Question 1

Do I need Employers’ Liability for a sports club?

Accepted Answer

As a club owner or manager, you will need employers’ liability insurance if you are employing anybody, whether they are a paid member of staff or volunteers. Employers’ liability will protect you against any claims from your employees (including volunteers) who have been injured or become seriously ill as a result of working with you. Employers’ liability can be included in any sports club insurance policy with Protectivity.

Question 2

What is Professional Indemnity for sports clubs?

Accepted Answer

Professional indemnity, or sometimes known as professional liability, will protect your sports club or association for any advice, tuition or instruction which has been given by a suitably qualified member of your staff.

Question 3

Do I need Public Liability Insurance for a sports club?

Accepted Answer

All our club insurance policies include public liability as standard. This means that you will be protected from any third-party claims made against you, whether that is accidental injury to another person or damage to third party property, and/or claims made by any members of the club. All individuals who take part in sport and recreation have a duty of care to ensure they do not cause personal injury, financial loss, or damage to property. If their actions do cause injury, loss or damage and “negligence” can be proved, they become liable to pay for compensation as a result of their actions.

Question 4

What type of clubs do you insure?

Accepted Answer

We can insure the following clubs: running clubs, football clubs, golf clubs, dance clubs, martial arts clubs, cricket clubs, ramblers clubs and associations, tennis clubs, fishing clubs and many more. If you have any questions regarding your club just give us a call on 01494 887909 and we’ll be happy to talk through your club’s needs with you.

Product Category: Sports & Leisure Business

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