Category: Business

Sole Traders: Key Dates in 2024

4 January 2024

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8 mins read

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As attentions turn to 2024 and the new calendar year, UK sole traders find themselves at the intersection of opportunity and responsibility in the world of business. It isn’t always easy to stay ahead of key dates, including tax deadlines, cut-off dates for payments, and public holidays. To thrive as a small business, however, it’s essential. That’s why staying on top of deadlines is key for sole traders to successfully manage professional responsibilities.

This comprehensive guide aims to empower sole traders with the essential information you need to navigate the financial year effectively. From critical submission dates to strategic planning milestones, we detail the key dates that will shape your business throughout 2024.

In this guide, we look at key dates in 2024 for sole traders.

Key dates in the sole trader business calendar

Remember to stay informed about any changes in tax laws, attend to your year-end obligations, and plan ahead for self-assessment tax return submissions. Regularly check with HM Revenue and Customs (HMRC) or seek advice from a financial professional to make sure you meet tax regulations and meet all your filing and payment requirements.

Note that specific dates may vary based on your location and tax jurisdiction. Here’s an outline of the key dates to know as a sole trader.

January

Monday 1st: New Year’s Day (Public Holiday)

Wednesday 31st: Deadline for submitting the previous tax year’s self-assessment tax return

March

Friday 29th: Good Friday

April

Monday 1st: Easter Monday

Friday 5th: End of the UK tax year

Saturday 6th: Start of the new UK tax year

Friday 19th: The Full Payment Summary and Employer payment summary is due to be completed for the tax year ending 5th April 2023, with any tax or NIC due to be paid.

Tuesday 30th: Deadline for filing personal income tax returns

May

Monday 6th: Early May bank holiday

Monday 27th: Spring Bank Holiday

Friday 31st: Give employees their P60 forms by today

June

Sunday 30th: Deadline for filing your VAT return, if you use the VAT Annual Accounting Scheme

July

Friday 5th: PAYE Settlement Agreements are due to be paid

Friday 19th: Paper submissions of Class 1A National Insurance contributions are due to HMRC (21st for digital versions)

Wednesday 31st: Second payment due for self-assessment tax bill

August

Sunday 26th: Summer bank holiday

September

No specific tax deadlines, but a good time for financial planning and record-keeping

December

Wednesday 25th: Christmas Day (Public Holiday)

Tuesday 31st: New Year’s Eve

What are the tax year dates for 2023-24 in the UK?

In 2023-24, the tax year runs from 6th April 2023 to 5th April 2024. This specific timeframe, also known as the financial or fiscal year, is established by HMRC (Her Majesty’s Revenue and Customs) to govern the assessment and collection of taxes. The choice of these specific dates is rooted in historical calendar adjustments that were made to align the tax year with the old Julian calendar.

The tax year is crucial for sole traders as it determines the period over which income, gains, and allowances are considered for tax purposes. It also influences the timing of various tax-related activities, such as filing self-assessment tax returns and making payments to HMRC.

Understanding the tax year’s boundaries is essential for accurate financial planning, record-keeping, and compliance with tax obligations. As the tax year draws to a close, people and businesses can finalise their financial affairs and prepare for the upcoming tax year’s obligations.

PAYE deadlines for payroll system

If you run a payroll system for your employees in the UK, you’re responsible for meeting various deadlines related to reporting and payment of taxes and National Insurance contributions.

It’s important to note that failure to meet these deadlines may result in penalties or interest charges. Additionally, be aware that these deadlines are subject to change, and it’s advisable to check with HMRC or consult with a payroll professional to ensure compliance with the latest regulations.

Here are some key deadlines for sole traders who are employers in the UK.

Monthly deadlines

Before or on the 5th of each month, you’ll need to submit full payment submission (FPS) to HMRC, reporting details of employees’ pay and deductions for the previous tax month.

By the 19th of each month (or 22nd if paying electronically), you’ll have to pay PAYE (Pay As You Earn) taxes and National Insurance contributions to HMRC for the previous month.

Quarterly deadlines

By 5th July, October, January, and April, you’ll have to submit your Employer Payment Summary (EPS) to HMRC if you didn’t pay any employees in a tax month.

Year-end deadlines

By 19th April, you should submit your final FPS for the tax year.

By 31st May, you’ll need to provide employees with a P60 form, summarising their total pay and deductions for the tax year.

By 6th July, you have to report expenses and benefits provided to employees in the previous tax year.

What are the sole trader changes for 2024?

There are new rules when it comes to taxing sole trader profits, which are due to come into effect in this next new tax year. Starting in April 2024, certain self-employed individuals (sole traders) and partnerships will experience a change in how their profits are taxed, with calculations now aligning with the tax year instead of their accounting year.

This shift is a result of the introduction of new rules known as ‘basis period reform.’ Under these rules, all profits from self-employment and partnerships will be subject to taxation based on the tax year. The transitional year for this change is 2023/24, during which specific rules have been established to facilitate a smooth transition for relevant businesses. These transitional measures aimed to ensure that all businesses affected by the basis period reform were prepared to adopt the tax year basis effectively from 6th April 2024.

If your accounting period concludes between 31st March and 5th April, inclusive, there is some flexibility in the regulations. You can continue reporting profits as usual, as these rules consider any accounting period ending on these specific dates as aligning with the tax year. Nonetheless, it’s important to note that you might still be impacted by basis period reform if you have unused overlap relief.

What are the changes in HMRC 2024?

In addition to the basis period reform changes, there are further changes coming into effect for 2026/27, which some sole traders can start getting prepared for. If you earn over £50,000, you’ll no longer need to complete a Self Assessment return in two years’ time. Instead, you’ll need to comply with new Making Tax Digital for Income Tax rules (MTD for ITSA).

This will be done through a digital system, with the need to periodically report your earnings to HMRC at least once a quarter, rather than once a year. You’ll also have to provide an End of Period Statement (EOPS) at the end of each January, along with a final declaration. It’s all designed to give you better insights into your business finances. The good news is that you’ll know ahead of time exactly how much you’ll need to set aside for tax at the end of the tax year.

You can start preparing for these changes in 2024, by doing away with paper and using software for your accounting if you don’t already, so that you have online records of all your finance details. It will also be a requirement of the new Making Tax Digital system to record all of your business expenditures digitally, so you can get into the habit of taking photos or scans of your receipts, inserting them into your accounting software.

Get small business insurance with Protectivity

The last thing you need when trying to make a success of your small business is for anything to go wrong. However, unexpected events are bound to happen from time to time, which is all part and parcel of providing a service to the public. This is why investing in the right insurance is a good idea for your peace of mind and ability to focus on moving your company forward.

Protectivity offers a range small business insurance cover options, from up to £5 million worth of public liability for third-party claims, to up to £10 million worth of employers’ liability, if you have a team working for you. Whether you’re an artisan looking for Crafters Insurance, a a decorating contractor needing Painters & Decorators Insurance, a private chef who requires Catering Insurance we can cover a variety of requirements and many more professions.

Find out more and get an online quote to suit your business needs.

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Finding Clients as a Freelance Make-Up Artist

26 December 2023

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8 mins read

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In the ever-evolving beauty industry, the role of a makeup artist extends far beyond the application of cosmetics. If you’re establishing a brand in this field, balancing your creative talents with good business skills is crucial to make it a success.

If you want to know how to get more clients for your beauty business, there are a range of strategies you can follow. Growing your customer base involves consistent and genuine engagement with your audience, both online and offline, as well as building a strong brand and providing excellent customer service that will enhance your business reputation.

In this guide, we look at how to get more makeup clients, from navigating the intricacies of the industry to valuable insights on skill diversification, as well as effective marketing and client acquisition.

Skill diversification

Diversifying your skills is essential for a successful makeup artist business. It not only broadens your professional capabilities but also positions you as a well-rounded expert capable of meeting the diverse needs of the beauty industry.

Here are several other reasons why skill diversification is crucial for a successful makeup artist business.

Versatility and adaptability

Diversifying your skills allows you to cater to a broader range of clients and occasions. Whether it’s bridal makeup, special effects for film or television, or high-fashion editorial work, being versatile makes you more adaptable to different demands within the industry.

Expanded client base

By offering a variety of services, you can attract clients with different needs and preferences. This expands your potential client base and increases the likelihood of securing bookings for various projects.

Competitive edge

In a competitive industry, having a diverse skill set sets you apart from other makeup artists. Clients often seek artists who can bring a unique touch or specialise in specific areas, giving you a competitive edge in the market.

Maximising opportunities

Different projects and opportunities may require different skills. For instance, a film or theatre production may demand special effects makeup, while a bridal client may require expertise in long-lasting and natural-looking makeup. Skill diversification means you can take opportunities that present themselves to you, by being well-equipped for a variety of projects and people.

Professional development

Continuous learning and skill diversification contribute to your professional development. Staying updated on the latest trends and techniques not only enhances your abilities but also demonstrates to clients that you are committed to excellence in your craft.

Increased income potential

Offering a broader range of services can lead to increased income potential. A makeup artist who can handle various projects may find more opportunities for work, leading to a more stable and lucrative business.

Building a strong portfolio

A diverse portfolio showcases your talent and versatility. This can attract a wider audience and make you more appealing to clients looking for a makeup artist with a well-rounded skill set.

Client retention and referrals

Satisfied clients are more likely to return for different services if they know you can meet various makeup needs. Additionally, they may refer you to others, increasing your client base through positive word of mouth.

Marketing strategies

Marketing is a highly important area to focus on when researching how to get clients for your makeup business. Effective marketing will help to amplify your visibility and attract clients in a competitive industry. It builds brand recognition, establishes credibility, and engages potential customers through various channels and touchpoints.

Marketing also allows you to showcase your unique style as a makeup artist, establish your brand image, gain positive reviews, and create a compelling online presence. Strategic marketing not only drives client acquisition but also helps to build the foundations for long-term relationships, turning satisfied customers into loyal advocates.

Here are a variety of marketing strategies you can try.

Create an online presence

Build a professional website showcasing your portfolio, services, and contact information. Utilise social media platforms like Instagram, Pinterest, and Facebook to share your work and engage with potential clients.

Optimise your website for search engines using SEO strategies, to increase its visibility. This includes using relevant keywords, creating valuable content, and obtaining backlinks.

Client testimonials

Request feedback from satisfied clients and feature their testimonials on your website and social media. Positive reviews build trust and credibility.

Collaborate with Influencers

Partner with local influencers or bloggers for make-up collaborations, so that they’ll talk about you to their followers. This can significantly expand your reach and introduce your services to a broader audience.

Networking

Attend local events, bridal fairs, and networking gatherings to connect with potential clients and other professionals in the beauty industry.

Client attraction

Here are a few ways you can directly attract clients and get them to choose your offering over competitors:

Offer promotions – Provide limited-time promotions or discounts for first-time clients. This can incentivise people to try your services.
Referral programmes – Implement a referral programme where existing clients receive incentives for referring new clients. Word of mouth is a powerful tool in the beauty industry.
Online booking system – Implement an easy-to-use online booking system. Many clients appreciate the convenience of scheduling appointments online.

Finding clients

Here are a variety of ways you can locate people who may be interested in your work and get more clients for your beauty business.

Local partnerships

Collaborate with local salons, spas, or bridal shops. Establishing partnerships can lead to referrals and cross-promotional opportunities.

Freelance platforms

Join freelance platforms like Upwork, Freelancer, or Thumbtack. Create a compelling profile and actively bid on relevant make-up projects.

Community engagement

Engage with local communities through workshops, charity events, or volunteer work. This not only helps you give back but also increases your visibility.

How to get bridal makeup clients

If you want to get specific and attract bridal makeup clients, this is a highly lucrative area to work in. Bridal makeup is also a niche market with unique demands, so the tactics for how to get makeup clients in this field are slightly different. This means it’s essential to employ a targeted approach. By implementing a comprehensive strategy that combines online presence, partnerships, and personalised offerings, you can successfully attract bridal makeup clients and make a lasting impression on their special day.

Here’s how you can effectively reach and resonate with potential bridal clients.

Build an impressive portfolio

Showcase a diverse range of bridal looks in your portfolio, demonstrating your ability to create both traditional and contemporary styles. Include high-quality images that highlight your attention to detail and skill.

Create a bridal-specific website section

Dedicate a section of your website exclusively to bridal makeup. Provide details about your bridal packages, include testimonials from satisfied brides, and showcase before-and-after photos to demonstrate your abilities.

Make use of social media

Leverage platforms like Instagram and Pinterest to share your bridal makeup work. Use relevant hashtags, engage with bridal content, and create visually appealing posts. You could run targeted ads to reach brides-to-be in your local area.

Encouraging satisfied clients to share their experiences through social media is a fantastic way to build your profile and get word-of-mouth recommendations from user-generated content.

Collaborate with wedding vendors

Establish partnerships with local wedding businesses such as bridal shops, photographers, and wedding planners. Networking within the wedding industry can lead to referrals and collaborative opportunities.

Offer bridal packages and promotions

Develop attractive bridal packages that cater to different budgets and preferences. You can offer promotions for brides who book both bridal and bridal party makeup, creating added value for your services.

Engage in bridal shows and fairs

Participate in bridal shows and fairs in your area. This allows you to directly connect with brides, showcase your work, and distribute promotional materials. Be prepared to offer consultations or demonstrations at these events.

Optimise local SEO

Ensure that your website is optimised for local search engine results. This includes using location-specific keywords and claiming your business on Google My Business. Brides often search for local makeup artists, so being easily discoverable is crucial.

Build relationships with wedding planners

Establish relationships with wedding planners who can recommend your services to their clients. Wedding planners often play a pivotal role in helping brides assemble their dream team of vendors.

Get make-up artist insurance from Protectivity

Building a business is an exciting challenge on its own and the road isn’t always straightforward, so it’s a good idea to have insurance in place to protect you against unforeseen events. This gives you peace of mind and reassures clients that you are a highly professional business.

Protectivity’s make-up artist insurance offers various cover options. Choose from public liability, products liability, equipment and stock, personal accident and legal expenses. If you employ team members, you can also opt for employers’ liability.

Find out more and get a quote online. If you need any support, our team can answer your questions.

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How to Get Started as a Handyman

7 December 2023

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13 mins read

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If you have strong practical skills and are good with people, a career as a handyman (also referred to as a handyperson), could be for you. You can enjoy independence in your professional life, as well as variety in your work environments and the people you meet. Handymen work in settings such as people’s homes, workplaces, schools, hospitals or other public buildings.

The entry route to becoming a handyman is fairly straightforward, with the potential for a good income if you grow your entrepreneurial abilities and continue building your business. By gaining plenty of hands-on experience and continuously expanding your skills, you can enjoy a fulfilling career.

In this guide, we’ll explore how to become a handyman, covering qualifications, responsibilities, potential earnings and progression opportunities.

How in demand are handymen?

Research in the last few years has shown that handymen work an average of 10 hours per day to fulfil the high demand for work. The demand for handymen in the UK can be influenced by various factors such as economic conditions, population growth, and the housing market. The demand for specific services may vary based on location.

In today’s busy lifestyle DIY tasks are often outsourced with people having a lack of time or inclination to focus on them – that’s where a handyman can come in.

Main clients

With no shortage of work available, starting up might be sounding good, but knowing who your customers are will help to promote your services. These are a selection of your clientele.

Homeowners

Around a third of the UK population own their own homes, and homeowners often require maintenance and repair work.

Many properties in the UK are older and may require regular maintenance and renovations, creating a steady demand for handyman services.

Busy lifestyles

Households with multiple full-time workers often have the need to hire handymen for tasks they don’t have the time or expertise to handle.

DIY limitations:

While DIY is popular, some tasks are beyond the skill level or time constraints of homeowners, prompting them to seek professional help.

Landlords

Around a fifth of the UK are private renters. Landlords and property managers often require maintenance and repairs for rental properties, contributing to the demand for handymen.

Home improvement trends

Homeowners investing in home improvements and renovations contribute to the demand for skilled professionals.

Qualifications and experience

No formal education required

Unlike many professions, becoming a handyman doesn’t require a formal education. However, gaining relevant qualifications and offering particular services can enhance your skills and marketability.

Specialist training and courses

Consider specialising and pursuing courses in carpentry, plumbing, electrical work, and general maintenance to broaden your expertise.

Vocational qualifications

Vocational qualifications, such as a City and Guilds diploma in Maintenance Operations or Construction Skills Certification Scheme (CSCS) cards, may be required depending on your job. These can be added to your CV to boost your credibility.

The value of hands-on experience

Hands-on experience is the most crucial element to bringing in a steady amount of work. Apprenticeships, volunteering schemes, or assisting an experienced handyman can give you valuable insights and help you refine your skills.

What does a handyperson do?

Here are some of the typical responsibilities you can expect to carry out as a handyman.

Minor repairs and maintenance

You can expect to handle a range of general practical tasks as part of your day-to-day. You might be fixing leaky taps, repairing broken doors or installing shelves. You could also be putting up curtain rails, fitting smoke alarms or assembling furniture.

Plumbing and electrical work

Basic plumbing repairs fall within a handyman’s scope too. These could include unblocking sinks or dealing with leaks. Simple electrical tasks, such as fixing small appliances and installing thermostats and doorbells, can also be part of your duties.

More complex issues will likely fall under the remit of professionals, who are more specialised in these areas.

Painting and decorating

Handymen also carry out basic painting and decorating tasks. You might be working on areas such as walls, window frames, furniture and doors. These could be inside or outside buildings.

Roofing

Another area you can offer services in is roofing. This could include cleaning up, repairing or repainting roofs, on the interior and exterior, as well as applying insulation, replacing any fixtures and improving structural components.

Gardening work

You can also base your services outside of the home, with this kind of work particularly in demand over the spring and summer months. Handymen services in the garden can include mowing grass, erecting and painting sheds, clearing out debris and jet-washing driveways.

Tiling and flooring

Installing or repairing tiles and flooring is a common responsibility too. This kind of work may involve measuring floor spaces, applying adhesive, cutting, laying and sealing tiles and other flooring materials.

Window fitting

You could base your business around installing or fixing windows, replacing panels and frames, and attending to smashed glass.

Customer service

If you work for yourself, interacting with clients, understanding their needs, and providing excellent customer service are essential aspects of the job. This could mean answering emails and calls, outreaching for new clients over the phone or online, or making door-to-door sales calls.

Required skills for a handyman

Becoming a handyman requires a diverse set of skills to effectively address the varied tasks and challenges involved. By honing these skills, you can increase your chances of success by providing a quality service.

The best way to learn these skills is to work closely with other tradesman or take a course to improve your knowledge.

If you want to know how to become a handyman, read more about the most important skills you’ll need.

Technical skills

The practical and technical skills you may need include:

Carpentry – A proficiency in woodworking for tasks like furniture repair, door installation, and building shelves.

Plumbing – Basic knowledge of plumbing systems to fix leaks, install faucets, and address common plumbing issues.

Electrical work – Understanding of basic electrical systems for tasks such as installing light fixtures, outlets, and switches.

Painting and decorating – Skill in painting walls, ceilings, and trim, as well as basic knowledge of decorating techniques.

Problem-solving skills

It will greatly benefit you to be able to apply analytical thinking and to be able to quickly identify practical solutions to problems. You’ll also need to be adaptable, being able to apply yourself to various different tasks and unexpected challenges on the job.

Communication and interpersonal skills

Strong communication skills will help you to understand your customer’s requirements, explain your work processes and negotiate contracts. A customer-centric approach is essential, as you’ll need to make sure they’re satisfied with your work. Happy clients are key to building a strong reputation, encouraging word-of-mouth recommendations and securing good reviews.

You’ll need to work well in a team too. Whether you work for someone else and divide your daily duties with colleagues, or you manage people and have responsibility for others’ livelihoods, it’s critical that you can talk to teams, managers or employees effectively, pass on instructions and feedback, and hear what others have to say.

You may also regularly interact with suppliers, fellow industry professionals and other third parties. You’ll need to cultivate good working relationships with people from all walks of life, at all levels of seniority.

Manual dexterity

Hand-eye coordination is highly important. You’ll need precise control and coordination for tasks such as using tools, handling materials, and performing intricate work.

Organisation and time management

You should be able to plan and prioritise tasks efficiently to complete jobs within deadlines, which is one of the most important parts of your job. If you can carry out good work in a shorter timeframe than other professionals, this can give you an edge over competitors. It can allow you to increase your prices as you become more efficient over time. You could also give the option for a shorter turnaround at a higher fee.

Effective time management skills will also help you to handle multiple tasks in different locations when you are balancing projects for a range of different clients.

Physical fitness

Strength and stamina are also an important asset in this work. The job can be physically demanding, so being in good physical condition is important for tasks that involve lifting, carrying, and working in various positions.

Attention to detail

Precision is everything when it comes to making clients happy. Paying attention to detail ensures that your work is completed to a high standard and meets customer expectations. One minor lapse in concentration, or a failure to check over your work, could be the difference between a good review and a bad one, or even a refusal to pay.

Knowledge of tools and equipment

Tool proficiency is important too. You’ll need to be familiar with a variety of tools and equipment used for different tasks, from basic hand tools to power tools.

You’ll need to have the right kit to be a handyman, so make sure you have a reliable set of tools, ladders, protective clothing and, ideally, a van. Depending on the work you do, you may require and need to be comfortable using painting supplies, electric drills, spirit levels, circular saws and tape measures. You can protect your tools with our specialist tools insurance for tradespeople.

Safety awareness

Health and safety is paramount as a handyman. You’ll have to adhere to safety regulations and protocols at all times, to prevent accidents and injuries on the job. This isn’t only for your own protection, but that of your clients and anyone you employ. This also means protecting yourself financially with the right insurance, in case an incident occurs and a lawsuit is brought against you.

Business skills (if self-employed)

Entrepreneurial skills are highly valuable, especially if you work for yourself and want to grow your business. Understanding basic business principles, including budgeting, pricing, and marketing, is essential for self-employment.

If you do go self-employed, you’ll need to register with HMRC and make sure you file and pay your taxes before each annual deadline.

Progression opportunities

You can either start out as a handyman working for a construction company in a team, or working for yourself. However you enter the industry, over time you can start to develop your services and reputation to for more financial and job security.

Here are a few ways you can progress as a handyperson:

Specialisation – As you gain experience, you can choose to specialise in certain areas such as plumbing, electrical work, or carpentry, expanding your expertise and potential income.

Entrepreneurship – Experienced handypeople often start their own businesses, offering a wider range of services and managing a team.

Further education – You could opt to take up additional training in specific trades, enhancing your qualifications and marketability. Acquiring relevant qualifications will help you to market yourself and set yourself apart from the competition.

Networking – Building a strong professional network can help you secure partnerships, collaborations, and a greater number of job opportunities.

How much can a handyman make?

Handyperson earnings can vary based on experience, location, and the services you offer. However, the average salary is between £19,000 and £42,000. As you grow your experience and portfolio, you can expect to earn at the higher end of the scale.

The average self-employed handyman hourly rate in the UK is around £30, though many have a minimum call-out fee to make the job worth their while. Specialised skills or emergency call-outs may command higher rates.

When you start out, the hourly rate will usually be lower. If you work for yourself, it’s up to you to increase your income over time and bring in your worth as your career develops.

Starting out as a handyman

Starting a handyman business can be a rewarding and profitable venture, but it’s important to get the basics right. This 10-point checklist covers the key steps to help you set up, stay legal, and grow your business successfully.

Learn the Trade – Gain experience in basic skills like plumbing, carpentry, painting, and electrics. Online courses or apprenticeships can help.
Get Certified – While not always required, having qualifications (e.g., NVQ in maintenance operations) can boost credibility.
Register as Self-Employed – Notify HMRC if you’re working for yourself to stay legal and handle tax properly.
Get Insurance – Public liability insurance protects you in case of accidents or damage.
Invest in Tools & Transport – A reliable van and quality tools are essential for professional work.
Set Your Rates – Research local handyman rates to price your services competitively.
Market Yourself – Use social media, local directories, and business cards to attract customers.
Join Trade Platforms – Websites like Checkatrade, Rated People, or MyBuilder can help you find work.
Network & Get Reviews – Word-of-mouth and positive customer feedback are key to growing your business.
Stay Legal & Organised – Keep records of income, expenses, and jobs for tax purposes.

Get Tradesman Insurance with Protectivity

Being a handyman comes with certain hazards, as with any trade. Starting a company also has elements of risk, as you navigate finances, build a customer base, try to deliver good work and establish your reputation. Therefore, protecting your business is important if you want to make a success of it.

Protectivity’s tradesman insurance has been created to help protect your handyman business from typical risks you might face. Our policies include public liability up to £5 million as standard; you then have the option to add Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). You can also insure your tools from as little as £8.98 a month with our new tools insurance offering.

Find out more about our liability insurance for tradesman get an instant quote designed for your needs. If you need any help, our experienced team are on hand to help.

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13:40:41 BST • 19 May 2025

Christmas Craft Ideas to Sell

5 December 2023

•

8 mins read

Contributors

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If you’re looking to make extra money or diversify your business around the festive season, why not make or stock Christmas crafts to sell? Whether you offer them at fairs, online or in an existing store, it can be both profitable and fun to help people gift their loved ones or fill their homes with the warmth and charm of Christmas. Whether you’re an experienced artisan or dipping your toe into getting crafty, there’s undoubtedly always a market for Yuletide creations.

Once you’ve decided to share and spread joy through your creativity, you’ll want to settle on your niche or narrow down your products. If you’ve been to Christmas markets or fairs before, you’ll know there are many different things you can sell, aimed at a range of demographics. Whether you specialise in cards, woodwork, ornaments, or other festive crafts, you can tap into different audiences on various platforms and channels, for a successful seasonal business.

In this article, we’ll explore some of the best Christmas craft ideas to sell, with advice on current trends and how to approach the festive market.

Is it better to source or make Christmas crafts to sell?

Before you do anything, you’ll need to decide whether to source existing products or make Christmas crafts to sell. This depends on various factors, including your skills, resources, and business goals. Designing and producing your own crafts gives you the option of making unique, personalised products that reflect your creativity. This can set you apart in the market and build a brand identity. However, it will require time, effort, and a certain level of proficiency in craftsmanship. Aside from the business benefits, it’s also, of course, about whether you enjoy the making in and of itself.

The benefit of sourcing existing crafts is that it lets you be more efficient with your time. You can offer a bigger range of products and have more hours in the day for other aspects of your business, such as marketing. This is a good option if you lack specific crafting skills, while also giving you the opportunity to bulk price collections, potentially increasing profit margins.

Research market demand, competition, and your target audience. Handcrafted items often appeal to consumers seeking one-of-a-kind pieces, while sourced goods might cater to those looking for convenience and variety.

You might want to go for a hybrid approach, crafting signature pieces while supplementing your offering with sourced items. Striking this balance lets you increase your product range and appeal to a broader customer base, maximising your potential in the market. Regularly assessing customer preferences and market trends will guide your strategy for long-term success.

What crafts can I make and sell for Christmas?

There are numerous Christmas crafts you can make and sell, catering to a wide range of tastes and preferences. The popularity of different items can vary from year to year. Anything personalised can add a touch more emotional connection and make people feel special.

Here are some ideas for Christmas crafts to sell at craft fairs, in stores or on online marketplaces.

Homemade Christmas cards

If you want something straightforward to produce yourself, cards are easy Christmas crafts to make and sell. Handcrafted Christmas cards are timeless yet still elevate this long-held tradition, with the huge rise of digital designs in recent years. This means unique and personalised designs offer a nostalgic point of difference.

Consider using traditional festive symbols or incorporating popular Christmas themes. Experiment with different techniques such as embossing, calligraphy, or incorporating small ornaments into the card design. Start early to ensure you have enough stock for the rush. Selling customisable options lets people add a personal touch.

Wooden ornaments

Woodwork crafts add a rustic, charming touch to tree decorations or rooms in the home. If you’re planning to make and sell wooden Christmas crafts, you could include classic holiday shapes like stars, snowflakes, reindeer or Christmas trees. Alternatively, you might want to sell gifts that can be used throughout the year, such as jewellery boxes and planters.

If you’re environmentally minded, give some thought to using or sourcing reclaimed wood for an eco-friendly twist. Whatever materials you opt for, they can be set apart with intricate details, painting or wood burning. Bundle your ornaments into themed sets to encourage customers to purchase multiple pieces, or personalise them with names and dates for a sentimental touch. Crafters’ platforms like Etsy are great for these kinds of products.

Festive wreaths

Wreaths are a staple in Christmas decor, so beautifully crafted designs help to set people’s homes apart for everyone to see. Experiment with different materials such as pine cones, berries, and ribbons. Offer a variety of sizes and styles to cater to different tastes.

You could also host wreath-making workshops to engage with your local community. Create a strong online presence through social media and a dedicated website to showcase your designs, while remembering traditional marketing to reach people offline, such as posters in local shops or cafes.

Personalised stockings

Add a personal touch to another Christmas tradition by creating bespoke, handmade stockings. Experiment with different fabrics, textures, and embellishments. Personalised stockings with names or monograms to make them extra special.

Offer a range of sizes and designs aimed at different preferences and age groups. You could also collaborate with local retailers or online marketplaces to expand your reach. You can sell stockings in sets with other festive items, such as candles to put around them on the mantlepiece, for a complete holiday package.

Candles and scented crafts

People love to bring evocative seasonal scents into their homes. Help them create that cosy Christmas ambience that’s so coveted this time of year, with handmade candles and scented crafts. Experiment with festive scents like cinnamon, pine, or gingerbread. Package candles in Christmas-themed containers, or create decorative wax melts for a unique twist.

There’s also the option to create gift sets with coordinating scents and candle sizes. Invest in striking packaging to elevate your products.

For inspiration on starting a candle making business read our short guide.

What are good craft show ideas?

Consumer tastes are ever-evolving, so you’ll have the best chance of success if you latch onto current ideas that bear the modern market in mind. Stay informed on emerging trends and tailor your craft range accordingly.

This year, you might want to consider something that falls within these areas:

Sustainable crafts: Give purpose to your brand identity by creating sustainable crafts that minimise environmental impact. Emphasise eco-friendly, recycled materials and practices in your designs, reducing waste and educating people on how to protect the planet. An ever-increasing percentage of customers specifically seek out globally conscious retailers, so it makes good business sense. From upcycled ornaments to reusable wrapping paper, your creations can inspire others to embrace a more sustainable approach to holiday celebrations.
Interactive workshops: Take your craft show experience a step further by offering live demonstrations or workshops, to engage attendees in hands-on creativity. From personalised ornament crafting to holiday wreath making, these workshops create an energised atmosphere, letting you connect with your audience. Sparking creativity and making lasting memories of your craft show booth provides an immersive experience that goes beyond shopping.
Tech-integrated crafts: Transform traditional crafts with a tech-savvy twist by embracing augmented reality (AR), LED lights, or interactive elements. Seamlessly integrating technology into your creations gives a modern and innovative take on classic designs. From illuminated ornaments to interactive digital displays, captivate audiences with crafts that bridge the gap between tradition and cutting-edge technology.
Personalised experiences: Allow buyers to customise their products, so they can take away something bespoke. You can let them do this in person at a fair, show or in-store. Alternatively, you can give people the option to go away and personalise items online after selecting their purchase from you, so that they have extra time to create something they love.
Collaborative exhibits: Partner with other crafters for joint displays or interactive projects. Create a dynamic craft show experience by fostering collaboration with other artisans. Collaborative exhibits bring together diverse talents, resulting in interactive and visually stunning displays. From joint workshops to shared projects, these exhibits encourage a sense of community, providing attendees with a unique and enriching artistic experience that transcends individual creations.

Get Crafters Insurance with Protectivity

One of the core considerations of any commerce business should be getting the right insurance. It’s no different when it comes to crafts, as you’ll want to protect yourself and your products for professional longevity.

Protectivity’s Crafters Insurance is designed to give protection from customer or third-party claims, with Product Liability Insurance for the event of accidental damage to someone else. You can also opt for Craft Fair Insurance, specifically created for stallholders.

Find out more and get an instant quote tailored to the needs of your business. Get in touch if you have any queries at all.

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How to Start a Painter and Decorator Business?

30 November 2023

•

11 mins read

Contributors

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Starting a painter and decorator business can be a rewarding venture if you have the skills and passion. It requires time and effort, but there are plenty of opportunities out there to bring in work if you remain committed. You can enjoy the freedom and flexibility of being your own boss and get to flex your creative skills, while meeting a wide range of people.

If you love the idea of running your own company, setting your own schedule and the variety of constantly changing working environments, the profession certainly gives you all of this. You’ll need to take a sustained approach to building a client base and reputation, as patience and consistency are key. Of course, it all starts with offering a high-quality service. However, there’s so much more to building a successful business that will give you an attractive income.

In this guide, we’ll talk you through how to become a painter and decorator, with advice on the kind of money you could earn and ways to eventually grow your business.

Do painters and decorators make good money?

Painters and decorators can earn a good living from their trade. You can work on ways to increase your earnings over time. For example, you could research the most profitable areas to specialise in, charge higher rates with experience, and focus only on your local area to keep travel costs down.

It’s well worth knowing what kind of income you could make from your profession before you decide how to market your business and how you’ll source customers. If you’re wondering how much self-employed painters and decorators earn, you can consult government resources and trade websites for a good indication.

However, as a rough guide, sole traders can earn around £37 an hour, £296 a day, or £54,576 a year, on average. This increases if you set up a limited company, to an average of around £48 an hour, £384 a day, or £70,802 a year; factor in the additional costs from this figure, such as corporation tax. If you employ staff, your outgoings will also include their wages.

Build your business with a methodical approach

Here is a step-by-step guide to how to start painting and decorating for a living. If you already work in this profession for an existing company, you can follow these tips to find out how to set up on your own.

Review your current skills and qualifications

You don’t need to be qualified to be a painter and decorator, but you will need to demonstrate your experience. The first thing you’ll want to do is make sure you have the necessary skills and knowledge in painting and decorating.

If you don’t have any past work under your belt yet, consider taking courses or gaining experience through apprenticeships. Maybe you could take on work for an established painter and decorator before you become self-employed, to give you some stability of income and learn from someone else as you hone your talents.

Decide what kind of services you will offer

Knowing your strengths is key. You can either choose to do more of the type of jobs you love, find out what is likely to be most profitable for you, or understand what type of jobs are most likely to be available in your area.

Here are some examples of painting and decorating services you can specialise in:

Basic painting
Painting with effects (e.g. marbling)
Traditional finishes
Wallpapering (including other materials such as vinyl)
Minor repairs
Carpentry
Tiling
Flooring

Decide who your ideal customer will be

There are a range of ways you can approach this, so you don’t have to rely on guesswork to find out the best way to secure a steady stream of work. Once you know what you’ll offer, you can research your ideal customer base and assess your competition.

Will you offer your services to commercial or residential clients? What type of buildings have the most potential to bring you business and a healthy fee? Find out how many other people are offering those services, and look at what kind of buildings are in your area. If you focus on working in your own region, you can develop a strong local reputation.

Create a solid business plan

A well-thought-out business plan is essential. It will give you a clearer understanding of how you will approach building a company and securing work, while helping you secure financing if needed. At the very minimum, it should outline the following:

Your short-term and long-term business goals
Associated costs, e.g. any requirement investment, training, vehicle, materials and tools
Your specific services
Your target market
Your pricing strategy
A marketing plan outline
Financial projections

Register your business correctly

When establishing what you need to be a self-employed painter and decorator, registering your business is one of the most important first steps. Ascertain the appropriate legal structure for your business (either a sole trader or limited company) and register it with the government. Obtain any required permits or licenses for your area. There are advantages and disadvantages to both, but when starting out it may be more likely that you’ll meet the requirements of a sole trading company.

As a sole trader, you’ll be able to keep everything you earn after tax. You can register as a limited company when your income is over a certain threshold, which could give you more credibility. Some bigger clients may only do business with limited companies.

Invest in the right equipment and supplies

Purchase the necessary painting and decorating equipment and supplies. This includes brushes, rollers, ladders, drop cloths, paint, and wallpaper. Aim to invest more in items where the materials need to be high-quality, which will help you deliver a professional service. For anything that can be bought at a lower price without compromising the results, make sure you shop around for the best value.

Determine your pricing and how you want to be paid

Be intentional with how you will price your services. You can do your research to find out how much others charge, but also consider factors such as the cost of materials, labour, overheads, and your desired profit margin. Use your business plan projection as a guide, looking at how much you’ll need to earn each month in order to meet your desired annual income. Decide on payment terms and methods, including whether you will require upfront deposits.

Start marketing your business online and offline

Develop a detailed marketing strategy that will help you to attract clients through various channels. At the very least, you should create a professional website, set up social media profiles, create business cards and flyers, and network with local real estate agents, builders, and interior designers. Find out what networking events are in your area, and join local and national business federations which encourage referrals between members.

Continously add to your portfolio

Showcase your work through a portfolio of completed projects, which can sit on a dedicated page within your website. You could also post regular updates on sites such as LinkedIn and Facebook to keep people informed on your latest work, encourage conversation about your services and generate enquiries.

Include before-and-after photos to demonstrate your skills and the quality of your work. This portfolio will be a valuable tool when meeting potential clients, as they can easily see what you do rather than taking your word for it.

Familiarise yourself with estimating and bidding

Learn how to provide estimates for projects. This is a useful alternative to giving quotes, as they can’t be changed if the work ends up taking longer or incurring unexpected costs. This can leave you out of pocket and doesn’t establish you as a professional who’s being paid what they deserve, which can diminish the respect people have for your business.

Be transparent with clients about the scope of work, costs, and timelines. Providing detailed and competitive bids can help you win contracts.

Create a reliable template for client contracts

Always have a written contract in place before starting any project. The contract should outline the scope of work, timelines, payment terms, and any other relevant details. This helps protect both you and your clients, giving you both a clear vision of what to expect and what the finished outcome will look like.

Contracts serve the purpose of letting clients know exactly what they’re getting in return for their investment and minimising the chance of any disputes around payments or delivery dates further down the line.

Create a thorough accounting system

Set up a system to manage your finances, including tracking income and expenses, invoicing clients, and paying taxes. Consider hiring an accountant if you need support in this area. If you have the know-how and confidence to take care of your own finances, you can use accounting software to help you stay organised. Read our blog on Accounting tips for small businesses.

Develop your knowledge of safety and regulations

Make sure you are highly knowledgeable about safety regulations and best practices in your industry. Anyone you hire will also need to know these inside out, in order to follow guidelines and prevent accidents. You’ll need to comply with workplace health and safety regulations, as well as exercising fire safety. Pay attention to areas such as the use of equipment, protective clothing, and processes for reporting accidents.

Always provide high-quality customer service

Never underestimate the importance of excellent customer service for your reputation. Satisfied customers are more likely to give you good reviews, which you should always ask for as standard practice. Ask on completion of the work whether they’d be willing to give you a positive review, and include it in your follow-up emails. You could even offer future discounts in exchange for reviews.

People like to get recommendations for painters and decorators, so if you’ve built trust with customers and impressed them with your quality of work, they’ll talk about you and refer you to anyone and everyone, from friends to family and colleagues. Securing repeat customers should also be a priority when it comes to your business strategy, so the happier clients are, the more likely they’ll return to you for future projects.

Grow your business when the time is right

Your marketing plan should incorporate ways to keep scaling your business, so that you can increase your earnings year on year and become an established name in your sector. Once you’re bringing in a steady stream of work and developing a good reputation, you may get more word-of-mouth referrals, but it pays to avoid complacency. As you experiment with new ways to bring in work, you’ll increase the likelihood of scalability, rather than simply aiming for consistent work.

As you start to increase the scale of your work, you can take on additional painters or decorators. Expanding your team means you’re well-resourced to take on bigger projects, which you could charge higher fees for, and reach out to a greater number of potential customers.

Get Painter and Decorator Insurance with Protectivity

Running a professional painting and decorating company needn’t be made more difficult by worrying about claims against your business. While you focus on doing great work that keeps clients happy, liability insurance gives you reassuring financial support in the event that third parties take you to court, employees become poorly or have an accident while working.

Whether someone suffers an injury, illness or damage to property, Protectivity’s Painter and Decorator Insurance gives you a range of options for protecting your reputation and finances, with your chosen limit. Our Public Liability option protects you in the event you are sued by clients or members of the public, while Employers’ Liability includes claims from staff and subcontractors. You can also protect your tools and equipment with our new tools insurance offering.

Our insurance for tradesman is trusted by thousands. Our helpful team are on hand to support you with any queries.

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22:03:45 GMT • 22 January 2025

How to Get a 5-star Food Hygiene Rating

21 November 2023

•

11 mins read

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The UK Food Hygiene Rating System (FHRS) is a valuable tool for both consumers and food businesses, created by the Food Standards Agency (FSA). It promotes transparency, encourages food safety compliance, and helps people make informed decisions about where to eat or purchase food. Businesses have to maintain high standards to achieve and retain a 5-star rating, which is the ultimate mark of excellence in food hygiene and safety.

If you’re wondering how to get a 5-star food hygiene rating, look no further. Here are some tips and advice to help you achieve and sustain a high rating.

What does a 5-star hygiene rating mean?

A 5-star hygiene rating is the highest possible rating a catering business can achieve under the FHRS. Here’s what it means for catering businesses in the UK.

Excellent food hygiene and safety

A 5-star rating indicates that the catering business has demonstrated very good food hygiene and safety standards during a thorough inspection, conducted by local authority environmental health officers. It is a clear sign that the establishment has done as much as possible to provide safe and hygienic food to its customers, in a clean environment.

Full compliance with food safety regulations

Businesses with a 5-star rating have shown full compliance with food safety regulations and best practices. This includes maintaining high standards in food handling, preparation, storage, and serving, as well as the cleanliness and maintenance of the premises.

Strong management of food safety

Achieving a 5-star rating reflects a high level of competence and confidence in the management of food safety within the business. This includes proper record-keeping, staff training, and a commitment to maintaining rigorous food safety practices.

Reduced health risks

For customers, a 5-star rating offers reassurance that your catering business poses minimal health risks. Foodborne illnesses and other food-related health issues are less likely to occur in food outlets with such a high rating.

Increased customer trust

A 5-star rating is a powerful marketing tool, as it can build trust and confidence among potential customers. It demonstrates that your business takes food safety seriously and values people’s wellbeing.

A competitive advantage

In a highly competitive market, a 5-star rating sets your catering business apart from competitors. It can attract more customers, boost repeat business, and enhance your professional reputation.

Compliance with the law

Displaying a 5-star rating is not just a matter of prestige; it’s a legal requirement in England and Northern Ireland. Businesses are obliged to display their ratings prominently, making them clearly visible and accessible to the public. If you’re awarded a rating in the highest end of the scale, you are doing everything possible to follow the law.

There is a slight difference for online food businesses, who still have to comply with legal regulations but aren’t obliged to display their ratings.

Continuous commitment

Maintaining a 5-star rating is an ongoing commitment, so you can’t rest on your laurels. Inspections will take place as frequently as every six months for some businesses deemed high-risk; they could be every few years for others. Businesses must therefore consistently adhere to high food hygiene and safety standards, as ratings can change with subsequent inspections.

Even if you are inspected less regularly, you will still want to do everything possible to keep customers happy and of course, avoid being reported to authorities for low hygiene standards or health incidents. Regular self-audits, staff training, and vigilant management are necessary to sustain this top rating.

Understanding the system and processes

Familiarise yourself with the food hygiene rating system, so that you know what you need to do to create a healthy business that also has the best chance of a healthy bottom line. Here’s some key information about the FHRS requirements and how the process works.

Who is rated

The FHRS scheme covers various types of food businesses, including restaurants, cafes, takeaways, pubs, food retailers, and more. It applies to businesses in England, Wales, and Northern Ireland. Scotland has a similar scheme called the Food Hygiene Information Scheme (FHIS).

The rating scale

The FHRS uses a scale from 0 to 5, with 5 being the highest rating (very good) and 0 being the lowest (urgent improvement necessary). The ratings are based on the following criteria:

Hygiene standards

Structural compliance (cleanliness, layout, lighting, and ventilation)

Confidence in management (record-keeping, training, and management of food safety)

Inspection process

Local authority environmental health officers conduct inspections of food businesses to assess their compliance with food safety regulations. These inspections are unannounced, and the frequency may vary depending on the type of business, its history, and the perceived level of risk.

Displaying ratings

Food businesses in England and Northern Ireland, with physical premises, are required by law to display their FHRS rating prominently, such as on windows or doors, and at their entry points. In Wales, it is encouraged but not mandatory.

Appeals and re-inspections

If a business disagrees with its rating, it has the right to appeal the decision. Additionally, food businesses that receive a low rating can request a re-inspection after making necessary improvements. Re-inspections allow for the possibility of a better rating.

Access to ratings

Consumers can easily access food hygiene ratings online or through mobile apps, making it convenient to check the rating of a food establishment before dining or buying food. The ratings are also available on the official Food Standards Agency (FSA) website.

Improvement notices and closures

In cases where a business is rated very poorly (0 or 1), local authorities may issue improvement notices or, in extreme cases, close the business if there is an imminent risk to public health. The business can only reopen after addressing the issues identified during the inspection.

Does it cost to get a food hygiene rating?

There is no direct cost associated with receiving a Food Hygiene Rating as part of the Food Hygiene Rating Scheme (FHRS). Local authorities carry out inspections and issue ratings to food businesses as part of their statutory responsibilities for food safety. These inspections are typically funded by local government budgets and taxpayers’ money.

It is intended to be a transparent and objective assessment of the establishment’s food safety practices, made available to the public to inform their dining choices. However, investing in food safety and hygiene practices is an essential part of running a responsible and reputable food business.

Additionally, there are some potential indirect costs that a food business may incur as part of the process of getting a good food hygiene rating:

Staff training – Food businesses may need to invest in staff training to ensure that employees are knowledgeable about food safety and hygiene practices. While this is not a direct cost associated with the rating itself, it is an essential part of maintaining a good rating.
Improvement costs – If your food business receives a low rating (e.g., 0 or 1) and you want to improve it, you may need to invest in necessary improvements to meet food safety standards. These costs can include repairs, equipment upgrades, or changes in procedures.
Re-inspection costs – After making improvements following a low rating, businesses can request a re-inspection to potentially improve the rating. While this is not a direct fee, there may be costs associated with implementing changes and preparing for the re-inspection.
Training materials – You may choose to purchase food safety training materials for your business, or hire trainers to help educate your staff.

How to get a 5-star food hygiene rating

Getting and maintaining a 5-star food hygiene rating is essential for protecting both your customers and your company’s success. Being awarded this rating is an ongoing process requiring dedication, attention to detail, and a strong commitment to food safety. It’s not about reaching an end goal and then relaxing. You’ll have to regularly review and update your practices throughout the life of your business, ensuring the safety and satisfaction of your customers.

Here are the general steps you’ll need to take.

The quality and uniqueness of your crafts play a significant role in your success. Customers will pay more for well-made, unique, and attractive items, so make your products stand out in terms of design and craftsmanship.

Training and education

When it comes to how to get a food hygiene rating you’re proud of, education is vital. It’s not just you who’ll need to be aware of the system’s requirements, but your team too. Ensure that all your staff members receive appropriate food safety training and certification. This includes knowledge of food hygiene, food handling, and the safe preparation of food. Regularly update and refresh this training to stay current with best practices.

Implement a food safety management system

Develop and maintain a robust food safety management system based on Hazard Analysis and Critical Control Points (HACCP) principles. This system, called an HACCP plan, should identify potential hazards and establish control measures to mitigate them.

Here’s an overview of the steps you’ll need to take in an HACCP plan:

Clearly define your offering and its intended use, with any specific characteristics that may impact food safety.
Address biological, chemical, and physical risks.
Determine critical control points (CCPs), which are points in the process where control can be applied to prevent, eliminate, or reduce a hazard to an acceptable level.
Set specific limits to control hazards effectively.
Establish monitoring procedures to ensure compliance with critical limits and define corrective actions for deviations.
Implement thorough verification processes, maintaining meticulous records.
Regularly review and update the HACCP plan, and provide comprehensive training for all employees involved.

Maintain a clean and organised kitchen

Keep your kitchen and food preparation areas clean and well-organised. Regularly clean and sanitise all surfaces, equipment, and utensils. Use colour-coded equipment to prevent cross-contamination.

Personal hygiene

Enforce strict personal hygiene practices for your staff, including proper handwashing, wearing clean uniforms, using gloves when necessary, and not working when ill. Make sure employees know the importance of reporting illnesses.

Temperature control

Monitor and maintain proper temperature controls for food storage, preparation, and cooking. Regularly check and record temperatures, and discard any food that has been stored or cooked at incorrect temperatures.

Food labelling and storage

Ensure that all food items are labelled with their use-by or best-before dates. Store food items correctly to prevent cross-contamination, and arrange items in a way that allows for proper air circulation in refrigerators and freezers.

Allergen awareness

Be diligent in identifying and managing allergens in your menu items. Make sure your team is knowledgeable about allergens and can communicate them to customers accurately.

Pest control

Establish a pest control program to prevent and address any infestations. Regularly inspect your premises for signs of pests and take immediate action to resolve any issues.

Documenting and record-keeping

Maintain comprehensive records of your food safety practices, including temperature logs, cleaning schedules, staff training, and any incidents. This documentation can demonstrate your commitment to food safety during inspections.

Regular inspections and self-audits

Conduct regular self-audits and inspections to identify and correct any potential issues before an official inspection. Address any shortcomings immediately.

Continuous improvement

You’ll need to stay updated with food safety regulations and best practices. Consistently improve your food safety procedures, adapting to changing circumstances and customer demands.

Seek professional advice

Consider consulting with food safety experts or organisations that specialise in food safety and hygiene, for professional guidance and support that will be valuable to your success.

Get catering insurance with Protectivity

Protecting your business isn’t just about how to get a hygiene certificate. Beyond the five-star ratings, you can do even more to preserve the life of your company by taking out a suitable catering insurance policy.

Protectivity’s catering insurance is a specialist product designed to give you a range of options suited to your business needs. Our Public Liability cover will protect you against claims that may be brought against you, from accidental injury or damage to clients and belongings. You can also select Employers’ Liability Insurance, which will cover you up to the amount of £10m in compensation if your employees are injured while working. In addition, our Products Liability Insurance gives you protection against claims arising from third-party products or goods.

Read more about our catering insurance and get an online quote in minutes.

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A Guide to Sustainable Catering Practices

26 October 2023

•

7 mins read

Contributors

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Implementing sustainable catering practices has many benefits. Not least, the fact that it will help reduce your environmental footprint, while also appealing to a growing market of consumers who place a lot of value on sustainability.

You’ll be able to help mitigate climate change, protect ecosystems and improve the quality of life for many. Necessary elements of sustainable catering are considering sourcing, reducing water usage, energy consumption, and waste. By conserving these, caterers not only reduce their operational costs but also contribute to the responsible management of finite natural resources.

In this guide, we explore how to adopt sustainable food catering and the reasons why it’s so important.

What is sustainability in the catering industry?

Sustainable food catering uses practices and principles that will reduce your company’s environmental, social, and economic impact. This means being able to meet consumer needs, while considering what your actions mean for the planet and for future generations.

Sustainable catering is about making responsible choices in various aspects of your business, from sourcing ingredients to food preparation and waste management. Ethical considerations also encompass fair labour practices, animal welfare, and support for local communities.

It is essential for everyone in this industry to take a thoroughly considered, holistic approach to conserving resources, in order to promote ethical practices throughout the catering supply chain.

Why is sustainability important in the catering industry?

Sustainability is essential in the catering industry for several reasons. As with any type of business, it fulfils environmental responsibilities, customer preferences, legal compliance, and long-term business success. It can’t be denied that caterers who prioritise sustainability are better positioned to thrive in a changing and environmentally conscious market. Research shows that at least 75-80% of consumers will choose sustainable businesses over those that are unsustainable. It goes without saying that being in the former category, favoured by the majority of those who have the final say in your success, makes your business much more resilient.

Crucially, however, this sector in particular needs increased focus on global responsibilities. This is because the food system is the second-largest contributor to greenhouse gases, after energy. If every sustainable catering company is more mindful about its choices, they’ll be doing their bit to try and lessen the damage caused by this industry, which releases 25-30% of global emissions. Food waste, for example, emits a large amount of the greenhouse gas methane, while also taking up a lot of landfill space.

There are also strict regulations and laws related to food safety, waste management, and environmental impact. Compliance with these regulations is essential to avoid fines and legal issues. Sustainability practices often involve building reliable supply chains too, which can help caterers navigate disruptions caused by factors like climate change or global events such as pandemics.

Operating with these ethics in mind is also important for public health, as truly sustainable food is more nutritious and won’t ever contain chemicals or pesticides. Therefore, healthier and more sustainable catering go hand in hand, which means both you and your customers can feel good about what they eat.

Lastly, adopting sustainability initiatives can boost employee morale and engagement. Many people prefer to work for companies that share their values and are committed to making a positive impact.

How can catering be more sustainable?

There are a number of ways you can develop a sustainable catering business, across key areas such as food production, transportation, energy consumption, and waste generation.

How can you introduce more sustainable catering practices?

By implementing these eco-friendly practices, UK caterers can contribute to environmental sustainability while also appealing to environmentally conscious customers.

Here are some sustainable catering practices you can consider.

Source locally, as much as possible

Use ingredients sourced from local UK farmers, growers and suppliers. This will reduce carbon emissions given off by long-distance transportation while supporting the local economy. It also allows you to use fresher ingredients that are both healthier and tastier.

Serve locally produced refreshments, too. Buying local wines, beers, and other beverages will support regional businesses and reduce transportation emissions.

Create seasonal menus to optimise local products

Design your menus around the seasons, using ingredients that are in season in your area. This reduces the need for energy-intensive storage and transportation. It also helps maintain customer interest in your services, encourages innovation, keeps your marketing relevant and compelling, and boosts your brand reputation.

Reduce food waste as much as possible

Make sure you’re clued up when it comes to your food waste reduction strategies. There are different ways you can do this effectively, such as accurately estimating guest numbers, using proper storage methods, and controlling portion sizes.

Your business must have a thorough recycling and composting system in place. In order to properly manage waste and divert it from landfills, sustainable catering involves a continuous, daily commitment to disposal.

You can also consider donating surplus food to local food banks or allowing employees and clients to take it home.

Choose seafood with the sustainability stamp

Choose seafood options that are certified as sustainable, by organisations such as the Marine Conservation Society. Look for labels like MSC (Marine Stewardship Council), which are the seal of approval for responsible sourcing.

Offer plant-based options

Of course, it makes good business sense to cater to the growing demand for plant-based diets. Not only that, but it will lower your environmental impact if you serve a variety of vegetarian and vegan menu choices. Putting too much focus on meat-based options can be bad news, as the meat and dairy industries account for 14.5% of the world’s man-made CO2 emissions.

Use biodegradable materials

When it comes to tableware, stay well away from single-use items, such as those made from plastic, as much as possible. If you can’t invest in reusable products, opt for biodegradable or compostable plates, utensils, and packaging, in materials such as bamboo, cornstarch, or sugarcane.

Extend this mindset to your decor, too. Use sustainable, reusable decorations, tablecloths, and centrepieces. Minimising waste from your table settings, as well as from the food you serve, further mitigates your environmental impact.

Use energy-efficient appliances

Invest in energy-efficient cooking and refrigeration equipment, ensuring that they’re properly maintained, to reduce energy consumption and lower your carbon footprint. Using LED lighting also supports a greener approach, which will reduce your energy bills too.

Get catering business insurance with Protectivity

Growing a sustainable catering business requires you to think practically when it comes to your long-term planning. While you’re dividing your focus between day-to-day activities and taking your company to the next level, it’s essential to invest in the right catering insurance to take care of your finances if things go wrong.

Protectivity’s Catering Insurance offers a range of options to suit your business. Our Public Liability offers up to £5 million of cover, in the event that a member of the public brings a claim against you. Whether someone is injured or their property is damaged, you can breathe a little easier with a policy designed to alleviate your legal costs. You can also opt to add on the Products Liability, with this extension offering cover for claims that arise from third-party products and goods. If you’d also like Commercial Legal Protection, this includes a Legal Helpline service and cover for a range of business issues.

Get an instant tailored quote for a catering insurance policy that suits your needs. If you’ve any questions at all, get in touch with our friendly team.

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What Qualifications are Needed to Become an Electrician?

24 October 2023

•

8 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

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Britain is suffering a severe shortage of qualified tradespeople, despite the fact that the level of demand means that there are potentially excellent earnings on offer. As well as builders and plumbers, good-quality electricians are extremely sought after right now. And with technology, electric cars, smart homes and domestic appliances all playing increasingly large roles in our everyday lives, the need for electrical installation and repair work isn’t likely to subside any time soon.

If you’re a young person evaluating your career choices, or you’re looking for a change in profession, it can be difficult to know where to start. That’s why we’ve created this guide, so that you can understand what qualifications you need to be an electrician. We’ll cover why qualifications are important, how they vary across the different routes into the industry, and the other key considerations to make as you become an electrical professional.

Why are qualifications important to be an electrician?

We’ve all heard of cowboy tradespeople and bodge-jobs at one time or another, and this kind of poor-quality work, often done on the cheap, doesn’t do anybody any good. Taking the appropriate qualifications for electrical work is vital for a number of reasons to ensure everyone gets the work and service they expect. Let’s break it down into five key areas:

Safety

This is perhaps the most important thing to remember when looking at what qualifications you need to be an electrician. Work that is not done safely can cause serious injury or worse, not only to whoever is doing the work, but to whoever is using the electrics afterwards. Good-quality training will ensure the right attitude and approaches towards safe work.

Specific expertise

Electrical work is such a broad church that there is a wide range of different works, which can vary depending on the work involved. For example, Domestic Installers don’t necessarily require all the qualifications and legal commitments that other electricians might need (more on that later). Different types of qualifications ensure that an electrician’s skill set is suitable for the type of work that they’re doing.

Quality of work

Qualifications ensure that an electrician is capable of doing the jobs they’re hired or contracted to do to the best possible standard. The training involved will guarantee that the right techniques and approaches have been learned along the way, instead of relying on second-hand advice or guesswork.

Customer trust

All three of the points above are important for giving customers confidence that their project is in good hands. Everyone remembers a good electrician, but they’re just as likely to remember a bad one. If a customer feels positive about work before, during and afterwards, they’re far more likely to become a repeat customer for months and even years to come.

Legislation

Different types of work come with different types of rules and regulations, many of them to ensure all the points listed above are adhered to. Qualifications help ensure work that takes place is legal, and that the importance of legal work is understood. In many cases, having these qualifications will be a legal requirement to get certain work and jobs.

What electrician qualifications can I get, and how can I get them?

There are several different ways to get into the electrical industry, and which ones are right for you depend on a number of different factors. These include (and are not necessarily limited to): your age, any pre-existing experience you have, any qualifications you’ve gained in other industries, and how much of your own money you’re able to spend on training. In this section, we’ll cover the main options in turn, and highlight some of the qualifications to work towards:

Apprenticeship

Getting an apprenticeship is probably the most common way to get a foothold in the industry, and in many ways, it can be considered the most traditional. You’ll be able to work on-site part-time, and spend the rest of your time learning in a college of specialist training centre.

Generally speaking, electrician apprenticeships last around three or four years. To be eligible, you’ll normally be expected to have GCSEs at grade C or better in English, Maths and Information Communication Technology. At the end of the apprenticeship, you’ll have either a technical certificate, NVQ or diploma at Level 3, which will enable you to pursue a long-term career in most types of electrical work.

Electrician’s mate

If you work as an electrician’s mate, then you have the chance to gain some working knowledge of electrical installations by shadowing and assisting a qualified professional. There are no formal requirements for qualifications to become an electrician’s mate, although gaining some of the basic credentials at levels 1 and 2 is desirable. Generally speaking, mates will not be able to carry out work unsupervised, which is why they’re generally better suited to larger businesses and sites where there are more people able to assist and provide advice.

Formal qualifications

It is possible to take qualifications in a formal college-based setting, in particular the Diploma in Electrical Installation at levels 2 and 3, or the T Level in Building Services Engineering for Construction. However, these should not be considered everything that is needed to become a fully qualified electrician: practical experience working in the electrical industry (normally around three years) is also required. This is why the apprenticeship (as highlighted above) or company-specific training and development schemes should be considered in tandem with any course.

Approved Electrician status

The Joint Industry Board (JIB) awards the status of Approved Electrician to anyone who meets their exacting criteria. For starters, you’ll need to have completed an apprenticeship or equivalent; but you’ll also need at least two years’ further experience after that; and a level 3 qualification in inspecting, testing and initial verification.

Approved Electricians are able to design and install electrical projects in a high-quality, efficient and safe manner. They’ll also be able to manage projects and understand requirements from drawings and specifications. Therefore, while it may take a long time to get Approved status, it can significantly increase your earning power in the long-term.

Domestic Installer qualifications

In the eyes of the law – specifically Part P of the Building Regulations (Electrical Safety – Dwellings) – Domestic Installers are not electricians, strictly speaking. However, that doesn’t mean that they aren’t professionals in their own right.

Domestic Installers do not necessarily have to go through all the qualifications that electricians need to. Instead, you can get up to speed through gaining a level 3 award that confirms their knowledge of electrical installations. This should also ensure that you are conversant with the British Standard BS 7671 on Requirements for Electrical Installations (also known informally as ‘The Regs’). These awards can be completed in around 100 hours, meaning it’s possible to get what you need in as little as three weeks, as long as you can demonstrate an example installation to an assessor.

Direct application

Many electricians come into the industry from other trades, especially related areas like building or electrical engineering. In this case, some of the qualifications gained to work in these industries can be transferred into working as an electrician. You may find that through your existing credentials, you’re able to get a job at an employer that will then help you gain all the skills and specific qualifications that you’re missing.

Pre-existing experience

If you’ve already been working in the industry for some time and you haven’t reached at least a level 3 qualification, you may be able to get that level of accreditation without going through training. You can take an Experienced Worker Assessment that takes a look at your capabilities and expertise, and works out if you’re already operating at a sufficient level.

Get electricians insurance with Protectivity

Electrical work is vitally important, and it can also be highly dangerous if not done correctly. It’s for that reason that there are a wide range of requirements and legislation in place to make sure that work is always done safely and to a good, professional standard. If something goes wrong, the financial implications can be severe, which is why having the correct insurance is essential. At Protectivity, we now offer insurance for tools to help tradespeople protect their business.

If you’re working for an employer, then you’ll normally be covered by whatever insurance provision they have in place. But if you’re working on a self-employed basis, or running your own electrician business where you’re employing other people, then having your own tradesman insurance in place is a must.

At Protectivity, we specialise in providing electricians insurance to professionals and entrepreneurs just like you. Our cover includes up to £5 million of public liability cover, employers’ liability if you hire other people, and the option for commercial legal protection in case you need support in this area. Find out more about our affordable policies, excellent claims handling, and monthly payment options for our electricians insurance today.

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14:11:07 GMT • 23 January 2025

The benefits of being a mobile hairdresser

19 October 2023

•

8 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

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You might be used to your hairdressing clients coming to you – but have you ever considered going to your clients instead as a mobile hairdresser?

If you feel shackled by salon life, want to start a small business and don’t mind travelling, then setting up a mobile hairdressing operation just might be the career change you’re looking for. As well as giving you flexibility in what you do, where you do it and when you do it, you can also reach out to a market of people who want great styling, but don’t have the time to make it to a salon.

This blog highlights 11 of the biggest benefits of being a mobile hairdresser. You’ll get inspiration on why it’s worth branching out with your own small business, how it can enable you to unleash your creativity, and how it can give you a platform to take your career to the next level.

You can be your own boss

If you’ve never been self-employed before, then you’ve never experienced just how liberating it can be to work for yourself. It means you can say goodbye to micromanaging bosses breathing down your neck, bid farewell to workplace gossip and politics, and steer clear of all the horrible little jobs that ruin your day. Instead, within reason, you can shape your own working life and put your own enjoyment and career development goals first, without having to get permission from anyone first.

You can work where and when you want (within reason!)

Now, there are two sides to this particular coin that you should be aware of when starting out as a self-employed mobile hairdresser. The first is that you can absolutely work where and when you want, helping you fit your work around your other commitments (for example, picking kids up from school or caring for a relative).

However, you will need to be flexible to a certain extent in order to make the most of your potential. For example, many clients wanting mobile hairdressing services do so because they’re too busy with work and home life to make it to a salon. Therefore, they’ll primarily be looking for appointments at evenings and during weekends, so you’ll need to be open to working less sociable hours to take full advantage of this segment of customers.

You can pursue styles that interest you

No longer do you have to be constrained by the same old styles that salon customers want – being your own boss means you can set the rules and be creative. If you want to express yourself with your own signature styles, then this is your opportunity to do it, and potentially build a good reputation in your community in the process. It can also help you stand out from the crowd if you have plenty of competition in the area.

You can keep the rewards of your hard work

It can be incredibly frustrating to work hard for an employer and feel like you aren’t getting the rewards you deserve. This is particularly the case if you work for someone who likes to show off the new car they’ve bought or the nice holiday they’ve just been on. But if you work for yourself, your earning power is directly linked to your talent, ambition and dedication. If you’re good at what you do and you’re willing to put the effort in, you’ll be rewarded for it.

You can get variety in your day-to-day work

Salon work can sometimes be pretty mundane: you do the same old treatments day after day, and feel like you’re stuck in the same old routine. But when you’re a mobile hairdresser, then no two days are the same: you’ll get to work from a different environment every day, and treat different customers who want hair styling for all sorts of different reasons. This can help you keep things fresh and maintain your motivation and enthusiasm for your work.

You can explore niche business opportunities

Many successful mobile hairdressers have found particular success in branching out and specialising in a certain type of styling. For example, if you live in a diverse community, then you may have the option to specialise in treatments and styles that are best-suited to Afro-Caribbean hair characteristics. Alternatively, you could focus on weddings, and provide a full day of cuts and styles for the bride and all her bridesmaids in one go. These are just two of the specialisms which can help you appeal to a specific audience and gain more variety than the same repeat business every week or month.

You can give customers the best service

Being able to travel to a customer’s home to give them the style they’re looking for is a real positive from a customer service perspective. It means that they can feel more comfortable in their own surroundings, put their own music on, and avoid the stress of traffic and parking when travelling to the salon. At your end, you can go the extra mile by asking customers at the time of booking if they have any specific requests (such as in a special box on an online booking form). Being able to cater for their preferences will make them feel even more positive about their experience with you.

You can get started for minimal outlay

The costs involved in getting yourself started up as a mobile hairdresser are relatively small compared to other business enterprises. Perhaps the biggest is that you’ll need your own car, although you may well have one already. Beyond that, you’ll also need your own equipment such as scissors and appliances, as well as investing in a full range of products that you think you’ll need to use. And one other investment that you shouldn’t neglect is insurance.

You can find time to gain skills and qualifications

If you’re working full-time in a salon, it can be very difficult to find the time to focus on yourself and work on career development. After all, if you’ve just done a long day’s work, the last thing you’ll feel like doing when you get home is studying! Being self-employed, however, makes it much easier for you to build this valuable time into your schedule. If there are new skills you want to learn, or you want to boost your qualifications and credentials, you have a better chance to work towards future career success.

You can build your personal brand

In the health and beauty sector perhaps more than any other, personal branding is absolutely critical. When clients are looking for a new stylist, whether it’s one in their local area or one who specialises in certain cuts and styles, social media platforms like Instagram, Facebook and TikTok will most likely be the first place they’ll look. If you don’t have a strong presence on these platforms, with a showcase of some of your best work and information on what you do, then you’ll be losing business to your more social-media savvy competitors.

You can boost your standing in your community

If you can gain a good reputation for creativity, reliability and professionalism in your local area, then you’ll quickly stand out as one of the leading mobile hairdressers in your community. You can boost this reputation even further by getting involved in some community events, such as setting up a stand at festivals, and advertising promotions and discounts in some local publications. And while social media is all-important, don’t overlook the power of traditional advertising such as leaflets and posts on notice boards: these can be particularly effective with older clients who generally don’t use social media as much.

Get your hairdressing insurance from Protectivity

As you’ve read in this blog, there’s lots to enjoy about becoming a self-employed mobile hairdresser. But like any small business enterprise, there could well be some stumbling blocks along the way, and in the worst-case scenario, could cost you a substantial amount of money.

The best way to protect yourself against this financial harm is through wide-ranging hairdressing insurance, which Protectivity provides for hundreds of ambitious stylists just like you. With our affordable cover, you can protect yourself and your business from loss, theft or damage of your own professional property and equipment; and any damage accidentally caused at the home of one of your clients.

Mobile Hairdressing insurance starts at just a few pounds a month. Take two minutes today to find out more, when you get a quote online. We also offer barber’s insurance for those who cut men’s hair.

This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation.

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