Category: Trades

09:16:33 BST • 10 April 2025

How much do tilers make in the UK

10 April 2025

•

10 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

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Tiling is an essential trade within the construction industry, with demand across residential, commercial, and industrial projects. Whether laying tiles in a new kitchen, refurbishing a bathroom, or working on large-scale developments, tilers play a key role in creating functional and aesthetically pleasing spaces.

If you’re considering a career in tiling or wondering how much you can earn, we’ve summarised everything from average salaries to self-employment earnings, expenses, and ways to increase your income.

What do tilers offer clients?

Tilers are responsible for installing tiles on walls, floors, and other surfaces using a range of materials, including ceramic, porcelain, natural stone, and mosaics. Their work involves precise measurements, surface preparation, adhesive application, and finishing techniques to ensure a professional and durable result.

Some tilers also specialise in complex designs, waterproofing, and heritage restoration. As tiling is required in homes, businesses, hotels, swimming pools, and more, skilled tilers often enjoy consistent demand for their services.

Are tilers in demand in the UK?

Yes, tilers are in steady demand across the UK, driven by ongoing growth in both the construction and home improvement sectors. From new-build housing developments to renovations, extensions, and commercial fitouts, tiling is a vital finishing trade that remains essential to many types of projects.

Homeowners continue to invest in bathroom and kitchen refurbishments—two areas where professional tiling is crucial for quality, waterproofing, and style. At the same time, developers and contractors require skilled tilers for large-scale residential and commercial projects, including hotels, restaurants, offices, and retail spaces.

There’s also a growing appetite for more complex and design-led tiling work, including large-format tiles, underfloor heating systems, and luxury finishes. This has created opportunities for skilled and experienced tilers to carve out niches and charge premium rates.

With a shortage of skilled tradespeople in some parts of the country, particularly in the Southeast and major urban centres, tilers with strong workmanship and reliability often find themselves with a steady stream of enquiries. The demand is especially high for those who can deliver both functional results and a high-end finish.

Typical career pathway for a tiler

The journey to becoming a professional tiler usually follows a hands-on, skills-based route, often starting with formal training and progressing through practical experience. Here’s an outline of a typical career path:

1. Entry via Apprenticeship or College Course

Most tilers begin their careers through an apprenticeship or a college course in wall and floor tiling. These programmes teach essential skills such as surface preparation, tile cutting, adhesive use, and finishing techniques. Apprenticeships combine classroom learning with real-world experience, typically lasting 2–3 years.

Relevant qualifications include:
- Level 2 or 3 Diploma in Wall and Floor Tiling
- NVQ (National Vocational Qualification) in Tiling

2. Junior or Assistant Tiler

After completing initial training, many tilers start as assistants, working under experienced professionals. This stage allows them to refine their skills, learn how to manage job sites, and gain confidence working independently.

3. Qualified Tiler

Once fully trained, tilers can work independently or as part of a team. They may be employed by building firms, contractors, or specialist tiling companies. At this stage, tilers can take on a wide range of residential and commercial projects and begin to build a portfolio of completed work.

4. Experienced or Specialist Tiler

With several years of experience, tilers often choose to specialise in high-end or technical areas such as:

Natural stone or large-format tiles
Wet rooms and underfloor heating
Heritage tiling and restoration
Commercial or industrial tiling

They may also pursue further qualifications or join trade associations like The Tile Association (TTA) to enhance credibility.

5. Self-employment or business ownership

Many tilers go on to become self-employed, setting up their own business or working as subcontractors. This offers greater control over projects, schedules, and income potential. Some eventually employ other tilers or apprentices, growing their business into a larger operation.

What is the average salary for a Tiler in the UK?

According to recent job market data, salaried tilers typically earn between £25,000 and £35,000 per year. Although, the average salary for a tiler in the UK does vary depending on experience, location, and employment type.

High-demand areas such as London and the Southeast, earnings can be higher. Self-employed tilers, who set their own rates, often have the potential to earn more, depending on the number of jobs they take on.

Average tilers’ salary at different experience levels

Entry-Level Tilers

Those starting out, often through apprenticeships, can expect to earn £18,000–£22,000 per year. Apprentices usually earn a lower wage initially, but earnings increase as skills develop.

An employer cannot pay you below the minimum wage, which, from April 2025, is £7.55 per hour for an apprentice and £12.21per hour for someone over 21 years.

Mid-Career Tilers

With a few years of experience, tilers can earn between £25,000 and £30,000 annually. At this stage, many professionals build a solid client base or move into specialist areas. You are also more likely to be developing more specialist skills that will help to increase your earning potential.

Experienced Tilers:

Those with 10+ years of experience, especially those running their own business or specialising in high-end projects, can earn £40,000+ per year, with some exceeding £50,000.

How much do self-employed tilers make?

Self-employed tilers have the potential to earn more than those in salaried positions, but their income depends on factors like workload, location, and business expenses. Many charge between £150–£250 per day, meaning annual earnings can range from £30,000 to £60,000+, depending on the number of jobs completed.

However, self-employment comes with additional responsibilities, such as sourcing work, managing finances, and covering business costs. These costs have to be taken into account when calculating earnings, although it’s useful to know expenses you can claim for as a tradesperson.

Costs and expenses for tilers

While self-employment can be lucrative, it’s important to factor in business expenses that affect overall profitability. These include both the ongoing costs of running a tiling business and the investment in maintaining or improving skills.

Tools and Equipment

Tilers need a range of essential tools, such as tile cutters, mixing drills, adhesive trowels, levelling systems, and protective gear. Replacing or upgrading tools over time is an additional cost to consider.

Transport and Fuel

Travelling to and from job sites can be a significant expense, especially for those covering large regions or working in rural areas.

Insurance

Public liability insurance is crucial to protect against accidents or damage while on site. Employers’ liability insurance may also be needed if hiring others.

Marketing and Business Costs

To stay competitive, self-employed tilers often invest in marketing, including a professional website, social media advertising, branding, and listing fees on lead-generation platforms like Checkatrade or Rated People.

Qualifications and Training

While many tilers begin with formal training, keeping skills up to date—or branching into specialisms—often involves ongoing costs. This might include advanced tiling courses, health and safety certifications (like CSCS cards), or learning new techniques and materials to meet market demand.

After covering these expenses, take-home earnings may be lower than headline rates suggest, particularly in the early stages of self-employment. Careful budgeting and reinvesting in tools and training can help tilers grow their business and income over time.

How to increase earnings as a Tiler

Tilers looking to maximise their income can consider the following strategies:

Improve skills and gain certifications: Investing in advanced tiling courses or waterproofing certifications can lead to higher-paying jobs.
Specialise in niche areas: Focusing on high-end tiling, underfloor heating installations, or large-format tiles can command premium rates.
Build a strong reputation: Positive customer reviews and word-of-mouth recommendations can lead to consistent work.
Utilise online platforms: Advertising on social media, Google My Business, or trade directories can attract new clients.
Offer additional services: Providing related services like grout restoration, silicone sealing, or tile repair can boost income.

Which specialist tilers make the most?

Tilers who specialise in certain areas can often command higher fees. Some lucrative specialisms include:

Luxury and large-format tiles: These require advanced skills and are often used in high-end properties.
Wet rooms and waterproofing: A growing market, particularly in modern bathroom designs.
Commercial and industrial tiling: Working on hotels, restaurants, and offices often brings larger contracts.
Restoration and heritage tiling: Preserving and restoring historical properties can be highly rewarding and well-paid.

Other factors affecting earnings

Several external factors can influence how much a tiler earns:

Location: Tilers in cities like London often charge higher rates due to demand and living costs.

Economic conditions: The construction industry fluctuates, affecting job availability.

Seasonal demand: Some tilers find work slows down in winter, especially for outdoor projects.

Trade Associations & Networking: Joining professional organisations like The Tile Association (TTA) can lead to better opportunities and higher rates.

In summary

Tiling can be a rewarding career with good earning potential, particularly for those who develop specialised skills and consider self-employment. While salaries vary depending on experience and location, tilers who build a strong reputation, manage their expenses well, and focus on high-value projects can achieve a comfortable income. Whether you’re starting out or looking to boost your earnings, the key to success in tiling is a combination of skill, professionalism, and smart business strategies.

Get Tiler’s Insurance from Protectivity

If you’re working for an employer, then you’ll normally be covered by whatever insurance provision they have in place. But if you’re working on a self-employed basis or running your own tiling business where you’re employing other people, then having your own cover in place is a must. If something goes wrong, the financial implications can be severe, which is why having the correct tradesman liability insurance is essential. We also offer tools insurance from just £8.98 a month.

At Protectivity, we specialise in providing tilers insurance to trades people just like you. Choose the type of cover that best meets the needs of your business, with a range of benefits. Our policies include public liability up to £5 million as standard; you then have the option to add Employers’ Liability insurance, Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs.

Find out more about our affordable policies, excellent claims handling, and monthly payment options when you request a quote today.

Get Tiler's Insurance from Protectivity

*All rates listed are approximate, so it is suggested you do your research and consider what is most applicable to your own situation before setting prices.

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11:11:32 BST • 30 June 2025

Offering EICRs as an Electrician: What you need to know

2 April 2025

•

8 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

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An Electrical Installation Condition Report (EICR) is a key service electricians provide to assess the safety and integrity of a property’s electrical systems. It involves a thorough inspection and testing process designed to identify issues such as faulty wiring, deterioration, non-compliance with current regulations, or potential fire and shock risks.

As an electrician, understanding and offering an EICR test not only boosts your service offering but plays a critical role in public and workplace safety.

Are you wanting to know more about offering EICR’s? It could be a valuable service to expand your client base. We’ve provided an overview of who might need them, what they involve and parts of the process to be aware of to help weigh up, if it’s worth getting qualified.

Who needs an EICR certificate?

Understanding your market helps you position EICRs as a necessary service:

Landlords

Landlords are legally required to obtain an EICR at least every five years for rental properties. The Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020 make it mandatory to provide a copy of the report to tenants and local authorities if requested. Houses in Multiple Occupation (HMOs) have even stricter requirements, ensuring that shared properties meet safety standards.

Homeowners

While homeowners are not legally required to have an EICR, it is highly recommended every ten years or when selling a property. Many mortgage lenders and solicitors request an EICR to confirm electrical safety before completing a house sale. If a property has undergone renovations or has outdated wiring, an EICR can help identify potential hazards.

Businesses and Commercial Property Owners

Under the Health and Safety at Work Act 1974, business owners must ensure that electrical installations are safe for employees and customers. EICRs play a key role in meeting this duty of care, with recommended inspection intervals varying based on the type of business and its electrical usage. Failure to maintain electrical safety can result in legal penalties and insurance issues.

Public and High-Risk Buildings

Buildings such as schools, hospitals, hotels, and leisure centres require regular EICRs due to the high number of occupants and potential risks. These buildings typically require inspections every one to five years, depending on the level of electrical demand and safety risks associated with their use.

Industrial Sites

Factories, warehouses, and other industrial premises require more frequent EICRs due to the high electrical loads and complexity of installations. The recommended interval for these properties is generally every three to five years, ensuring that any faults are identified before they pose significant hazards.

Construction and Temporary Installations

Electrical systems used on construction sites, temporary event venues, and similar locations must comply with BS 7671 regulations. These installations often require inspections every three months due to the changing nature of the environment and the risks involved.

What does an EICR involve?

As the professional conducting the EICR, your responsibility is to inspect and test the property’s electrical installation, checking components such as:

Distribution boards
Wiring systems
Sockets and switches
Earthing and bonding

You’re looking for signs of wear, overloading, damage, or anything that doesn’t comply with BS 7671 (IET Wiring Regulations). Each issue you find is classified into one of the following codes:

C1: Danger present – immediate action required
C2: Potentially dangerous – urgent remedial work needed
C3: Improvement recommended (not legally required)
FI: Further investigation required

Serious faults (C1 or C2) should be clearly explained to the client, with recommendations for remedial work.

Why EICRs matter for your clients (and your business)

Whether you’re working with landlords, homeowners, commercial clients, or industrial sites, the demand for EICRs is growing steadily. This is driven not only by tightening legal requirements but also by a growing awareness around electrical safety and risk management.

For clients, an EICR is more than just a report—it’s a vital step in demonstrating due diligence, protecting occupants, and avoiding liability. For you, as an electrician, offering this service allows you to:

Ensure compliance with UK legislation such as the Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020 and the Health and Safety at Work Act 1974.
Support clients in fulfilling their legal and insurance obligations, especially in rented or commercial environments where duty of care is non-negotiable.
Help maintain high safety standards in properties that may have outdated or overloaded systems, particularly in older buildings or those with high energy demands.
Provide peace of mind—landlords want safe tenants, businesses want protected assets, and homeowners want assurance their home isn’t hiding unseen hazards.
Position yourself as a trusted expert, helping clients navigate regulations, understand risks, and make informed decisions about remedial work.

From a business standpoint, being qualified to deliver EICRs gives you a strong competitive edge. Clients are increasingly looking for electricians who can provide full inspection and testing services, not just installations and repairs. It also opens doors to repeat business—especially with landlords and commercial clients who require inspections on a regular cycle.

How to qualify to offer EICR certificates

Only a qualified and registered electrician can conduct an EICR. To legally carry out EICRs, you must:

Be a qualified electrician with experience in inspection and testing.
Hold the Level 3 Award in Periodic Inspection & Testing (2391-51 or equivalent)
Be registered with a recognised body such as:
- NICEIC
- NAPIT
- Elecsa

Certification from these schemes assures clients that you’re competent, up to date with regulations, and authorised to issue EICRs. If you’re not certified yet, consider enrolling in a 2391 course and applying for scheme membership—it’s a worthwhile investment to expand your services.

What happens after you complete an EICR?

Once an EICR is completed, you need to provide a report detailing any issues found. If no faults are detected, the installation is deemed safe. If problems are identified, remedial work must be carried out, particularly for C1 and C2 issues. Once repairs are made, a follow-up inspection may be required to confirm compliance. Landlords must provide copies of the EICR to tenants, and businesses must retain records for legal and insurance purposes.

Deliver the EICR to the client clearly outlining any observations or defects.
For C1/C2 issues, recommend immediate remedial action.
If necessary, book a re-inspection after the remedial work is completed.
Keep records of all reports for compliance, especially for business and landlord clients.

How to price EICRs

When working out your pricing you will need to consider the variations based on complexity, but here are general guidelines on the cost of EICR certificates:

Domestic: £100–£300
Rented properties: £150–£350
Commercial/Industrial: £300+ (based on scale and layout)

Be transparent about costs and explain what’s included. Emphasise your accreditation and experience to justify quality over cut-price competition.

What is the difference between an electrical certificate and an EICR?

An Electrical Installation Certificate (EIC) is issued when a new electrical installation or major modification is completed. It confirms that the work meets UK wiring regulations. In contrast, an EICR is a periodic inspection of an existing electrical system, identifying wear and potential hazards. While both documents are essential for ensuring electrical safety, an EIC is for new work, whereas an EICR assesses the ongoing condition of an existing installation.

Make sure your clients understand the difference:

EIC: Issued after a new installation or major modification.
EICR: A periodic assessment of an existing system.

Both are important, but an EICR ensures ongoing safety and compliance of existing systems — a valuable recurring service opportunity for you.

Final Thoughts…

Offering EICRs is more than a box-ticking service, it’s a key part of protecting people, properties, and your clients’ reputations. By staying qualified, compliant, and thorough, you position yourself as a trusted electrical safety expert.

If you’re not currently qualified to offer EICRs, now is the time to upskill. Once certified, promote your EICR services confidently, because electrical safety starts with you.

Get Electricians’ Insurance from Protectivity

If you’re working on a self-employed basis or running your own electrician business where you’re employing other people, then having your own cover in place is a must. If something goes wrong, the financial implications can be severe, which is why having the correct tradesman insurance is essential.

At Protectivity, we specialise in providing electricians’ insurance to professionals just like you. Our policies include public liability up to £5 million as standard; you then have the option to add Employers’ Liability insurance, Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs. Our tools insurance, is ideal for electricians needing to protect their equipment.

Find out more about our affordable policies, excellent claims handling, and monthly payment options when you request a quote today.

Get Electricians’ Insurance from Protectivity

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12:36:31 BST • 2 April 2025

How the 2025 Spring Statement impacts the UK trades sector

28 March 2025

•

4 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

The UK’s Spring Statement 2025 is being pitched as a pivotal moment for national growth — and the construction and trades sector stands to benefit in a big way. With headline-grabbing announcements on housebuilding, skills investment, and capital funding, this Statement sets the tone for an industry poised for expansion.

We’ve collated an overview of what the Spring Statement means for construction workers, employers, and trades professionals — and how these changes could reshape the landscape in the coming years.

A £6.8 billion boost: The economic impact of planning reform

One of the most significant changes comes from landmark planning reforms. The Office for Budget Responsibility (OBR) has projected a £6.8 billion boost to the economy as a result — with UK housebuilding expected to reach its highest level in over 40 years by 2029–30.

These reforms aim to streamline the building process, unlock stalled sites, and reduce bureaucratic hurdles. For tradespeople and construction firms, this means:

More projects coming online quicker.
Increased demand for skilled labour across the supply chain.
Opportunities for long-term business growth and stability.

Skills investment: Training 60,000 new construction workers

The government is addressing a long-standing bottleneck in the sector: the skills shortage.

A £625 million skills package will fund:

35,000 new places in construction-focused Skills Bootcamps.
10,000 Foundation Apprenticeships for young people entering the trade.
10 new Technical Excellence Colleges specialising in construction.
Increased funding for training providers, helping both young people and adults access training.
40,000 new industry placements each year, jointly funded with the Construction Industry Training Board.

What this means for the industry: Whether you’re a contractor, training provider, or someone looking to enter the field, this injection of funding signals a major opportunity. Employers may be able to tap into government-supported training pathways, helping address staffing shortages and upskilling existing teams.

Affordable housing: £2 Billion for new homes, built now

A new £2 billion fund will deliver up to 18,000 new social and affordable homes during this Parliament. The funding comes with a caveat: it must support developments that will break ground during this Parliament — i.e., no delays.

This means:

Priority for shovel-ready projects in areas like Manchester and Liverpool.
More consistent workstreams for regional contractors.
Faster delivery schedules and potentially tighter project timelines.

Capital investment to spur private growth

The government is injecting an additional £13 billion of capital investment to help “get Britain building.” This comes on top of a £100 billion commitment from the Autumn Budget.

This money will support:

Infrastructure upgrades
Regional development, including the Oxford-Cambridge Growth Corridor
Strategic investments to unlock private sector construction projects

With GDP growth projections rising by 0.6% by 2034–35, the sector is likely to be a key engine for broader economic recovery and expansion.

More money in people’s pockets & increased demand

By the end of this Parliament, people are expected to be £500 a year better off on average. While modest, this rise in disposable income could stimulate:

Greater demand for home improvements
Increased appetite for renovations and private building projects
More confidence in self-employed tradespeople and SMEs

This rise in consumer confidence is essential for maintaining momentum in both residential and commercial construction.

A time of opportunity

The Spring Statement 2025 paints a picture of an ambitious government plan aimed at revitalising the economy with construction at its core. While execution remains to be seen, the commitments to funding, reform, and training offer a real chance for growth.

For trades and construction businesses, now is the time to:

Explore available training grants and apprenticeships
Position for public-sector tenders and affordable housing projects
Engage in planning processes to benefit from reforms

The industry has long called for action on skills, infrastructure, and planning. Time will tell if this statement suggests that Westminster is finally listening.

Get Tradesman Insurance from Protectivity

At Protectivity, we offer affordable tradesman insurance designed to cover the specific risks faced in your industry. Our policies include public liability coverage of up to £5 million as standard, with optional add-ons such as Contractor Works cover, Plant and Tools cover, financial loss protection, and employee tools cover (available when selecting other benefits). This ensures you’re prepared for unexpected costs when unforeseen events occur. Plus, you can now insure your tools from just £8.98 a month with our new tools insurance.

Take just two minutes today to explore our trades insurance options and secure the protection you need.

Get Tradesman Insurance from Protectivity

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09:40:25 GMT • 28 March 2025

Expenses you can claim for as a tradesman

By Mandy Czyz

20 March 2025

•

8 mins read

Contributors

Mandy Czyz

Mandy has been with Starpeak Insurance Solutions since 2018, starting in sales in the consumer department and mov...

As a tradesperson, running your business means facing various expenses, from tools and transport to insurance and marketing. But how do you know what counts as a business expense? Understanding what you can and can’t claim on your tax return ensures you don’t pay more than necessary. This guide breaks down the key expenses you can claim that could help reduce your tax bill and keep your business financially healthy.

What expenses does a tradesman face?

Tradespeople, whether self-employed or working for a limited company, face various costs to keep their businesses running smoothly. Essential expenses include tools and equipment, work clothing, travel and vehicle costs, insurance, and marketing. Many also pay for training to maintain their skills, rent for premises or workshops, and fees for professional memberships. Some tradespeople may need to hire subcontractors, which adds to overall business costs. Understanding these common expenses is crucial for managing finances and ensuring all allowable deductions are claimed.

What can I claim as work expenses?

If an expense is wholly and exclusively for business purposes, it is usually tax-deductible. Here are some of the key expenses you can claim:

Mileage and Accommodation

If you travel for work (e.g. to job sites or training courses), you can claim:

Mileage at HMRC’s approved rates (currently 45p per mile for the first 10,000 miles and 25p thereafter)
Public transport costs
Hotel accommodation for overnight stays related to work

Tools and Equipment

You can claim for:

Hand tools and power tools used in your trade
Repairs and replacements of work equipment
Safety gear such as gloves and helmets

Uniform and Protective Clothing

Branded workwear (e.g. embroidered company uniforms)
Protective clothing like steel-toe boots and high-visibility jackets

Premises Rent and Utility Bills

If you rent a workshop or office, you can claim rent and utility bills
If you work from home, a portion of your household bills may be deductible

Vehicle Expenses

Fuel, servicing, and maintenance
Road tax and insurance
Lease or loan payments for a work vehicle
Parking and toll fees

Training and Development

Courses to improve your trade skills (e.g. new certifications)
Health and safety training
Industry qualifications

Insurance Premiums

Public liability insurance
Employers’ liability insurance (if you employ staff)
Tool insurance
Contractors all risk insurance

Marketing and Advertising

Website development and hosting costs
Business cards and flyers
Online advertising (Google Ads, social media promotions)
Signwriting for work vehicles

Professional Fees and Memberships

Trade association memberships
Union subscriptions
Accountant fees

Subcontractor Costs

Payments to subcontractors for work completed
Costs associated with hiring temporary labour

What can’t I claim as work expenses?

While many expenses are claimable, there are certain things you can’t include:

Personal expenses – This includes costs such as meals unless you are travelling specifically for work. Everyday personal expenditures that do not directly relate to your business operations cannot be claimed.
Everyday clothing – Even if you wear certain clothing for work, it cannot be claimed as a business expense unless it qualifies as protective gear required for your job. Standard work attire, such as trousers, shirts, or shoes, does not fall under allowable expenses.
Fines or penalties – Any fines or penalties incurred, such as speeding tickets or parking fines, are not considered legitimate business expenses. These costs are personal liabilities and cannot be deducted.
Home office costs unrelated to business – While some home office expenses may be eligible for deductions, general costs like full rent or mortgage payments do not qualify. Only the portion of your household expenses that is directly attributable to business use can be claimed.
Client entertainment costs – Expenses related to entertaining clients, such as dining out, event tickets, or hospitality costs, are not tax-deductible. While they may be beneficial for maintaining client relationships, they are considered discretionary expenses rather than essential business costs.

Why it’s important to claim expenses back

Claiming allowable expenses is a smart way to reduce your taxable profit, which means you should end up paying less tax. By keeping accurate records of your expenses, you can avoid the risk of overpaying, and make sure you’re not missing out on any deductions that could boost your earnings. Staying on top of your expenses also helps you stay on the right side of HMRC regulations, so you won’t run into any issues down the line. Plus, having a clear picture of your business finances makes it easier to see where you’re at, helping you make better decisions for the future. It’s all about working smarter, not harder!

Tips for managing your expenses

Managing your expenses properly makes claiming them a lot easier and ensures you stay on top of your finances. Here are a few tips to help keep everything running smoothly:

Keep receipts and invoices – Store receipts and invoices digitally for easy access and reference, especially at tax time.
Consider using an accountant – A professional accountant can help you manage expenses, ensure compliance, and maximise your allowable claims. Find out more here about using an accountant.
Use accounting software – Tools like QuickBooks or Xero help track and organise expenses automatically, saving you time.
Separate personal and business expenses – Use a dedicated business account to keep personal and business transactions separate.
Log mileage accurately – Use a mileage tracking app to ensure accurate claims for business-related driving.
Stay up to date with HMRC rules – Keep an eye on changing tax laws to avoid missing deductions or facing penalties.

Hopefully these tips have given you ideas to make the process of claiming expenses more straightforward, leaving you with more time to focus on your business.

Common questions

What expenses can I claim as a self-employed bricklayer?

Work tools, safety gear, work vehicle costs, training and certification fees, subcontractor payments and more

What expenses can a joiner claim?

Joiners can claim similar expenses, including:

Carpentry tools, wood and materials for jobs, protective workwear, workshop rent and utility bills, insurance for tools and liability and more

What happens if I mix personal and business expenses?

Mixing personal and business expenses can cause problems when claiming deductions and can lead to issues with HMRC. It’s best to keep your personal and business expenses separate by using a dedicated business bank account and credit card.

Do I need to keep receipts for everything?

Yes, keeping receipts for all your business expenses is important for record-keeping and for proving your claims if HMRC ever asks for them. Digital copies can be useful and easy to store.

Can I claim for training and certifications specific to my trade?

Yes, if you take courses, attend workshops, or acquire certifications related to your trade, these costs can be deducted as business expenses. These types of professional development expenses are often considered necessary to stay compliant and improve your skills.

Finally…

Understanding what expenses you can claim is essential to managing your finances efficiently as a tradesperson. Keeping detailed records and making legitimate expense claims can significantly reduce your tax bill, allowing you to reinvest in your business. If you’re unsure about what you can claim, consider consulting an accountant to ensure you’re making the most of your deductions while staying compliant with HMRC rules.

Get Tradesman Insurance from Protectivity

Managing your expenses is crucial, and we’ve provided an overview of what you can and can’t claim. By taking control of your expenses, this can help to save you money but what about the things you can’t control? That’s why having the right insurance is essential, to safeguard you from financial setbacks when the unexpected happens.

At Protectivity, we offer affordable tradesman insurance designed to cover common industry risks. Our policies include Public Liability up to £5 million as standard, with optional add-ons such as Contractor Works cover, Plant and Tools cover, Financial Loss, and Employee Tools (available when selecting other benefits). This ensures you’re protected from unforeseen costs when challenges arise.

Whether you’re a carpenter, electrician, painter, builder, handyman, or another tradesperson, take just two minutes today to explore our trades insurance options.

Get Tradesman Insurance from Protectivity

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14:16:38 GMT • 26 March 2025

The Competent Persons Scheme (CPS) in the UK

20 March 2025

•

9 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

If you’re a tradesperson in the UK, you’ve probably heard of the Competent Person Scheme (CPS). But what exactly is it, and why should you consider joining one? For most trades, if you’re an electrician, plumber, gas engineer, or window installer, being part of a recognised scheme can save you time, money, and hassle when it comes to meeting Building Regulations.

We’ve provided a breakdown of everything you need to know about Competent Person Schemes: what they are, the different schemes available, the pros and cons of joining, and how to register. Start thinking about what works for you.

What is the Competent Person Scheme (CPS)?

The Competent Person Scheme (CPS) is a government-approved initiative that allows qualified tradespeople to self-certify that their work complies with Building Regulations. This means you don’t need to go through local authority Building Control, which can be costly and time-consuming. However, it does mean you take on the responsibility for complying with regulations and bear the penalties if you fail to do this correctly.

CPS applies to various types of work, such as electrical installations, plumbing, heating, and glazing. It’s designed to ensure that work meets the required safety and quality standards while reducing unnecessary bureaucracy for skilled professionals.Competent Person Schemes are available in England and Wales. In Scotland and Northern Ireland, different certification schemes apply, so make sure you check local requirements if you work across borders.

List of Competent Person Schemes in the UK

There are several government-approved schemes in the UK, each catering to different trades. Below is a list of some of the most recognised ones:

NICEIC – National Inspection Council for Electrical Installation Contracting
NAPIT – National Association of Professional Inspectors and Testers
FENSA – Fenestration Self-Assessment Scheme
CERTASS – Certification and Self Assessment
MCS – Microgeneration Certification Scheme – for solar, heat pumps, etc.
Stroma Certification

Each scheme has its own set of criteria and application process, so it’s essential to pick one that best suits your trade and business needs.

Why join a Competent Person Scheme? (Pros & Cons)

Pros of joining a CPS

Legal Compliance

A CPS helps ensure that work complies with Building Regulations without the need for local authority approval, saving time and effort.
Particularly crucial for trades such as electrical work (Part P), plumbing, heating installations (Gas Safe), and window/door installations (FENSA).
Reduces the risk of non-compliance fines or enforcement action, which could result in costly remedial work or legal trouble.

Customer Trust & Credibility

Many homeowners and businesses prefer hiring registered tradespeople because it provides assurance that the work meets industry standards.
Having a CPS registration can set you apart from non-registered competitors, leading to increased client confidence and potential referrals.
Some industries, like gas and electrical work, require compliance schemes by law, making it a critical factor in customer decision-making.

Saves Time & Money

Local authority inspections can be costly and time-consuming. A CPS allows tradespeople to self-certify their work, reducing delays.
Avoids additional paperwork and administration associated with local Building Control applications.
Particularly beneficial for trades that perform frequent installations, such as boiler engineers, electricians, and double-glazing installers.

More Work Opportunities

Some contracts, particularly for commercial and new-build projects, require CPS registration as a prerequisite.
Larger construction companies and property developers often prefer working with CPS-registered contractors to simplify compliance.
Public sector projects or insurance-related work may require CPS accreditation for eligibility.

Insurance & Protection

Many CPS memberships include benefits such as insurance-backed warranties or guarantees for customers.
This can be a major selling point for potential clients, offering peace of mind regarding workmanship and durability.
Some schemes provide dispute resolution services, which can be useful for resolving client disagreements efficiently.

Cons of joining a CPS

Membership Fees

Most schemes require an annual membership fee, which can be a significant cost for small businesses or sole traders.
Additional expenses may include assessment fees, ongoing training costs, and renewal charges.
Trades with lower work volumes, such as self-employed carpenters or decorators, may not find the cost justified.

Compliance Checks & Audits

Registered tradespeople must undergo periodic inspections and audits to ensure work meets the required standards.
Non-compliance or poor-quality work could result in warnings, suspension, or removal from the scheme.
This is particularly relevant for trades where safety is critical, such as gas engineers and electricians, who must meet stringent regulations.

Not Always Mandatory

Some trades do not require CPS registration, making it an optional rather than essential expense.
In cases where work does not fall under regulated Building Regulations, businesses might opt to work without a CPS and rely on local Building Control instead.
For decorators, tilers, and general handymen, a CPS may not provide significant advantages unless they are working on larger projects.

How to register with a Competent Person Scheme

If you’ve decided that joining a CPS is the right move for your business, here’s a step-by-step checklist on how to register:

Step 1: Check Your Eligibility

Before applying, make sure you have the necessary qualifications, experience, and insurance. Most schemes require proof of competency and previous work.

Step 2: Choose the Right Scheme

Select the scheme that fits your trade. For example, if you’re an electrician, look at NICEIC or NAPIT.

Step 3: Complete the Application

Most schemes have an online application process. You’ll typically need to provide details of your qualifications, business information, and proof of work.

Step 4: Undergo an Assessment

Many schemes require an on-site inspection where an assessor reviews your work to ensure it meets the required standards.

Step 5: Get Approved & Start Certifying

Once approved, you’ll receive your CPS registration number and can start self-certifying work.

Step 6: Maintain Compliance

Some schemes require ongoing training, CPD (Continuing Professional Development), and periodic inspections to ensure you continue meeting standards

Differences between schemes for different trades

Not all CPS schemes operate in the same way. For high-risk industries such as electrical, gas, and structural work, CPS registration is often essential for legal and safety reasons. For lower-risk trades, the decision should be based on the specific business model, work volume, and target clientele.

Understanding these factors can help tradespeople determine whether CPS membership aligns with their professional goals and business needs. Here’s a quick look at how requirements can differ depending on your trade:

Electricians – Must comply with Part P of the Building Regulations, ensuring electrical safety in domestic installations. Certification is required for any new electrical installations or major modifications.

Gas Engineers – Must be Gas Safe Registered, which is a legal requirement to work on gas appliances safely. This includes boiler installations, gas pipework, and other gas-related works.

Window Installers – Must ensure compliance with Part L (energy efficiency regulations), ensuring correct thermal performance for new installations. Schemes such as FENSA and CERTASS provide certification.

Builders – May require registration with multiple CPS schemes depending on the type of work they undertake. Compliance with Part A (structural safety), Part B (fire safety), Part C (moisture protection), and Part L (energy efficiency) may be necessary. Builders involved in loft conversions or extensions may need a CPS for structural alterations.

Renewable Energy Installers – Those installing solar panels, heat pumps, or other renewable systems may need to be registered under MCS (Microgeneration Certification Scheme) to meet industry standards and access government incentives.

It’s worth noting that if you work across multiple trades, you may need to register with more than one scheme.

Other considerations on a Competent Person Scheme

Before registering onto a scheme, you might want to consider the following:

Insurance Requirements

Many schemes require Public Liability Insurance, which protects against claims for injuries or property damage.
In some cases, Professional Indemnity Insurance is necessary, particularly for trades offering design or advisory services.
Some CPS schemes include insurance-backed warranties, providing extra reassurance for customers.

Competency & Training

Some schemes require you to prove ongoing professional development (CPD), ensuring that your skills remain up to date.
Certifications, refresher courses, and industry accreditations may be necessary for renewal of membership.
Trades like electrical work, gas engineering, and renewable energy installations often have mandatory competency assessments.

Government Incentives & Grants

Some CPS registrations, like MCS (Microgeneration Certification Scheme), allow you to offer customers access to grants or funding.
Programs such as the Boiler Upgrade Scheme (BUS) provide financial incentives for homeowners installing renewable heating systems.
Being part of a CPS can improve marketability, as customers often prefer contractors who can help them access funding or meet compliance requirements for grants.

Alternatives to CPS

If you don’t want to register, you can still complete work, but you may need to notify and pay for building control approval, which can be more expensive and time-consuming.

Joining a Competent Person Scheme can be a game-changer for tradespeople. It streamlines compliance with building regulations, saves money on inspections, and boosts customer confidence in your work.

However, it’s essential to choose the right scheme for your trade and business. Weigh up the pros and cons, check the eligibility criteria, and make sure it aligns with your long-term goals.

If you’re ready to take the next step, research your trade’s CPS options, apply, and start enjoying the benefits of self-certification!

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09:04:21 GMT • 28 March 2025

Expert tradespeople’s “tips and tricks” of the trade

19 March 2025

•

12 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

Spring is just around the corner, and millions of us will be planning to give our homes and gardens some TLC as the temperatures increase and the days become longer.

With this in mind, we collaborated with five expert tradespeople across various specialisms (including building, joinery and carpentry, gardening, electrics, and painting and decorating) to discover some lesser-known tricks of the trade, with the hopes of increasing consumer’s knowledge, confidence, and (where relevant) competency around various DIY/home maintenance, home improvement/renovation, and building/construction topics. Read on to find out more…

Adding value to your property and refurbishment considerations

First we spoke to Mike Ryan, director of construction at Capstone Developers, who has over 20 years of experience in the construction industry. When it came to which home refurbishments can add the most value to a property, Mike shared that expanding your property’s square meterage is one of the most effective ways to increase its value, with “loft conversions being the most impactful addition I’ve undertaken”. However, Mike stresses that it’s crucial to focus on perceived value rather than just added value – “to maximize returns, you must ensure that your spending on additional square meterage aligns with local square meterage sales prices. I follow a 50-50 rule, spending no more than 50% of the added value per square meter, to avoid overspending while still achieving a strong return on investment”.

Mike Ryan of Capstone Developers

Speaking with Alex Almond Bennett from Almond Bennett Developments, a Leeds and West Yorkshire based joinery and construction company, he shared that extensions will always add value to property, an extra bedroom or bathroom will add the most

Alex also added that filling your home with really expensive items not knowing the top end market price for your house can be a mistake – for example, “if your house has a top end value of £200k don’t put a freestanding bath in and a 30k kitchen, as you will never see the return on your investment. Unless you plan on living there long term and are happy to lose that money”.

Adding to this, Mike shared that before starting any loft conversion projects, his team invites three local estate agents to evaluate the property to “help establish the square meter selling rate, which in turn determines that the homeowner should be looking to spend up to 50% of the uplift on additional square meterage”.

One of the biggest mistakes Mike sees homeowners make when planning a refurbishment is not having the correct drawings – “too often, I see people requesting construction quotes based on planning application drawings, which are simply not sufficient. Relying on these will inevitably lead to numerous variation orders, adding unexpected costs and delays”. To avoid this, it is absolutely essential to have a detailed construction drawing that “outlines every single aspect of the proposed refurbishment. This ensures clarity, accuracy, and a smoother building process”.

Home trends

Alex shared some new trends related to joinery and carpentry that he has noticed in recent months. In particular, he has seen a spike in clients looking to install media walls, feature wall paneling, and garden rooms – adding some further context, he shared “I spoke to an estate agent recently that said the most searched thing on Rightmove currently is garden room and can add up to 5%”.

Natalie Marsden, a Plymouth-based painter and decorator, otherwise known as The Lady Painter, has also noticed that installing panelling and media walls is a big trend at the moment – “if I’m honest I love it and it does bring a different texture and feature to a room. But the newest trend is something called drenching, where the woodwork is brought in the same colour as the walls”.

When it comes to specific paint colours, Natalie shared that warm pastel beige and sage green are hues that a lot of people are using.

Logo of NGM Painter & Decorator

Mike revealed that prioritising sustainability and eco-friendly construction is also a key trend for 2025, and that Capstone implements green practices across every stage of a project – “from construction techniques to painting and decorating, we actively move away from oil-based paints and maximise the use of reclaimed materials, either integrating them directly or setting them aside for future reuse”.

When it comes to electrics, Vishal Narbheram is an electrician with 15 years’ experience, and founder of Onward Shift – a mental health platform to help construction businesses and individuals thrive – shared that LED lighting strips are becoming increasingly popular. However, there’s an important warning to keep in mind – “while they look great and are energy-efficient, the drivers (which power the LED lights) can be costly to replace especially if you can’t find an exact match for your current setup. To avoid unnecessary hassle and expense, always ensure the drivers are installed in an accessible location. Placing them inside ceilings for example, can lead to major issues if they need replacing, as ceilings may have to be damaged just to reach them. A little planning during installation can save you a lot of trouble down the line”.

Gardening trends

Sean Lade, founder of Easy Garden Irrigation, who has 15+ years in gardening and irrigation, revealed four main trends that he has noticed over the last 6 months. These include boundaryless garden spaces – where he expects to see “outdoor kitchens, modular furniture, and even outdoor showers gaining popularity”. This trend particularly appeals to renters and those with small gardens, allowing them to optimise their outdoor space while maintaining flexibility.

Sean Lade of Easy Garden Irrigation

Climate-resilient gardens was another trend Sean noted, in particular implementing “sustainable gardening will continue to dominate, with a greater focus on water efficiency and resilient plant choice”. Sean revealed that gardeners are turning to “drought-tolerant plants like lavender and hardy geraniums, as well as water-saving solutions like drip irrigation, rainwater harvesting, and app-controlled irrigation systems”. He predicts that flood-resistant designs, rainwater retention systems, and dense planting methods will also rise in popularity “to help manage the increasingly unpredictable British weather”.

Vertical gardens and green walls are other trends expected to grow even further in 2025, so Alex expects creative containers that allow greater flexibility, particularly for renters or those with limited space, to become even more popular this year.

Gardeners are embracing ecotherapy, using plants for mindfulness and wellbeing. Biophilic design will continue to be popular this year. The line between indoor and outdoor living is disappearing as homeowners seek to maximise their space, so including houseplant collections that thrive indoors is also expected.

DIY tips and money saving hacks

When it comes to tasks you can DIY, Mike suggested that (if you are fit and able) you could “do some of the demolition work yourself or any other trade you are comfortable doing”. Alex shared that “most people can do anything if they are shown. Most skills are learnt over time and through practice – watch YouTube videos. be patient, and take your time. If it’s not right, take it down and try again. The more you do it, the better you’ll get”.

Logo of Almond Bennett Developments

On painting, Natalie shared that “people often think painting is easy, but it’s not if you want the best finish possible. Put the time and effort in at the beginning with the preparation and it will be beneficial come the end”. When it comes to getting the perfect finish when painting, Natalie stresses that it’s all about the preparation – “use the correct paints for the correct surfaces, make sure imperfections are filled, make sure that gaps in woodwork are filled, and sand back all surfaces in between coats”. She also shared that we should be using the right rollers for the different surfaces too.. “I tend to use a woven mohair or a fused fibre roller for woodwork rather than a medium pile/ microfibre roller that I use on walls and ceilings. Trusting the process is key”.

On wallpapering, she added that “I think people underestimate how detailed wallpapering can be and wallpaper nowadays isn’t cheap so they want the job done to the best it can be”.

When buying paint, Natalie urges DIYers to be mindful of the ‘buy cheap, buy twice’ saying… “People tend to buy the cheaper paints and it takes so many more coats because it isn’t good quality that they end up buying another lot. Stick to a good brand or a brand that is highly recommended and you can’t go wrong”.

Vish gave some ways to cut down on your electricity bills without much effort. These included switching to LED energy efficient bulbs “as they use less power and last longer, saving you money in the long run”, turning off lights and appliances when not in use (“even standby mode consumes energy, so switch them off completely”), and lowering your heating slightly – “a small reduction can make a noticeable difference without sacrificing comfort”.

Electrician Vishal Narbheram

Sean also shared some potential money-saving gardening hacks that you can use this spring… “Applying mulch around your plants reduces water evaporation, meaning you won’t need to water as often. It also helps to suppress weeds, cutting down on maintenance. Installing a drip irrigation system (that delivers water directly to plants’ roots) reduces waste by up to 50% compared to traditional watering methods like the garden hose.

“Using a water butt to collect rainwater helps reduce reliance on mains water and helps to keep costs down. Repurposing household waste (such as eggshells, coffee grounds and banana peels) makes excellent natural fertilisers, providing nutrients without the need for chemical alternatives”.

Propagating plants was another tip – “instead of buying new plants, take cuttings from existing ones to grow your own for free”.

Gardening considerations

Common gardening mistakes include watering too early in the season, not preparing the soil, mowing the lawn too short, and forgetting about pests. Sean shared that “many gardeners start watering heavily as soon as spring arrives, but plants need a balance. Overwatering in cool temperatures can lead to root rot.

“Skipping soil improvement (e.g., adding compost or organic matter) results in poor plant health and lacklustre growth. Cutting the grass too low in early spring weakens the roots, leading to patchy lawns and encouraging weed growth.

“Warmer weather brings pests like aphids and slugs. Preventative measures, such as companion planting or natural deterrents, can help protect plants before problems arise”.

Sean also noted that lawn care and weed prevention is key to a thriving garden… “your lawn starts actively growing in March and April, so give it a good start by raking out moss and thatch, aerating compacted areas, and applying a spring lawn feed. Keep mowing heights around 4cm to encourage strong, lush growth.

“Weeds also begin to take off in early spring… removing them now prevents a bigger problem later. Hoe annual weeds on dry days and hand-pull deep-rooted weeds like dandelions to stop them from spreading. Mulching beds and borders will also help suppress new weed growth”.

When to consult a professional

We also asked the experts about which tasks homeowners should always consult a professional, rather than attempting to DIY.

Mike shared that homeowners should always consult a qualified builder and a professional when a project involves structural work – “it is absolutely essential that DIY enthusiasts avoid undertaking structural modifications themselves. Proper advice, planning consents, and compliance with building regulations are crucial to ensuring safety, durability, and legal approval for any transformation”.

Alex added that you should not attempt to do anything to do with gas or electricity unless you are qualified for safety reasons. Corroborating this, Vish noted that electricity is invisible and often silent, making it unpredictable and dangerous if not handled correctly, saying that “unless you’re a skilled and competent professional, it’s always best to call a qualified electrician for any electrical work. A trained expert will ensure the job is done to current safety regulations, maintain a high standard of workmanship and most importantly, protect you from the risk of a potential fatal electric shock”.

Vish added that ovens and hobs are a major contributor to electrical fires due to loose connections, inadequate cable sizing, and poor installation – “these appliances require a significant amount of electricity to operate, making it crucial to use the correct cable size, which should be determined through proper calculations. For example, a 2.5mm cable is not sufficient to power a 6kW oven or hob, as it would draw excessive power, causing the cable to overheat and potentially ignite, creating a serious fire hazard. Ensuring the correct installation and cable capacity is essential for safety and efficiency”.

Natalie said that, anecdotally in her line of work, woodwork is the main task that she sees people consulting a professional for, due to the level of preparation and desired finish.

While many gardening tasks can be “DIY-ed”, Sean shared some jobs require expert advice, such as installing an irrigation system – “professionals can design a tailored system that maximises efficiency and prevents issues like water waste or uneven coverage. Hardscaping projects, such as laying patios, installing drainage solutions, or creating complex planting schemes, also benefit from professional expertise to ensure long-term durability. Tree pruning is another key task which is best left to arborists, as improper pruning can damage trees or pose safety hazards”.

Tradesman Insurance

Our tradesmen insurance offers the essential business cover you need to protect against potential claims, ensuring you operate securely and avoid financial losses. With public liability included, you also have the option to add extras like employers’ liability, Contractors Works cover, Plant & tools cover, tailored to the specific needs and size of your business. So, whether you operate as a sole trader or run a larger business we can offer the cover you need. Whether you’re a builder, painter or plasterer, our policy is flexible to your needs.

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14:05:28 GMT • 26 March 2025

Using social media for trades businesses

13 March 2025

•

11 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

*https://www.directlinegroup.co.uk/en/news/brand-news/2023/28092023.html

Gone are the days when trade businesses relied solely on word-of-mouth or a well-placed ad in the local paper. Today, if you’re not on social media, you’re missing out on a huge opportunity to find customers, showcase your skills, and grow your business. In fact, research suggests tradespeople obtain nearly 50% of their business through social media channels.*

Regardless of digital experience picking up some tips on using social media is very accessible from some basics to more advanced tactics. You’ll want to know which channels are going to be best and what tools you can utilise to maximise your time.

Let’s be honest—nobody starts a roofing or carpentry business because they dream of posting on Instagram all day! So, how can you use social media effectively without it becoming a full-time job? Let’s break it down.

Finding workers through social media

Struggling to find decent workers is a common challenge, but have you ever considered that many people are actively using social media to search for jobs? Today, younger talent often turn to these platforms as a primary resource for finding work—making them the perfect audience for your recruitment efforts. Here are some enhanced strategies to help you get in front of the right candidates:

Paid Advertising

Running targeted ads on Meta platforms like Facebook and Instagram is not only cost-effective but also allows you to pinpoint exactly who sees your job postings. With advanced demographic and location-based targeting, you can ensure your ad reaches local candidates with the precise skills and interests you need. Including compelling visuals, clear job descriptions, and a direct call-to-action can boost your ad’s effectiveness and attract more qualified applicants.

Private Groups

Many trade-specific or local groups exist on social media platforms where professionals gather to share insights and opportunities. By joining these groups on Facebook, LinkedIn, or even niche community forums, you can post your job opportunities directly to an engaged audience. This approach not only increases the visibility of your listings but also builds trust within the community, as group members often rely on peer recommendations and insider knowledge when seeking new opportunities.

Showcasing Skills

Young apprentices and skilled tradespeople frequently showcase their work on platforms such as Instagram, TikTok, or YouTube. Their profiles serve as a digital portfolio, offering you a firsthand look at their craftsmanship, creativity, and attention to detail. When you spot work that impresses you, don’t hesitate to reach out directly—this proactive approach can help you secure talented individuals who are already passionate about their craft.

Check Reviews & Testimonials

Before making a hiring decision, it’s essential to verify a candidate’s reputation online. Social media profiles, professional pages, and community forums can provide valuable reviews and testimonials from previous employers or colleagues. These insights offer a glimpse into a candidate’s work ethic, reliability, and overall performance, helping you make more informed hiring decisions.

A good worker is worth their weight in gold, so by leveraging these digital tools and strategies, you can build a robust team that not only meets your business needs but also propels your company to new heights.

Promoting your work effectively

It’s not bragging if it’s true! Sharing your work online is one of the best ways to attract new clients. With video and photo imagery more accessible than ever, you can showcase your craftsmanship and creativity to a broad audience. By blending striking visuals with authentic stories, you not only highlight your talent but also build trust and credibility. Here’s how to do it right:

The basics…

Before-and-after shots

People love a good transformation! Capture high-quality images from the start of your project to the final reveal. This visual journey not only demonstrates your ability to bring visions to life but also gives potential clients a clear idea of the quality and impact of your work.

Client testimonials

Ask happy customers if you can share their feedback. Featuring short video clips or written quotes alongside photos of the completed project can add authenticity to your portfolio. These testimonials build social proof and can significantly influence prospective clients who are considering your services.

Mid-level…

Behind-the-scenes content

Offer your audience a glimpse into your creative process. Time-lapse videos of jobs in progress, candid photos of your team at work, or snapshots of your tools and materials can be surprisingly satisfying to watch. This type of content not only entertains but also educates viewers about the craftsmanship and attention to detail that go into your work.

Work-in-progress updates

Keep your followers engaged by sharing regular updates on ongoing projects. These progress reports build anticipation for the final outcome and demonstrate your commitment to quality and transparency, reinforcing the trust your audience has in your brand.

The influencers…

Documentary-style videos

Elevate your storytelling with in-depth videos that document your projects from concept to completion. Integrate expert tips on achieving specific looks or techniques, share insights on overcoming challenges, and explain the creative decisions behind your work. These videos position you as an industry thought leader and can attract a wider, more engaged audience.

Expert interviews and collaborations

Consider featuring interviews with industry experts or collaborating with influencers who align with your brand. These partnerships broaden your reach and add a layer of credibility, as viewers see that respected professionals are connected to your work. This collaborative approach can help you tap into new networks and drive additional interest in your projects.

By integrating these strategies into your promotional efforts, you not only showcase your work in a compelling way but also build a narrative that resonates with potential clients. This dynamic approach to online promotion can set you apart in a crowded market and lead to sustained business growth.

Handling customer feedback online

Both positive and negative feedback offer valuable insights and opportunities to build your brand’s reputation. Here’s how to effectively manage and respond to each:

Negative Feedback

Respond Promptly: A timely reply demonstrates your dedication to customer satisfaction. Invite the dissatisfied customer to continue the conversation offline if needed, so you can address the issue in detail and work towards a resolution.

Positive Feedback

Express Gratitude: Thank your customers for taking the time to share their positive experiences. A simple, sincere thank-you can strengthen customer relationships and encourage loyalty.

Showcase Reviews: Highlight glowing testimonials on your social media channels and website. Sharing positive feedback not only builds credibility but also inspires potential clients to consider your services.

Encourage More: After delivering a great service, gently remind satisfied customers to leave a review. Consistently gathering positive feedback can help balance out any negative reviews and further enhance your online reputation.

By addressing both negative and positive feedback thoughtfully, you not only improve your service quality but also demonstrate transparency and commitment to your customers.

Social media might not be your trade, but it can certainly help grow your business. With the right strategy, you can attract more customers, find great workers, and build a strong reputation.

Secure specialist Tradesperson Insurance from Protectivity

For any trades business securing the necessary insurance is a must to protect yourself.

At Protectivity, we provide affordable tradesman insurance to cover specialist incidents commonly faced by trades. Our policies include public liability up to £5 million as standard; you then have the option to add Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs. You can also insure your tools from as little as £8.98 a month with our new tools insurance offering.

Take two minutes today to take a closer look at our trades policies.

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14:57:43 GMT • 13 March 2025

How much can Carpenters and Joiners earn?

By Mandy Czyz

11 March 2025

•

8 mins read

Contributors

Mandy Czyz

Mandy has been with Starpeak Insurance Solutions since 2018, starting in sales in the consumer department and mov...

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Carpentry and joinery are two of the most important trades in the construction industry. While they both involve working with wood, the roles and responsibilities of carpenters and joiners are distinct. If you’re considering a career in these trades, understanding what each profession entails, as well as how much you can expect to earn and how to boost your income, is key to making informed career decisions.

In this blog, we’ll explore the typical salaries of carpenters and joiners in the UK based on experience, location, qualifications and much more. We’ll also touch on which types of carpenters get paid the most, and provide tips on how to earn more in these professions.

Carpenter vs Joiner

Carpenter

Carpenters primarily work on construction sites, focusing on building and installing structural elements such as frameworks, roofs, floors, staircases, doors, and windows. They handle both rough carpentry, like constructing frames for buildings, and finished carpentry, which involves installing elements such as doors and windows. Carpenters also modify components to fit specific measurements during the construction process. Their work is essential to the physical construction of a building, often collaborating with other tradespeople to ensure the structure is sound and functional.

In contrast, joiners typically work in a workshop environment, specialising in crafting detailed wooden items like doors, window frames, cabinetry, and furniture. Their work focuses on precision and fine woodworking techniques, using hand tools and machinery to create intricate, custom pieces. These components are then transported to construction sites for installation. While joiners don’t typically engage in on-site construction, their craftsmanship plays a key role in enhancing the functionality and aesthetic quality of a building’s interior.

You can find out more here about what the key differences between a carpenter and joiner are.

Which carpenters get paid the most?

While both carpenters and joiners can earn good money, there are certain specialisations within the carpentry profession that command higher wages.

Formwork carpenters:

Formwork carpenters specialise in creating moulds for concrete in large-scale projects like bridges and high-rise buildings. Due to the technical skills required, they are in high demand and often earn higher rates than standard carpenters. In the UK, formwork carpenters typically earn between £30,000 and £45,000 annually, with entry-level salaries around £25,000 to £30,000. Those with more experience can earn £30,000 to £40,000, while experienced carpenters can make £40,000 to £50,000 or more, particularly in high-demand areas.

Shopfitters:

Shopfitter carpenters specialise in designing and installing interiors for commercial spaces like shops, restaurants, and offices, often earning premium rates due to the bespoke nature of their work. In the UK, shopfitter carpenters typically earn between £28,000 and £40,000 annually, depending on experience and location. Entry-level shopfitters earn around £24,000 to £28,000, while those with a few years of experience can earn £30,000 to £35,000. Experienced shopfitters can make £35,000 to £40,000 or more, especially on larger projects or in cities with high demand.

Self-employed carpenters:

As a self-employed carpenter, you have the potential to earn more by setting your own rates and taking on multiple projects. Daily rates for self-employed carpenters in the UK typically range from £150 to £400, depending on the type of work and experience level. This can translate to an annual income of £30,000 to £50,000, although it varies based on the amount of work, full-time or part-time status, and location. It’s important to note that self-employed carpenters must cover costs like tools, insurance, and taxes.

Typical salary for a Carpenter and a Joiner in the UK

The salaries for both carpenters and joiners vary based on factors like experience, location, and whether you’re self-employed or working for a company. Below is a breakdown of typical salary ranges:

Carpenter’s Salary

Carpenter Salary Average: Entry-level carpenters can expect to earn around £17,000 – £22,000 per year, with experienced professionals earning between £28,000 – £55,000 annually. Let’s break it down further.

Entry Level – A carpenter with 0-2 years of experience can expect to earn between £20,000 and £25,000 annually.
Mid-Level – Carpenters with 2-5 years of experience typically earn between £25,000 and £35,000 per year.
Experienced – Those with over 5 years of experience can expect to earn between £35,000 and £45,000 annually.
Specialist – Highly experienced or specialist carpenters can earn between £45,000 and £55,000 a year.
Hourly Rate – For ad-hoc work, carpenters generally earn around £17 per hour.

Joiner’s Salary

Average income for a joiner: Like carpenters, joiners working for a company can expect an annual salary ranging from £17,000 – £55,000, with self-employed joiners earning higher amounts due to the ability to set their own rates.

Entry Level – A joiner with 0-2 years of experience can expect to earn between £17,000 and £25,000 annually.
Mid-Level – Joiners with 2-5 years of experience typically earn between £25,000 and £35,000 per year.
Experienced – Those with over 5 years of experience can expect to earn between £35,000 and £45,000 annually.
Specialist – Highly experienced or specialist joiners can earn between £45,000 and £55,000 a year.
Hourly Rate – For ad-hoc work, joiners generally earn around £18 per hour.

While the roles have similarities in terms of woodworking expertise, carpenters often earn slightly higher salaries due to the physical, on-site nature of their work, which may require more specialised skills and the ability to manage large projects.

Ways to earn more as a Carpenter or Joiner

Whether you’re just starting out or looking to maximise your income, there are several ways to boost your earnings as a carpenter or joiner.

Do you need GCSEs or qualifications to be a Carpenter?

While GCSEs in English, Maths, and Design Technology are not a strict requirement to become a carpenter or joiner, they can be beneficial. These subjects provide a foundational understanding of measurements, math, and design principles, which are key to the trade. If you don’t have these qualifications, don’t worry, apprenticeships and vocational courses are excellent ways to gain the necessary skills.

Apprenticeships

Engaging in an apprenticeship is one of the best ways to get hands-on experience while also earning a salary. Apprenticeships typically take 2 to 4 years and combine on-the-job training with formal education. Completing an apprenticeship can lead to industry-recognised qualifications that increase your value in the job market.

Continuous training and specialisation

Taking specialised carpentry courses can increase your skill set and enable you to work in more niche areas, such as roofing, cabinet making, or sustainable construction. Specialising in a high-demand field allows you to charge higher rates for your expertise.

Gain experience

Experience is one of the most valuable assets in the carpentry and joinery trade. As you gain more experience, you’ll build a portfolio of completed projects that can help you secure better-paying opportunities. Whether you work on-site or in a workshop, the more you learn and the more you can demonstrate your capabilities, the higher your potential earnings.

Geographic mobility

If you are willing to work in areas with high demand for carpenters, such as large cities or regions with booming construction industries, you may see an increase in your earnings. Locations like London and the South East tend to offer higher wages due to the increased cost of living and demand for skilled labour.

Who make more money – carpenters or joiners?

In general, carpenters tend to earn slightly more than joiners. Carpenters often work on construction sites, handling both structural and finished carpentry, such as building frameworks, installing roofs, and fitting doors and windows. This versatility and involvement in larger-scale projects can lead to higher wages. On the other hand, joiners typically work in workshops, crafting detailed wooden components like furniture and cabinetry, and their earning potential is generally a bit lower. While both professions are skilled, carpenters may have more opportunities for overtime and varied projects, leading to higher overall earnings.

Maximising your career as a Carpenter or Joiner

Carpentry and joinery offer diverse and rewarding career opportunities, with a wide range of earning potentials depending on your specialisation, experience, and location. Whether you’re just starting out or are an experienced professional, there are numerous ways to increase your earnings and build a successful career. By focusing on gaining experience, continuing education, and potentially specialising in areas like formwork carpentry or shopfitting, you can maximise your income in these essential trades.

If you’re thinking of entering the carpentry or joinery profession, the journey can be both financially rewarding and personally fulfilling, offering long-term career stability and the satisfaction of working with your hands to create something meaningful.

Get Carpenters Insurance from Protectivity

No matter your trade, protecting your business is crucial. That’s why getting carpenters’ or joiners’ insurance is a smart move to cover property damage, accidents, or injuries during woodwork projects.

Our tradesman insurance includes both carpenters and joiners under the same policy, offering financial security and building trust with clients by showing professionalism and responsibility.

Protectivity’s carpenters’ insurance comes with public liability up to £5 million as standard. You can also add Contractor Works cover, Plant and Tools cover, financial loss, and employee tools (if you’ve added other benefits). Plus, we now offer comprehensive tools insurance for tradesmen to keep you covered for unexpected costs.

Get a quote online today and protect your business.

Get Carpenters Insurance from Protectivity

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08:53:55 GMT • 19 March 2025

How to become a bricklayer

4 March 2025

•

10 mins read

Contributors

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Get Bricklayers insurance from Protectivity

Do you love working with your hands, enjoy being outdoors, or want a career with solid earning potential, then bricklaying could be a great fit for you.

With the governments ambitious house building plans the construction industry is under pressure to deliver on building targets. However, it’s widely reported that there is a shortage of bricklayers, with numbers at their lowest in the UK, since 1998.* With 1.5 million new builds targeted it is estimated that 20,000* more bricklayers will be required, one of the most in demand trades across the construction industry. So, if you’re deciding on a trade for yourself, bear in mind that bricklayers can earn more than other trades – this might be an option to consider.

We’ve constructed an overview of the bricklayer landscape to help you assess if it’s the right direction for you. We’ll walk you through what bricklayers do, how to get trained, career pathways, earnings, and even how to start your own bricklaying business.

What do bricklayers do?

Bricklayers (or brickies) are the backbone of construction projects. Their job isn’t just stacking bricks – there’s a lot of skill involved – correctly laying bricks and concrete blocks that are built to last. There’s also work that involves other materials to build walls, homes, offices, and even grand architectural structures. As a bricklayer your main areas of work will be:

Reading construction plans and blueprints
Mixing and applying mortar
Ensuring walls are level and sturdy
Repairing and restoring old buildings
Working with various materials like bricks, blocks, and natural stone

If you like the idea of seeing the physical results of your work every day, bricklaying can be a very satisfying job.

Day-to-day bricklaying

There’s a wide variety to a bricklayer’s day but let’s look at a typical one:

Morning: Site prep & first bricks

Most bricklayers start early, usually by 7:30 AM. The day begins with checking plans, preparing materials, and setting up the work area. Once ready, you’ll start laying bricks, ensuring everything is level and secure using a spirit level and trowel.

Midday: Progress & coordination

After a short morning break, work continues, often coordinating with labourers, site supervisors, and other trades. Tasks might include cutting bricks to size, mixing mortar, and checking progress against blueprints. Then a midday lunch break.

Afternoon: Finishing & clean-up

The afternoon is spent progressing with the build, adding details like pointing (smoothing out mortar joints) for a neat finish. By 4 PM, tools are cleaned, the site is tidied, and the next day’s work is planned.

Essential skills for a bricklayer

To be a great bricklayer, you don’t need top grades in school, but you do need a good work ethic, and these specific skills will certainly help you out:

Physical fitness: It’s a hands-on job that involves lifting, bending, and working outdoors.
Attention to detail: No one wants wonky walls!
Basic maths skills: You’ll need to measure, cut, and calculate materials.
Good coordination: Bricklaying requires precision and accuracy.
Problem-solving ability: Every project is different, and you’ll need to think on your feet.
Teamwork: You’ll often be working with other tradespeople, from plumbers to electricians.

Average earnings for bricklayers and job outlook

Earnings vary depending on location and experience, but here’s a rough guide:

Apprentice Bricklayer – £12,000 – £18,000 per year
Qualified Bricklayer – £25,000 – £40,000 per year
Highly Experienced Bricklayer – £50,000+
Self-Employed Bricklayer – Potentially £60,000+ (more on that below)

The construction industry in the UK is growing, so skilled bricklayers will always be needed. To learn more read our blog on how much bricklayers make in the UK.

Training to become a bricklayer

Bricklaying is a skilled trade and you’ll need some valuable training to get started. There are different options to suit your preferred learning process or depending on where you are in life.

Apprenticeships (Best for hands-on learning)

Usually take around 2-3 years and result in an NVQ Level 2 or 3 in Bricklaying.

An apprenticeship is the most common way to become a bricklayer in the UK. You’ll earn while you learn, usually working four days a week with a bricklaying company and spending one day at college.

College courses (Ideal for career changers)

If you’re over 16 and want a structured way to learn, many colleges offer bricklaying diplomas or NVQs. Courses range from beginner to advanced levels, and while you won’t get paid while studying, they’re a good way to gain the skills needed for an apprenticeship or junior job. These courses are often more flexible with evening or weekend options to fit around other work.

On-the-job training

Some people start as a labourer and learn on the job. This can be a great way to get experience, and after a while, your employer may sponsor you to gain formal qualifications.

Qualifications

Whilst it’s not a requirement, if you’re looking to reach for the top jobs having a qualification will stand you in good stead. City and Guilds offer a few options. Here are some examples of different courses available:

Level 2 Technical Certificate in Bricklaying
Level 3 Advanced Technical Diploma in Bricklaying

Apprenticeship Bricklayer Level 2
Apprenticeship Craft Bricklayer Level 3

Career pathway for bricklayers

Bricklaying isn’t just about working on site all your life (unless that’s what you want!). There are several career progression opportunities:

Apprentice Bricklayer

Starting as an apprentice is the most common route into bricklaying. You’ll gain hands-on experience while earning a wage and working towards industry-recognised qualifications, such as an NVQ (National Vocational Qualification) in Bricklaying. Apprenticeships typically last around two to three years and involve a mix of on-site training and classroom learning at a college or training centre.

Qualified Bricklayer

Once you’ve completed your apprenticeship and achieved your NVQ, you’ll be recognised as a fully qualified bricklayer. This opens the door to working on a wide range of construction projects, from housing developments to commercial buildings and even large-scale infrastructure projects. As a qualified bricklayer, you can expect to earn a competitive wage and continue developing your skills on the job.

Specialist Bricklayer

If you’re interested in refining your expertise, you could specialise in areas such as:

Restoration & Conservation: Working on historic buildings and listed structures, carefully repairing or recreating brickwork in line with heritage standards.
Decorative Brickwork: Creating detailed brick patterns, arches, and ornamental designs that add architectural interest to buildings.
Refractory Brickwork: Installing heat-resistant bricks in industrial settings like furnaces, kilns, and chimneys.

Specialising can set you apart in the industry and may allow you to command higher rates for your expertise.

Site Supervisor / Foreman

With experience and strong leadership skills, you could step up into a supervisory role. As a site supervisor or foreman, you’ll be responsible for overseeing a team of bricklayers, ensuring work is completed to a high standard and within deadlines. This role involves managing materials, liaising with other trades, and ensuring health and safety regulations are met on site.

Construction Manager

If you’re ambitious and willing to take on further qualifications, such as an HNC, HND, or even a degree in Construction Management, you could progress to overseeing entire building projects. As a construction manager, you’d be responsible for budgeting, scheduling, and coordinating multiple aspects of a project, from planning to completion. This role comes with significant responsibility but also a higher earning potential.

Self-Employed Bricklayer

Fancy being your own boss? Many bricklayers choose to go self-employed, allowing them to set their own rates, choose their projects, and even build their own client base. Running your own business can be rewarding, but it also comes with added responsibilities such as managing finances, sourcing work, and handling customer relations.

How to become a self-employed bricklayer

If you want to be your own boss and earn more money, going self-employed could be a great option. Here’s what you’ll need:

Experience – Clients will want proof of your skills.
CSCS Card – Required for most UK construction sites.
Tools and Transport – You’ll need your own kit and a van.
Business Skills – Managing finances, quoting jobs, and finding clients.
Marketing – A website, social media, and word-of-mouth can help you get work.

Many self-employed bricklayers start by doing weekend jobs or small side projects before going fully independent.

Typical tools and equipment used by bricklayers

When you become a bricklayer, especially if you’re self-employed, you’ll want to start building up a range of tools, your typical toolkit should include:

Trowels – For spreading mortar
Spirit Level – To keep everything straight
Hammer & Chisel – For shaping bricks
Brick Jointer – To create neat mortar lines
Mixing Tools – For preparing cement and mortar

Safety gear, such as gloves, steel-toe boots, and a hard hat, is also essential.

Challenges and benefits of a bricklaying career

Like any job, bricklaying has its ups and downs.

Pros:

Job security – always in demand
Good earnings potential
Work outdoors, not stuck in an office
Great for people who enjoy hands-on work

Cons:

Physically demanding work
Working in all weather conditions
Early mornings and long hours

Starting a bricklaying business

If you’re ready to take the first step towards a career in bricklaying, here’s what to do:

Look for apprenticeships: Check sites like the UK Government’s apprenticeship portal.
Find a college course: Many local colleges offer bricklaying diplomas.
Gain work experience: Even unpaid work experience can help you get your foot in the door.
Network with professionals: Speak to builders and bricklayers in your area for advice.
Get your CSCS card: Most construction sites require this for safety reasons.

Bricklaying is a rewarding, hands-on career with great prospects. Whether you’re looking to start as an apprentice, switch careers, or even go self-employed, there’s plenty of opportunity in this field. So, if you like the sound of working with bricks and building something real, why not give it a go?

Get Bricklayers Insurance with Protectivity

When you’re starting out as a bricklayer you will no doubt be made aware of the safety precautions that you’ll need to follow to protect yourself from risks and dangers at work. Insurance is another key aspect to consider and having specific trades insurance is essential.

Protectivity’s bricklayers’ insurance can provide specialist cover for risks you face offering your bricklaying services.

Choose the type of cover that best meets the needs of your business, with a range of benefits. Our policies include public liability up to £5 million as standard; you then have the option to add Employers’ Liability insurance, Contractor Works cover, Plant and Tools cover, financial loss and employee tools (only if you’ve included the other benefits). That way, when unforeseen circumstances occur, you can ensure you’re protected from unexpected costs.

Find out more about our tradesman insurance and get a quote online.

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