FAQ Category: Mobile Bar Insurance

Yes, stock and equipment will be covered in transit.

Yes. The equipment cover includes portable bar units, glassware, refrigeration, cocktail tools etc. 

Yes, to the extent of staff you employ. The policy supports employers’ liability cover for staff working under you.  However, note that bona fide subcontractors are excluded (i.e. staff who are independent contractors must have their own cover). 

Yes. Even if your bar work is limited to private parties, the mobile bar insurance still applies to events like that, offering you liability and equipment/stock cover for those occasions. 

Yes, our caterers policy is available on a one– off or annual multi event policy, however to insure multiple trailers, you would need multiple policies. 

Yes, our caterers policy is available on a one– off annual multi event policy. You will need to add employers liability to your policy. 

A license is legally required for any business that sells alcohol, so they need to make sure that they have obtained / in the process of obtaining this prior to quoting 

Yes. Protectivity’s cover provides equipment cover for bar units, glassware, cocktail equipment, refrigeration, etc.  It also provides stock cover for alcohol inventory, mixers, garnishes and consumables.  Additionally, there is frozen goods cover for ice, frozen garnishes, or refrigerated items, including losses 

Yes. The policy is intended for mobile bars serving at various events — weddings, private parties, festivals, street markets, etc. 

Protectivity’s mobile bar insurance includes public liability and product liability cover, which is critical includes serving alcohol. This protects you if guests are injured or make claims related to drinks you supply.