Running a small business in the UK means juggling a lot, from stock and staffing to marketing and finances. But one of the most important parts of the puzzle is making sure your customers can pay you quickly, easily, and securely. 

Whether you’re a sole trader, a café owner, or managing an online store, how you accept payments can have a big impact on your customer experience – and your bottom line. The right payment system helps things run smoothly, keeps customers happy, and ultimately leads to more sales. 

These days, customers expect to pay by card or contactless – and they often won’t carry cash at all. In fact, according to Barclays consumer spend data, almost 95% of adults used contactless payments in 2024, and this trend is only growing. If you’re not offering digital payment options, you may be turning customers away without even realising it. 

Digital payments also make your life easier behind the scenes. They offer automatic transaction tracking, easier reconciliation, and smoother integration with accounting tools, all of which are increasingly useful with the government’s Making Tax Digital initiative continuing to evolve. 

In this guide, we’ll walk through the most common payment methods, explain how to choose the right one for your business type, and review five of the most popular systems in the UK right now. We’ll also compare card readers and share tips for staying secure and compliant when handling customer payments. 

 

Types of online payment methods for small businesses 

There are more ways to accept payments now than ever before. Here are the most common options: 

  • Credit and Debit Card Payments: The most familiar method, whether online or in person. Essential for most businesses. 
  • Digital Wallets: Apple Pay, Google Pay and others let customers pay with a tap or online checkout. Convenient and increasingly popular. 
  • Bank Transfers: Especially useful for larger transactions or B2B dealings. Includes Faster Payments and BACS. 
  • Buy Now, Pay Later (BNPL): Services like Klarna or Clearpay can increase conversions for online retailers. 
  • Recurring Payments/Subscriptions: Direct Debit or card-on-file systems, great for membership or subscription-based models. 
  • Invoicing with Payment Links: Many payment providers let you send invoices with embedded payment buttons, ideal for service-based businesses or freelancers. 

 

Different business types, different needs 

Not all businesses are built the same – and neither are their payment needs. Here are some examples: 

  • Retail and Hospitality: These businesses benefit from POS systems that integrate inventory, tipping, and receipt printing. 
  • E-commerce: Needs seamless online checkouts, multiple payment options, and security features like fraud detection. 
  • Freelancers and Consultants: Simple invoicing tools and the ability to accept card or bank payments quickly are crucial. 
  • Tradespeople and Mobile Vendors: Mobile card readers with strong battery life and offline mode help on-the-go operations. 
  • Subscription-Based Businesses: Require recurring billing options, automatic renewals, and customer data management. 

 

Knowing your business model helps you select a payment system that works with you, not against you. 

 

5 popular payment systems for small businesses 

Let’s explore five leading options available in the UK, breaking down their features, pricing, and what kind of businesses they suit best. 

 

Worldpay 

A long-established provider offering both in-person and online payment solutions. 

  • Key Features: Scalable for businesses of all sizes, with robust features and multiple payment options. 
  • Considerations: Can be costly for very small businesses. Contracts and early termination fees may apply. Transaction fees vary based on card type and payment method. 
  • Cost: (From £xx) Custom quotes, often includes a monthly fee and transaction  

 

PayPal 

Well-known, trusted, and widely accepted. Easy to integrate with websites, invoicing, and POS systems. 

  • Key Features: Includes checkout buttons, payment links, in-person payment tools, and invoicing. 
  • Considerations: Higher fees compared to some other providers. Some users report account holds and slow support resolution. 
  • Cost: From 2.9% + 30p per transaction; lower for micropayments and high-volume sellers. 

 

Stripe 

Originally built for online payments, Stripe now also offers in-person POS, invoicing, and subscription tools. 

  • Key Features: Transparent pricing, highly customisable, and developer-friendly API. Ideal for e-commerce and tech-savvy users. 
  • Considerations: May require some technical knowledge to fully customise and integrate. Best suited to online-first businesses. 
  • Cost: 1.5% + 20p for UK cards. 

 

Square Up 

A sleek, all-in-one POS and payment solution with strong support for in-person and online sales. 

  • Key Features: Free POS software, easy-to-use hardware, online store builder, invoicing, and booking tools. 
  • Considerations: Excellent for small retailers, cafés, and service businesses. Easy to set up, scale, and cancel if needed. 
  • Cost: 1.75% per in-person transaction. Pay as you go or monthly subscriptions. 

 

SumUp 

One of the most affordable and flexible options, especially for micro-businesses and mobile traders. 

  • Key Features: Lightweight card readers, invoicing tools, payment links, and POS software. 
  • Considerations: Feature set is simpler compared to larger providers, but more than enough for many small or solo businesses. 
  • Cost: 1.69% per transaction; Pay as you go or monthly subscriptions. 

 

Best card readers for small businesses  

Here’s a quick comparison of popular UK card readers: 

 

Card ReaderUpfront CostTransaction Fee (from) 

Connectivity

 

 

Best For

 

Notable Features
 

SumUp Air 

 

From £22 From 1.69% Bluetooth + App Sole traders, market stalls Offline mode, quick setup 
 

Square Reader 

 

From £19 From 1.75% Bluetooth + App Small shops, cafés Free POS software, virtual terminal 
 

Zettle by PayPal 

 

From £29 From 1.75% Bluetooth + App Retail, mobile vendors Inventory tools, tipping options 
 

Worldpay Reader 

 

From £20 p/m From 1.5% Wi-Fi, 3G options Larger operations, multi-site use Advanced hardware, reporting 
 

Stripe 

 

From £49 From 1.4% Bluetooth + App Online-first businesses expanding to in-person Works seamlessly with Stripe online payments, developer-friendly API 

 

Using a POS system 

If you sell in person — whether in a shop, café, salon, or market — a POS (point-of-sale) system can be a game-changer. It’s more than just a way to take card payments: it helps you manage sales, track stock, and understand your business better. 

 

What is a POS system? 

A POS typically includes a card reader, a tablet or screen with POS software, and optional tools like a printer or barcode scanner. Many are now app-based and cloud-connected, making them easy to use and access remotely. 

 

Key Benefits 

  • Faster Checkout: Tap payments and saved products speed up transactions. 
  • Inventory Tracking: Stock adjusts automatically with each sale. 
  • Sales Insights: See top-selling items, busiest times, and staff performance. 
  • Customer Management: Save customer info for marketing or loyalty schemes. 

 

Costs and Considerations 

  • Some systems are free (like Square and Zettle), while others charge a monthly fee. 
  • Factor in hardware costs, extra features, and how well it integrates with your current setup. 

 

Staying Safe Online – Payment Security 

Security is non-negotiable when it comes to handling payments. These are essential considerations when you’re managing online payment safely: 

  • PCI DSS Compliance: Make sure your provider is PCI-compliant. This standard protects cardholder data during and after a transaction. 
  • SSL Encryption: Your website must have SSL (https) to securely process payments. 
  • Fraud Detection Tools: Use providers that offer chargeback protection and real-time fraud screening. 
  • Two-Factor Authentication (2FA): Always enable 2FA for your payment accounts to prevent unauthorised access. 

 

Handling client data responsibly – UK GDPR 

Processing payments often means processing personal data. As a business, you must: 

  • Comply with the UK GDPR: This includes storing data securely, only collecting what you need, and obtaining customer consent. 
  • Have a Privacy Policy: Make it clear how you use customer data. 
  • Work with Compliant Providers: Ensure any third-party processor you use also complies with regulations. 

 

Choosing the right payment system 

Not all businesses have the same needs — so choosing the right payment solution means considering what works best for your setup, your customers, and your plans for the future. Here’s a deeper look at the key factors: 

 

Ease of Use 

Your payment system should be intuitive and require minimal training. For example: 

  • A busy café with frequent staff turnover needs a simple, fast POS interface that new team members can pick up easily. 
  • A freelancer working alone might prioritise a clear invoicing dashboard and mobile access over complex features. 

 

Costs 

Look beyond just the transaction fee. Some providers charge for: 

  • Monthly subscriptions 
  • Refunds or chargebacks 
  • Hardware rental or purchase 
  • Premium features like analytics or integrations 

A market trader might prefer a system like SumUp with no monthly fees, while a larger retailer may benefit from tailored pricing plans through providers like Worldpay or Dojo. 

 

Integration 

Think about your wider tech setup: 

  • An e-commerce business may want seamless integration with platforms like Shopify, WooCommerce or Magento. 
  • A consultancy or service business may need payment tools that link directly to accounting software like Xero or QuickBooks. 

Choosing a system that plays well with your existing tools can save a lot of time and hassle. 

 

Customer Support 

Things will occasionally go wrong — whether it’s a hardware glitch or a delayed payout. Look for: 

  • UK-based or 24/7 support 
  • Fast response times 
  • Accessible help (live chat, phone, email) 

This is especially crucial for hospitality or retail businesses, where downtime means lost sales. 

 

Scalability 

Will your payment system grow with you? 

  • If you’re just starting out, look for flexible pricing and tools that don’t lock you into long contracts. 
  • If you’re planning to expand — for example, adding more staff, opening new locations, or selling internationally — your system should support that without needing a complete overhaul. 

 

There isn’t a one-size-fits-all payment solution for UK small businesses. The right choice depends on your business type, how your customers prefer to pay, and how you want to operate. 

 

Start with a clear understanding of your needs, test a few providers where possible, and prioritise providers that offer flexibility, security, and ease of use. With the right tools, taking payments becomes a breeze – leaving you to focus on growing your business. 

Need help comparing options for your business? Feel free to drop a comment or reach out – we’re here to help! 

 

Get small businesses insurance from Protectivity 

Choosing the right digital payment system isn’t just about speed or convenience, it can directly boost your sales and save you money. When customers can pay easily and securely, they’re more likely to complete purchases and come back. Plus, digital tools make it easier to track income, manage accounts, and avoid costly mistakes. 

But protecting your income doesn’t stop there. Even with the best service, things can still go wrong — from customer disputes to accidental damage. Having the right business insurance ensures you’re covered when the unexpected happens, helping you recover quickly and keep your business running smoothly. 

Protectivity provides flexible, affordable small business insurance  cover tailored to small businesses, including sole traders, freelancers, and self-employed professionals across a wide range of industries. 

Whether you’re looking for  pet care business insurance, decorators insurance, catering insurance, crafters insurance, or another small business, explore the full list of small business insurance we provide today! 

Get Small Business Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Pricing your work as an electrician can feel like a balancing act. Charge too much and risk losing the job; charge too little and your profits disappear. Whether you’re just starting out or looking to tighten up your process, having a structured approach to pricing will help you quote with confidence and win the right kind of work.

This guide walks you through the key elements to consider when pricing electrician jobs, from costs and assessments to marketing and tools.

 

Your costs as an Electrician

Before you even think about quoting for a job, you need to understand your own operating costs. Many electricians, especially those just starting out, fall into the trap of pricing based only on time and materials, without factoring in the true cost of doing business.

The key question to ask is: What does it cost me each day just to run my business? Knowing your daily running costs helps you calculate a sustainable day rate and ensures you’re not working at a loss.

 

Fixed and Variable Costs

Start by breaking your expenses into two categories:

Fixed costs – These are expenses that stay the same each month, regardless of how much work you do:

  • Van insurance and maintenance
  • Public liability insurance
  • Accounting fees or bookkeeping software
  • Professional memberships or certifications (e.g. NICEIC, NAPIT)
  • Marketing subscriptions (like Checkatrade, Rated People, etc.)
  • Office costs (if applicable)

Variable costs – These will change depending on how much work you take on:

  • Fuel and travel expenses
  • Consumables like screws, connectors, or clips
  • Material costs for each job
  • Tool wear and replacements
  • Additional labour (if you hire subcontractors)

These costs must all be covered in your pricing, even if the customer never sees them listed on the quote.

Your time has value too

A common mistake when pricing electrician jobs is failing to value your own time beyond labour. Quoting, sourcing materials, managing customer relationships, travelling between jobs, and doing admin all take time. If you’re not charging for these indirectly in your pricing, you’re working unpaid hours.

This is especially important when clients ask, “How much should an electrician charge per day?” The answer should reflect not just time spent on-site, but time spent running the business that supports that work.

Building a minimum charge

Once you’ve calculated your fixed and variable expenses, you can work out your minimum daily charge, the absolute lowest you can go without losing money. From there, you can add your profit margin, adjust for job complexity, and start developing a more consistent electrician job price list.

Let’s say your monthly costs total £2,000. If you want to earn at least that and only work 20 days a month, your base day rate would need to be £100 just to cover expenses, before earning a penny in profit.

 

What Electricians can earn

One of the most common questions for both new and experienced tradespeople is: “What can I actually earn as an electrician?” The answer depends on your experience level, where you’re based, the type of work you take on, and how well you price jobs.

Average Income

Across the UK, the average self-employed electrician earns between £35,000 and £60,000 per year, with some established professionals bringing in £70,000+, especially if they employ a small team or specialise in high-end or commercial work.

Full-time employed electricians typically earn between £28,000 and £40,000, though this can rise with overtime, callouts, and seniority.

If you’re self-employed, your earnings are directly tied to how you price jobs and manage your schedule. That’s why it’s crucial to have a strong handle on costings and margins, not just how much you charge per day, but how efficiently you turn that into profit.

Daily and Hourly Rates

Here’s a quick snapshot of what electricians often charge:

  • Day rate: £200–£350
  • Hourly rate: £40–£60
  • Call-out fee: £80–£150 (can be higher for out-of-hours work)
  • Fixed price work: Varies, e.g., £60 to replace a socket, £2,000–£4,500 for a house rewire

These numbers give you a benchmark, but they shouldn’t dictate your pricing. Instead, focus on covering your costs, adding profit, and factoring in your value and demand. The better you get at pricing your electrical work, the more control you’ll have over your earnings.

Earning potential with price work

Many electricians also explore electrician price work jobs, where you quote a fixed fee for completing a task or project. This can boost earnings if you work efficiently and manage costs well. For example, completing a £500 job in half a day, rather than charging a standard day rate, means you’re earning more in less time.

However, fixed-price work does come with risk. If things go wrong or take longer than expected, profits can quickly vanish. That’s why clear scope and accurate assessment are essential.

 

Assessing the Job

No two jobs are the same. When you’re quoting, you need to assess each project on its own terms. This means visiting the site when possible or asking detailed questions before giving a figure.

Key things to consider include:

  • The complexity and scale of the work
  • How accessible the wiring or installation areas are
  • Whether the job is a repair, upgrade, or full install
  • The quality and quantity of materials needed
  • Safety and compliance requirements
  • Time constraints or special working hours

Accurate assessments are essential to price electrician jobs properly. Missing even one detail can lead to delays or unexpected costs.

 

Breakeven and profit margin

Once you’ve calculated your time and materials, it’s time to check your breakeven point. This is the minimum you need to charge to cover all costs without making a loss.

Next, add your profit margin. A common mistake is charging only what the job costs to complete. But if you want your business to grow, and buffer against quieter periods, you’ll need to add a fair margin, often between 10–30%, depending on the job and market conditions.

This is where having a price list comes in handy. While every project is unique, a standard pricing guide can help you stay consistent and quote faster.

 

Quoting your customers

How you present your quote matters just as much as the number on it. A clear, professional quote builds trust and makes it easier for the customer to say yes.

Here are a few things your quote should include:

  • A summary of the work being done
  • A breakdown of labour and material costs
  • The total cost (with VAT if applicable)
  • Payment terms and deadlines
  • Start and completion timeframes
  • Any exclusions or limitations

It’s crucial to avoid vague figures, specific, detailed quotes demonstrate that you’re experienced, organised, and fully prepared for the job. They also help prevent misunderstandings down the line, setting clear expectations for both you and the customer.

 

Useful tools to help you price jobs

Today, there are several tools available to help electricians quote quickly and accurately. If you’re still working everything out manually, it might be time to upgrade.

Some popular tools include:

  • Tradify – Designed for trades, this app helps you quote, invoice, and manage jobs in one place
  • Fergus – Offers job costing and real-time margin tracking
  • Powered Now – Great for producing branded quotes and managing admin on the go
  • Simple spreadsheets – Still useful for creating and updating your own price work list

These tools can save hours every week and help you avoid underquoting, a common pitfall for smaller or growing businesses.

 

Marketing your business

Finally, pricing well won’t get you far if no one knows you exist. That’s where marketing comes in. If you’re wondering how to market your business, start with the basics:

  • Set up a simple website with clear service info and contact details
  • List your business on trusted directories like Checkatrade or MyBuilder
  • Share before-and-after photos on social media
  • Ask customers for reviews, these build credibility fast
  • Offer free quotes and clear pricing information

The more professional your online and offline presence is, the more likely people are to trust you with the job, even if you’re not the cheapest quote.

 

Final notes

Learning how to price jobs as an electrician is about more than just punching numbers into a calculator. It’s about understanding your costs, assessing work properly, and presenting accurate and strong quotes.

Take control of your quoting process, back it up with good communication and marketing, and you’ll not only win more work, but you’ll also win the right kind of work for your business.

 

Get Electricians Insurance from Protectivity

Whether you’re a self-employed electrician or managing a growing team, having the right insurance in place isn’t just a good idea, it’s essential. Accidents and unexpected issues can happen at any time, and without proper cover, the financial impact can be significant.

That’s where Protectivity comes in. We specialise in tradesman insurance designed specifically for electricians. Our standard Electricians Insurance policy includes up to £5 million in public liability cover, with flexible options to add protection such as Employers’ Liability, Contractor Works, Plant and Tools, Financial Loss, and Employee Tools (available when bundled with other benefits).

This means you’re not just buying insurance; you’re investing in peace of mind. From safeguarding your tools to protecting against claims, we’ve got you covered when it counts.

Explore our affordable policies, straightforward claims process, and convenient monthly payments by requesting a quote today.

 

Get Electricians Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Are you barking mad about dogs? Dream of spending your days surrounded by wagging tails and muddy paws? The good news is there are loads of pawsibilities when it comes to turning that love into a career – whether you’re just starting out or already sniffing around for your next opportunity.

This guide is for anyone who wants to work with dogs, from school leavers looking for flexible entry-level roles, to aspiring entrepreneurs and those ready to commit to long-term careers in canine care. We’ve covered the everyday jobs that can get you earning straight away, professional paths that need training, and even some unexpected career ideas for those thinking outside the (treat) box.

So, if you’re chasing your first job, planning a full-time pet care path, or dreaming up the next big dog brand, this guide will help you dig into the options and get your tail wagging.

 

Everyday dog careers (No formal qualifications needed)

If you’re looking for your first step into working with dogs, this section is for you. Whether you want to make some extra cash while studying, explore a flexible side hustle, or dip your paws into the world of animal care, there are plenty of easy-entry roles that don’t require formal qualifications—just a love of dogs and a wag-tastic work ethic!

 

1. Dog Walker

What it involves: As a dog walker, you take pups out for their daily exercise while their humans are busy. You might walk one dog at a time or a small group, and you’ll need to be confident handling dogs of all shapes and sizes.

How to get started: No formal qualifications needed, just a love for dogs, reliability, and plenty of energy! It helps to get some experience with different breeds—start by walking neighbours’ dogs or volunteering at a shelter. Once you feel confident, you can set up your own service or join platforms like Rover or Tailster.

Starting salary: £10-£15 per hour. Walking multiple dogs can increase your earnings.

 

2. Pet Sitter

What it involves: Looking after dogs in your own home or staying in the owner’s home while they’re away. Duties include feeding, walking, cuddling, and keeping them safe and happy.

How to get started: Word-of-mouth, flyers in your neighbourhood, or joining online platforms like Pawshake or TrustedHousesitters can help you get your paw in the door. A pet first aid course is a bonus.

Starting salary: £20-£50 per day, depending on location and whether it’s overnight.

 

3. Dog Daycare Assistant

What it involves: Working at a doggy daycare centre, helping supervise playtime, feeding, cleaning up (yes, poo bags included!), and making sure all the pups get along.

How to get started: No formal training required, though a love for dogs and a strong sense of responsibility is essential. Ask local daycares if they’re hiring assistants or offering trial days.

Starting salary: Around £18,000 per year.

 

4. Kennel Worker

What it involves: Caring for dogs staying at boarding kennels—feeding, cleaning kennels, exercising, and giving medication if needed. It’s physically demanding but super rewarding.

How to get started: Look for local kennels offering weekend or part-time roles. Some employers might support you in gaining qualifications like Animal Care Level 2.

Starting salary: Around £17,000 – £18,000 per year.

 

Professional dog careers (may require training or qualifications)

If you’re ready to commit to a long-term career working with dogs and you’re happy to invest time (and maybe a bit of money) into training, this section is for you. These roles tend to be more specialised, often requiring qualifications or hands-on experience—but the rewards (and wagging tails) can be well worth it.

Chances are, you already have some experience working with dogs and want to take things to the next level.

 

1. Dog Groomer

What it involves: Keeping pups looking perfect by washing, brushing, clipping, and trimming their coats. It also includes cleaning ears, trimming nails, and dealing with the occasional muddy mutt. Specialising could see you working at major dog shows or giving a dog make-over to join a wedding.

How to get started: You can start as an assistant to a groomer or take a course through providers like City & Guilds. Apprenticeships are also an option.

Starting salary: £18,000 – £20,000. Experienced groomers can earn much more, especially if self-employed.

 

2. Dog Trainer/Behaviourist

What it involves: Teaching dogs (and their owners!) how to behave through positive reinforcement and structured sessions. Behaviourists focus on deeper issues like anxiety or aggression.

How to get started: Volunteer with training schools or shelters and take courses in dog behaviour (such as those from the IMDT or APDT UK). A degree in animal behaviour is a plus for behaviourist roles.

Starting salary: Dog trainers: £20,000. Behaviourists: £25,000+, depending on experience and qualifications.

 

3. Veterinary Nurse (Specialising in Dogs)

What it involves: Assisting vets during treatments and surgeries, caring for animals pre- and post-op, and supporting dog owners with advice. Specialising as a vet nurse can see you take on more responsibility etc.

How to get started: You’ll need to study a Level 3 Diploma in Veterinary Nursing and work in a registered training practice.

Starting salary: £20,000 – £25,000.

 

4. Animal Welfare Officer (RSPCA etc.)

What it involves: Investigating reports of animal cruelty or neglect, rescuing dogs in need, and working with communities to promote animal welfare.

How to get started: A qualification in animal care or experience in a shelter is usually required. Roles with the RSPCA and similar groups may involve further training.

Starting salary: £22,000 – £25,000.

 

Unusual (but Fur-tastic) Dog Careers

Fancy something a little different? These careers are perfect if you’re looking to combine your love of dogs with other interests or skills—like photography, therapy, or even tech. They’re often more specialised and might require some extra training, but if you’re thinking ahead or dreaming big, these could be your next adventure.

You’ll likely need some experience under your collar first, but if you’re eager to explore less traditional routes, this is where it gets really exciting!

 

1. Canine Hydrotherapist

What it involves: Helping dogs recover from injury or surgery through water-based therapy. It’s great for arthritis, hip dysplasia, or just gentle exercise.

How to get started: Take a Level 3 Diploma in Small Animal Hydrotherapy and find work in a rehab clinic.

Starting salary: £21,000 – £25,000.

 

2. Dog Photographer

What it involves: Snapping beautiful, cheeky or dramatic portraits of pooches. You could work at events, offer private sessions, or sell your photos online.

How to get started: No formal training needed, but good camera skills and a dog-friendly attitude are a must. Build a portfolio and share it online.

Starting salary: Freelance: salary varies. Many charge £50-£100 per session to start.

 

3. Service dog trainer

What it involves: Training dogs to assist people with visual impairments, PTSD, autism, or mobility issues. It’s life-changing work.

How to get started: Organisations like Guide Dogs UK offer training programmes. Some require experience or animal-related qualifications.

Starting salary: £21,000 – £24,000.

 

4. Scent detection dog handler

What it involves: Working with dogs trained to detect drugs, explosives, missing persons, or even medical conditions.

How to get started: Apply for roles through the police, airports, or private companies. Training is usually provided on the job.

Starting salary: £20,000+, rising with experience.

 

5. Canine Massage Therapist

What it involves: Giving dogs massages to ease muscle pain, stress, or injury. Yes, it’s a real thing—and dogs love it!

How to get started: Take a course in canine massage (there are several certified in the UK) and get insurance.

Starting salary: £20-£50 per session.

 

Entrepreneurial ideas working with dogs

If you’re the kind of person who dreams big and barks louder, then why not build your own dog-focused business? There’s a booming market for pet products, services, and content—so if you’ve got the passion and a bit of hustle, you could turn your love of dogs into a thriving brand.

 

Start a Dog Accessories Brand

From handmade collars and leads to dog treats, natural shampoos, or pup-friendly fashion—there are endless opportunities. People LOVE to spoil their dogs.

Example: Fetch Club London is a UK-based luxury dog accessory brand that exploded in popularity thanks to their chic Instagram presence and cruelty-free focus.

 

Become a Dog Influencer (or Manage One!)

Yes, dogs are internet celebs now. Platforms like TikTok and Instagram are full of pups doing tricks, testing toys, or just being adorable.

Example: @pablo.the.pup is a cockapoo from the UK with over 400k followers on TikTok. His humans now sell branded merch and partner with pet brands.

 

Start a Dog Blog, YouTube Channel or Podcast

You could review products, share training tips, or vlog your daily life with your dog. You can also interview other pet professionals and build a following.

Example: The Dogvine is a London-based blog that covers dog-friendly events, venues, and lifestyle tips. It’s become a go-to source for city dog lovers.

 

Create a Pet-Focused App or Platform

Apps for dog-walking bookings, dog park finders, or even canine social media are hot right now. Got a techie streak? Bring your ideas to life.

Example: Barkr (UK-based app) connects pet owners with trusted local dog walkers and sitters, making it easier to find last-minute help.

 

With a mix of creativity, consistency, and canine charm, you can absolutely turn your dog obsession into a brand. Whether you’re crafting treats in your kitchen or going viral on TikTok, there are plenty of tail-wagging ways to make money on your own terms.

 

How much can I earn working with dogs?

JobStarting Salary
Dog Walker£10-£15/hour
Pet Sitter/Dog Boarder£20-£50/day
Dog Daycare Assistant£18,000/year
Kennel Worker£17,000-£18,000/year
Dog Groomer£18,000-£20,000/year
Dog Trainer£20,000/year
Behaviourist£25,000+/year
Veterinary Nurse£20,000-£25,000/year
Animal Welfare Officer£22,000-£25,000/year
Canine Hydrotherapist£21,000-£25,000/year
Dog Photographer£50-£100+/session
Service Dog Trainer£21,000-£24,000/year
Scent Detection Dog Handler£20,000+/year
Canine Massage Therapist£20-£50/session

 

Salaries vary depending on location, experience, and whether you’re self-employed or working for someone else. Some roles, like dog grooming or training, can be extremely lucrative once you build up a loyal customer base.

 

Final Woof

Whether you want to work part-time as a walker or dream of becoming a top-tier behaviourist, there’s a dog-friendly career out there for you. With a bit of passion, patience, and maybe a few muddy pawprints along the way, you can absolutely build a fulfilling career around your love for dogs.

So, grab your lead, throw on your walking shoes, and start exploring the pawsome world of dog careers!

 

Get Pet Business Insurance from Protectivity

You might decide to work as a dog walker or pet sitter to support your studies or before you work out what to do next. Alternatively, you could find this is the career for you and start up your own business, either way having insurance is essential.

Protectivity’s Pet Business Insurance covers 14 different activities including insurance for dog walkers, pet sitters and more for a broad range of services in the sector. Offering public liability with between £1 million and £10 million of cover and key cover up to £10,000 for new keys and locks, if you enter a client’s property to walk their dogs.

Also included is equipment cover, non-negligent cover, and a close family extension and our care, custody and control cover provides up to £100,000 worth of cover for animals in your care. For additional extras choose Employers’ Liability and commercial legal expenses.

Find out more about our comprehensive pet business cover and get a quote today.

 

Get Pet Business Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Gardening is a rewarding profession, offering the freedom to work outdoors, manage your own schedule, and build a thriving business. However, one of the biggest challenges for self-employed gardeners and small businesses is deciding how much to charge for their services. Set your prices too low, and you may struggle to make a living; too high, and you risk losing potential clients.

For sole traders, seasonal gardeners, and small businesses, one of the most important yet tricky parts of running a gardening business is setting the right rates. Charge too little, and you may not cover your costs. Charge too much, and you risk pricing yourself out of work. In this guide, we’ll walk through industry averages, income expectations, and tips for setting fair, competitive prices that reflect the true value of your services.

 

How much do gardeners earn?

On average, qualified self-employed gardeners in the UK with 10 or more years of experience are targeting around £270 per day in 2024, up from £258 in 2023. This equates to approximately £36 per hour, based on 7.5 chargeable hours per day.

It’s worth noting that this isn’t pure take-home pay, it reflects the cost of running a gardening business, which includes tools, insurance, vehicle upkeep, training, fuel, and more. Gardeners can expect around 25% of their annual turnover to go towards these business expenses.

Your actual earnings will vary depending on your level of experience, services offered, region, and how many months of the year you’re actively working, since income typically dips during the winter.

 

How much do gardeners charge on average in the UK?

If you’re deciding how much to charge, it’s useful to understand what gardeners typically cost clients. Rates depend on factors like the size of the job, location, and whether the work is general maintenance or more skilled labour.

For clients hiring a gardener, the average hourly rate is between £25 and £36, depending on whether it’s a one-off job or a regular contract. Gardeners may charge more for specialised work or if the job involves significant travel, use of high-risk equipment, or tasks requiring specific qualifications.

Here are average hourly rates for various gardening services in 2025:

  • Landscape design: £100/hr
  • Garden levelling: £140 (per job, equipment included)
  • Lawn mowing & general maintenance: £20/hr
  • Weeding: £30/hr
  • Tree trimming: £60/hr
  • Planting flowers: £35/hr

 

Prices may also vary by region, the complexity of the job, and the type of service, routine vs. specialist, for example.

 

Average hourly rate for gardeners

Hourly rates are most commonly used for regular maintenance or smaller one-off jobs. The national average falls between £25 and £36 per hour depending on experience and type of service.

Charging by the hour works well when the job duration isn’t easily defined in advance. However, it’s crucial to be transparent with clients and provide an estimate beforehand to avoid misunderstandings. Also, ensure your hourly rate accounts for time spent on non-billable activities like travel, quoting, and tool maintenance.

 

Average day rate for gardeners

For full-day bookings or larger jobs, such as full garden clearances or landscaping, many gardeners prefer to charge a day rate. Based on current data, a qualified, experienced gardener in 2024/2025 may charge around £270 per day, though rates typically range from £150 to £300 depending on location and services included.

A day rate is often more convenient for both the gardener and the client and can offer better value overall. Just make sure to define what’s included in your daily rate, such as equipment, waste removal, or travel.

 

Considerations in how much to charge as a gardener?

Setting your rates as a self-employed gardener involves more than just matching the going rate in your area, it’s about building a sustainable business that covers your costs and rewards your expertise. Your pricing should reflect the true cost of running your business, your level of experience, and the value you provide to clients.

Here are key considerations when working out how much to charge:

Understand your costs

Factor in all your business outgoings such as tools, fuel, vehicle maintenance, insurance, licensing, protective clothing, waste disposal, and marketing. Your rate should ensure these are covered, with room for growth.

 

Research the market

Look into what other local gardeners charge for similar services. This helps you stay competitive and gives you a benchmark to work from.

 

Reflect your experience and skill

If you have qualifications, specialist knowledge (like plant care or landscaping), or use high-grade equipment, your pricing should reflect that added value.

 

Consider demand and availability

If you’re consistently busy or booked in advance, that may be a sign you can increase your rates slightly. High demand justifies higher pricing.

 

Include a profit margin

Don’t just break even. You’re running a business, so ensure your prices include a profit margin to make your work financially worthwhile.

 

Set a minimum charge for small jobs

Many gardeners set a minimum call-out fee to account for travel time, set-up, and overheads, especially for quick or one-off tasks.

 

Review rates regularly

Reassess your pricing at least once a year to keep up with inflation, rising costs, and changes in demand.

By taking all of these into account, you’ll be in a strong position to set fair and confident rates that support both your livelihood and your professional reputation.

 

Winter vs. Summer – Seasonal income

Gardening is a highly seasonal profession, with peak demand in spring and summer. Many gardeners find they can charge higher rates during these months due to increased demand. However, the average income can drop by up to 37% during winter, primarily due to shorter days, poor weather, and fewer garden-related tasks. To maintain earnings in the off-season, consider offering additional services such as:

  • Winter pruning: Many trees and shrubs require pruning in colder months.
  • Fence and shed repairs: Structural garden maintenance is in demand year-round.
  • Leaf clearance and composting: Many clients still need garden upkeep during autumn and winter.

By diversifying your services, you can generate a more consistent income throughout the year.

 

Setting up a gardening business & startup cost

If you’re launching a gardening business, it’s important to plan for some upfront investment. Basic startup costs may include:

  • Tools & equipment: £500 – £2,000+
  • Vehicle (van or trailer): £2,000 – £10,000 (used)
  • Insurance (public liability, tools): £100 – £300 annually
  • Marketing (website, flyers, signage): £200 – £1,000
  • Licences (waste carrier, pesticide handling): Variable

Starting small with essential tools and reinvesting as you grow can help manage costs effectively.

 

Additional pricing considerations

Beyond your standard rates, you may need to factor in additional costs to ensure your business remains profitable. Some key considerations include:

  • Travel expenses: If you’re travelling long distances, charging for fuel and time can be necessary.
  • Package deals: Offering regular clients discounted rates for ongoing maintenance can provide steady work.
  • Waste disposal: If you remove garden waste, charging an additional fee can cover disposal costs.
  • Cancellation fees: A cancellation policy ensures you don’t lose income from last-minute changes.

Being transparent about these costs with clients helps build trust and prevents misunderstandings. Setting the right price as a gardener is crucial for building a sustainable business. Understanding industry rates, factoring in your costs, and adjusting prices based on demand can help ensure profitability.

Whether you charge hourly, daily, or per project, always ensure your pricing reflects your expertise, time, and expenses. Regularly reviewing your rates and diversifying services can also help you maintain a steady income year-round. By charging confidently and fairly, you can grow a thriving gardening business while providing excellent value to your clients.

 

Sources:

https://www.bark.com/en/gb/gardeners/gardener-price-guide/

https://www.thegardenersguild.co.uk/2024_gardener_hourly_rates_garden_maintenance.html

Get Gardeners' Insurance from Protectivity

Get Gardeners’ Liability Insurance from Protectivity

We’ve explored how setting the right rates can help you run a profitable and sustainable gardening business – but what about the things you can’t control? That’s where having the right insurance comes in, helping protect your income and your business when the unexpected happens.

As a professional gardener, you’re often working in other people’s homes and gardens, using tools, machinery, and occasionally dealing with risks like damage to property or injury. Gardeners’ liability insurance gives you peace of mind and financial protection if something goes wrong.

At Protectivity, we provide affordable gardener’s insurance to cover specific incidents commonly faced. Our policies include Public Liability up to £5 million as standard; you then have the option to add Plant and Tools cover, Employers’ Liability financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs.

Whether you’re a gardener, handyman or involved in domestic property maintenance -take two minutes today to take a closer look at our trades policies.

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Starting your own gardening business can be a rewarding and profitable venture. The gardening industry offers plenty of opportunities, whether you’re interested in providing basic lawn care or more specialised services like landscaping or garden design. In this comprehensive guide, we will walk you through the essential steps for starting your own gardening business, including costs, necessary skills, and how to find clients.

Gardening services are always in demand, whether it’s for residential properties, commercial spaces, or community projects. If you’re passionate about plants and enjoy working outdoors, starting a gardening business could be the perfect career for you. From lawn care to hedge trimming and garden design, the opportunities are endless. But how do you start a gardening business? This guide will cover everything from the basics to more advanced considerations.

 

Who should start a gardening business?

Before you dive in, it’s important to determine whether this is the right path for you. While starting a gardening business can be very rewarding, it’s not for everyone. Here are a few traits that make someone well-suited for the job:

  • A passion for outdoor work: Gardening requires spending a lot of time outdoors, so it’s important to enjoy working in all kinds of weather conditions.
  • Physical fitness: Gardening can be physically demanding, especially if you’re handling heavy equipment or performing tasks like digging or lifting.
  • Attention to detail: Successful gardeners need to have a keen eye for design and maintenance. The ability to spot small issues before they become big problems is essential.
  • Self-motivation: As a business owner, you’ll need to be self-driven and able to manage your time effectively.
  • Interpersonal skills: You’ll be working directly with clients, so good communication and customer service skills are key to building long-term relationships.

 

How to start your own gardening business

Getting started involves a few key steps to ensure you’re legally compliant, well-equipped, and ready to start offering services.

Research and planning

Start by researching the gardening services market in your area. Understand the demand for gardening services and identify potential competitors. Know what they offer and what sets you apart. Defining your services is a crucial next step. You can offer everything from lawn mowing and hedge trimming to more specialised services like garden design or tree surgery.

Create a business plan

A solid business plan is essential for guiding your operations. Your plan should include:

  • Services: What specific gardening services will you offer?
  • Target market: Identify your ideal customers. Are you targeting residential homes, commercial properties, or a mix of both?
  • Marketing strategy: How will you attract customers? Consider online marketing, word-of-mouth, and local networking.
  • Financial projections: Estimate the cost of starting your business, including equipment and insurance, and project your income based on your pricing.

Legal considerations

Before you can start working, you need to make sure you’re following the legal requirements. You’ll need to:

  • Choose a business structure (sole trader, partnership, or limited company).
  • Register your business with HMRC.
  • Apply for necessary licences or certifications. Some services, like pesticide application, require specific qualifications.

 

Why you should start a gardening business

There are several compelling reasons why you should consider starting your own gardening business:

  • High demand for services: With more people investing in their outdoor spaces, gardening services are in high demand.
  • Flexibility: As a business owner, you have control over your schedule. Whether you work part-time or full-time, you decide when and where to work.
  • Satisfaction: There’s a sense of pride in seeing your work transform an outdoor space. The impact you have on a client’s garden can be immediate and visible.
  • Low entry barriers: Compared to many other businesses, starting a gardening business has relatively low start-up costs and no formal qualifications are required (although they are recommended).

 

Cost of starting a gardening business

The cost to start a gardening business can vary depending on the services you offer and the tools you need. Here are some of the major expenses you’ll need to budget for:

Professional gardening tools

Your equipment will be your biggest initial investment. Essential tools include:

  • Lawnmowers: Ranging from £200 for basic models to £2,000+ for professional-grade machines.
  • Hedge trimmers: Typically priced between £100 and £400, depending on the quality.
  • Pruning shears: Can cost £20 to £150 for top-quality, professional models.
  • Other equipment: Shovels, rakes, pruning saws, etc., which can total £500 to £1,000.
  • Transport: If you need a vehicle for your tools, a used van could cost between £3,000 and £10,000.

Insurance

Public liability insurance is essential to protect your business from claims due to accidents or damage. Basic coverage starts from around £3.96 per month, with annual premiums starting from around £60 for a small business. Additional coverage like equipment cover or employer’s liability insurance will come as additional costs.

Marketing and advertising

To attract clients, you’ll need some form of marketing. Costs could include:

  • Website: A basic website might cost £500 to £1,500 for setup, plus around £50 to £100 per year for domain and hosting.
  • Business cards and flyers: Expect to spend between £50 and £200 on printed materials.
  • Local advertising: Placing ads or flyers in local community centres or newspapers could cost £100 to £500 for initial campaigns.

Ongoing Costs

In addition to initial start-up expenses, you’ll need to consider:

  • Fuel: Regular travel to job sites can add up, particularly if you’re using a van.
  • Maintenance: Tools and vehicles require upkeep, which can range from £100 to £500 annually.

 

Profitability of gardening

Gardening can be a profitable business, with the potential for steady work year-round. A small, solo gardening business can expect to earn anywhere from £20,000 to £50,000 per year, depending on the number of clients and types of services offered. Your earnings will increase as you build a client base and gain more experience. If you plan to hire employees or expand to offer additional services, the profitability can grow even further.

 

What skills do you need?

Running a successful gardening business requires a combination of practical skills and business acumen. Here are some key skills:

  • Horticultural knowledge: Understanding how plants grow, their needs, and how to care for them is fundamental to the business.
  • Physical strength: Gardening can be labour-intensive. The ability to work efficiently and handle heavy equipment is necessary.
  • Customer service: Building and maintaining good relationships with your clients will help you retain business and generate referrals.
  • Business management: Understanding basic business principles, such as bookkeeping, marketing, and managing cash flow, will help ensure your business is financially successful.

 

Qualifications and licences

Although formal qualifications aren’t strictly necessary to start a gardening business, they can help build credibility and trust with clients. Some qualifications and certifications to consider include:

  • Horticulture courses: Courses in horticulture or garden design will help you deepen your knowledge and increase your skills.
  • Pesticide application licence: If you plan to use chemical treatments, you’ll need a licence to apply pesticides legally.
  • Professional memberships: Joining a professional organisation like the Professional Gardeners’ Guild can increase your credibility and offer networking opportunities.

 

How to register a gardening business

To operate legally, you’ll need to register your gardening business with HMRC. The process varies depending on the type of business structure you choose.

Sole trader

If you plan to operate as a sole trader, the registration process is relatively straightforward. You simply need to register as self-employed with HMRC, which can be done online through the government website. As a sole trader, you’ll be responsible for keeping accurate financial records, submitting a Self Assessment tax return each year, and paying income tax and National Insurance contributions on your profits.

Limited company

If you decide to set up a limited company, the process is slightly more complex. You will need to register with Companies House and choose a unique company name that complies with government guidelines. Additionally, you must appoint at least one director, prepare a memorandum and articles of association, and register for Corporation Tax with HMRC. Running a limited company comes with extra responsibilities, such as filing annual accounts and submitting confirmation statements.

Additional considerations

Regardless of your business structure, you may also need to register for VAT if your annual turnover exceeds the VAT threshold. It’s also wise to check whether you need any specific licenses or permits, especially if you plan to use pesticides, transport plants, or dispose of garden waste professionally.

 

Different types of gardening services

There are many different gardening services you can offer, and you may choose to specialise in a specific area or provide a broad range of services:

  • Lawn care: Regular mowing, edging, and fertilising.
  • Landscape design: Creating new garden layouts and planting schemes.
  • Tree surgery: Pruning, trimming, or removing trees.
  • Hedge trimming: Maintaining the shape and size of hedges.
  • Garden maintenance: Regular care for existing gardens, such as weeding, pruning, and plant care.

 

Finding your customers

Building a customer base takes time, but there are many ways to find clients:

  • Word of mouth: Happy customers will refer you to others. Providing excellent service is the best form of advertising.
  • Local advertising: Place flyers in community centres, local cafes, or on bulletin boards.
  • Online presence: Create a professional website to showcase your services, customer reviews, and portfolio.
  • Social media: Platforms like Instagram and Facebook are great for showcasing before-and-after photos of your work.

 

Starting a gardening business can be a financially rewarding and personally fulfilling experience. By understanding the necessary steps, costs, and skills involved, you can confidently launch your business and begin cultivating success. Whether you’re offering lawn care, garden design, or tree surgery, there’s a niche for every aspiring gardener. By learning the ropes and investing in the right tools, you’ll be well on your way to building a thriving gardening business.

 

Get Gardeners’ Insurance from Protectivity

When you’re starting a gardening business, getting gardener’s insurance is crucial for protecting your business from potential risks and liabilities. As a gardener, you work closely with clients and their properties and accidents can happen. Whether it’s damaging a client’s property, causing injury to someone on-site, or even facing a legal claim due to a mishap, having the right insurance ensures you’re covered.

Protectivity’s gardeners’ insurance provides specialist cover for the risks you face while offering gardening services. You can choose the cover that best suits your business needs, with benefits such as public liability coverage up to £5 million as standard. Additional options include Employers’ Liability insurance, tools and equipment cover, and protection against financial loss. This ensures that if anything goes wrong, you won’t be left facing unexpected costs.

Find out more about gardeners’ insurance and get a quote online today.

 

Get Gardeners' Insurance from Protectivity

Gardener mowing the lawn

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Looking for ways to make a bit of extra cash in 2025 without needing formal qualifications or specialist skills? Whether you’re saving for a well-deserved holiday, paying down bills, or just want some extra spending money, side hustles are the perfect way to boost your income.

The best part? Many side hustles are incredibly low-cost to start. You don’t need expensive equipment, fancy certifications, or years of experience to get going. From helping out with everyday tasks to offering services people rely on, these gigs are in constant demand. And because they’re flexible, you can fit them around your schedule—whether it’s a few hours in the evening or a couple of weekends a month.

From walking dogs to helping in gardens, catering for events to offering handyman services, there’s something for everyone. Side hustles let you use your time and energy to earn, without committing to the 9-to-5 grind. Plus, they’re a great way to meet new people, learn on the job, and even turn a simple idea into a thriving little business.

So, let’s explore some of the best low-cost, easy-to-start side hustles you can kick off in the UK in 2025. Who knows? One of these ideas might just be your ticket to some extra income!

 

Pet Care Services

Pet care is booming in the UK, with more households than ever welcoming furry, feathery, and scaly friends. Over 13 million homes now own pets, according to recent surveys. But as life gets busier, many pet owners struggle to keep up with daily responsibilities like walking their dogs or finding someone to care for their pets during holidays.

Enter pet care side hustles – if you love furry friends, why not get paid to hang out with them? With millions of pet owners in the UK, there’s always someone who needs a hand with their pets. Pet care is perfect for getting some fresh air and steps in, while pet sitting gives you a chance to cuddle adorable animals while their owners are away.

Dog Walking

Dog walking is a perfect side hustle if you love getting outside and don’t mind a bit of exercise (hello, free workout!). Dogs need regular walks to stay healthy and happy, but many owners don’t have the time or energy to give them the attention they need.

What You’ll Do: Take one or more dogs for daily or occasional walks. This might involve leashing them up, navigating local parks, and sometimes handling energetic or excitable pups.

What You’ll Earn: £10-£15 per hour, with higher rates in cities like London. Many walkers can increase earnings by taking multiple dogs at once (if you’re confident in handling them!).

How to Start: Advertise in your local area (community boards, Facebook groups, or pet shops). Join platforms like Tailster or Rover, which connect walkers with pet owners.

Why do it: It’s low-cost to start, gives you time outdoors, and lets you build connections with both pets and their owners. Plus, who doesn’t want an adorable walking buddy?

Pet Sitting

Pet sitting offers a more personal way to care for animals, especially when owners go on holiday or need to be away overnight.

What You’ll Do: Stay with pets in their own homes or invite them to stay with you. Responsibilities might include feeding, cleaning litter trays, administering medication, and, of course, providing plenty of love and attention.

What You’ll Earn: £25-£75 per night, depending on the number and type of pets. Longer-term stays or premium care (e.g., for elderly pets) can bring in even more.

How to Start: Build trust by starting with friends, family, or neighbours. Use trusted websites like Rover or Tailster to find clients and collect reviews.

Why do it: You get to enjoy spending time with animals without the full-time commitment of owning one. It’s also an ideal option if you have flexibility in your schedule for overnight stays.

 

Home Help Services

With busy work schedules, elderly homeowners, and an increasing number of renters moving frequently, home help services have become a lifeline for many. People often don’t have the time, skills, or equipment to tackle basic household tasks. Whether it’s painting a room, mowing the lawn, or fixing a leaky tap, reliable help is always needed.

For those who enjoy hands-on work and solving practical problems, home help side hustles offer flexibility and consistent demand. Plus, you get the satisfaction of completing a job well done—something not every desk job can deliver!

Not afraid of a bit of elbow grease? Home help services are always in demand, whether it’s assembling flat-pack furniture, clearing out a loft, or tidying up someone’s garden. You don’t need to be a DIY expert—just handy, reliable, and willing to pitch in.

Furniture Removal

What You’ll Do: You’ll help clients transport furniture or other bulky items. This can range from delivering a new wardrobe purchased online to helping someone move house. Jobs might also include loading and unloading, dismantling furniture for transport, and ensuring items are safely handled.

What You’ll Earn: £50-£150 per job, depending on the distance, number of items, and complexity of the task.

How to Start: If you have access to a van, you’re already ahead! If not, consider teaming up with someone who does.

  • Join platforms like AnyVan, Shiply, or Airtasker to connect with clients.
  • Offer fixed prices for common tasks, such as single-item deliveries or moving small flats.

Painting & Decorating

Painting and decorating services are always in demand, particularly as people refresh their homes or prepare properties for sale or rent.

What You’ll Do: Typical jobs include painting walls, ceilings, and skirting boards, wallpapering, and minor repairs like filling cracks or holes. Larger projects might involve preparing rental properties for new tenants or working on commercial spaces.

What You’ll Earn: £12-£30 per hour or £100-£500 per room, depending on the size and complexity of the job.

How to Start: Begin with smaller jobs for friends or family to build experience. Invest in quality tools and supplies for a professional finish.

Why do it: Painting and decorating require minimal start-up costs but can bring in substantial earnings. Plus, the visual results of your work are instant and rewarding.

Gardening

Gardening is one of the most sought-after home help services, particularly during the spring and summer months when outdoor spaces need the most care.

What You’ll Do: Tasks can range from mowing lawns and trimming hedges to planting flowers, removing weeds, and general garden tidying. Some clients may also need advice on maintaining plants or redesigning their garden layout.

What You’ll Earn: £10-£25 per hour, depending on your location and the complexity of the job. Larger or more specialised jobs can earn more.

How to Start: Advertise locally in Facebook groups, neighbourhood noticeboards, or Nextdoor. Offer seasonal discounts to attract new clients (e.g., spring garden clean-ups).

Why do it: Gardening doesn’t require heavy investment—basic tools and a willingness to work outdoors will get you started. Plus, many clients become repeat customers if they’re satisfied with your work.

Handyman

For those who are naturally good at fixing things or enjoy working with tools, handyman services are a fantastic side hustle option.

What You’ll Do: Handyman tasks can include fixing leaky taps, repairing broken furniture, hanging shelves or curtains, installing light fixtures, or tackling minor household repairs. You can also take on more advanced jobs like tiling or light carpentry if you have the skills.

What You’ll Earn: £15-£40 per hour, with more specialised work commanding higher rates.

How to Start: Use platforms like TaskRabbit or MyBuilder to find clients. Offer package deals for common tasks to encourage repeat bookings.

Why do it: There’s consistent demand for small repair jobs, and clients are often happy to pay a premium for reliable, skilled help. You’ll also have the chance to build long-term relationships with repeat customers.

Cleaning Services

Cleaning is another highly sought-after home help service, with clients ranging from busy professionals and families to landlords and small businesses.

What You’ll Do: Provide regular cleaning services for homes or offices, one-off deep cleans, or even specialised tasks like end-of-tenancy cleaning or decluttering.

What You’ll Earn: £12-£25 per hour, with higher rates for deep cleaning or larger properties.

How to Start: Advertise locally or join cleaning platforms such as Housekeep or Task Rabbit. Invest in reliable cleaning supplies and equipment for a professional finish.

Why do it: Cleaning services are relatively easy to start and often lead to steady, repeat work. Plus, there’s satisfaction in transforming spaces into sparkling, tidy havens.

 

Event Services

Event services are in constant demand as people celebrate life’s milestones, from birthdays and weddings to anniversaries and corporate functions. The UK loves a good get-together, and while many enjoy hosting events, few have the time or expertise to handle all the logistics.

From catering and décor to entertainment and setup, event services offer plenty of opportunities for side hustlers who are creative, organised, or simply love being part of memorable occasions. With more people opting for personalised and stress-free experiences, reliable event services have become an essential part of any successful celebration.

Catering

If you’re a dab hand in the kitchen, catering is a brilliant way to turn your culinary skills into cash. From finger foods to full buffets, there’s a constant need for delicious and well-presented food.

What You’ll Do: Prepare and deliver food for events such as birthday parties, corporate meetings, or family gatherings. Tasks might include menu planning, sourcing ingredients, and presenting dishes.

What You’ll Earn: £50-£150 per event for smaller gatherings, with the potential to earn more for larger-scale functions.

How to Start: Start small with friends and family to build a portfolio.

  • Ensure you have a valid food hygiene certificate, which is required for catering in the UK.
  • Advertise your services on local platforms and attend community events to network.

Why do it: You get to express your creativity, and word-of-mouth referrals can quickly lead to regular bookings. Plus, catering is highly scalable—start small, then expand to larger events as you gain experience.

Market Stalls

Selling goods at markets is a fun and flexible way to share your creativity while earning extra income. From crafts to baked goods, market stalls let you turn your hobbies into profit.

What You’ll Do: Rent a stall at local markets or fairs to sell your products. This could include handmade items like jewellery, candles, or baked goods, as well as second-hand treasures or seasonal products.

What You’ll Earn: £50-£300 per market day, depending on the location, event size, and demand for your goods.

How to Start: Research market opportunities in your area (many councils have dedicated websites for traders).

  • Focus on seasonal events such as Christmas fairs or summer fetes for higher traffic.
  • Display your products attractively to stand out from the crowd.

Why do it: Market stalls are a low-risk way to test business ideas, and they offer a great opportunity to meet new people and showcase your skills.

Speakers/Talks

If you’re knowledgeable or passionate about a particular topic, you can get paid to share your expertise. From motivational talks to practical workshops, speaking at events is a rewarding side hustle that lets you inspire others.

What You’ll Do: Deliver talks, run workshops, or host storytelling sessions on topics such as skill development, health and wellness, or personal finance. Tasks might include preparing presentations and interacting with audiences.

What You’ll Earn: £50-£200 per session, depending on your topic and audience.

How to Start: Begin by offering free or low-cost sessions at local community centres, libraries, or schools.

  • Use platforms like Eventbrite to promote your sessions.
  • Collect testimonials and build a portfolio to establish your credibility.

Why do it: You’ll gain confidence in public speaking, meet interesting people, and have the chance to make a meaningful impact on your audience.

 

Other points to consider before starting a side hustle

Start-Up Costs

Some side hustles need a bit of investment upfront, whether it’s cleaning supplies, tools, or transport. But the good news? Most of these gigs have low costs to get started.

Insurance

When running a side hustle, it’s important to consider insurance to protect yourself and your business. Depending on the nature of your venture, you may need specific cover beyond your personal insurance policies.

Additionally, if you work from home, your standard home insurance may not cover business-related equipment or liabilities, so a home business policy could be necessary. Evaluating your risks and seeking advice from an insurance professional can help you identify the right cover to avoid financial losses and ensure compliance with legal requirements.

Licensing or Permits

  • Catering: You’ll need a food hygiene certificate for preparing food.
  • Market Stalls: Check with your local council for a trader’s licence.

 

Get Small Business Insurance with Protectivity

These ideas listed here are just a small fraction of the opportunities you can explore. But whatever option you decide to go for, one thing remains the same: make sure you have the most appropriate cover for your needs to ensure you’re protected from unexpected incidents.

Protectivity offers affordable small business insurance for budding entrepreneurs just like you, specialising in a wide range of different activities. Public liability is included with options to add extras such as equipment cover, employers’ liability and other specific industry add-ons.

Whether you’re looking for  pet care business insurance, decorators insurance, catering insurancecrafters insurance, or another another small business, explore the full list of small business insurance we provide today, or get in touch with our team to discuss your specific requirements.

Get Small Business Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

If you’re thinking about a career as a plasterer, you’re in the right place. Plastering is a highly skilled trade, and there’s always demand for good plasterers, both in residential homes and on large commercial projects.

You may be wondering how to get start or what you next steps are to become a plaster. What are the best qualifications to do? How much can you earn as a plasterer or whether you should work for a company or go your own way, self-employed?

We’ve summarised everything you need to know about becoming a plasterer here—from the qualifications you’ll need to the kind of work you can expect and how much you might earn.

 

What plastering qualifications do I need?

You don’t need a university degree to become a plasterer, but you do need the right skills and training to succeed in this physically demanding and detail-oriented job. Luckily, there are a variety of routes to get started.

 

Formal Qualifications

Most people begin their journey by gaining a Level 1 or Level 2 Diploma in Plastering. These are entry-level qualifications designed to teach you the basics of the trade, including how to prepare surfaces and apply plaster. You can usually find these courses at local colleges or training centres.

 

Plastering Apprenticeships

Another popular route is to do an apprenticeship. This combines practical, on-the-job training with classroom learning, allowing you to earn while you learn. Apprenticeships are great because you gain real-world experience working alongside qualified plasterers, and this can make it easier to find a job later on.

 

NVQs in Plastering

For career progression, you’ll want to consider working towards NVQ Levels 2 and 3 in Plastering. These qualifications assess your skills on-site and prove your competence as a plasterer. Many employers, especially in the commercial sector, will look for candidates with an NVQ.

 

How long does it take to be a fully qualified plasterer?

The time it takes to become a fully qualified plasterer depends on the path you choose and how much time you dedicate to your studies and work experience.

 

Apprenticeships

These typically, last 2-3 years. During this time, you’ll be working with a plastering company while also attending classes.

Fast-track Courses

For those who want to switch careers or get up to speed quickly, there are fast-track courses available, some of which can get you qualified in as little as 6-12 months. However, you might still need additional on-site experience before you’re fully proficient.

In general, it can take anywhere from 2 to 4 years to become fully qualified, but you’ll continue learning and improving your skills throughout your career.

 

Do you need an NVQ to be a plasterer?

Strictly speaking, you don’t need an NVQ to start working as a plasterer, especially if you’re doing small-scale jobs or working in a domestic setting. However, for larger commercial projects and construction sites, having an NVQ (usually at Level 2 or higher) is often a requirement.

An NVQ not only proves that you have the necessary skills, but it also opens doors to higher-paying jobs and more opportunities. Additionally, most construction sites will require you to have a CSCS card (Construction Skills Certification Scheme), which may necessitate having an NVQ qualification.

 

Do plasterers make good money?

This is one of the most common questions for anyone considering a career in the trades. The short answer is yes, plasterers can make good money, especially once they are experienced and have built a solid reputation.

Average Earnings for a plasterer

The average salary for a plasterer in the UK is around £25,000 to £35,000 per year. However, this can vary depending on your experience, location, and whether you work for a company or are self-employed.

Self-Employed vs. Employed

Employed plasterers tend to have more stability, with regular work and benefits like holiday pay, but their earnings may be slightly lower compared to self-employed plasterers.

Self-employed plasterers have the potential to earn more, with top professionals making £40,000 to £50,000 or more per year. However, self-employment comes with its own challenges, like finding clients, managing finances, and handling paperwork.

 

What work can I get as a plasterer?

Employed vs. Self-Employed

As a plasterer, you have the option to either work for a construction or plastering company or to become self-employed.

Employed Plasterers: Working for a company means you’ll have the security of regular work and a steady income. Many large companies offer apprenticeships and training, making this a good option for beginners.

Self-Employed Plasterers: If you prefer being your own boss and have the skills to manage your own business, going self-employed can be rewarding. You’ll have the freedom to choose your clients and projects, but you’ll need to handle the marketing, accounting, and customer service side of things.

 

Domestic vs. Commercial Work

Domestic plastering involves working on homes, typically carrying out tasks like skimming walls, repairing cracks, and rendering external walls. Domestic work can be very varied, with jobs ranging from new builds to renovations.

Commercial plastering involves larger-scale projects, such as working on office buildings, schools, or retail spaces. Commercial jobs may require more specialist skills, but they also tend to pay more.

 

What Are the Most Common Jobs Requested for Plasterers?

Plasterers are called in to work on a variety of different tasks, and the type of work you’ll do will depend on the clients you serve.

 

Skimming and rendering

These are some of the most common requests for plasterers. Skimming involves applying a thin coat of plaster over a surface to create a smooth finish, while rendering is the process of applying plaster to exterior walls.

 

Dry lining

Dry lining (also known as plaster boarding) is another popular job for modern construction projects. This involves fixing plasterboard to interior walls and ceilings to create a smooth surface for decorating.

 

Plaster repairs and maintenance

Whether it’s repairing damaged walls or patching up cracks and holes, plaster repairs are regularly requested by homeowners and commercial property managers alike.

 

Decorative plastering

For those who enjoy intricate, detailed work, there’s the option to specialise in decorative plastering, creating ornate features like ceiling roses, cornices, and mouldings. This can be particularly rewarding if you’re working on heritage buildings or high-end renovations.

 

Resources to become a plasterer

 

There are plenty of resources available to help you get started and continue developing your skills as a plasterer:

  • Training Providers: Look for local colleges or trade schools offering Level 1 and 2 Diplomas in Plastering.
  • Apprenticeships: Sites like Find an Apprenticeship and the National Apprenticeship Service have plenty of plastering apprenticeship opportunities across the UK
  • Online Courses: While practical skills are key, you can supplement your learning with online resources. Websites like City & Guilds and CITB offer valuable information.
  • Books and Tutorials: If you prefer to study on your own, there are many books and online tutorials available that explain plastering techniques.
  • Trade Associations: Joining organisations like the Federation of Master Builders or the British Gypsum Certified Plasterer Scheme can help boost your credibility and give you access to industry news and events.

 

Is a career in plastering right for you?

Becoming a plasterer can be a fulfilling and lucrative career, especially if you enjoy hands-on work and have a keen eye for detail. With the right qualifications, experience, and a good work ethic, you can build a successful career in this essential trade. Whether you choose to work for a company or go self-employed, the opportunities are endless.

If you’re ready to get started, why not explore training options or look for an apprenticeship near you? With the growing demand for skilled tradespeople in the UK, now is a great time to pursue a career in plastering!

 

Get Plastering Insurance from Protectivity

If you’re working for an employer, then you’ll normally be covered by whatever insurance provision they have in place. But if you’re working on a self-employed basis or running your own plastering business where you’re employing other people, then having your own cover in place is a must. If something goes wrong, the financial implications can be severe, which is why having the correct insurance is essential.

At Protectivity, we specialise in providing plasterers insurance to trades people just like you. Our cover includes up to £5 million of public liability cover with the option to add employers’ liability if you hire other people, Contractors Works cover, Plant & Tools cover and more. You can also get tools insurance to help replace any stolen or damaged tools should you need to.

Find out more about our affordable policies, excellent claims handling, and monthly payment options when you request a quote today.

*All rates listed are approximate, so it is suggested you do your research and consider what is most applicable to your own situation before setting prices.

 

Get Plasterers Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

So, you’re thinking about becoming a plasterer? It’s a skilled trade that’s always in demand, and there’s something undeniably satisfying about taking a rough surface and turning it into something smooth and pristine.

But before you commit, you probably want to know, “How much do plasterers actually earn?” Let’s explore the potential earnings, the factors that can influence your income, and how you can make the most of a career in plastering.

 

Overview of Plastering

What is Plastering?

Plastering is the craft of applying a smooth or decorative coating to walls and ceilings. It’s an essential part of the construction and renovation process, ensuring that surfaces are not only functional but also visually appealing.

Whether it’s skimming a wall to create a smooth finish, applying decorative textures, or restoring historical plasterwork, plasterers play a key role in the look and feel of a building’s interior and exterior.

Skills Required to Become a Plasterer

Becoming a plasterer isn’t just about applying plaster and hoping for the best. It requires a keen eye for detail, strong manual dexterity, and physical endurance. Plasterers often work in challenging conditions, from tight spaces to high ceilings, and need to maintain precision in their work. If you have a steady hand, a good sense of spatial awareness, and the patience to perfect your technique, you’ll be well on your way.

 

Starting a Career in Plastering

How to Get Started

To start a career in plastering, the best route is often through an apprenticeship. This allows you to learn the trade under the guidance of an experienced plasterer while earning a wage.

Apprenticeships typically cover the essential techniques and tools of the trade, giving you hands-on experience that’s invaluable. Alternatively, there are training courses available that provide the basic skills needed to get started, although practical experience is always key.

Tools and Equipment

Every plasterer needs a reliable set of tools. Essential items include a trowel, a hawk, a mixing bucket, and a spirit level. These tools are the backbone of your work, so investing in quality equipment is crucial.

While the initial costs can add up, these tools are long-term investments that will serve you throughout your career. Starting with the right tools can make all the difference in the quality of your work.

 

Understanding earnings as a plasterer

Average Earnings

How much do plasterers earn a year?

When it comes to earnings, a plasterer’s income can vary depending on experience, location, and the type of work they do. In the UK, an entry-level plasterer might earn between £18,000 and £22,000 annually.

As you gain experience and your skills improve, your earnings can rise to between £25,000 and £35,000 per year. Experienced plasterers who have built a strong reputation can earn £40,000 or more, especially if they take on specialist or high-demand work.

How much do plasterers earn per day?

Plasterers typically earn between £100 and £200 per day, depending on their experience and the region they work in.

How much do plasterers earn a week?

On average, plasterers can expect to earn between £500 and £1,000 per week, depending on their workload and hourly or project-based rates.

Hourly Rates vs. Project-Based Pricing

Plasterers can charge either by the hour, by the day or by the project. Hourly rates typically range from £12 to £20, depending on your location and expertise.

Charging by the project can be more lucrative but also requires careful estimation to ensure the job is profitable. Project-based pricing is often preferred for larger jobs, but it’s important to accurately assess the time and materials required to avoid any unpleasant surprises.

How much do self-employed plasterers earn?

Self-employed plasterers can earn anywhere from £25,000 to £50,000 per year, with top earners exceeding £50,000, depending on the volume of work and their business reputation.

Factors Affecting Earnings

Several factors can influence your earnings as a plasterer. Location plays a significant role, with higher wages often found in cities like London where the cost of living is higher.

Your level of experience and the quality of your work will also impact how much you can charge. Additionally, the type of plastering you specialise in—whether it’s standard wall skimming or more intricate decorative work—can affect your rates.

 

Specialising for higher earnings

High-Demand plastering specialisms

To increase your earning potential, consider specialising in areas that are in high demand. Decorative plastering, for example, can command higher fees due to the skill and precision required.

Restoration work is another niche that can be particularly lucrative, especially when working on historical buildings where maintaining authenticity is crucial. By honing your skills in these areas, you can differentiate yourself from other plasterers and charge a premium for your expertise.

Certifications and Advanced Training

Pursuing additional certifications and advanced training can also boost your earnings. Qualifications such as an NVQ in Plastering can enhance your credibility and make you more attractive to potential clients.

Advanced courses that teach specialist techniques or new materials can further expand your skill set, allowing you to take on more complex and higher-paying jobs.

 

Starting a Plastering Business

Pros and Cons of Starting Your Own Business

Starting your own plastering business offers the potential for higher earnings and greater control over your work. As a business owner, you can set your own rates, choose your clients, and build a reputation that reflects your personal standards of quality.

However, running a business also comes with challenges, such as managing finances, marketing your services, and handling administrative tasks. It’s important to weigh these factors carefully before making the leap.

Steps to Start a Plastering Business

If you’re ready to start your own business, the first step is to create a solid business plan. This should include your financial goals, target market, and strategies for attracting clients. You’ll need to register your business, obtain the necessary insurance, and decide on a legal structure—whether as a sole trader or a limited company. Marketing is also crucial; building an online presence and networking with other tradespeople can help you establish a client base.

Earnings Potential as a Business Owner

As a business owner, your earning potential is closely tied to the success of your business. With a strong reputation and a steady stream of clients, you could see your income surpass £50,000 per year. However, it’s important to manage your business expenses carefully and reinvest in your business to ensure long-term growth and profitability.

 

Tips for maximising earnings

Building a Strong Reputation

In the plastering industry, reputation is everything. High-quality work and excellent customer service will set you apart from competitors and lead to repeat business and referrals. Always strive to meet or exceed your clients’ expectations, and don’t underestimate the power of word-of-mouth recommendations. A solid reputation will not only increase your earnings but also provide job security.

Expanding Your Skill Set

Continuing to develop your skills is key to maximising your earnings. Learning new plastering techniques or branching out into related services, such as painting or drywall installation, can open up additional revenue streams. The more versatile you are, the more valuable you become to clients, allowing you to command higher fees for your services.

Effective Marketing Strategies

Effective marketing is essential for growing your plastering business. Building a professional website, maintaining an active presence on social media, and using online platforms to showcase your work can help attract new clients. Networking with other tradespeople and contractors can also lead to job opportunities. Consistent, strategic marketing will ensure a steady flow of work and help you achieve your financial goals.

 

Future of the Plastering Industry

Trends and Opportunities

The plastering industry is constantly evolving, with new materials, techniques, and trends emerging regularly. Staying informed about these changes can help you stay competitive and identify new opportunities. For example, there is growing interest in sustainable and eco-friendly building practices, which could create demand for plasterers who are skilled in using environmentally friendly materials. Additionally, as more people invest in restoring older properties, the demand for skilled plasterers in restoration work is likely to grow.

Challenges and How to Overcome Them

While the plastering industry offers many opportunities, it also presents challenges. Economic fluctuations can impact the demand for plastering services, and competition can be fierce. To overcome these challenges, it’s important to stay adaptable, continuously improve your skills, and maintain a strong network of contacts. By staying proactive and responsive to industry changes, you can ensure your business remains resilient and profitable.

 

Get Plastering Insurance from Protectivity

If you’re working for an employer, then you’ll normally be covered by whatever insurance provision they have in place. But if you’re working on a self-employed basis or running your own plastering business where you’re employing other people, then having your own cover in place is a must. If something goes wrong, the financial implications can be severe, which is why having the correct tradesman liability insurance is essential. We also offer tools insurance from just £8.98 a month.

At Protectivity, we specialise in providing plasterers insurance to trades people just like you. Our cover includes up to £5 million of public liability cover, employers’ liability if you hire other people, and the option for commercial legal protection in case you need support in this area.

Find out more about our affordable policies, excellent claims handling, and monthly payment options when you request a quote today.

*All rates listed are approximate, so it is suggested you do your research and consider what is most applicable to your own situation before setting prices.

 

Get Plasterers Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Hiring staff is an exciting milestone for any small business, but it’s important to go into it with your eyes wide open. The costs can add up quickly, but by understanding what to expect and planning accordingly, you can make smart decisions that will benefit your business in the long run.

Hiring staff is a big step for any small business, and understanding the costs involved is crucial. It’s not just about the salary; there are several other expenses to consider that can add up quickly. Whether you’re expanding your team or bringing in your first employee, let’s break down the costs so you can budget smartly and avoid any nasty surprises down the road.

 

What are the main costs to employ someone in the UK?

When we talk about the cost of employing someone, most people think about the salary or hourly wage, but that’s just the tip of the iceberg. The true cost of employment includes a lot more than just what you’re paying your employee directly.

Tax, Pension, NI

First off, there’s National Insurance contributions (NICs). As an employer, you’re responsible for paying a percentage of your employee’s earnings to HMRC. For the 2023/24 tax year, that’s 13.8% on earnings above £9,100 per year. Then, there’s the pension. Thanks to auto-enrolment, you’ll need to contribute at least 3% of your employee’s earnings into their pension pot if they’re eligible.

Incentives

Don’t forget about the costs of providing any benefits. Things like private health insurance, company cars, or bonuses can significantly increase your costs. Even if you don’t offer lavish perks, simple things like training, equipment, and office space (if they work on-site) are all part of the employment cost. So, when budgeting, remember: the wage is just the beginning!

 

What is the cost of recruitment?

Now, let’s talk about getting that employee through the door. Recruitment can be a costly affair. The average cost per hire in the UK can vary wildly depending on your industry and how you go about the process.

Recruitment agencies

If you’re using a recruitment agency, you could be looking at a fee that’s anywhere from 10% to 30% of the employee’s first-year salary. For example, if you’re hiring someone on a £30,000 salary, your recruitment costs could range from £3,000 to £9,000 just for the agency fee. That’s before you’ve even paid them their first month’s salary!

In-house recruitment team

If you prefer to handle recruitment in-house, you might save on agency fees, but there are still costs involved. You’ll likely spend money on job adverts, possibly on multiple platforms. There’s also the time cost – if you or your staff are spending hours sifting through CVs, interviewing candidates, and making decisions, that’s time that could have been spent on other important tasks in your business. Plus, don’t forget the cost of background checks and onboarding processes.

 

What are other employee costs to consider

Hiring someone is a big decision, and the costs don’t stop once you’ve signed the employment contract. There are a few more things to keep in mind to ensure you’re not caught off guard by additional expenses.

Advertising

When hiring new staff promoting your job so people apply is a primary step. This includes the cost of posting job vacancies on various platforms such as job boards, social media channels, and professional networks like LinkedIn. These platforms often charge fees based on the visibility and duration of the posting.

Beyond these direct costs, businesses must also consider investments in employer branding initiatives, to attracting the top talent. Strong employer branding not only helps attract candidates but also reduces time-to-hire and enhances the quality of applicants, leading to long-term savings.

Onboarding and Training

Onboarding new employees involves more than just a welcome pack; it’s a crucial phase that sets the tone for their integration into the company. The costs associated with onboarding programs can include structured induction sessions that introduce new hires to company policies, procedures, and culture. These programs might involve presentations, workshops, and even digital onboarding platforms that require investment. Additionally, successful onboarding often includes pairing new employees with mentors or buddy systems, which, while beneficial, also represent a time investment from existing staff.

As well as onboarding, the initial training is essential to ensure new employees are equipped with the skills and knowledge necessary for their roles. This can encompass in-house training sessions tailored to specific job functions, as well as external courses or certifications that may carry additional fees. The investment in both onboarding and training is critical, as it helps reduce the time it takes for new hires to reach full productivity, ultimately contributing to their long-term success and retention within the company.

Employee Turnover

First, think about employee turnover. If someone leaves, you’ll have to go through the whole recruitment process again, which can be costly. High turnover rates can also affect morale and productivity, which in turn can impact your bottom line. It’s worth investing in good hiring practices and employee retention strategies to minimise these risks.

Streamline hiring process

Also, consider how you can streamline the hiring process to save money. Can you use social media or your existing networks to find candidates instead of paying for job ads? Are there local job fairs or university events where you can meet potential hires without the hefty price tag of a recruitment agency?

Payroll software

You’ll also need to think about things like payroll software, which helps you manage your employee payments and tax submissions. While not a massive expense, it’s another cost to factor in. And if you’re offering any extra perks, like train ticket loans or childcare vouchers, those can also add to your overall costs.

Budgeting

Finally, it’s important to budget for the future. As your business grows, your staffing needs will change, and so will your costs. Regularly review your budget to make sure you can afford to bring on new staff when needed, and consider setting aside a contingency fund for unexpected hiring costs.

 

How much on average does it cost to hire someone?

Adding up all the recruitment expenses, along with the ongoing costs of employment, you might be wondering, “So, what’s the total damage?” On average, hiring someone in the UK can cost anywhere from £3,000 to £15,000, depending on the role, how you recruit, and what kind of perks or benefits you offer.

Let’s break that down a bit more. Say you’ve decided to hire an office manager on a £30,000 salary. You might pay around £5,000 in recruitment costs if you use an agency. Then, factor in NICs (about £3,000) and pension contributions (roughly £900). Plus, you might spend another £1,000 or so on training and equipment. All in all, your initial outlay could be close to £10,000 on top of the salary.

And that’s just the start. Remember, these costs recur annually – you’ll need to budget for things like salary reviews, additional training, and potentially more benefits as your employee’s role grows.

 

What are legal costs of employing someone?

Employers’ Liability Insurance

We’ve already touched on National Insurance and pension contributions, but there are other expenses to consider too. For example, you’re legally required to have employers’ liability insurance, which covers you in case your employee gets injured or ill because of their work. This can cost anywhere from £40 to £500 per year, depending on the nature of your business.

So, while you don’t literally have to hand over cash just to employ someone, there are several mandatory and optional expenses that mean you’re always paying out more than just the salary.

Take the time to calculate all the costs – not just the salary – and make sure you’re financially prepared for the commitment. After all, your staff are one of your most valuable assets, and investing in them wisely will pay off as your business grows.

National Minimum Wage

Employers must pay at least the national minimum wage (NMW) or national living wage (NLW) depending on the age of the employee. As of April 2024, the rates are:

  • Apprentices: £5.28 per hour
  • Under 18: £5.28 per hour
  • 18-20: £7.49 per hour
  • 21-22: £10.18 per hour
  • 23 and over (NLW): £11.01 per hour

 

Additional Resources for employing someone

If you are unsure of all your obligations, rules and regulations when employing someone it is advisable to seek further advice.

Here are some additional places to seek information:

First time employers – Employing someone for the first time

Employee hire checklist – Step by step to employing someone

Working with self-employed staff – Steps to hire self-employed staff

 

Get Small Business insurance with Protectivity.

If your business is growing and you’re starting to recruit more staff, taking all these costs into account is an important step. Plus, make sure you have done your research ensuring you comply with laws and regulations.  Having employers’ liability is a legal requirement for any business if you hire staff, with fines of up to £2500 per day for failing to comply.

Protectivity’s small business insurance has been specifically created to support you in the event that claims are brought against your business. Public liability is automatically included and protects you if you’re sued by a third party; for example, for an injury or property damage suffered by a client or member of the public. There’s also Employers’ Liability for anyone with a team, ensuring that you’re protected against claims from workers who become injured or ill.

Find out more and get an instant quote suited to your needs.

Get Small Business Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

So, you’ve caught the jewellery-making bug, and now your kitchen table is overflowing with beads, wires, and shiny bits of metal—welcome to the club! With the rise of home-based businesses, more and more people in the UK are turning their passion for crafting into profitable jewellery ventures.

But with so many options out there, figuring out where and how to sell your custom pieces can be a bit overwhelming. Don’t worry; you’re not alone! In this blog, we’re going to walk you through the best platforms and strategies to help you shine in the jewellery market.

Whether you’re wondering where to sell, how to price, or what legal hoops you need to jump through, we’ve got the answers to all the burning questions jewellery makers like you often have. Let’s dive in and get those beautiful creations into the hands of eager customers!

 

Where can I sell my handmade jewellery?

So, you’ve created some beautiful jewellery pieces, and now it’s time to share them with the world! But where do you start? Whether you’re aiming to reach a global audience or just want to make a splash in your local community, there are plenty of places to sell your custom jewellery. Let’s explore your options!

Online Marketplaces

Etsy
If you’re looking to reach an audience that loves all things handmade and unique, Etsy is your go-to platform. It’s practically a treasure trove for jewellery lovers who are on the hunt for something special. The best part? Etsy buyers are already primed to appreciate the time and creativity you’ve put into your pieces. Setting up shop is straightforward, and with the right keywords and stunning photos, your jewellery can find its way to customers who are specifically searching for one-of-a-kind items.

eBay
Now, eBay might not be the first place you think of for handmade goods, but don’t dismiss it too quickly! eBay has a massive audience, which means lots of eyes on your jewellery. Plus, if you enjoy a bit of excitement, eBay’s auction-style listings can add a fun twist to selling your pieces. You never know—your designs might just spark a bidding war!

Amazon Handmade
If you’re looking to sell on a platform with the reach of Amazon but still want to keep that handmade vibe, Amazon Handmade is a great option. It’s similar to Etsy in that it’s geared toward artisans, but with the added bonus of Amazon’s global customer base. This means you can potentially reach millions of customers who are browsing for something unique and handcrafted.

Social Media Platforms

Instagram and Facebook
When it comes to showing off your jewellery, Instagram and Facebook are like your personal runway. These visual platforms are perfect for highlighting the beauty of your creations. You can post photos, share behind-the-scenes stories, and even go live to chat with your followers in real-time. Facebook also offers the option to set up a shop directly on your page, making it easy for your followers to browse and buy.

TikTok
Feeling adventurous? Give TikTok a try! It’s not just for dance challenges—TikTok is a fantastic platform to engage with a younger audience through creative videos. Show off your jewellery-making process, create tutorials, or even host live selling events. The platform’s algorithm can quickly introduce your content to a broad audience, giving you the chance to go viral.

Personal Website

If you’re serious about building your brand, having your own e-commerce site is a must. Platforms like Shopify or Wix make it easy to set up a professional-looking website where you control everything from the layout to the customer experience. The best part? No competition from other sellers right next to your listings, as you’d find on marketplaces. Plus, having your own site builds credibility and gives you the freedom to grow your brand on your terms. It’s your little corner of the internet where customers can get to know your story and fall in love with your jewellery.

Local Markets and Craft Fairs

Sometimes, there’s nothing like good old face-to-face selling. Local markets and craft fairs are fantastic for building a loyal customer base in your community. You get instant feedback, and people can see and touch your jewellery in person, which can be a huge selling point. Plus, these events are a great way to network with other local artisans and even find potential collaborations. And let’s be honest—there’s something incredibly satisfying about watching someone fall in love with your work right before your eyes.

Jewellery Boutiques

If you’re looking to get your jewellery into brick-and-mortar stores, consider partnering with local boutiques and consignment shops. These shops are always on the lookout for unique, handmade pieces that will set them apart from the high street chains. By placing your jewellery in a boutique, you not only gain exposure but also tap into an existing customer base that trusts the shop’s curation.

 

 

Laws on selling handmade jewellery in the UK

Before you jump into selling your stunning handmade jewellery, it’s essential to get acquainted with the legal side of things. Here’s a quick rundown of what you need to know to keep everything above board and running smoothly.

Hallmarking Laws

In the UK, if you’re working with precious metals like silver, gold, platinum, or palladium, you need to be aware of hallmarking laws. These laws require any piece over a certain weight (e.g., 7.78 grams for silver) to be hallmarked by an Assay Office. This hallmark is your piece’s stamp of authenticity, proving it’s made of genuine precious metal.

To get your jewellery hallmarked, you’ll need to send it to an Assay Office, where they’ll test the metal and apply the appropriate marks. Not only is this a legal requirement, but it also reassures your customers that they’re buying quality.

Business Registration and Taxes

If you’re selling jewellery regularly, it’s time to register your home-based business with HMRC. This means you’ll need to keep track of your income and expenses, file a Self-Assessment tax return, and potentially register for VAT if your turnover exceeds the threshold (which is currently £85,000).

Even if you’re starting small, it’s important to understand your tax obligations, including income tax and National Insurance. Keeping accurate records from the get-go will save you a lot of headaches down the line!

Health and Safety Regulations

Your workshop should be a safe space, not just for you but also for anyone who might visit or receive your jewellery. This means ensuring your workspace meets health and safety standards—think proper ventilation, secure storage for tools, and safe handling of chemicals.

Also, consider liability issues; for example, if you’re using materials that could cause allergic reactions, like nickel, make sure you’re transparent about it with your customers. You might also want to look into product liability insurance to protect yourself in case of any issues.

Consumer Rights and Returns Policy

Setting up a clear returns policy is key to running a trustworthy business. Under UK law, customers have certain rights on returns and refunds, especially when buying online, including the right to return items within 14 days for a refund.

Make sure your returns policy is easy to find on your website or sales platform, and that it complies with consumer rights laws. This not only protects your customers but also helps build trust and confidence in your brand.

Find out more in our blog on the Laws selling handmade crafts in the UK.

 

Can you sell handmade jewellery on Vinted?

Vinted is a popular platform originally designed for selling second-hand clothing, but it has since expanded to include a variety of items, including jewellery.

Pros include tapping into Vinted’s large, style-conscious user base, which can be great for selling trendy or fashion-forward jewellery pieces. However, there are some cons to consider—Vinted’s primary focus is on pre-loved items, so handmade jewellery might not get as much visibility as it would on a platform dedicated to artisans. Additionally, the platform’s pricing and listing structure might not be as flexible or supportive for handmade sellers.

 

Tips to sell custom jewellery

So, you’ve crafted some gorgeous custom jewellery, and now it’s time to get it into the hands of eager customers. But how do you make sure your pieces stand out in the crowded marketplace? Here are some fun and practical tips to help you sell your custom jewellery like a pro!

Understand Your Target Market

First things first, you need to know who you’re selling to. Think of your target market as your jewellery’s biggest fans—they’re the people who will love and appreciate your work the most. Take some time to research who they are, what they value, and where they hang out online. Are they young fashionistas looking for the latest trends, or perhaps brides-to-be searching for that perfect bespoke piece? Understanding your audience helps you tailor your marketing message to speak directly to them. When you know what makes your customers tick, you can create jewellery and content that resonates, making them more likely to hit that “Buy Now” button.

High-Quality Photography and Presentation

Let’s face it, when it comes to selling jewellery online, a picture really is worth a thousand words. High-quality photos are essential because they’re often the first impression customers have of your work. Invest in a good camera or even just a smartphone with a great camera and pay attention to lighting—natural light works wonders for showcasing the true colours and details of your pieces. Try shooting on a clean, neutral background to make your jewellery pop, and don’t forget to capture different angles and close-ups.

But don’t stop there—think about the unboxing experience too. Beautiful packaging can turn a one-time buyer into a repeat customer. Whether it’s a simple, elegant box or a personalised thank-you note, those little touches can make your customers feel special and more likely to recommend your shop to others.

Pricing Strategies

Pricing your jewellery can be tricky—you want to be competitive, but you also need to make a profit (and cover that endless supply of beads and wire you keep ordering!). Start by calculating the cost of your materials and the time it takes to make each piece, then add a reasonable markup. It’s also smart to check out what similar items are selling for to make sure you’re in the right ballpark.

Consider offering discounts, bundles, or limited-time promotions to attract new customers or encourage larger purchases. Just be careful not to undervalue your work—your jewellery is handmade and custom, which makes it special and worth every penny!

For more information check out Pricing your products for profit.

Marketing and Branding

In today’s world, selling isn’t just about the product—it’s about the brand behind it. Your brand is the story you tell through your designs, your packaging, and how you interact with customers.

Take some time to build a strong brand identity that reflects your style and values. Are you all about boho chic, or is your jewellery inspired by vintage elegance? Whatever your vibe, make sure it’s consistent across your website, social media, and packaging.

Protect yourself with craft insurance

We’ve already covered the key UK rules and regulations for selling jewellery, but there’s one more crucial piece of the puzzle—insurance. Insurance might not be the most exciting topic, but it’s an essential consideration that should never be overlooked.

Crafters insurance can provide you with peace of mind by covering your liability if a customer has an issue with your product, such as an allergic reaction, and protecting your equipment and stock against theft, damage, or loss.

Whether you’re selling at local markets or online, having the right insurance in place ensures that your business is safeguarded against unexpected events, allowing you to focus on what you love—creating beautiful jewellery.

 

Tips to sell custom jewellery

So, you’ve crafted some gorgeous custom jewellery, and now it’s time to get it into the hands of eager customers. But how do you make sure your pieces stand out in the crowded marketplace? Here are some fun and practical tips to help you sell your custom jewellery like a pro!

Understand Your Target Market

First things first, you need to know who you’re selling to. Think of your target market as your jewellery’s biggest fans—they’re the people who will love and appreciate your work the most. Take some time to research who they are, what they value, and where they hang out online. Are they young fashionistas looking for the latest trends, or perhaps brides-to-be searching for that perfect bespoke piece? Understanding your audience helps you tailor your marketing message to speak directly to them. When you know what makes your customers tick, you can create jewellery and content that resonates, making them more likely to hit that “Buy Now” button.

High-Quality Photography and Presentation

Let’s face it, when it comes to selling jewellery online, a picture really is worth a thousand words. High-quality photos are essential because they’re often the first impression customers have of your work. Invest in a good camera or even just a smartphone with a great camera and pay attention to lighting—natural light works wonders for showcasing the true colours and details of your pieces. Try shooting on a clean, neutral background to make your jewellery pop, and don’t forget to capture different angles and close-ups.

But don’t stop there—think about the unboxing experience too. Beautiful packaging can turn a one-time buyer into a repeat customer. Whether it’s a simple, elegant box or a personalised thank-you note, those little touches can make your customers feel special and more likely to recommend your shop to others.

Pricing Strategies

Pricing your jewellery can be tricky—you want to be competitive, but you also need to make a profit (and cover that endless supply of beads and wire you keep ordering!). Start by calculating the cost of your materials and the time it takes to make each piece, then add a reasonable markup. It’s also smart to check out what similar items are selling for to make sure you’re in the right ballpark.

Consider offering discounts, bundles, or limited-time promotions to attract new customers or encourage larger purchases. Just be careful not to undervalue your work—your jewellery is handmade and custom, which makes it special and worth every penny!

For more information check out Pricing your products for profit.

Marketing and Branding

In today’s world, selling isn’t just about the product—it’s about the brand behind it. Your brand is the story you tell through your designs, your packaging, and how you interact with customers.

Take some time to build a strong brand identity that reflects your style and values. Are you all about boho chic, or is your jewellery inspired by vintage elegance? Whatever your vibe, make sure it’s consistent across your website, social media, and packaging.

Protect yourself with craft insurance

We’ve already covered the key UK rules and regulations for selling jewellery, but there’s one more crucial piece of the puzzle—insurance. Insurance might not be the most exciting topic, but it’s an essential consideration that should never be overlooked.

Crafters insurance can provide you with peace of mind by covering your liability if a customer has an issue with your product, such as an allergic reaction, and protecting your equipment and stock against theft, damage, or loss.

Whether you’re selling at local markets or online, having the right insurance in place ensures that your business is safeguarded against unexpected events, allowing you to focus on what you love—creating beautiful jewellery.

 

Get Craft Fair Insurance with Protectivity

Protecting your handmade jewellery is made much easier with specialist craft insurance. Whether you’re an online seller or heading out to craft fairs, it makes sense to be as prepared as possible for any kind of incident.

Protectivity’s Crafters Insurance is designed to give protection from customer or third-party claims, with Product Liability Insurance for the event of accidental damage to someone else.

Find out more and get an instant quote tailored to the needs of your business. Get in touch if you have any queries at all.

Get Crafters Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date.