising on social media, Google My Business, or trade directories can attract new clients.
  5. Offer additional services: Providing related services like grout restoration, silicone sealing, or tile repair can boost income.

 

Which specialist tilers make the most?

Tilers who specialise in certain areas can often command higher fees. Some lucrative specialisms include:

  1. Luxury and large-format tiles: These require advanced skills and are often used in high-end properties.
  2. Wet rooms and waterproofing: A growing market, particularly in modern bathroom designs.
  3. Commercial and industrial tiling: Working on hotels, restaurants, and offices often brings larger contracts.
  4. Restoration and heritage tiling: Preserving and restoring historical properties can be highly rewarding and well-paid.

 

Other factors affecting earnings

Several external factors can influence how much a tiler earns:

Location: Tilers in cities like London often charge higher rates due to demand and living costs.

Economic conditions: The construction industry fluctuates, affecting job availability.

Seasonal demand: Some tilers find work slows down in winter, especially for outdoor projects.

Trade Associations & Networking: Joining professional organisations like The Tile Association (TTA) can lead to better opportunities and higher rates.

 

In summary

Tiling can be a rewarding career with good earning potential, particularly for those who develop specialised skills and consider self-employment. While salaries vary depending on experience and location, tilers who build a strong reputation, manage their expenses well, and focus on high-value projects can achieve a comfortable income. Whether you’re starting out or looking to boost your earnings, the key to success in tiling is a combination of skill, professionalism, and smart business strategies.

 

Get Tiler’s Insurance from Protectivity

If you’re working for an employer, then you’ll normally be covered by whatever insurance provision they have in place. But if you’re working on a self-employed basis or running your own tiling business where you’re employing other people, then having your own cover in place is a must. If something goes wrong, the financial implications can be severe, which is why having the correct tradesman liability insurance is essential. We also offer tools insurance from just £8.98 a month.

At Protectivity, we specialise in providing tilers insurance to trades people just like you. Choose the type of cover that best meets the needs of your business, with a range of benefits. Our policies include public liability up to £5 million as standard; you then have the option to add Employers’ Liability insurance, Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs.

Find out more about our affordable policies, excellent claims handling, and monthly payment options when you request a quote today.

Get Tiler's Insurance from Protectivity

 

*All rates listed are approximate, so it is suggested you do your research and consider what is most applicable to your own situation before setting prices.

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date.