If you employ any of the following members of your family, they too will be covered for Public Liability under your policy as standard. You do not need to take out Employers’ Liability to cover those family members either. If, however, your business is a limited company and the family members are directors and/or employees/volunteers, the close family extension will not apply.

Close Family members defined as: Husband, wife, civil partner, father, mother, grandfather, grandmother, stepfather, stepmother, son, daughter, grandson, granddaughter, stepson, stepdaughter, brother, sister, half-brother or half-sister.

The pet business insurance policy is valid anywhere in the UK and covers the following business activities: dog walking, dog training, pet behaviourist, pet minding, sitting and boarding, pet taxi and transporting (UK only), grooming and microchipping.

Included within the grooming activities are; hand scissoring, clipping, wash and blow drying, hand-stripping, de-shedding, nail cutting, ear plucking and cleaning, and anal gland expression.