FAQ Category: Sewing Insurance

Any employees, volunteers, assistants or labour-only subcontractors can be covered by this policy underneath Employers Liability.

We can cover your stock against accidental damage should it occur.

We will only be able to cover you to be using your own materials to create products. Should a customers own fabrics be damaged as a result of a product you supplied, then their can be covered.

Unfortunately we cannot cover any financial loss should a customer refuse to accept a commissioned piece from you.

We can insure accidental injury caused to a third party or to an employee due to needles/sharp tools.

We can only cover equipment for accidental damage. Should it breakdown unexpectedly, e.g. due to electrical failings, sadly this is not covered.

Theft will only be covered if it was done through forcible and/or violent means.

Yes, we can cover your equipment for accidental damage if at home or in your workshop.

Yes, you would require Professional Indemnity cover to be able to lead classes/tutorials. This would need to be obtained through a different provider.

We can cover your equipment for accidental damage, loss or theft anywhere within the UK. Theft will only be covered if the equipment has been taken through forceful means.