FAQ Category: Charity event

Yes. If you organise several events annually, you can extend your policy to include multiple events throughout the year, rather than purchasing separate insurance each time. This can provide continuous protection and potentially save costs.

Yes, if you’ve chosen to add the Event Cancellation cover. This includes protection for cancellation or postponement due to adverse weather conditions, as long as the event cannot reasonably proceed.

Yes. Cover is available for single, one-off charity events, providing protection for public liability, event money, and equipment. Optional extras like cancellation or employers’ liability can also be added if needed.

You should arrange your insurance at least 14 days before the event if you want cancellation cover to apply, as this option isn’t available within two weeks of the event date. For other covers, such as public liability or equipment, you can arrange insurance closer to the event but earlier is always better to ensure full protection.

Volunteers are covered under Employers’ Liability Insurance, which can be added as an optional extra. This provides up to £10 million of protection if a volunteer or staff member suffers a work-related injury and makes a claim against you.

Yes, if you choose to add the optional Event Cancellation cover. This protects you if your event is cancelled, postponed or interrupted due to unforeseen circumstances beyond your control, such as illness, venue issues or extreme weather. It covers non-recoverable expenses and potential loss of revenue from ticket sales or sponsorships.

However, note that this cover is not available if your event is taking place within 14 days of purchase, or for wedding events.

Yes, it’s strongly advised. Public Liability Insurance protects you against claims made by third parties for injury or property damage that occurs as a result of your event. Many venues will insist that organisers have this cover in place. You can get up to £10 million of public liability protection with this policy.

Event insurance isn’t a legal requirement in the UK. However, it’s highly recommended as many venues and local authorities will require you to have public liability insurance before allowing your event to take place. It also provides essential protection should an accident or claim arise.