Category: Starting a business

09:40:41 GMT • 11 November 2024

5 of the Best Pet Business Ideas to Start from Home

24 February 2023

•

8 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

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Working from home, working for yourself and working with pets are all dreams for many of us. But, what if we told you that you could easily combine all three of these dreams?

By starting an at-home pet business, you can achieve all your life-long goals. But which pet business ideas are viable at the moment and which can you actually start from home? Here, we explain everything you need to know.

5 of the best pet business ideas

Selecting the right business idea can be difficult; particularly if you’ve never started a business before. To help you, here we’ve detailed five of the best pet business ideas you can start from home.

1) Dog walking

Dog walking is the perfect at-home pet business. You don’t need set qualifications to take on this new role and there are very few associated overheads.

Now life has returned to normal after the pandemic, many people need help walking their four-legged friend on days when they’re in the office. This is exactly where you come in.

As a professional dog walker, you’ll be responsible for arranging the best days and times to walk your clients’ dogs, organising walks where the dogs can get enough exercise, and ensuring all the dogs get enough socialisation. You can work from home and set a schedule that suits you.

2) Pet sitting

Pet sitting is another pet business idea that you can start from home. One of the great things about pet sitting is that the services you offer can be as narrow or as flexible as you like. For example, you could only board dogs at your own home on weekends, or you could relocate to a client’s home for a week so the pet can stay in their own surroundings.

Pet sitting is often viewed as a side hustle and many pet sitters only operate on weekends for this reason. But, as a general rule, the more options you can offer pet owners, the more bookings you’ll receive.

3) Pet photography

If you love taking photos and standing behind the camera, then why not start your own pet portrait business? Pets are important family members, and today many people use professional pet portraits for home decorations and for Christmas cards.

On top of this, many businesses also seek out professional pet photographers when they’re creating new marketing materials. Similarly, animal rehoming centres also enlist the help of pet photographers to help increase the chance of adoption.

Demand for pet photographers is high. So, if you have a spare space in the home you can convert into a photography studio, then this may be the right pet business idea for you.

4) Pet training

If you’re patient, have good communication skills and possess a way with animals, then starting your own dog training business could be the most rewarding option out there for you.

While people purchasing puppies often require help with basic obedience, it’s never too late to teach an old dog new tricks. For this reason, many pet training professionals also offer courses to tackle behavioural issues or skills courses that keep active dogs occupied. No matter what type of training you’d like to deliver and who you’d like to help, you can create training courses that suit your skills and expertise. Plus, if you have the space, you can run your new business from home. Alternatively, you can go to a client’s house and deliver a one-on-one session.

5) Pet grooming

Professional groomers help keep pets looking their absolute best. To start your pet grooming business, you’ll need a bit of space. Something like a garage or a small room downstairs in the home is perfect.

As a pet groomer, you’ll be responsible for everything from giving baths to cutting nails and doing haircuts. So, you’ll need access to running water and electricity in your workspace.

Pet grooming can be lucrative; particularly if you become an expert at treating skin conditions or de-matting fur. Thankfully, apprenticeships and college courses are both available to help you train for a pet grooming qualification. So are specialist courses that are run by private organisations. These courses can be completed in as little as a month, so your at-home pet grooming business can start in next to no time.

Things to consider when starting a business

At this stage of the process, you have your pet business idea. But, what else do you need to know and consider? Let’s take a look…

Business insurance

Before you run with any of the above pet business ideas and turn your dreams into reality, you first need to make sure you have the correct Pet Business Insurance in place. This way, you’re covered in case something goes wrong.

Our Pet Business Insurance policy is perfect for the job. This is because it provides cover for up to 14 different pet business activities at no extra cost. Public Liability is included as standard, and you receive a host of other benefits, such as Care, Custody and Control cover.

With a Pet Business Insurance policy from Protectivity, you’ll receive all the following benefits as standard:

Public Liability: You can choose to include between £1 million and £10 million worth of cover to protect your business against claims arising from property damage or injury to a third party.
Care, Custody and Control: Up to £100,000 worth of cover is provided (up to £25,000 per animal) in the instance of accidental loss, injury, illness or death of an animal while in your care.
Non-Negligent Cover: Similar to the Care, Custody and Control benefit, you are also covered for accidental loss, injury, illness or death to an animal in your care during the course of service delivery through no fault of your business.
Key Cover: You are covered up to £10,000 for new keys and locks, as well as the cost of re-setting intruder alarms and associated call-out costs.
Equipment Cover: As standard, we provide £250 worth of cover for your equipment against theft, loss and accidental damage. You can increase the protection of your items up to the value of £30,000.
Close Family Extension: Your close family members are included under your policy as standard. This means that, if you employ your husband, wife, son, daughter or any other close family, you do not need to take out Employers’ Liability

Tax

Once you have sorted your insurance and your business structure, you then need to consider the tax implications of starting a new business. This is particularly important if you’ve never started a business before, or if you’re running your pet business as a side hustle.

If you’re not a tax expert, then we recommend speaking to an accountant about the tax implications of starting a new business. They will provide you with tailored advice based on your employment situation. They will also inform you of any reporting requirements.

Business structure

Leading on from the above, before you register and start your business, you must also think about how you will structure the business. For example, will you be a sole trader, work in a partnership with someone else, form a limited liability partnership or form a limited company?

There are pros and cons to each of these approaches and the right structure for you will depend on factors such as:

The type of business you’re creating
Who you’re going into business with (if anyone)
Your overheads, costs and expenses
Your personal liability for the business
Your expected profits

Remember, the structure you choose will have significant implications on the amount of tax you pay, the degree of your personal liability, the amount of administrative work involved and your ability to raise finance. As a result, you should speak to a qualified accountant before you make a decision and ensure you understand the implications and responsibilities of each structure.

Get your Pet Business Insurance

Planning on starting your new pet business? Get a quote for Pet Business Insurance today and ensure you’re fully protected.

Our Pet Business Insurance covers 14 different activities under the same policy. It also covers liability, vets bills and equipment. Getting a quote only takes a couple of minutes and we can arrange instant cover. So, get started online today.

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11:13:15 GMT • 14 November 2024

What to Ask for at the Barber

12 February 2023

•

5 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

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If you’re a man and you have hair, then you’re probably used to that sinking feeling you get at the barber when you’re looking back at yourself in the mirror. You know what you wanted your barber to do, but for one reason or another, he’s cutting and shaping your hair into something else. And short of shaving it all off, there’s not really much you can do about it.

It’s easy to blame the ability of the barber in this situation, but a lot of the time, it just comes down to miscommunication between barber and customer. Often this is because customers don’t know how to explain what they want, and barbers struggle to understand exactly what to do based on vague ideas and descriptions.

Solving this issue can be beneficial for both parties: customers who get the cut they want, and barbers who get satisfied customers and repeat business. This guide gives you five tips on what to ask for at the barber, to get the best results every time.

Research what you want in advance

If you’re reading this guide, then you’re already part of the way through step one. Research is everything in communicating to a barber what it is that a customer has in mind. And this goes much deeper than just finding the name of a particular style.

That’s because every customer and every head of hair is different. Some men have hair that’s longer than others, thicker than others or darker than others, for example. Then there’s the shape of the head to take into account, and where there might be any crowns. And on top of that, the current popularity for beards and facial hair add a new dimension to the conversation. Exploring ideas that work for personal characteristics is therefore the ideal starting point.

Know the lingo

You wouldn’t go into a garage to get your car fixed and ask them to take a look at ‘the thingy next to the engine’. So why would you go into a barber and ask them to take ‘just a bit off here and there’?

There is a surprising amount of terminology involved in barbering, but it isn’t a secret code: all the right vocabulary is out there for everyone to find if they look hard enough. Knowing the right phrases for what you want can break down many of the barriers in communication. Start by looking at guard numbers, types of fade and tapers, as these will form the foundation of most common men’s hairstyles.

Work out the best way to describe your style

Armed with research and terminology from the first two points, you’re now much better-equipped to work out a concise description of the haircut you’re looking for. If you can boil down all your preferences into a few short sentences, then you can deliver this to your barber as soon as you hit the chair, and start everything off on the front foot.

However, it’s important to be flexible to a certain extent, and not to stick too rigidly to your description. A good barber will be able to offer some advice on how your idea can be tweaked here and there to deliver an even better end result.

Back up your description with photos

During the research stage, it’s highly likely that you’ll have searched through photos of different styles, and found some that closely resemble what you’re looking for. If you’re struggling to translate that visual style into a verbal description, then there’s no reason that you can’t take the photo with you and show it to the barber.

Many barbers use design and style like Pinterest themselves, so that they can keep up-to-date with trends and be able to offer advice and suggestions. Using the same apps to find your style inspiration, and showing your findings to the barber on the day, can help make sure that nothing gets lost in translation.

Ask for advice if you need it

Don’t forget that barbers will have cut thousands of heads of hair over the years, and will have a wealth of experience and expertise that you can take full advantage of. And at the same time, they want you to get out of their chair feeling happy with the cut you’ve received.

Never feel afraid to ask for their opinion as they’ll be more than happy to help. Whether you’re not sure if your idea is right for you, or they want an expert view on a new style, remember that there’s a professional ready and waiting to assist.

Get your barber business insurance from Protectivity

If you’re a barber reading this, then you’ll already have plenty of experience of customers that struggle to get their preferences across. This guide can act as a business aid in helping them – and you – get the results you want.

Another important business aid for barbers is insurance, so that you don’t suffer financially should anything unforeseen occur. Protectivity offers specialist barber business insurance policies, including public liability, personal accident cover, equipment cover, and employers’ liability insurance (if you employ other barbers).

Our cover can give you peace of mind, help you grow your business with confidence, and starts at less than £4 a month. Take a closer look at all our options for barbers insurance.

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09:40:41 GMT • 11 November 2024

How to Organise a Charity Event

10 February 2023

•

6 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

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If you run or are involved in a charity that needs to raise more money, then organising an event can deliver a real boost. It can give a focal point to your overall fundraising strategy, bring your community together, and help you give the public enjoyable experiences that makes them feel that they’re getting something in return for their donation.

However, putting on any event with success can be much easier said than done. There are plenty of things to take care of to ensure everything runs without a hitch, and that any problems don’t impact your ability to raise money. In this guide, we’ll look at seven vital steps around how to organise a charity event, covering all the big tasks before and after the big day, so that you can maximise the potential of your fundraising.

Work out your objective

It’s very easy for event organisers to lose focus of what they’re trying to do as their event plans get increasingly complex. So before you make any other plans, start by working out what your ultimate goal for the event would be. This could be a particular target figure for fundraising, a more general aim to increase awareness, or to sell a certain number of tickets and reach a desired level of attendance. Whatever the objective is, setting it out at the start and keeping it front-of-mind throughout can ensure you always stay on the right track.

Decide your theme and budget

With this objective set out, you can start to address some of the specifics of event organisation. Working out an appropriate budget is critical: after all, there’s no point spending £20,000 on putting together an event that’s only going to raise £10,000. If you have a theme in mind, then now is the time to commit to it, so that you can put your budget considerations into that context. But when it comes to money, the next two points are especially important:

Find a suitable venue

Location, location, location: it might be a well-worn phrase, but when it comes to a charity event, it’s absolutely critical. There’s a delicate balance to be struck between the accessibility of a venue and how much it might cost to hire. If looking at an indoor event, then church halls or school halls (if at weekends or during the holidays) are normally good, cost-effective options. For outdoor occasions, consider football, rugby and cricket clubs, many of which have associated bar and parking facilities, and are generally more than happy to earn extra funds for their own means.

Search for sponsors

Depending on the type of event, attracting event sponsorship from local businesses can be a major revenue generator. Many businesses may well be interested because being involved with a charity event can help them raise their community profile. However, they will naturally expect a return on their investment: this could be signage at the event, featuring in the programme, mentions on the website or social media, for example. And don’t necessarily think of sponsorship purely in cash terms: doing a deal in exchange for exposure (for example, venue hire or extra assistance with the event) can help you make substantial budgetary savings.

Market the event to your audience

Once you’ve got everything in place, you can then fire up your marketing operation, so that as many people as possible know what you’re doing, where you’re doing it, when it’s happening and what you’re raising money for. You have many different media and advertising channels open to you, but which ones to prioritise depends on your target audience. For example, for younger demographics, then a greater emphasis on social media is preferable; for older people, local papers and newsletters may have a better effect; and for families, try and get your event mentioned in communications from local schools.

Put management and volunteers in place

As the big day approaches, attention will turn to the nuts and bolts of the event, and making sure all the necessary arrangements are in place. You’ll need to cover every possible eventuality of who is doing, what, where and when, from the arrival of anyone taking part, through the public-facing core of the event, to tidying up at the end. You may also need to recruit some volunteers to help with all the jobs that often go overlooked, like admission, parking and refreshments. Along the way, you’ll also need to put the right insurance cover in place, especially Public Liability Insurance in case an attendee suffers an accident or injury.

Maximise fundraising post-event

Just because your event has finished doesn’t mean that your opportunities for fundraising are finished, too. There will be plenty of opportunities for follow-up activity that can help generate more donations from the public, especially in the first few days immediately afterwards. Consider getting in touch with local media, and hitting the social media channels, with info about the success of your event and how you’re still accepting donations. In the longer-term, a story about how the funds you’ve raised have been spent to good effect can also be good PR.

Get event insurance with Protectivity

Even if it’s for charity, an event is still a financial enterprise. As a result, there is always the risk of something going wrong that can leave you out of pocket, or vulnerable to a claim from an attendee or fellow stakeholder. The damage of these financial impacts can easily wipe out all the funds that you manage to raise from the event – or even worse, lead to you making a sizable loss.

That’s why it’s so important to have comprehensive event insurance in place, and that’s exactly where Protectivity can help. Our tailored policies for events encompass Public Liability Insurance, cancellation cover, equipment protection, and even Employer’s Liability if you hire any staff for the event. The cover is competitively priced, but gives you peace of mind that you can raise vital money for your cause with minimal levels of risk.

Take a closer look at our event insurance policy and events cancellation insurance in more detail.

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09:40:41 GMT • 11 November 2024

What is the Most Profitable Pet Business?

2 February 2023

•

6 mins read

Contributors

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns wi...

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If you love animals and you have an entrepreneurial spirit, then it’s natural that you’ll explore ways to forge a business out of people’s pets.

Not only does it allow you to enjoy some time with some furry friends, there’s plenty to get excited about from a business perspective as well. According to Pet Keen, the UK’s pet owners now collectively spend around £8 billion on their animal companions every single year, from feeding them and keeping them healthy to pampering them and taking them on holiday.

So if you’re looking at setting up a profitable pet business, there are plenty of avenues to explore. This guide highlights some of the stand-out choices.

The most profitable pet businesses

There are plenty of variables to consider and questions to answer when looking at setting up a pet-related business. For example: will you be coming into physical contact with the pets? Will you specialise in one particular animal (e.g. dogs or cats)? Are you targeting essential or discretionary pet spending? What types of insurance, registrations and qualifications do you need to operate legally and successfully?

How you address those questions will differ substantially depending on which business type you pursue. But to give you some initial inspiration, here are our choices of the most profitable pet business ideas:

Dog walking

Every dog needs regular exercise, but many busy working people just struggle to find the time to do it, especially in the winter when it’s dark when they get home from work. Professional dog walking is a simple way to lighten their load, and with minimal overheads and the ability to walk multiple dogs at the same time, can be extremely profitable.

Pet grooming

Keeping a stylish, clean, well-turned-out pet is more popular than ever before, and the public is willing to spend big on quality pet care. Setting yourself up as a groomer is full of business options, whether you specialise in one animal, work as a mobile groomer at people’s homes, or deliver perfect finishes ready for competitions

Pet sitting

Similar to the dog walking idea, many people are willing to pay to relieve themselves of the inconvenience of pet ownership, including if they want to go out for an evening or a weekend. Pet sitting can give them the peace of mind that their treasured animal is well cared for, either in their home or yours.

Clothing design

Whether it’s making them look fabulous or simply keeping them warm in the winter, there’s a sizeable market for pet clothing. If you have some design skills and you’re handy with a sewing machine, you can develop some original garments or even create one-off commissions, many of which can come with a premium price tag.

Treats

The world of treats has come on in leaps and bounds (no pun intended) in recent years, especially for dogs. There’s also a growing trend for people to apply their own dietary preferences to their pets, such as eating organic food as much as possible. Therefore, there’s big demand for pet treats that are both ethical and delicious.

Photography

Any proud pet owner will have lots of photos of their pet, whether on their desk, on the walls of their home or simply on their phone. But using a professional pet photographer can help them bring their animal’s image to life, either through portraits or out in the countryside. You could even take photos for marketing materials for other pet businesses.

Dog training

Whether it’s a puppy who needs to learn the basics, or an older dog or rescue that needs some corrective help, there is always demand for quality dog training. If you can help make dogs more obedient with better temperaments, then you can not only enrich yourself, but also enrich owner’s relationships with their dogs.

Boarding and daycare

Not every holiday destination is pet-friendly, not to mention the difficulty and expense of taking animals on flights. The normal option is to put animals in kennels, but this can be extremely expensive. Setting yourself as a boarding house for individual pets can be cheaper, while making you good money from the comfort of your own home.

Pet-friendly travel agent

Connected to the previous point, there are some places that are ideal for holidays with pets, and you can be the person to help owners find them. Putting together holiday packages that are perfect for both pets and people can stand you out in the travel agency market, and is a service owners may well pay a premium for.

Pet shop

It’s perhaps one of the most old-fashioned ideas on the list, but you can’t beat a good pet shop. Even in the age of internet retail, many owners still want to check goods out in person before they buy, and get multiple items in one place. If you have some expertise, you can also give owners valuable advice on the best buys for them.

Pet-friendly cafe

There are several different ways to approach a cafe with pets front-and-centre. One is to create a stopping point for dog owners on walks, with dog treats and food on sale alongside refreshment for humans. Another is to make pets the reason for visiting, such as a cat cafe where people can get some feline company while enjoying a coffee.

Get pet business insurance with Protectivity

As this blog demonstrates, there are many options open to you if you want to start a business involving pets. However, whichever choice you make, one thing remains a constant: the need for comprehensive insurance cover to protect your enterprise if something goes wrong.

Protectivity provides full cover for thousands of pet businesses, including dog grooming insurance, starting from as little as £75 a year. Our policies include public liability; Care, Custody and Control; equipment cover; legal expenses, and can also include employers’ liability if you hire staff. Available through flexible monthly payment plans, our policies can give you peace of mind and vital protection without putting pressure on your bottom line.

We offer insurance for all kinds of pet businesses, including dog walking insurance. Take a more detailed look at our pet business insurance policies here.

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09:58:24 GMT • 14 November 2024

How to Start Your Own Sports Club

By Mandy Czyz

9 December 2022

•

6 mins read

Contributors

Mandy Czyz

Mandy has been with Starpeak Insurance Solutions since 2018, starting in sales in the consumer department and mov...

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Sports clubs are an integral part of society, and bring physical, mental and social benefits to people of all ages and abilities. Whether people want to get fit, improve their skills, meet new people or support their local community, amateur clubs across every sport deliver on every count.

For those running a sports club, the experience of getting a successful club off the ground can be extremely rewarding. However, there’s much more to it than getting some kit and equipment and rounding up some people for training. You need to have a clear plan of what you want to do and how you want to do it, and there are a number of legal obligations to meet, too.

In this guide, we’ll explore the basic objectives and responsibilities to consider when starting your own sports club.

Sports club objectives

The first step when working out how to start a sports club is to take your dreams and aspirations, and turn them into a more practical reality. You may have bold ambitions to build a club that’s successful on the pitch or that plays a leading role in your community, but these ambitions mean nothing without the funding and people in place to make it happen.

Before doing anything else, make sure you cover all these three areas:

Determine the size and type of your club (and name it!)

A good place to start is by working out exactly what your club intends to do. For example, how many teams or competitors will it operate with? Will it be open for adults and/or children, for men and/or women, and will it incorporate disabled sports? Which competitions will it take part in? Answering these simple questions will help you make the right decisions with everything else – and can also help you come up with a suitable club name.

Define your target market and recruitment strategy

Next, you can consider how you’re going to attract competitors, coaches and associated staff to your club. Obviously, if you’re operating on a professional or semi-professional basis, then you’ll be able to offer payments to them, but you still need to reach out to them and convince them that your club is right for them.

It’s more likely, however, that you’ll be operating on a purely amateur basis to begin with, and that makes your marketing, communication, website and social media all-important. Many established competitors (even juniors) may already be involved with existing clubs, so you’ll need to create a compelling offering to attract new members.

Work out how the club will be financed

With your key objectives and target market nailed down, you can then assess the finances of the operation. Start by looking at equipment costs, premises-related expenditure like pitch and changing room hire, competition entry and registration fees, and other essential spending like insurance.

Once you have an idea of how much it will cost to run the club for a year, you can then explore your options in generating that money. In most cases, this will be through member subscription fees, but at a time when people are looking at the finances in more detail than ever, keeping these costs down – especially for junior clubs -is vital. At the same time, don’t neglect the difference that even small-scale sponsorship from local businesses can make.

Sports club policies and procedures

Once you’ve got a firmer concept for your club in place, you can then go into the detail of your sports club from an operational side. As well as making sure you’ve got the right premises and equipment in place, you’ll need to navigate a number of legally required or highly recommended hurdles:

Legal registration

Sports clubs can operate on either an unincorporated or incorporated basis. Unincorporated clubs are simpler, more flexible and potentially cheaper to run, but it also means that asset ownership and liability can fall on individual members themselves.

If your club is operating as an incorporated business, then members are secure from any liability if something goes wrong. However, the club will likely have to be registered at Companies House with the appropriate accounts and tax filed, and this can be more expensive and time consuming to administer.

Governance framework

Like any business, a sports club will need a properly defined framework for who is in charge, who is responsible for what, and how people are appointed to those positions of responsibility.

An unincorporated club of members needs a written code of how votes are conducted, and clear procedures for how people take up and leave different posts. Incorporated clubs will also provide this, although it may be focused more on business ownership. However, it can run alongside a company registration where certain directors need to be nominated.

In either case, you are likely to find that the creation of these governance frameworks are required by the organising bodies of the sports and competitions you want to be involved with.

Policies

Every club will also need to take care of various different policies and procedures relating to its activity. For example, paid employees will need contracts, health and safety risk assessments will need to be carried out, and there will be needs for criminal record checks and safeguarding if there are junior members. As well as these requirements, it’s also essential that every club takes out insurance that covers its staff, competitors and assets, protecting them against accident, injury or claims of negligence.

Get sports club insurance with Protectivity

Every sports club, big or small, needs top-quality insurance cover to guarantee that managers, players, staff and property are all protected should the unforeseen happens. At Protectivity, we have decades of experience insuring sports clubs like yours with competitively priced policies. Including Public Liability, Employers’ Liability, Sports Equipment Cover and Clubhouse Cover, you can grow your club with confidence, and be sure that you’re meeting all your legal responsibilities, too.

Find out more on all the sports club insurance policies we have to offer sports club insurance quote.

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11:49:03 GMT • 14 January 2025

Ten Steps to Starting a Personal Training Business

By Mandy Czyz

11 November 2022

•

8 mins read

Contributors

Mandy Czyz

Mandy has been with Starpeak Insurance Solutions since 2018, starting in sales in the consumer department and mov...

Get personal trainer insurance from Protectivity

Offering personal training is one of the most popular career options among fitness-minded people today, especially among the young. Whilst gyms all over the country employ PTs on a full-time or part-time basis, there is also plenty of opportunity for you to do it alone. Start your own personal training business and build your own success.

In this guide, we’ll highlight everything you need to know if you’re starting a personal training business, including a ten-step checklist featuring all the essentials.

Why should I explore personal training as a career?

Personal training can be extremely rewarding, because you can help other people achieve their goals, whether it’s rehabilitation from injury, losing weight, or reaching performance targets from running a parkrun to running a marathon! And by getting actively involved in the sessions yourself, it’s also a great way of keeping yourself fit and healthy.

Running a personal training business also brings the reward and flexibility of being your own boss, and having a direct influence on your success and earning potential over time.

How much can a self-employed personal trainer earn?

Earnings from personal training can vary significantly, depending on your level of experience and the area you work in. The good news, however, is that unlike a salaried full-time position with a gym, your earning potential is theoretically limitless, depending on how many hours you work and how many clients you can reasonably fit in. Generally speaking, most personal trainers take in between £20 and £40 per hour, but those who attract high-end clientele or work in areas where PTs are sought after can earn a good chunk more than this.

Starting a personal training business checklist

If you’re wondering how to set up a personal training business, there’s a bit more to it than you might think. But with a bit of hard work and organisation, you’ll be up and running before you know it. This ten-step list covers the basics:

Qualifications

There is no legal requirement to be officially qualified in order to work as a personal trainer or operate a personal training business. However, it is strongly recommended, because it demonstrates clear credentials that customers can trust, and you’ll likely improve your knowledge and skills in the training you take to get those qualifications. There are lots of courses available from many different providers: you should ideally look for a course accredited by Ofqual to obtain a Level 3 NVQ Diploma in Personal Training.

Registrations

Connected to the previous point, getting officially registered with a recognised personal training body can add extra gravitas when you’re trying to convince potential clients that you’re the personal trainer for them. There are two key bodies here: the Register of Exercise Professionals (REPs) and the Chartered Institute for the Management of Sport and Physical Activity (CIMSPA).

More importantly, many insurance providers will look for at least one of these registrations when you’re applying for an insurance policy, and may refuse you cover if you don’t have one. Similarly, some gym chains will insist on registration for any self-employed personal trainers wishing to operate from their facilities.

Market research

Personal training is a broader profession than you might think, and so it’s important to diversify what you offer. For example, do you want to focus on strength and conditioning for amateur sportspeople? Do you want to provide sports and exercise nutrition services along with exercise, for those who want to get fit and lose weight? Do you want to focus on specific areas of the body to help with rehabilitation?

These are just three of the avenues you could pursue. While you should conduct some research to find out which types of training are under-served in your local area, you should also prioritise specialities that you’re passionate about and would enjoy working with.

Business model

This is probably the biggest ‘how long is a piece of string’ question you’ll encounter: how much should you charge? There are so many variables that will influence this: your experience, the type of personal training you’re offering, your overheads if working from a gym, whether you offer discounts for repeat business, and so on. The best starting point is to check out other similar trainers in your area, find out how much they’re charging and price yourself around that point (or maybe slightly below so you can attract some clients to get up and running).

Location

Working out where you’ll be offering your training is critical. You may want to operate from a local gym, in which case you can pursue an agreement with them: for a per-session or monthly fee, you can access the gym with your clients, and they will cover all your overheads. However, make sure you check in detail which services are covered and which ones aren’t – particularly insurance.

Depending on the type of personal training you’re offering, you may also want to work from a studio, from the home of a client, or from outdoor spaces like parks. In any case, you’ll need to make sure you have the right insurance cover for the environment (more on that below).

Legal requirements

As with any business, you’ll need to get organised from a legal standpoint for self-employment, and register with the appropriate government bodies. If you’re just starting out, then it’s best to run as a sole trader, which is the simplest type of business entity. However, you should be aware that your liabilities are unlimited if you run into any debts, so be careful when spending money on start-up costs. As you grow, registering as a limited company may make more sense from an accountancy and tax perspective, especially if you get to the point that you start employing other people.

Finance and accounting

Opening a business bank account is essential, even if you’re operating as a sole trader, because it means that your professional and personal incomings and outgoings are kept fully separate. This makes your accounting and tax returns much easier, and makes things more transparent and professional-looking for customers.

You may also want to consider hiring the services of a professional accountant. While the finances of a personal training business should be relatively simple, they can help take care of complexities like self-assessment and payslips.

Branding

With most of the regulatory and professional requirements in place, and with a sound idea of your business model, you can then go on to get your name out into the local area. A good place to start is by establishing some branding for your business, in terms of logo, design of website and promotional assets, and even your tone of voice in how you speak to your target audience. There are many creative businesses around that affordably provide these services for small businesses, ensuring your message resonates with potential customers – especially on social media.

Marketing and advertising

Speaking of social media, that’s just one of the methods you can use to reach out to prospective clients. Try and think outside the box: every personal trainer in the world will be posting about fitness and achieving goals, so try and inject some humour and informality where possible to build an emotional connection.

Don’t neglect more traditional forms of advertising, either. Flyers or posters in the gym where you work can still generate customers, as can going door-to-door with your marketing materials. Encouraging friends and family to mention your business through word of mouth is also a great way to get started.

Insurance

You never know what might happen in a personal training business – especially as there’s always a risk of accident or injury involved in any physical exercise. That’s why getting insurance cover is an absolute must, whatever training you’re planning to provide and wherever you’re planning to operate. if you own a gym, you’ll need gym liability insurance. As well as making sure you aren’t left out of pocket should the unexpected occur, it also gives both you and your client peace of mind that they’re adequately protected.

Get covered for your personal training with Protectivity

At Protectivity, we have years of experience providing personal training cover for businesses just like yours. That way, your business can grow and succeed with confidence, without you or your clients risking financial loss if an incident occurs. Our cover includes:

– Public Liability of up to £10million, covering claims, damage and injury, including to members of the public or the gym you work from

– Professional Indemnity, should an injured client lodge a claim against you

– Cover for all your equipment, with up to £500 of cover included free of charge

– Optional personal accident insurance that prevents you suffering financially if an injury on the job means you can’t work

To find out more, including just how affordable our personal training business insurance can be, take a closer look at our insurance for personal trainers.

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11:44:41 GMT • 14 January 2025

How to Set Up a Sports Coaching Business in the UK

By Mandy Czyz

24 October 2022

•

6 mins read

Contributors

Mandy Czyz

Mandy has been with Starpeak Insurance Solutions since 2018, starting in sales in the consumer department and mov...

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Sports coaching has gained real popularity as a business and career option in recent years. Being a sports coach is rewarding, helps you keep fit, supports you play an active role in your local community, and allows you to build a successful life for yourself.

Because it’s so popular, it isn’t easy to create an enterprise that succeeds long-term, but it’s by no means impossible. In this guide, we’ll explore all the basics you need to know around setting up a sports coaching business, from qualifications and funding, to marketing and insurance.

Why look at starting a sports coaching business?

There’s lots to enjoy from starting your own sports coaching business. To begin with, you’ll be your own boss, and the good decisions you make and the hard work you put in will have a direct influence on your own success. You’ll get to work in a sport (or sports) that you love, impart your wisdom on keen people who feel the same way, and get to savour their achievements as they reach their goals.

From a business point of view, sports coaching businesses can get off the ground relatively quickly and with a small financial outlay. This means you don’t need to take huge risks getting into debt or making big investments, and you can gradually build as you go.

Key considerations when setting up a sports coaching business

You may think that starting out with a sports coaching business just needs some kit, a park and a few willing customers. Well, it’s not quite that simple, but every challenge along the way can be addressed. In particular, you should ensure that these seven areas are covered off:

Qualifications and credentials

Technically speaking, there is no legal requirement to be qualified to operate as a sports coach. However, getting the right credentials is strongly recommended for two reasons: it helps you build a solid reputation and because many insurers won’t cover you without them.

Start by exploring the official qualifications for your chosen sport (the Sport & Recreation Alliance has a list of all the fully accredited bodies). You’ll likely need at least Level 2 to run coaching sessions yourself, and Level 3 if dealing with serious competitive athletes. Also, don’t forget to find out if you need a DBS check, which is very likely if you intend to coach children.

Business model

Before you start, you should work out exactly what you want to do with the business, and that involves asking yourself a lot of questions. Which sport (or sports) do you want to coach? Are you coaching by yourself, or will you hire other coaches? Will you be coaching adults, children or both? Where will you provide your coaching? What is your ultimate long-term aim, either financially or in terms of your own personal achievement? Answering these questions can help you establish a solid business model, and market research can help you work out how viable it’s likely to be.

Initial budget

With that business model in place, you can then assess the level of investment you need to get up and running. You’ll need appropriate kit and equipment to run sessions, especially for sports where your customers may not be able to keep or bring their own. You’ll need to fund associated costs like insurance (more on that later), work out how you’ll manage with transport of yourself and your equipment, and predict venue hire costs (such as a football pitch if you’re a football coach).

Accounting and legal considerations

As with any business, there are certain regulatory and financial requirements you’ll need to comply with. First of all, you should have a business bank account that keeps income and expenditure separate from your own finances, and you should keep fully up-to-date with financial records at all times. You will also need to register either as a sole trader or a limited company with Companies House and submit tax returns (and pay taxes) to HMRC each year. If you don’t feel confident enough to look after these matters, look at hiring the services of a professional accountant to do it for you.

Marketing and advertising

There’s plenty to consider in how you present your business and how you get yourself noticed by potential customers. You’ll need a name for your business, and some corporate branding (many small creative agencies specialise in this work for small businesses). With this in place, you can then develop a website and social media channels to gain interest and consider appealing and regular content that will gain views: writing a blog on your website and promoting it via social media is a good place to start.

Client referrals

Given that there are so many sports coaching businesses vying for attention through advertising and social media, you shouldn’t neglect more traditional ways of marketing like word-of-mouth. Getting a recommendation from a friend, relative or colleague is still hugely powerful in convincing a prospective customer to look at a business, so it remains a great way to expand your customer base. Offering referral discounts to existing customers can encourage them to proactively spread the word and get your name out there in the community.

Insurance

One thing that you absolutely mustn’t overlook for your sports coaching business is insurance. That’s because you never know what might happen next and what you might have to deal with: an accident or injury that sidelines you for a period of time; equipment that’s lost, damaged or stolen; or even an incident involving one of your customers that results in them lodging a compensation claim against you. A comprehensive insurance policy takes care of every eventuality, protecting you against potential financial loss or business disruption.

Get sports coaching insurance with Protectivity

Whatever sport you’re coaching, it’s vital that you have good-quality insurance in place for every eventuality. At Protectivity, we’ve been insuring sports coaches and sports coaching businesses like yours for the past 30 years, and we offer competitive, flexible rates. Our range of policies incorporate public liability, professional indemnity, participant injury cover, equipment cover and personal accident insurance.

With Protectivity, you can have peace of mind that your business is protected and give your customers reassurance that they can train and achieve their goals safely. Take a closer look at our sports coaching insurance options.

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11:43:08 GMT • 14 January 2025

How to Become a Dog Groomer?

By Steffi Cavaliere

21 October 2022

•

6 mins read

Contributors

Steffi Cavaliere

Steffi joined the business in July 2017 as Business Support Executive. Steffi completed her degree in Sports and ...

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Britain is a nation of dog lovers, and for many people, there’s no lengths to which they won’t go to keep their treasured pooch fit, healthy and pampered.

It’s no surprise, therefore, that dog grooming is booming. All over the country, enterprising people are taking full advantage of the surge in demand for grooming and related activities. So, if you love dogs, you love taking care of them and you’re looking for a career opportunity, there’s never been a better time to become a skilled, trained groomer.

In this guide, we’ll look at all the key qualifications for dog grooming you can get, the most important skills you’ll need, salary expectations, and why you shouldn’t overlook dog grooming insurance.

What qualifications for dog grooming are required?

There is no official legal requirement to gain any dog grooming qualifications. However, that doesn’t mean to say that it can’t be extremely valuable to get them, as it makes it more likely that you can get a job with a dog grooming company or attract more customers if you decide to go down the self-employed route.

If looking at dog grooming courses for beginners, then expect to take between one and three months to get a recognised City & Guilds qualification, either at Level 2 or Level 3. There are many different courses available, and we recommend finding one that is fully accredited with the PIF (Pet Industry Federation). That will give you the best chance of getting the training you need.

For less formal support, training and education, it may also be worth exploring what the British Dog Groomers’ Association (also part of the PIF) has to offer.

How much money do dog groomers make?

If you’re just starting out in the dog grooming world, then you’ll most likely be employed as a junior or apprentice with an established business. According to the National Careers Service, dog groomers will typically start on relatively low wages, but can work their way up to around £20,000 per year in time.

Where you can start to earn a lot more money is when you have the experience and skills to branch out on your own and go self-employed. Your earnings will then be tied to how much you charge per hour, less tax and operating expenses. In the UK at present, typical rates for freelance dog groomers generally run at around £20-30 per hour, prices varying depending on location, the size and condition of each dog, and its general temperament. However, it’s entirely possible to earn substantially more than this: top-quality groomers are known to charge as much as £80 an hour.

You should also be aware that most owners take their dogs for grooming at evenings and weekends because they’re at work during the day, and so you should expect to work less sociable hours as a matter of routine.

What skills are needed for dog grooming?

Dog grooming is a very specific job that demands a certain level of skills. Most importantly, you need the right attitude: it can be a decidedly unglamorous job and not every day will be like Crufts.

Of course, pets will misbehave. You may well get bitten, and they may well go to the toilet on you, so you’ll need the right mentality to keep dogs calm and shrug off any incidents. You’ll also need to feel comfortable around other people’s pets, and comfortable communicating with demanding owners: sometimes it isn’t always the dogs that are highly strung…

If you’re self-employed, you’ll also have lots of responsibilities to consider from a business perspective, including understanding typical costs. For example, you’ll need to build a compelling website full of high-quality images and videos of your work and create a presence on social media so you become known in your area and develop a following. You’ll also have a number of administrative duties to fulfil, such as registering and self-assessing your tax to HMRC, organising your schedule, managing your finances and expenses, and arranging good-quality insurance cover.

Why is dog grooming insurance important?

If a dog owner comes to you and wants you to groom their dog, they will have the basic expectation that you will care for their dog as much as they do. This means behaving with the very highest standards of diligence and professionalism. However, no human being is perfect, and sometimes things can, and will, go wrong.

It’s in these situations that having professional dog grooming insurance in place is absolutely vital, especially one that is tailored to the specifics of your work. You should look for a comprehensive policy that brings together many different types of cover, including (but not necessarily limited to):

– Public Liability Insurance: if you accidentally injure someone or damage property in the course of your work, this cover takes care of any legal costs incurred if you find yourself in court as a result

– Care, Custody and Control: if an animal under your care is lost, becomes ill or is injured, this type of insurance covers any compensation that becomes due to the owner

– Specialist Equipment: your valuable equipment, from grooming tables to cutting kit, can all be covered in the event of loss, theft or damage. If you’re intending to operate as a mobile groomer, you should ensure your vehicle is adequately covered, too

Get dog grooming insurance with Protectivity

At Protectivity, we provide a variety of comprehensive packages for every type of dog groomer at every level of experience. Our pet business insurance includes public liability cover, protection for up to £30,000 of specialist equipment, and up to £100,000 of Care, Custody and Control cover, it can deliver reassurance and confidence for you and owners alike.

Take a closer look at all of our dog grooming insurance options here.

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11:42:52 GMT • 14 January 2025

How to Market a Dog Walking Business

By Steffi Cavaliere

17 August 2022

•

4 mins read

Contributors

Steffi Cavaliere

Steffi joined the business in July 2017 as Business Support Executive. Steffi completed her degree in Sports and ...

Get dog walking insurance from Protectivity

Do you love dogs? Then a dog walking business could allow you to run a business doing something you truly love. As with any enterprise, success is likely to lie in its marketing. So, here’s a few tips and suggestions about how to market a dog walking business.

About Us

As with any other business, there are risks – in the case of dog walking, the main risks are that an animal in your care gets injured, lost, or even killed. You may also face claims from a member of the public, if a dog in your care injures them or their dog. You might even lose the keys to your clients house and need to get the locks changed as a result. Our specialist Dog Walking Insurance can safely cover each of these risks.

Publish your website

It’s practically impossible for any business to thrive without a website – so it’s well worth devoting the time and resources to building and publishing a website that best markets your dog walking business.

Invest in the software

Along with your website, remember that there is a wide range of software to assist in just about every aspect of running your business – and, in this case, software designed to capture and manage your bookings will prove a real boon.

For example, Pet Sitter Plus is an online scheduling and invoicing software system designed specifically for dog walking businesses. Time To Pet is another specifically designed software system for dog walkers (and pet sitters) including real-time updates and in-app messaging.

Make the most of social media

Your customers are almost certain to be using some of the many social media platforms – so why not join the conversation and seize the opportunity to market your dog walking business along the way?

When promoting your business, demonstrate your professionalism by making sure your customers know you are fully certified and insured. Engage with posts to show that you are knowledgeable and helpful – and always keep it professional.

Blog it

Combine your following on social media with a blog on your website. A focused and carefully crafted blog can play a crucial role in marketing your business – so spend the time, imagination, and creativity writing an engaging and regular blog.

Use your blog to answer your customers’ questions – or those you wish they’d asked – and to emphasise the benefits and advantages of the dog walking services you offer.

Post reviews (get the reviewer’s permission first) and photos (again, get permission from the dog’s owner to use any images).

Promotional materials

Today, it might be tempting to concentrate so much on electronic media that you overlook good old-fashioned marketing through hard copies of marketing and promotional materials – such as leaflets, flyers, and business cards.

You don’t need to stop there but could also give promotional handouts such as toys for prospective customers’ dogs.

Claim your business page

Many of your prospective customers will be turning to online listings from local businesses to find dog walking services in your area. So, make sure you’re included on as many of those listings sites as possible – many of them will offer a free listing for your business page, so claim it.

Partnerships

Keep a keen eye open for any opportunity to partner with existing businesses and organisations in your area. These might include contacts with your local animal shelter, pet shops, dog food and accessories suppliers, or organisations offering pet therapy to local care homes, hospitals, and hospices.

Summary

Your start-up costs for a dog walking business are likely to be minimal. (You may wish to read our How to start a dog walking business blog for more information). However, you can splash out on marketing the enterprise so that you are making the most of your presence in the market, capturing vital clientele, and growing your business to that all-important profitable bottom line.

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