FAQ Category: Dog Walking Insurance

You would be covered in this situation under the Care, Custody and Control section of the policy.

For cover to extend to temporary or seasonal staff you would require Employer’s Liability, unless they would fall under the close family extension of the policy. Employer’s Liability is a legal requirement for any business to hold if they employ any members of staff, regardless of whether they are paid or voluntary.

Yes, under the Care, Custody and Control section of the policy you would be covered for medical fees resulting from the injury, illness or death of a dog in your care.

Our Pet Business insurance policy provides cover for multiple business activities at no extra cost, including Dog Walking, Dog and Cat Grooming, Dog Hydrotherapy, Dog Training, Pet Behaviourist, Pet Boarding, Pet Microchipping, Pet Minding, Pet Sitting, Pet Taxi and Pet Transportation.

In the event of a dog in your care hurting another dog, you would be covered under the public liability section of our pet business policy.

It is your responsibility to check if a park requires you to hold a special permit to carry out dog walking activities there. Our pet business insurance policy will not act as a permit, it will however provide evidence of your public liability cover when applying for the licence.

In an emergency, you would be covered for an emergency overnight stay.

However, for anything longer than an emergency overnight stay we would require you to hold a valid Animal Boarding Establishment Licence if this is a requirement by your local authority for animal boarding. Our pet business insurance policy covers pet boarding as standard providing you are meeting the requirements of your local authority.

Yes, providing the damage has occurred within the business hours and while undertaking the business activity we are covering you for.

You will need to have employer’s liability for someone else to carry out your business activities and be covered under your dog walking policy, unless that person would be covered under the ‘close family extension’ section of our policy wording.

Close Family means a husband, wife, civil partner, father, mother, grandfather, grandmother, stepfather, stepmother, son, daughter, grandson, granddaughter, stepson, stepdaughter, brother, sister, half-brother or half-sister.

You must take all practical steps to prevent and minimise accidents, loss, injury and damage. If dog walking in the current weather conditions could be deemed as dangerous then you should refrain from doing so.