FAQ Category: Work from home insurance

For home-based businesses, a combination of public liability, professional indemnity, and equipment cover is often useful. Protectivity’s work from home insurance can be tailored to include these core protections, helping you cover claims from clients, mistakes in your work, or damage to your essential business equipment.

If clients visit your home, you will need home insurance liability cover. You would need to either buy home insurance that includes personal liability for permitting the insureds customers into your home for business purposes or contact your current home insurer to question whether this is covered on your current home insurance policy. Our policy does not provide cover for this.

Professional indemnity insurance is important if you provide advice, consultancy, or other services from home. It covers claims for financial loss caused by mistakes, negligence, or poor advice, protecting your home-based business from serious financial consequences.

Yes, with equipment cover. Protectivity’s business insurance can include protection for laptops, tools, and other essential business equipment used at home. This ensures you can replace or repair items quickly if they’re lost, stolen, or damaged.

Yes, as long as your policy includes cover for business activities away from home. Protectivity’s policies can be tailored to protect your business when working offsite, so you’re covered while meeting clients or using coworking spaces.