FAQ Category: Counselling Insurance

Our Therapist insurance provides cover for over cover for over 200 therapist activities, we can cover you for multiple activities under one policy providing they are listed and you hold the relevant UK accredited qualifications to practice them.

Our quick quote process shows a drop down of the therapies covered. If yours is not listed, please contact us by phone or email and one of our sales advisors will be able to advise.

https://secure.protectivity.com/therapist-insurance/quick-quote/activities 

These types of incidents can be covered under our Public Liability and Professional Indemnity policy benefits.

Yes, we can cover for you to carry out Counselling activities anywhere within the UK, Channel Islands or Isle of Man providing you have permission to do so if necessary.

Our Counselling Insurance can provide cover for storing client records under our Public Liability benefit, however it is your duty to take all practical steps to prevent and minimise loss or damage and to keep the records safe.

Yes, our Counselling Insurance can cover for crisis intervention however you must hold the relevant certificates or qualifications from a recognised and accredited UK training college or company covering the treatments, services or duties being carried out.

Yes, we can cover for group therapy sessions under our Counselling Insurance policy.

Yes, providing you hold the relevant UK accredited qualification (from a recognised and accredited UK training college or company) to do so, this would be covered under our Professional Indemnity benefit.

Counsellors typically need the following types of liability insurance:

• Public Liability: Covers injury or property damage during sessions.

• Professional Indemnity: Protects against claims of negligence.

• Employers’ Liability: For businesses with employees, covering work-related injuryclaims.

• Equipment Insurance: Covers loss or damage to practice equipment.

• Personal Accident Insurance: Supports you financially if injured and unable to work.

These policies help protect both you and your clients.

Our policy documents provide a complete list of what’s not covered. Typical exclusions include: Treating children without their parents/guardians consent, Prescribing or supplying medicines, Treatments that fall outside your qualifications and International clients.

We also don’t cover cases involving abuse, asbestos, communicable diseases, or work-related injuries to employees, though these exclusions apply to certain sections of the policy.

No, our insurance policies are designed to accommodate a diverse range of therapeutic practices under one policy; however, we require that you hold appropriate qualifications for each therapy that you practice.