If your instructors are members of your club and/or association and only provide instruction to your members, within the remit of your club and/or association, you will not require separate instructor insurance for your instructors, they will be included without specifying them on your policy of insurance.
FAQ Category: Martial Arts Insurance
We understand that as a club and more so an association, you are involved in arranging events for members to display their capabilities in their chosen martial arts. Our policy product will cover you for organising events on the basis that participants are members of your club and/or association, for those participants who are not members of your club and/or association, they need to be members of a club and/or association that have their own insurance. Also, events must not be larger than 500 visitors per event, including participants and spectators.
Personal Accident cover provides a benefit (subject to the policy terms) if a member is injured whilst participating in Martial Art discipline regardless of negligence. For example, some of the benefits available are Permanent Total Disablement, Broken Bones, Medical Expenses and Physiotherapy Sessions and Rehabilitation and Retraining Expenses.
Public Liability cover is an indemnity for Legal Liability against claims from the public, club/association members for bodily injury or property damage caused by the club/association or its members.