Yes. Public Liability (up to £10 million) applies whether you are working at your premises, in a client’s home, or in public spaces. This protects you if a third party is injured or their property is damaged during your training or behaviour sessions.

No. Travel costs themselves are not insured, but your cover (Public Liability, Professional Indemnity, and Care, Custody & Control) applies across the UK when you are working. You may, however, want to check your motor insurance if you use your own vehicle for business.