FAQ Category: Coffee Van Insurance

To insure more than one van/trailer, you would need to take out more than one policy.  

Yes. The policy has optional employers’ liability cover if you have employees or hire helpers, which is a legal requirement in many cases. 

Yes. The insurance is designed to suit operators who trade from both fixed pitches and mobile spots, when ‘including mobile’ is selected. The flexibility is built into the cover offerings. 

Yes. Liability cover is essential. The coffee van policy includes public liability (for injury or property damage to third parties) and product liability (for injury or illness caused by what you serve). 

Yes. The policy is intended for mobile coffee businesses that could operate at street locations, markets, and festivals.

Yes. Protectivity’s coffee van insurance includes equipment cover that protects coffee machines, grinders, water systems, and serving equipment against damage, theft or breakdown.  It also provides stock cover for consumables like beans, milk, syrups, and refrigerated items, and even covers frozen goods. 

You need coffee van insurance, a specialist business insurance policy tailored for mobile coffee operations. This combines public liability, product liability, equipment, and stock cover — designed specifically for mobile coffee operations. Our policy doesn’t provide cover for the vehicle itself, but can cover trailers and business operations.