FAQ Category: Plasterers

Our plasterer insurance policy can often extend to cover multiple workers, but each individual’s role must be disclosed. Additional coverage may be needed based on the number of workers and their specific job responsibilities.

Costs vary based on factors such as business size, location, and level of coverage. Our plasterer’s insurance starts from just £4.16 per month.

For high-risk projects, like those involving hazardous materials, additional coverage or policy modifications might be required. It’s best to contact us to confirm if existing policies can be tailored to cover these activities.

If your tools have been stolen and you’re unable to carry out your work, our tools insurance covers theft as long as it is reported promptly to the authorities and to us. Having a police report can help with processing such claims effectively.

Our tools insurance includes coverage for both owned and hired equipment, helping avoid the cost of replacements if tools are stolen, lost, or damaged.

We offer several insurance types for plasterers, including public liability, employers’ liability (if you have employees), contract works insurance for materials and ongoing projects, and tools and equipment insurance to cover against theft, loss, or damage to essential tools.

Public liability insurance is not legally mandated but is strongly recommended. It protects you against claims for accidental injury or property damage to third parties, helping you meet the expectations of many clients who may require proof of coverage before work begins.

Plasterers face unique risks, such as accidentally causing damage to a client’s property or injuries to others while working. Our plasterer’s insurance provides financial protection, covering claims, legal fees, and costs arising from incidents that could otherwise harm the business.

Imagine you’re working on a ceiling renovation and some plaster accidentally falls onto the client’s expensive furniture below, or while carrying equipment into a property, you accidentally damage a client’s doorframe.

Another scenario might be if a client trips over your tools left in a walkway and injures themselves, or if your work causes unexpected water damage that spreads to neighbouring properties.

Even with years of experience, accidents can happen – perhaps a ladder slips while you’re working, causing injury to yourself and leaving you unable to work for several weeks. Insurance can provide crucial financial protection in these situations, covering everything from property damage and personal injury claims to loss of income if you’re unable to work.

For plasterers employing others, insurance becomes even more critical as you’ll need coverage for your workers and their activities too. Having comprehensive insurance not only protects your business but also demonstrates professionalism to your clients, giving them confidence in your services.