FAQ Category: Self Employed

Yes, it is recommended. Having active cover helps ensure you are protected if a claim is made, even for occasional or seasonal work.

This depends on the nature of your work, but proof of public liability cover and, in some cases, professional indemnity cover is commonly requested.

Yes. Insurance needs can vary by profession or trade, and policies are usually tailored to the activities you carry out.

Insurance is generally recommended as soon as you begin trading or providing services, to ensure cover is in place from the start.

Monthly payments are often available. However, this is for annual cover rather than a pay-as-you-go arrangement. Some policies can covr you for a specific time frame as and when you require cover, opposed to annually.

No, not automatically. Cover for travel or overseas work is usually only available if an overseas extension is selected, and this is not offered on all policies.

This depends on the type of work you do while self-employed. Insurance is usually required to cover your self-employed activities separately from any employed work.

Yes, for activities you have declared. Cover can apply to multiple activities or income streams, as long as they are disclosed and included in your policy

Yes, self-employed insurance can cover work carried out across multiple locations, depending on the cover and activities selected.

Yes, self-employed insurance can cover you if you work from your home.