FAQ Category: Wedding Photographer

No. Loss of income or lost booking fees due to client cancellations is not covered under your current policy options.
You would need separate cancellation or event insurance, which is not included in the cover described.

Yes, if they are employed by you, Employers’ Liability insurance (up to £10 million) covers claims arising from work-related injuries.
Their actions in a professional capacity would also be covered by Professional Indemnity, as long as they are working under your direction.

Please note: Anyone aged 16 or younger working for you is excluded.

Yes, if you have Business Equipment cover, accidental damage caused by others (including venue staff) is covered, up to the policy limit.

With Business Equipment cover, your cameras, lenses, flashes, gimbals, and other gear are protected against accidental damage, theft, and loss, up to the value you select.

Yes, laptops, PCs, monitors, and physical editing accessories are covered under Business Equipment cover.

Yes, your smartphone or tablet can be insured under Business Equipment cover for theft, loss, and accidental damage when used for business.