What does Gym Insurance cover me for?

All our health & fitness club insurance will include public liability should one of your customers or a member of the public gets injured whilst using your facilities. Professional Indemnity is included which will cover you should someone get injured by or arising from any tuition, instruction or advice given, as long as they are appropriately qualified to do so within your business. Should you employ any staff (including volunteers), you will legally need employers’ liability which we can also incorporate.

Will my equipment be replaced on a new for old basis?

Yes, provided the insured value meets the cost of the new item.

Do you include buildings and contents cover?

We would need the full details of the type of health and fitness club which you operate before we can confirm whether or not we can provide buildings and contents cover. Please contact one of our advisers to discuss your building and contents requirements further by Tel: 01494 887909 or email: enquiries@protectivity.com.

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Last updated on

15:09:06 BST • 13 May 2026

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Protectivity is a trading name of Starpeak Insurance Solutions Limited which is authorised and regulated by the Financial Conduct Authority (FCA) under Firm Registration Number 309959.