If you run several events or exhibitions during the year then switching to a multi events policy could save you time and money.

A multi-events policy is a single events insurance policy which will cover each of the events that you organise during the year. This means that instead of setting up a policy each time you set up an event or exhibition, you just take out one policy that will cover everything that you organise during the 12-month period.

Well the first benefit is that setting up one policy instead of several will save you time and is one less thing on your ‘to do’ list! The second benefit is that you are likely to see some cost savings as a policy covering several events is likely to be a lower total cost than all the separate policies you have taken out.

 

What does a multi events policy cover?

Our multi events policy offers the same cover and peace of mind as our One-off Event Insurance policy, it just gives you the flexibility to stretch this protection over all your events with a single policy. Cover includes:

 – Public Liability – This will protect you if a third party makes a claim against you for injury or damage as a result of your actions. For example, if there is an accident where a visitor trips over some unsecured cables at your event and is injured, you could be sued, and Public Liability insurance would protect you and cover the costs as a result of the claim.

– Employers Liability – This will cover you if one of your employees makes a claim against you for injury. For example, if one of your catering staff at an event you have organised trips over a box which has not been put away properly and is injured as a result, there could be a claim made against you. With Employers’ Liability in place, you are covered for the costs of defending yourself and any subsequent settlement.

 – Equipment Insurance – This offers protection if equipment used for an event is damaged. For example, if you are having a live musical performance at your event, it is likely that you will be using a large amount of amplification equipment, not to mention lighting and the instruments themselves. Having Equipment Cover on your policy will protect you if, for example, any of these items were damaged during the set-up or over the course of the event.

 

How do I know that a multi events policy will provide the cover I need for all my events?

Our multi-events policy has been specifically tailored to meet the needs of a busy events organiser and is designed to provide you with the cover that you need to cover several events, giving you the peace of mind that each of your events are protected.

You can select to cover up to 15 or 45 events in any given year and we will give you a quote to protect all of them.

Call one of our UK team  on 01494 887909 to discuss your requirements or get an instant quote for your Event Insurance today.

Get Event Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

If you are planning a private party and are uncertain about whether you need public liability insurance, then this guide will help to answer your questions.

Here at Protectivity, we specialise in providing insurance for events. Whether you need party insurance or cover for an anniversary celebration, we’ll likely have a policy suitable for your needs.

 

What is Public Liability Insurance?

Public Liability insurance covers you if a third party makes a claim against you in the unfortunate situation that an individual is killed or injured at your party as a result of your actions. Potential legal costs and any compensation claims can run into the thousands so a Public Liability insurance policy will protect you.

 

What does Public Liability Insurance cover?

Public Liability Insurance will protect you in the event that a claim is made against you for accidental bodily injury or damage to third party equipment.  Legal fees and potential compensation costs will all be covered by the policy.

Have a look around the venue and if they have recycling bins, water fountains or jugs instead of plastic bottles etc then they could be a good venue to partner with.

 

In what circumstances would I need Public Liability Insurance?

Businesses will require Public Liability insurance as standard to protect them if a member of the public or an employee has an accident. Businesses or individuals organising events are also likely to need Public Liability cover to protect them if a third party makes a claim following injury as a result of an accident during the event.

 

Why do I need Public Liability Insurance cover?

Public Liability Insurance covers a range of potential accidents that can occur.

Accidents as a result of disrepair

If there is an accident due to an item of broken furniture or someone trips over some carpet that hasn’t been secured properly then you could be liable for costs as a result of a claim made by a third party.

Hazards

Despite all your planning and risk assessment for your party, accidents cannot always be predicted and if there is an accident as a result of something being dropped or broken then a claim could be made against you. For example, if a party guest spills a drink over a speaker that you have hired and causes damage then this would be covered.

Slips and falls

A simple slip or fall might be unavoidable but any injury that is caused can result in a claim being made against you.  So, if a party guest trips over a cable and sues you for the resulting injury then a Public Liability insurance policy would cover these costs for you.

Damage

This policy will also cover any costs as a result of an accident which may cause damage to equipment at the party venue. So, if a table that you have hired is damaged as the result of an accident then you will be covered for this.

 

Do I need Public Liability Insurance for a private party?

The chances are that you will have invested both time and money in putting on a party. An accident resulting in a claim against you from a third party could result in significant costs which you are unlikely to have planned for. By taking out a Public Liability insurance policy, you can have peace of mind that should a situation happen, you are protected from having to pay these costs.

Some venues even require you to have a policy. Often you will find that as part of the terms of hiring a hall, space or any other area, you will be required to have a certain level of Public Liability protection in place. It’s always best to check with your venue if you need a specific amount of coverage.

 

Get Event Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

If you are looking for spectacular scenery and a stunning backdrop for your wedding photographs, then a beach wedding may well be part of your plans for the big day. But if you want a destination with a difference, here are 10 beach wedding venues that pack that extra punch. Wherever your big day is taking place, ensure you have suitable Wedding Insurance. With cover in place, you’re covered if something big or small, doesn’t go to plan. You may be looking to find some sun and sand after the big day instead. If so you may want to consider our Honeymoon insurance, which can cover your travel arrangements, medical expenses, as well as the more adventurous activities you may have planned, such as scuba diving and surfing.

 

East meets West – Sea Dance Resort Koh Samui (Thailand)

With stunning beaches, beautiful tropical gardens and luxury accommodation, Koh Samui can provide a spectacular beach wedding venue. With the perfect mix of Thai and western styles, one of our favourite locations is The Sea Dance resort. An intimate boutique resort with garden cottages, it is a beautiful and tranquil setting for your wedding.

 

UK Beach Wedding – Tunnels Beaches (Devon, UK)

A uniquely designed coastal wedding venue accessed via a hand carved tunnel through the cliff. With its own private beach and a thatched gazebo, you can be guaranteed a stunning wedding whatever the weather!

 

Traditional Beach wedding Experience – Hideaway Beach Resort, Dhonakulhi Island, Maldives

When considering traditional beach wedding destinations, the sandy white beaches of the Maldives often come to the fore. One of our favourites is Hideaway Beach Resort where all weddings take place barefoot on the beach and include traditional Maldivian drumming and a flower shower!

 

Relaxed Beach Bar wedding – Theros Beach Bar, Santorini

If you are looking for a beautiful but relaxed beach wedding, then Santorini might be your perfect location. On exclusive Eros beach in Vlychada, Theros Beach bar can offer a gorgeous ceremony on the beach followed by a reception in a beach bar under a full moon!

 

Romantic Luxury – Paradise Island, The Bahamas

With a series of islands and beaches to choose from, there really is something for everyone in The Bahamas. On Paradise Island, there is even a Director of Romance who is available to help wedding planners or the couples themselves to make the day perfect!Here’s to love, laughter, and happily every after.

Plan your Bahamas wedding: https://www.nassauparadiseisland.com/about-the-island/weddings/ #WeddingWednesday pic.twitter.com/1tO0mlB4eN — NassauParadiseIsland (@Nassau_Bahamas) June 7, 2017

 

Get married amongst volcanic mountains – St Lucia

Formed primarily from volcanic rock, St. Lucia has a striking and unusual beauty. With Turquoise seas, a palm lined beach and striking volcanic mountains, St Lucia can offer stunning scenery for your wedding day.

 

Romance in a Tropical Paradise – Olowalu Plantation, Maui, Hawaii

If you are looking for rustic romance, then Hawaii has plenty to offer.  Olowalu Plantation is a tropical paradise set right on the beach and surrounded by mountains, making it perfect for a relaxed ceremony and reception.

 

Get married in a cave – Samabe Bali Suites & Villas , Bali

The caves at Samabe Bali Suites can offer you a magical and rocky setting for your wedding. You can walk down to an untouched white-sand beach to exchange your vows before enjoying a romantic dinner in the candle-lit cave.

 

A private island Wedding – Pulau Joyo, Indonesia

Why not hire an entire island on which you and your guests can share your special day? With stunning beach palaces available as accommodation for your guests, you can guarantee the opportunity for a wedding that is literally a world away!

 

Get married in the Sea – Cozumel, Mexico

If you and your partner love the sea, then what better way to celebrate your special day than to get married in it! One couple did just that and exchanged their vows in the beautiful waters off the coast of Cozumel in Mexico. Their family and friends joined them in the water and even formed a wedding aisle for the couple! Maybe some of these epic beach wedding venues are already on your shortlist? Or maybe you’re looking to stay close to home. Whatever your plans are, don’t forget to protect your big day!

 

Get Honeymoon Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Organising a family friendly event can seem like quite a task to undertake but the key to success is in the planning, so follow our top tips to ensure that your event is a big hit with the whole family!

 

Venue

Select your venue wisely. There are lots of things to consider when picking a venue for a family friendly event. For example, consider the following:

Easy to find and good access – The middle of a forest might be a lovely space, but parents won’t thank you when they have a trek to get to the event itself!

Plenty of parking – Make sure that there is adequate and convenient parking available. You don’t want to have families stressed out because they have had a battle to find anywhere to park before they have even reached the event.

Accessible – When catering for families it is essential that your venue is buggy and wheelchair friendly. Make sure that there are no steps for families to have to negotiate when moving around the event.

Signposting – Whether you are planning an indoor or outdoor event, it is important to make sure that your visitors can navigate their way around. Make sure that rooms, stalls and activities are clearly labelled and that there are signposts to direct people to them if necessary. Some larger events might require a map which can be printed in a programme if you choose to distribute one.

 

Food

Make sure that you provide a range of options for food at your event, considering all ages. Some parents might object if the only option available is a burger van. Ensure that all the suppliers that you use have all the necessary food hygiene certification to ensure that all food and drink is prepared and stored safely and that they have suitable Stallholder Insurance in place.

 

Entertainment

Choose an entertainer who will appeal to all ages and make sure that you see them perform before you book them. Putting a family friend on the stage with a microphone might seem like a good idea, but make sure that they are good enough to put in front of a crowd first!

 

Toilets/Changing facilities

Make sure that you have toilet facilities available for adults and children and baby changing facilities will be a big hit! Consider hiring them if necessary. Facilities should be inspected regularly before, during and after the event to check supplies and cleanliness. Some venues will do this for you.

 

Flexibility

You might be planning your event with military precision, but families will find it difficult to follow a strict schedule. Ensure that there is plenty to do at your event with flexible opportunities for downtime, whether to sit and get something to eat or watch the entertainment that you have provided.

 

Weather

As we all know, there is nothing that you can do about the weather! If you are planning an outdoor event, make sure that you have a plan for all possible scenarios. It might be wise to have stall under gazebos – if it’s too hot then this will offer protection from the sun and provides protection from the rain if you get a downpour!

 

Costs

Make sure that you start with a budget in mind with a contingency budget to cover any unexpected costs that might arise. Should the worst happen, and someone has an accident at the event or the venue cancels at the last minute, the financial losses might be significant. Make sure that you get the necessary event insurance policy in place to make sure that you are protected.

 

Licenses

Depending on the type of event that you are planning you might need permits or licenses. For example, some locations might require permission from the landowner or council and you might need a licence if you are playing music or selling alcohol. You need to be clear on any restrictions, for example you might only be able to play music until 11pm.

 

Insurance

The insurance requirements for your event will depend on it’s size and number of people expected amongst other things. Financial losses in the event that someone attending your event makes a claim against you can be significant. So, should someone have an accident during the event or a guest claims that the food gave them food poisoning, make sure that you have a policy in place to protect you. As planning events can also be costly, it’s important to make sure you take a look at cancellation insurance for events too.

 

Enjoy!

Take time to enjoy the event. You will have worked hard in delivering it so make sure that all of your efforts are rewarded!

Get Event Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Wedding dress insurance: A guide

So, after years, possibly decades, of imagining and secretly planning your wedding day, it has now become a reality. There are many elements to consider when planning the big day, from searching for the perfect place to say ‘I do’, to selecting the people that you want to share your day with.

As well as all the finer details like colours, cake and entertainment that will all contribute to making your day perfect. You may already be visiting venues, planning menus and tasting cake but one of the most significant elements of your big day is likely to be ‘The dress’.

 

Why purchase wedding dress insurance?

According to Bride Book, the average wedding now costs more than £30,000. According to the same survey,nearly 10% of this total cost is spent on the wedding attire for the bridal party. With the bride, groom, bridesmaids, ushers and best man to consider, the costs can add up.

It is likely that the brides dress is likely to have the highest value out of all the wedding party outfits with the average dress costing over £1,000. With such a lot of money being spent on the big day it is certainly worth couples considering taking out an insurance policy to protect themselves should anything go wrong ahead of the big day itself.

Whether you have paid hundreds or thousands, your wedding dress is likely to be the most precious item of clothing that you have ever owned. Choosing a wedding dress is not only a big investment in terms of money; brides will spend a lot of time and effort in finding their perfect gown.

Most dresses have a lead time of at least 6 months, so it is likely that booking the venue and hunting for the perfect dress are the jobs at the top of your wedding to-do list.

 

What does wedding dress insurance cover?

When you have finally collected your beloved dress, it is likely that it will be hung with care at home or at a relative’s house for safekeeping until the big day arrives. But what happens if an accident in the house means that something gets spilled on it or one of your beloved pets decides to use it as a chew toy?

There is not just a risk of the dress getting damaged either, there is also a chance that it might get lost when you relinquish guardianship of it to a relative or trusted friend before the ceremony.

With the time and money that has been spent on selecting the perfect gown, it’s best to be prepared should the unthinkable happen.

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

When organising a charity fundraising event, paying out extra money for insurance can seem counter-intuitive. After all, the aim of your event is to raise money, rather than spending it. However, a fundraiser without insurance can do the charity efforts more harm than good if things go wrong.

Taking public liability insurance for a one off charity event doesn’t cost much and is well worth the expenditure. There are a number of things that could occur which means claims of thousands of pounds. Without event cancellation insurance in place for your fundraiser this can be devastating.

About us

Protectivity is a specialist in niche commercial, leisure, and lifestyle insurance. We cover thousands of individuals and small to medium size businesses across the UK, offering a range of tailored insurance products such as Event Insurance to protect our customers against unforeseen events.

 

What could lead to a claim?

There are two main aspects of public liability insurance anyone organising a charity event should be aware of.

Personal injury

The first is the protection it offers against personal injury caused to a third party attending your event. If you’re organising a table-top sale this could be something as seemingly minor as a visitor tripping over a table leg. But it could be as serious as part of the staging or lighting falling onto visitors if you are operating a larger-scale event.

In either of these instances, injuries caused to a visitor could lead to legal action. Despite the fact the event is a charity function, we are living in a no-win no-fee environment where individuals are more willing to put forward a claim.

If this were to happen, having public liability insurance in place for your event will protect you. You will be covered for the legal costs of defending you and your event. This includes any settlement should the accident be deemed your fault. It may also be a good idea to ask anyone selling or exhibiting at your event to have their own Stallholder Insurance in place too.

 

Property Damage

It’s likely that you’ll be hosting your charity fundraiser at a third-party venue. This could be a council-owned facility or one that is privately owned.

In either case it’s like that the venue owner will require you to hold public liability insurance for your event. As well as injury to attendees, this cover will protect you if property damage is caused on the day.

This could range from marks left on the walls of a village hall when setting up tables, to damage caused to a hired-out field if your event happens to be outside.

Public liability claims could also materialise from damage to smaller items, belonging to both the venue owners and your visitors. From smashed windows, to broken personal items, if the event is deemed to be at fault, legal action could ensue. The only way to ensure that you are fully protected in this instance is by having Event Insurance to protect your fundraiser.

Having charity event insurance in place is more than just public liability cover, with other benefits available. But by making sure the basics are covered you can put your full effort into raising money for good causes.

Get Event Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Every year thousands of couples up and down the country will opt to use a marquee at their wedding.

Whether hiring huge structures to hold hundreds of guests, or a smaller tipi or wigwam, it’s important to take out wedding marquee insurance.

The average marquee hire cost is often into four-figures. Therefore the cost of repairing a damaged tent or gazebo can therefore be expensive too. But with the correct wedding insurance in place, you can be covered from these costs.

Most policies designed to cover weddings won’t include your marquee as standard. Many providers, including here at Protectivity, allow you to add on a marquee insurance extension to all policies.

 

What is covered?

This additional benefit will protect you and your guests from being financially liable for any damage caused. Under our Wedding Insurance policy, we can provide an additional £25,000 of cover in this instance.

So for example, if high winds or storms caused damage to your marquee, you would be covered. Similarly if a guest tripped and fell into the structure causing damage, the repair costs are handled by your insurance.

Naturally, as not many of us own a marquee of our own, this extension includes marquees hired for your wedding. The cover is in place in the whole hired period, but there are some exceptions to be aware of.

 

Important exemptions

It’s important to ensure that the marquee is erected and dismantled correctly. Often the hire company will take care of this themselves, but if you are required to assemble the structure couples should be aware that damage will not covered during the put-up and take-down of the marquee. There is also an exclusion on our policy which says that any damage that is caused due to the defective erection, use or disablement will also be excluded.

Another thing to consider when choosing your wedding marquee is that there is suitable space for it. It may sound obvious, but couples should check with their venue that there is an area big enough and flat enough for your structure of choice.

You will also need to think about how you will obtain power inside your marquee. Many hire companies will supply a generator but you may be required to source your own. Most wedding insurance policies will exclude claims relating to the generators themselves so remember to be extra careful.

In summary, if you are considering wedding marquee hire, there isn’t much too it. Just ensure the logistics work for your venue, think about the safety of your guests and remember to take out wedding marquee insurance in good time ahead of your big day.

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

As an event organiser there are sure to be plenty of things on your to-do list. From choosing the right venue, to selecting suppliers, to picking the best date, there is a lot to consider. One of those things that shouldn’t be forgot is cover for event cancellation.

But knowing exactly how insurance for event organisers protects you can be confusing. We’ve broken down the types of one off event cover and what makes up a typical policy.

 

Public Liability

This is the main aspect of many insurance policies designed to cover event planners. Public liability insurance for events is designed to cover you should a third-party suffer property damage or accidental injury.

Of course, most events should be set up to ensure the safety of its visitors, but accidents do happen. This could involve someone tripping on wiring and injuring themselves, or some unsecured stage design falling on a visitor.

If something of this kind occurred at your event, that third party may opt to sue you. Having event liability insurance in place will ensure that your defence costs are taken care of by your insurance policy. Should you and your event be found to be liable, the cover will handle the settlement that follows.

 

Employers’ Liability

As well as the event attendees it is also important to ensure the safety of those working on the day. Should a member of staff suffer an injury and blame it on the negligence of the event organiser, legal proceedings could ensue.

With employers’ liability in place not only will the costs associated with defending you as an organiser be covered, but so too will any compensation payout that is deemed necessary to the staff member.

It’s also important to remember that anyone working on the event, whether they are a paid employee or a volunteer, can take action and it is a legal requirement to have employers’ liability in place. The only exemption in this case is if the workers are bona-fide sub-contractors that hold their own public liability insurance.

 

Cancellation Cover

The most obvious thing that could see you suffering financial loss is if you have to cancel the day altogether. As organiser, it is likely that you will have paid deposits (or possibly even the full amount) to secure your event; and sometimes this money is non-refundable.

Thankfully, having event cancellation insurance in place will ensure that you are not left out of pocket if your event is cancelled, postponed or abandoned for adverse weather scenarios.

With many events taking place in the notoriously untrustworthy British summertime we can include adverse weather protection in the cancellation section of your policy.

 

Equipment Cover

The value of equipment used a different events will vary wildly. For example, a local craft fair will usually not need to protect as much equipment as a small music festival. Regardless of the type of event you are organising it is always worth taking out protection for it.

Most insurance policies will protect you against accidental damage, loss and theft of the equipment that is vital to the smooth operation of your event.

And with many events hiring equipment such as sound systems, marquees and other expensive items, having event equipment cover that includes hired equipment is also advised.

Whenever insuring equipment it is vital that event organisers do not under insure their equipment. In the event of loss this could mean you are not able to recoup the full value of your equipment.

 

How can you get event insurance?

Protectivity’s One Off Event Insurance can include cover for all of the above and is available with instant, competitive quotes. If you’re not the event organiser, but someone selling at an event, then our Stallholder Insurance might be more suitable.

Get Event Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Taking out Wedding Insurance for your big day is a vital step in the planning process. Not only will it protect you if you suffer damage to your wedding attire or rings, but it also covers you if you need to cancel your wedding.

The scenarios in which couples cancel their wedding vary dramatically. Some will be out of their control, others will be through their own choice.

So, does wedding insurance cover a couple who decide not to get married? In short, no.

Insurance cover is designed to protect you against unforeseen events beyond your control. A couple simply choosing that they do not want to proceed with their marriage is not one of those events.

Although UK figures are hard to come by, a report in the USA suggested that one in five engagements ended without the couple getting married. That number reiterates the need for wedding insurance for all weddings, though it is worth taking the time to understand what is and what isn’t covered.

 

Financial matters

Weddings are expensive, there is no getting away from that fact. That’s why it is always advised to keep a an up-to-date budget plan when booking each aspect of your wedding.

Sometimes couples can find themselves going over budget, leading to a realisation that they do not have the money for other aspects, or that by going ahead with the wedding they put themselves in a tricky financial position post-wedding. Neither of these situations will be covered by any wedding insurance policy. The onus is on the couple to ensure that they can afford to pay for their wedding.

One scenario which could allow a valid claim for cancellation is if one of the marrying couple, or someone who is contributing financially to the wedding, is made redundant.

In this instance, so long as the redundancy occurs more than eight weeks after the purchase of insurance, there could be grounds to cancel the wedding.

 

Cancelling for health reasons

Protectivity’s Wedding Insurance policy states that it covers couples against cancellation due to “the death, injury or sickness of You or your close relative
which would make continuance of the wedding inappropriate”.

No one wants illness to put paid to their dream wedding. This is where having insurance in place can help the majority of couples needing to cancel or rearrange their wedding in the event of sickness.

However, as well as pre-existing medical conditions known about at the time of taking out a policy, there are certain illnesses that won’t be covered.

We appreciate that planning a wedding can be hard work and very stressful. However, choosing not to go through with your big day because of stress or anxiety is not something that will be covered under a wedding insurance policy.

In summary, the simple answer as to whether wedding cover includes a change of mind, is no. There may be occasions when you have to postpone your wedding, but a disinclination to go through with marriage won’t hold much weight in an insurance claim.

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

The cutting of the cake symbolises a key part of every couple’s wedding day. Having that cake to remember is likely to be a consideration that everyone will encounter during the planning stages.

Some will opt for a traditional approach of a two or three-tiered sponge or fruit cake for their showstopper. Others though will opt for an alternative approach.

We’ve searched Instagram for 12 of the most unusual wedding cake ideas that really stand out on your big day.

 

The Compromise Cake

It may be that you and your significant other have very different ideas of what you want for your wedding cake, or you may agree but are undecided on whether to go traditional or wacky.

In that case, this half and half wedding cake is the perfect compromise!

We especially love the creativity of this one, with diagonal splits rather than a straight split down the middle. For the couple wanting some photos of a traditional cake, the split can instead be shown only at the back of the cake.

 

The Split Flower Cake

The obvious choice for a flower loving couple, the split flower cake trend is popping up on both Instagram and Pinterest feeds with various takes on it.

We loved this pastel coloured version on a two-tier split flower cake. Perfect for when you want your cake to tie in with your wedding flowers in an extra special way!

 

The “Is-it-really-a-cake?” Cake

Whether it is Harry Potter themed like this one inspired by the memory Cabinet in Dumbledore’s office, or just something significant to you both, there are some wedding cakes out there that make you go “Wow, can we really eat that thing?”.

This example is one of them, obviously from a super skilled baker!

 

The Cheese Lovers Cake

This trend has been around for a few years now but can be done in so many ways.

Perhaps you’ve had a sweet dessert as part of your dinner and don’t want to give your guests an even bigger sugar rush, or maybe you just love cheese (lets be honest, who doesn’t?).

Decorate with fruits and berries as above or go even more rustic with twigs and mixed nuts.

 

The Sheep Herder’s Cake

We are not quite sure what to say about this cake.

It obviously requires some serious skills to make this, and I think another element required would be a fun-loving couple who wants a talking point at their wedding.

Maybe the next one will be a horse, or a dog?

 

The Arty Cake

If we saw this brought out at a wedding, we wouldn’t know if it really was a cake or just a piece of art.

This is fun, unique but also breathtakingly beautiful!

We also love the brave almost royal blue colour which really draws you into this stunning and probably yummy wedding cake!

 

The Suspended Cake

Another trend that has been growing over the last few years is the suspended wedding cake.

It obviously doesn’t have to be as lavish as the one above, and there are even some suspended upside-down cakes seen out there on the feeds.

It certainly makes for some stunning photos even with a simpler structure, just be careful it doesn’t drop on your feet when you cut it!

 

The Cinnamon Roll Tower

If you love cinnamon rolls, why not have it as a replacement to your wedding cake?

This mouth-watering creation even set on flames, if that doesn’t call for a WOW from your guests then we don’t know what would.

Make sure to include icing or some chocolate sauce as above to get your guests fighting to be first in line for a piece.

 

The Cake Pops Tower

If you don’t actually want a traditional cake at all, but you still want the tiered setup, these cake pops that we see everywhere now is a fun and simple idea to replace your cake with.

You can easily tie it in with your wedding theme or colours and can present them in plenty of different ways.

 

The OTT Cake

The winner in WOW. If there’s any time to go big on a cake it’s at your wedding, right?

So why not have your baker create a magical castle cake twice the size of you. We think it is absolutely amazing, but would you really want to cut the cake?

This masterpiece surely must remain untouched.

 

The Mini Wedding Cake Tower

Perhaps you still want a cake but not the traditional tiered creation with sugar paste flowers or blingy decoration.

The naked cake first made its appearance a while back, and so did the cupcake towers replacing the full-size wedding cake.

But the above marries the two trends in a new take with semi-naked individual cakes majestically soldiering below the main cake. Clean cut, simple and stunning!

 

The Donut Wall

Another trend that we have seen increasingly over the last year or two is the donut wall, and who doesn’t love a donut?

Just like with a traditional wedding cake, you’ve got plenty of option here to incorporate wedding theme and colour on the icing and decoration of these delicious soft buns.

And it even makes for a substitute photo booth back drop!

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date.