FAQ Category: Tools Insurance

Yes, you can select hired in plant cover, which covers:

• Up to £50,000 worth of cover.

• Covers you for loss of or damage to, hired tools and equipment, temporary buildings, caravans, or similar that you have hired in connection with any contract works being undertaken by you.

• Cover also includes your legal liability for hiring charges following damage to any hired property.

Cover does not include theft of hired tools left in an unattended vehicle unless on a contract site. Our Tools of Trade cover only covers theft of your owned tools from unattended vehicles off contract sites.

Yes, whilst not mandatory, having specialist tools insurance can safeguard you against expensive setbacks that might impact your livelihood. Depending on your needs, you can include cover for owned plant and tools, tools of trade, hired-in plant, as well as employees’ tools and personal effects.