When planning your big day taking out suitable wedding insurance is important to protect yourselves if anything goes wrong. This can vary from damage to the wedding dress to a requirement to cancel the big day altogether.

But how do you know when to take out wedding insurance?

The answer to that is simple, as early as possible.

 

Deposits paid? Take out insurance

As soon as you and your partner start paying deposits for venues and services you open yourself up to risks. What happens if the catering firm goes bust? What is the situation if the venue is inaccessible due to bad weather? With insurance in place from the outset you give yourselves the biggest possible window of cover.

The only thing to note about buying ‘as early as possible’ is that most insurance providers will only let you buy more than two years in advance. So, if you are super organised and are planning a wedding further in the future, it might be wise to hold back paying deposits and booking suppliers if possible. Otherwise, you will have no cover if something were to go wrong in the meantime.

If you have already paid a large number of deposits and have not yet purchased insurance cover, fear not. Your insurance will cover all of the deposits you have previously paid, so long as you know of no reason that could lead to a claim when taking out your policy.

 

What about the Honeymoon?

If you have a trip planned after your big day you may like to consider our Honeymoon insurance, which can cover your travel arrangements, medical expenses, as well as the more adventurous activities you may have planned, such as scuba diving and surfing.

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

As a dog walker it is important to know what your clients expect of you. While a written contract between your business and your clients is not a requirement, it can be of huge benefit to the running of your enterprise.

The thought of writing up a contract can be a daunting one. In truth though, you don’t need to be a legal expert to put together a dog walking agreement between you and your client.

When starting a dog walking business it’s important to draw up a dog walking service agreement and ask each client to complete it.

Here’s what we suggest you include in your agreement…

About Us

We’re one of the leading providers of insurance for pet businesses, and we offer a variety of tailored products such as Dog WalkingPet Sitting insurance and Dog Grooming Insurance policies.

 

Service outline

In summary, this is where you will outline what the client is paying you to do. Have sections for the number of walks you are being asked to complete, how far they should be, and the times you are expected to carry them out.

It’s also wise to get the price that the client will be charged penned down in this section too. This avoids any unwanted confrontation if a client disagrees on the bill that they are presented with.

 

Dog specifics

Meeting a dog before agreeing to walk it is always advised. That way you, as a pet care professional, can get to know the animal and any of its likes and dislikes. While this is good, it always pays to have this information down on paper within the walking agreement beforehand.

In this section of the contract, document the name and breed of the dog plus any medical conditions it may have. Have in writing if it is taking any medication so you have this to hand in the event of an emergency.

As well as medical issues, asking the owner to note any behavioural traits is also wise too. Ask whether the dog is good with fellow canines, whether it will chase animals and whether the dog has good recall. This way you mitigate some of the risks of an incident occurring whilst walking.

 

Emergency protocol

Reducing the risk of an incident is one thing, but knowing how to react when something goes wrong on a walk is another. Ensure that on any contract you have with your client you document who to call if the animal is injured or injures another dog or person.

Also establish the protocol you and your client wish to take if the animal requires veterinary treatment. Do you wait until you’ve made contact with the owner before taking a dog to the vets, or is the decision based on your judgement?

Making a note of the dog’s microchip number is also a great idea too. In the event that the animal is lost whilst walking, having this might come in handy in identifying it if discovered at a later date.

 

Other rules to follow

You should also outline in your contract a few other house rules and regulations you or the owner wish to impose. For example, do you have permission to walk the dog off-lead? If anything were to happen when the dog was off-lead and it transpired the owner had not agreed to it, your dog walking business could be held liable.

Many professional dog walkers like to take photos or videos of their walk to share on social media. This is a great way to show clients the service that you can provide. And while it’s unlikely to be an issue, it’s worth obtaining the permission of the dog owner before posting on Facebook or Twitter.

And lastly, make sure you include some rules about cancellations in the contract. What happens if a client cancels your services at the last minute? It could leave you with empty time that might have been filled with other clients. Do you want to include some sort of cancellation fee in your agreement?

You don’t need to include legal jargon in your agreement, it’s just worth covering every base. If things were to go wrong that were covered in the contract it doesn’t necessarily mean you are absolved of any legal liability though. That’s why it’s always important to hold appropriate dog walking insurance policy. With cover in place you are protected if the dog were to be injured, lost, or caused injury to someone else or their dog.

Get Dog Walking Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

As a personal trainer, helping clients to reach their health and fitness goals is the ultimate target. And while the exercise plans a PT puts together for their clients are a major part, the dietary habits of the individual cannot be discounted.

However, a question that is often ask is ‘can personal trainers write meal plans for their clients’?

The answer is slightly complicated. In short, fitness professionals should not be offering an explicit meal plan unless they are full qualified to do so.

Awareness of which foodstuffs are good for weight-loss, body building or whatever other target a client has is certainly on the up. That knowledge is just waiting to be passed on from trainer to client.

In order to help a client reach their goals, some pointers are able to be given. For example, a personal trainer could suggest eating more of something to provide a protein boost post-workout. Or they could suggest another food alternative for weight loss.

What they mustn’t do though is provide a detailed meal plan for their clients. If a personal trainer were to give a client a day-by-day schedule of what they should eat, they would be operating outside of their professional boundaries.

 

Qualifications are vital

In the UK, only those with the relevant qualification as overseen by the Health & Care Professionals Council, should give this kind of information.

For those who are qualified to not only provide personal training services but also give dietary advice, the rules are different.

Should someone be operating within their professional boundaries and under the relevant qualification, then nutritional advice is a great way to help clients achieve their goals.

 

Insurance cover

Being qualified isn’t fool-proof though, and doesn’t prohibit something going wrong. If a client was to suggest that a meal plan provided by their personal trainer (who was qualified to give nutritional advice) caused illness or failed to deliver the professional services they were paying for, they may choose to take legal action.

With Personal Trainer Insurance in place, a fitness professional can be protected in this instance. Our policies include Professional Indemnity which covers PTs for the advice they give.

Precisely, it covers “any breach of professional duty or wrongful or inadequate advice given for a fee.” Therefore, if you, as a personal trainer, are also qualified to give nutritional advice, and are deemed to have given inappropriate advice to a client who has paid for the service, you would have protection in place.

In summary, it’s important to remember as a fitness professional that you should not provide any services that you are not qualified to do so. This includes abstaining from providing nutritional advice and meal plans if you do not have the required certification.

Get Personal Trainer Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

When organising a charity fundraising event, paying out extra money for insurance can seem counter-intuitive. After all, the aim of your event is to raise money, rather than spending it. However, a fundraiser without insurance can do the charity efforts more harm than good if things go wrong.

Taking public liability insurance for a one off charity event doesn’t cost much and is well worth the expenditure. There are a number of things that could occur which means claims of thousands of pounds. Without event cancellation insurance in place for your fundraiser this can be devastating.

About us

Protectivity is a specialist in niche commercial, leisure, and lifestyle insurance. We cover thousands of individuals and small to medium size businesses across the UK, offering a range of tailored insurance products such as Event Insurance to protect our customers against unforeseen events.

 

What could lead to a claim?

There are two main aspects of public liability insurance anyone organising a charity event should be aware of.

Personal injury

The first is the protection it offers against personal injury caused to a third party attending your event. If you’re organising a table-top sale this could be something as seemingly minor as a visitor tripping over a table leg. But it could be as serious as part of the staging or lighting falling onto visitors if you are operating a larger-scale event.

In either of these instances, injuries caused to a visitor could lead to legal action. Despite the fact the event is a charity function, we are living in a no-win no-fee environment where individuals are more willing to put forward a claim.

If this were to happen, having public liability insurance in place for your event will protect you. You will be covered for the legal costs of defending you and your event. This includes any settlement should the accident be deemed your fault. It may also be a good idea to ask anyone selling or exhibiting at your event to have their own Stallholder Insurance in place too.

 

Property Damage

It’s likely that you’ll be hosting your charity fundraiser at a third-party venue. This could be a council-owned facility or one that is privately owned.

In either case it’s like that the venue owner will require you to hold public liability insurance for your event. As well as injury to attendees, this cover will protect you if property damage is caused on the day.

This could range from marks left on the walls of a village hall when setting up tables, to damage caused to a hired-out field if your event happens to be outside.

Public liability claims could also materialise from damage to smaller items, belonging to both the venue owners and your visitors. From smashed windows, to broken personal items, if the event is deemed to be at fault, legal action could ensue. The only way to ensure that you are fully protected in this instance is by having Event Insurance to protect your fundraiser.

Having charity event insurance in place is more than just public liability cover, with other benefits available. But by making sure the basics are covered you can put your full effort into raising money for good causes.

Get Event Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

As a therapist it is important to understand what your therapy insurance policy covers. As well as including a range of differing benefits most policies will include coverage for a large number of therapy treatments.

These activities stretch far and wide and aim to deal with client’s issues and grievances with a variety of different techniques.

At Protectivity, our Therapist Insurance policy can provide cover for over 250 different treatments. These can generally be grouped together by treatment types, to best illustrate the cover we can provide.

Here are just some of the treatment types available with our cover:

 

Massage therapy

The most common type of massage practised by the therapists that we cover, with a wide range of varieties in itself. From Thai Massage to No Hands Massage, we can provide cover for massage therapists providing dozens of different services.

Each policy provides public liability cover in case of injury caused to a client, perhaps through a over-zealous massage or due to a negative reaction to the oils you choose to use.

 

Yoga therapy

The popularity of yoga in this country is growing. One source estimated that up to 460,000 people participate in the exercise on a regular basis in the UK, and it appears that the power of yoga is now being embraced by therapists.

Using yoga to help alleviate aches, pains and other ailments, yoga therapy practitioners are becoming commonplace.

Variants covered under Protectivity’s Therapy Insurance product include laughter yoga, baby yoga and Thai yoga, as well as the more traditional method.

 

Spiritual therapy

A huge group of therapy practices, therapists that focus on the spiritual side of things make up a large portion of Protectivity customers. Activities that fall into this therapy type include angel card reading, mediumship and treatment using chakra healing stones.

Under our policy, we provide cover for professional indemnity. This would protect a therapist should any of the advice they give lead to a client suffering an injury to themselves.

 

Counselling

When we say the word ‘therapy’, counselling may be the immediate practice that springs to mind. Talking through our problems is something that is being encouraged more and more prominently in everyday life, and those who provide these services should ensure they have adequate cover.

A range of different counselling techniques such as addiction counselling and psycho-therapeutic counselling can be covered by our counsellor insurance policy.

 

Cognitive Behavioural Therapy (CBT)

Another therapy type that is more focused on mental health is cognitive behavioural therapy. Like counselling, CBT can be implemented to help clients deal with a huge range of stresses in their day-to-day lives, through a variety of techniques and therapy treatments.

Activities such as mindfulness therapy, stress management and smoking cessation can all be covered under Protectivity’s Cognitive Behavioural Therapy.

 

Art therapy

The use of art therapy is another way that could help their clients. Implementing art based activities in a therapeutic environment, art therapists provide a safe space for individuals to express their problems and stresses in the form of art.

Other arts that can be used in a therapy environment include dance therapy and play therapy which helps people to express themselves in a way that helps their mental well-being.

With over 250 individual therapy treatments covered under Protectivity’s policy we haven’t listed them all in this blog. To see if your speciality can be covered, just visit our Therapy Insurance page and input your technique into the quote box. If we can cover the activity, we will provide you with an instant price.

 

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*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

As an event organiser there are sure to be plenty of things on your to-do list. From choosing the right venue, to selecting suppliers, to picking the best date, there is a lot to consider. One of those things that shouldn’t be forgot is cover for event cancellation.

But knowing exactly how insurance for event organisers protects you can be confusing. We’ve broken down the types of one off event cover and what makes up a typical policy.

 

Public Liability

This is the main aspect of many insurance policies designed to cover event planners. Public liability insurance for events is designed to cover you should a third-party suffer property damage or accidental injury.

Of course, most events should be set up to ensure the safety of its visitors, but accidents do happen. This could involve someone tripping on wiring and injuring themselves, or some unsecured stage design falling on a visitor.

If something of this kind occurred at your event, that third party may opt to sue you. Having event liability insurance in place will ensure that your defence costs are taken care of by your insurance policy. Should you and your event be found to be liable, the cover will handle the settlement that follows.

 

Employers’ Liability

As well as the event attendees it is also important to ensure the safety of those working on the day. Should a member of staff suffer an injury and blame it on the negligence of the event organiser, legal proceedings could ensue.

With employers’ liability in place not only will the costs associated with defending you as an organiser be covered, but so too will any compensation payout that is deemed necessary to the staff member.

It’s also important to remember that anyone working on the event, whether they are a paid employee or a volunteer, can take action and it is a legal requirement to have employers’ liability in place. The only exemption in this case is if the workers are bona-fide sub-contractors that hold their own public liability insurance.

 

Cancellation Cover

The most obvious thing that could see you suffering financial loss is if you have to cancel the day altogether. As organiser, it is likely that you will have paid deposits (or possibly even the full amount) to secure your event; and sometimes this money is non-refundable.

Thankfully, having event cancellation insurance in place will ensure that you are not left out of pocket if your event is cancelled, postponed or abandoned for adverse weather scenarios.

With many events taking place in the notoriously untrustworthy British summertime we can include adverse weather protection in the cancellation section of your policy.

 

Equipment Cover

The value of equipment used a different events will vary wildly. For example, a local craft fair will usually not need to protect as much equipment as a small music festival. Regardless of the type of event you are organising it is always worth taking out protection for it.

Most insurance policies will protect you against accidental damage, loss and theft of the equipment that is vital to the smooth operation of your event.

And with many events hiring equipment such as sound systems, marquees and other expensive items, having event equipment cover that includes hired equipment is also advised.

Whenever insuring equipment it is vital that event organisers do not under insure their equipment. In the event of loss this could mean you are not able to recoup the full value of your equipment.

 

How can you get event insurance?

Protectivity’s One Off Event Insurance can include cover for all of the above and is available with instant, competitive quotes. If you’re not the event organiser, but someone selling at an event, then our Stallholder Insurance might be more suitable.

Get Event Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

As a pet business professional the well-being of the animals entrusted to you should be number one priority. However, that doesn’t mean you should neglect your own safety when dog walking.

It’s important to take a number of steps to give yourself the best possible chance of not suffering an injury whilst carrying out your business activities.

 

Safety starts at home

Dog walking safety starts before you’ve even left home. Good preparation is the foundation of avoiding accidents when caring for your canine clients.

A recent guide introduced by the Pet Industry Federation includes the following advice:

“The dog walker should meet with the dog prior to taking them for a walk so that the walker can become familiar with the dog’s needs and that a pre-assessment can be made to evaluate their personality and behavioural characteristics.”

Not only will a pre-walk meeting allow you as a professional dog walker to make a judgement of how best to protect the dog,  it will also allow you to protect yourself.

For example, a on-lead only walk for an animal that has a history of chasing other animals will reduce the chances of running away and causing itself an injury. On the other hand, if on a pre-walk assessment you discover that certain situations triggers an aggressive response in the dog you can either decline to walk that dog or ensure you avoid putting yourself in such a situation.

 

Other dog walking injuries

It’s not just aggressive dogs that can see dog walking injuries occur. A study in the USA discovered that between 2004 and 2017 injuries to dog walkers over the age of 65 had more than doubled. The most common injury cited in the report was a broken hip, with injuries to an upper limb following in second.

However, being younger than 65 obviously doesn’t preclude dog walkers from suffering an injury.

Protectivity’s Dog Walking Insurance has an additional Personal Accident benefit which can provide a lump sum payout should a walker suffer an injury whilst carrying out professional dog walking activities.

Under that benefit, we have seen a number of claims from our protected walkers. These have ranged from broken legs after being knocked down by runaway dogs (the most common injury), to thumb injuries caused by a lead, to trapped nerves.

Taking out suitable pet business insurance can ensure that if you were to suffer a serious injury whilst walking, you wouldn’t face serious financial implications of not being able to run your business.

 

Walking precautions

There are other things that dog walkers can do to ensure their own safety whilst on walks.

Firstly, and perhaps most obvious, is to ensure that you always carry a fully-charged mobile phone on you at all times. That way, if you come into any trouble whilst out on a walk, particularly if you are in a more rural location, you can phone for help.

Dog walking apps are becoming more and more common and are another great way to ensure your safety whilst dog walking. Not only will you be able to manage your business via these apps but you can also set a tracker. That way your clients will know exactly where you are when walking their dogs, and therefore will have an insight to your location should you get lost or injured.

In conclusion, ensuring your own safety whilst walking dogs is as important as protecting the dog’s. By undertaking these simple steps you can ensure you put yourself at as little risk as is possible when running your pet business.

Get Dog Walking Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Whether you’re a professional dog walker, groomer or trainer, using mobile apps can have a beneficial impact on the way in which you run your business.

From management software, to marketing help, to something that’s just a bit of fun, there are apps to fill all of your operational needs.

We’ve picked out five apps pet business owners and dog walkers in particular shouldn’t be without.

 

Tractive Dog Walk – Cost: Free

While Strava, is the go-to tracking software for cyclists and runners, Tractive Dog Walk is the one if you’re exploring with a canine companion.

With GPS tracking, you can keep tabs on exactly where you’ve walked for both your own benefit and that of the dog’s owner. A handy extra feature is the ability to share photos from your walks and the locations they were taken with the pooches ‘parents’.

 

iFootpath – Cost: £1.99

Though not exclusive to dog walkers, iFootpath is an app that those heading outdoors with their (or someone else’s) pooch should not be without. Whether you’re looking to change up your routine, or you’re branching out into a new location, simply input your postcode and iFootpath with throw up a number of great walk options.

Users are presented with photos, terrain guides and the option to add a walk or two of your own. A great choice for those who don’t have a set number of walks planned out already.

 

Scout – Cost: Free

There are plenty of apps out there that can help you plan your schedule and track your appointments. Where Scout stands out is that is has been designed specifically for pet care professionals.

Business owners can add and move appointments, adding specific notes about the dog’s requirements along the way. If you employ any staff, users can even assign a staff member to that particular walk. And for that added special touch, dog owners can be messaged via the app, and can also track where their precious pooch is at all times when with their walker.

 

Wave – Cost: Free

Once you have attracted all of those clients and their dogs, walkers need a way of managing the payments being made to them.

Wave is a great invoicing and accountancy web tool designed for small businesses. You can not only issue invoices via the system, but users can also add Smart Pay by Wave to their website, allowing visitors to pay for dog walking or grooming services without the need for generating an invoice.

With payroll options and receipt tracking software, this initially free tool is great for your pet business.

 

Puppr – Cost: Free (many in-app purchases)

Not every dog you walk will be the most well-behaved, and sometimes a little extra training wouldn’t go amiss. With Puppr, users can watch videos of training drills to hopefully improve the behaviour of even the most difficult of dogs.

Led by a previous America’s Got Talent finalist renowned for her dog training tricks, there are few better apps of this kind on the market. While it’s not cheap to get the full range of features, with the ability to learn new tricks, track a dog’s progress as well as having the option for a live helpline, it’s a price well worth paying.

There are many other apps for dog walkers and pet service providers, but these five are some of the highest recommended. Another thing that is very much recommended is Protectivity’s Dog Walking Insurance in order to cover you and your business should something go wrong that not even one of these apps can fix.

 

Get Dog Walking Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

As a dog walker, taking out several of your canine clients at one time is a great way to maximise income. However, there is often confusion as to how many dogs walkers can walk at one time.

 

Maximum dogs allowed

The answer to this quandary is not a straightforward one. This is because the limit is not set by central government or any one body. Instead, the Control of Dogs Act 2010, allows local authorities to set their own restrictions and maximum number.

Some council areas will have no set limit, while others will see a complete ban on dogs. This is true on some beaches in Devon, Essex and Lincolnshire in the summer months.

 

Local authority PSPOs

What is becoming more common is local councils lowering the number of dogs permitted to be walked at any one time.

Gosport Borough Council were one of the earlier authorities to take advantage the remit of Public Space Protection Orders when announcing that the maximum number of dogs one person could walk would be lowered from six to four in March 2017.

Other councils have since followed, with consultations regularly being announced. Wandsworth in London sees the council limit the number of dogs that can be walked to four. However, there is the possibility to apply for a licence to walk up to eight dogs in specified areas of the borough.

When some councils announced a consultation on the subject, a furore followed. For example, Blackpool Council faced stiff opposition this year when they announced plans to reduce the number to four dogs. While other restrictions made it through, the limit remained at six dogs at a time.

 

Kennel Club opposed to limit

The drive to restrict the number of dogs any owner can walk at a time is not something that the Kennel Club sees as viable. The organisation has previously released a statement arguing the setting of an arbitrary number:

“The maximum number of dogs a person can walk in a controlled manner depends on a number of factors relating to the dog walker, the dogs being walked, whether leads are used and the location the walking is taking place,” a statement read.

People must use their own initiative to make a judgement for themselves the press release implied. By assessing the risks of walking a larger number of dogs, walkers, both professional and non, can best judge how many dogs they should walk at one time.

 

How many dogs does insurance cover?

Local rules are there to be followed, with fines of over £100 in operation for anyone walking more than the maximum number of dogs. However, the limit to the number of dogs set by your council, and the number of dogs covered by a professional’s Dog Walking Insurance can vary.

At Protectivity, we cover dog walkers for up to six dogs at any one time. Therefore, if no local authority restrictions are in place, this is the limit you should stick to. However, if the local council says no more than four, this is the figure to adhere to.

There can often be confusion when it comes to walking your own dogs and Dog Walking Insurance. Our policy is designed to cover dogs not owned by you, however if you take your own canines out with your clients’ dogs, they count towards your six-dog maximum.

For example, if you walk two of your own dogs with four client-owned dogs, this is fine, however only the latter four would be covered by your insurance policy.

It’s important to remember that your own dogs wouldn’t be covered by the insurance policy should they get injured or cause injury to another dog, but they could send you over the limit of six dogs at a time, rendering your insurance cover invalid in the event of a claim.

The subject can be a confusing one for dog walkers, but our advice is always to check with your local council. If a PSPO is in place limiting the number of dogs you can walk, stick to that. Otherwise we advise you to walk no more than six dogs at any one time.

About Us

We’re one of the leading providers of insurance for pet businesses, and we offer a variety of tailored products such as Dog WalkingPet Sitting Insurance and Dog Grooming Insurance policies.

Get Dog Walking Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

The cutting of the cake symbolises a key part of every couple’s wedding day. Having that cake to remember is likely to be a consideration that everyone will encounter during the planning stages.

Some will opt for a traditional approach of a two or three-tiered sponge or fruit cake for their showstopper. Others though will opt for an alternative approach.

We’ve searched Instagram for 12 of the most unusual wedding cake ideas that really stand out on your big day.

 

The Compromise Cake

It may be that you and your significant other have very different ideas of what you want for your wedding cake, or you may agree but are undecided on whether to go traditional or wacky.

In that case, this half and half wedding cake is the perfect compromise!

We especially love the creativity of this one, with diagonal splits rather than a straight split down the middle. For the couple wanting some photos of a traditional cake, the split can instead be shown only at the back of the cake.

 

The Split Flower Cake

The obvious choice for a flower loving couple, the split flower cake trend is popping up on both Instagram and Pinterest feeds with various takes on it.

We loved this pastel coloured version on a two-tier split flower cake. Perfect for when you want your cake to tie in with your wedding flowers in an extra special way!

 

The “Is-it-really-a-cake?” Cake

Whether it is Harry Potter themed like this one inspired by the memory Cabinet in Dumbledore’s office, or just something significant to you both, there are some wedding cakes out there that make you go “Wow, can we really eat that thing?”.

This example is one of them, obviously from a super skilled baker!

 

The Cheese Lovers Cake

This trend has been around for a few years now but can be done in so many ways.

Perhaps you’ve had a sweet dessert as part of your dinner and don’t want to give your guests an even bigger sugar rush, or maybe you just love cheese (lets be honest, who doesn’t?).

Decorate with fruits and berries as above or go even more rustic with twigs and mixed nuts.

 

The Sheep Herder’s Cake

We are not quite sure what to say about this cake.

It obviously requires some serious skills to make this, and I think another element required would be a fun-loving couple who wants a talking point at their wedding.

Maybe the next one will be a horse, or a dog?

 

The Arty Cake

If we saw this brought out at a wedding, we wouldn’t know if it really was a cake or just a piece of art.

This is fun, unique but also breathtakingly beautiful!

We also love the brave almost royal blue colour which really draws you into this stunning and probably yummy wedding cake!

 

The Suspended Cake

Another trend that has been growing over the last few years is the suspended wedding cake.

It obviously doesn’t have to be as lavish as the one above, and there are even some suspended upside-down cakes seen out there on the feeds.

It certainly makes for some stunning photos even with a simpler structure, just be careful it doesn’t drop on your feet when you cut it!

 

The Cinnamon Roll Tower

If you love cinnamon rolls, why not have it as a replacement to your wedding cake?

This mouth-watering creation even set on flames, if that doesn’t call for a WOW from your guests then we don’t know what would.

Make sure to include icing or some chocolate sauce as above to get your guests fighting to be first in line for a piece.

 

The Cake Pops Tower

If you don’t actually want a traditional cake at all, but you still want the tiered setup, these cake pops that we see everywhere now is a fun and simple idea to replace your cake with.

You can easily tie it in with your wedding theme or colours and can present them in plenty of different ways.

 

The OTT Cake

The winner in WOW. If there’s any time to go big on a cake it’s at your wedding, right?

So why not have your baker create a magical castle cake twice the size of you. We think it is absolutely amazing, but would you really want to cut the cake?

This masterpiece surely must remain untouched.

 

The Mini Wedding Cake Tower

Perhaps you still want a cake but not the traditional tiered creation with sugar paste flowers or blingy decoration.

The naked cake first made its appearance a while back, and so did the cupcake towers replacing the full-size wedding cake.

But the above marries the two trends in a new take with semi-naked individual cakes majestically soldiering below the main cake. Clean cut, simple and stunning!

 

The Donut Wall

Another trend that we have seen increasingly over the last year or two is the donut wall, and who doesn’t love a donut?

Just like with a traditional wedding cake, you’ve got plenty of option here to incorporate wedding theme and colour on the icing and decoration of these delicious soft buns.

And it even makes for a substitute photo booth back drop!

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date.