FAQ Category: Woodwork & Furniture Making Insurance

Any woodworking-related injuries to the insured member will not be covered, as Personal Accident is not an available benefit.

If there are Labour only staff members working underneath the business, then the Employers’ Liability benefit would need to be listed on the insurance policy to ensure that the Employer is covered against claims should an Employee or Labour only subcontractor allege that that they are negligible for bodily injury they may suffer whilst in the course of their employment with you

Even if you are not working full time in the industry, it is always worth purchasing insurance to ensure you are covered for any claims that may arise whilst you are selling your wooden items.

Yes, they are, as the Stock benefit will provide cover against accidental damage, loss, or theft of stock owned by you, or for which you are legally liable for.

No, unfortunately not. Should you wish to run an event, where you will be classed as the ‘organiser’ then you will need to generate a One-Off Event insurance quote on our website, or you can purchase cover with a separate provider.

No, as our insurance is not designed to cover for equipment left in an unattended vehicle.

The documentation that you will receive once payment has been taken successfully are as follows:

– Statement of Fact

– EL Certificate (if EL cover has been selected)

– Policy Schedule

– Crafters Insurance Policy Wording

– Crafters Insurance IPID

– Status Disclosure

– Receipt

No, this insurance policy would not cover woodworking classes or courses held in your workspace unfortunately.

Yes, all wooden items will be covered if they get damaged in transit internationally, on the basis that the appropriate region has been selected e.g. stating that goods are sold to different area of the world, including the USA and Canada if appropriate.

Yes, but we would only be able to cover on the basis that they are classed as a Labour only and not a Bonafide subcontractor.

Underneath the Stock benefit, the maximum amount of cover we can provide is up to £3,000. Should your high-value antique wooden items exceed the above amount then you will need to purchase separate &/or additional insurance cover through another provider.