FAQ Category: Music Teacher Insurance

Yes – if you have selected Business Equipment cover. Your insured equipment remains covered whether it’s at your home, a venue, or transported to a student’s home or school.

Yes. Public Liability insurance also covers accidental damage to a third party’s property, this includes belongings owned by students or parents.

Yes, if you include Business Equipment cover.
This provides up to £25,000 of protection for your equipment on a new-for-old basis for items under three years old. If an item is irreparably damaged, it will be replaced with a brand-new equivalent.
Coverage applies against loss, theft, and accidental damage.

Please note: Wear and tear or damage to electronic data is not covered.

Yes. Your Public Liability insurance (from £1 million to £5 million) covers claims from third-party injuries or property damage where you or your business is held responsible.
This applies whether lessons take place in your home, the student’s home, or another venue.