Question 1

Are my tools and equipment covered?

Accepted Answer

Yes, in the event you lose, damage or have your tools stolen, your equipment will be covered up to the value of £250 with the option to increase up to £10,000.

Question 2

Am I covered to sell my crafts online?

Accepted Answer

Yes, our crafters insurance is designed for selling crafts online.

Question 3

Does your insurance cover me to distribute products overseas?

Accepted Answer

Yes, if you are exporting your products around the world, you will need cover for this distribution. Worldwide cover is available, with additional terms for the USA and Canada.

Question 4

Does your policy allow me and my staff to provide work using Heat away from our Premises?

Accepted Answer

No, not for the majority of crafts, your insurance restricts you to use heat equipment, only at your permanent premises. The exception is for hot air guns, soldering irons and/or engraving tools only.

Question 5

Can I include liability cover for subcontractors, who I use to aid my business?

Accepted Answer

This depends on your agreement with your subcontractors. Labour-only subcontractors (working under your direction) can be included on your policy of insurance, for work they provide under contract with yourself and your business only and should be included in the total numbers you provide in this application of insurance. Bona-fide subcontractors (working under their own direction) will have to have their own insurance cover and cannot be included on your insurance policy but you will be obligated to retain proof of their insurance.

Product Category: Crafters

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