You are covered for the terms provided in your policy whilst providing activities you are qualified to do. If they are your employees, you will need Employers’ Liability cover. If other self-employed tradespeople are working with you, they will need their own insurance.
You need to select Tools in Trade as part of Owned Plant and Tools cover to ensure you have the right cover for your tools stored in a van. We can insure up to £5000 worth of tools from theft, if left in a locked vehicle and left unattended.
You will not be asked about being Part P registered when you purchase a policy, but it will be necessary to provide proof you are qualified to do the activity, in the event of a claim.
No, you will not be asked about your qualifications when you purchase a policy, but it will be necessary to provide proof you are qualified to do the activity, in the event of a claim.
Yes, when you get a quote for electrician’s insurance with us, we ask how long you’ve been trading. If you’re new to the trade, we can still cover you as long as you hold relevant qualifications.
You are not required to disclose this to us, however you will need to ensure you have undertaken and obtained suitable training and/or qualifications to work in the environments and with the tools needed for these situations.
