FAQ Category: Crafters Insurance

It is up to you to have the correct registration in place for your business, we will not ask you for these details when you buy a policy, but it may affect

Most standard home insurance policies do not cover business activities, including making and selling handmade crafts. Our craft insurance provides dedicated cover to protect you against risks such as liability claims and loss of stock or equipment.

Our product liability insurance covers claims of injury or property damage caused by products you sell. This insurance is essential for crafters, as it protects you from potentially costly legal claims arising from your goods.

Yes – we can offer insurance that covers you for multiple events within that period. This is often more cost-effective than purchasing separate cover for each event.

Once your policy is active, you’ll receive several important documents via email: your insurance certificate, detailed policy terms, a key facts statement, and any supplementary paperwork. These can all be forwarded to event organisers as needed.

Yes – at Protectivity, we understand last-minute bookings and can arrange cover quickly, often within 24 hours. To ensure swift processing, have all your event and business details ready when applying.

By law, you must have employers’ liability insurance if anyone other than immediate family helps at your stall. This includes both paid staff and volunteers, protecting you if they’re injured whilst working with you.

Public liability insurance is vital cover and is the foundation of any craft fair insurance policy. This protects you if someone is injured or their property is damaged at your stall. Many crafters also opt for product liability insurance to protect against claims arising from items they’ve sold. You might want to consider additional protection for your equipment and stock too.

Insurance isn’t a legal requirement, but it is advised. Most event organisers will ask to see proof of public liability insurance before you’re permitted to trade at their craft fair. This essential cover safeguards you should a visitor sustain an injury or have their belongings damaged whilst at your stall.

Yes, our crafters insurance is designed for selling crafts online.