Are your tenants all they seem to be? It’s a critical question. You rely on your tenants to treat your property with the care and respect it deserves and to pay their rent on time. Your relationship with your tenants depends on mutual trust – and to have some reassurance of that, you will need to undertake a tenant background check.

About Us

Effective tenant screening is one of the prerequisites for the comprehensive security and reassurance granted by our Rent Guarantee Insurance.

Our policy typically protects you against tenants who fail to pay their rent, as well as covering the legal costs involved in pursuing those rental arrears or legal proceedings for their eviction. (Policy limits apply).

To provide that level of protection, of course, both you and your insurer rely on adequate tenant background checks having been made at the outset.

 

The purpose of the vetting process is, broadly, to establish two main characteristics: the financial status of a prospective tenant to establish the likelihood of their paying the rent when it falls due; and, the personal values and reliability of a tenant who will treat your property, neighbours, and those around him or her with respect.

 

Credit checks

Your buy-to-let business depends upon your tenants paying the rent when it is due. To give you a better understanding of your prospective tenant’s financial position, you will need to obtain (with their permission) a credit check from one of the credit reference agencies, which must be classed as at least satisfactory

There are several main agencies including Equifax and Experian – and their reports will confirm the tenant’s name and current address, as well as any history of insolvency or County Court Judgements (CCJs).

 

References and background checks

If you want to know how anyone is likely to shape up as a tenant, one of the best ways of finding that out is to ask a former landlord. That is why we require you to get a reference from the previous landlord (where applicable). This will show you whether the individual has been a good tenant – or if there have been issues with the landlord or the neighbours.

We also require policy holders to take up a reference from the prospective tenant’s employer for confirmation that their income will be sufficient for meeting the rent.

 

Guarantors

If the tenant’s income is not at least 2.5 times the annual rent, or you have any doubts about their financial stability, you would need to ask the tenant to provide a guarantor who would accept responsibility for paying the rent if the tenant were to default.

Guarantors are usually family members or friends of the prospective tenant and typically own their own home.

 

Country Court Judgements

In order to be covered under our policy, you would need to check that the tenants do not have any County Court Judgements (CCJs) against them in the last three years, and non-outstanding, and no previous bankruptcies.

 

Right to Rent

As the landlord, you are under a legal obligation to check that any prospective tenant has an immigration status granting them the Right to Rent in England. More information can be found on the Government website.

You should check at least two forms of identification for the tenant(s), including at least one with a photo.

 

Summary

Except for the Right to Rent, you are not legally required to carry out tenant background checks, but in order to take out our policy you would need to complete all the Tenancy Check requirements that we list.

These are prudent if you want to ensure – as far as possible – that any prospective tenant is going to be responsible; treat your property with care and respect; not create any nuisance for you or the neighbours; and pay the rent in full and on time. At a time where there is growing uncertainty about the rising costs of living, it makes sense to give yourself the assurance that you will have income coming in if for whatever reason the tenant fails to pay their rent.

 

Get Rent Guarantee Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

The UK is a nation of animal lovers. Statistics reveal that approximately 59% of households own a pet. In 2020/21, 33% of UK households owned a pet dog; 27% owned cats; and 2% owned rabbits.

There may be times when an owner needs to arrange transport to take their pet to the vets, or perhaps to the dog groomer or a cattery or kennels.

This is where your pet transport business can step in – you can offer a pet taxi service and meet some great animals along the way!

About Us

If you are starting a pet transport business, you want to ensure that your business is protected with comprehensive Pet Taxi Insurance. Our cover includes Public Liability Insurance as well as cover for Care, Custody and Control (animal liability), which protects you in case you accidentally lose or injure an animal which is under your care.

 

Experience

One thing to consider before you embark on a new venture is to understand what experience you have.   It might be a simple enough statement that you are a pet person but, are you good around animals? Do you know if they are sick or stressed? Have you worked with animals before?

Having some level of experience can go a long way to secure you more business and help you develop client rapport. (The cat, dog or other small furry being the actual client).

 

Qualifications, licences, rules and regulations

There are courses available to help you with being able to transport animals. For example, Animal Careers Direct run a Principles of Animal Transport certificate which can be studied online.

This has positioned itself as a course aimed specifically at people looking to start a pet transport business.

According to the GOV.UK website you will also legally require a type 1 or type 2 transport authorisation depending on how long or how far you are transporting the animal.  

 You may also need documented contingency plans to deal with emergencies that can arise during a journey. For example, animals falling ill or getting injured, unforeseen delays, breakdowns or accidents.

All domestic animal transports typically need to have animal transport certificates for every journey regardless of length and duration.

 

Financing your pet transport business

One thing you will need consider is how you will finance your business. Clearly you will need transport which might mean the purchase of a new or separate vehicle. You might also need finance to help with website and marketing costs as well as to fund any courses or accreditations you might need.

 

How far do you want to go?

Simply put, there are two main types of pet transport business.

First there is the local uber for cats and dogs.  So, travelling locally, taking pets to the vets, salon or grooming appointments. Or, maybe dropping them off at the kennels or cattery if the owners are going away on holiday.

The second type could be international transport for family moves abroad.

You need to make sure you understand the implications of each type of business.

 

Transport – van or car?

You will need dedicated transport and so you need to decide whether you want to use a van or car for transporting.  A car means less animals being transported at once but could be stress-free for the pet.  Or you could use a multi cage van to pick up and drop off.

 

It’s a business not a hobby

Remember, this is going to be a business. You will need a business bank account and may need to register with the HMRC as well to ensure you get off on the right foot.

 

Marketing

A company survives or thrives on your ability to market your business. In today’s online world, you will need a website to showcase your service. You can also explore social media methods to drive traffic.

If you are looking at serving locally, you might want to consider local advertising in nearby vets and pet shops, newspapers and free directories.

 

Pet business transport insurance

Our Pet Taxi Insurance protects you and your business against the unexpected. Having this insurance will also give your customers reassurance that their pets’ well-being is front of mind. We also offer dog walking business insurance, insurance for dog groomers and several other pet businesses.

 

Next steps

Running any type of business is a big undertaking.  This article highlights some of the things you need to consider if you want to start a pet transport business. It is highly recommended you do a lot more research before taking the plunge. But if you do decide to, it can be a very rewarding and fun business.

https://www.statista.com/statistics/463662/pet-care-market-value-in-the-united-kingdom-by-category

 

Get Pet Taxi Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

A football coach is someone that works with a football club to deliver training and manage a team.  Coaches work to improve both individual performances and the team dynamic so coaching covers strategy, tactics and team building.  This can be done at child or adult, grassroots, amateur or professional level.

So, if football is your passion, why not inspire others by becoming a football coach?

This blog gives you some pointers on how to become a football coach so you can teach and develop others to reach their potential and be successful.

About Us

At Protectivity, we are one of the UK’s leading providers of insurance in the sports industry. Our Football Coaching Insurance comes with Public Liability and Professional Indemnity cover as standard, as well as additional benefits such as Personal Accident Insurance and Equipment cover. If you are running an after-school football club or looking to set one up don’t forget to make sure you are covered, our after-school club insurance is ideally suited to protect you whilst running your club.

 

How do I become a football coach?

Apart from a passion for the sport, you will need to be the sort of person who can really bring out the best in individuals and a team.

Ideally, you’ll need a knowledge of teaching, leadership skills, patience, the ability to teach pupils how to do something and, to remain calm in stressful situations. Plus, excellent verbal communication skills and the ability to design courses.

To become a football coach, you will also need to be qualified.  As we discuss below, the level you want to coach at will dictate the level of qualifications you will need.

You might also need non-football courses and qualifications. For example, first aid and safeguarding for children and vulnerable adults are two that you might need to consider, especially as these might be football coach insurance requirements.

 

What qualifications do you need to be a football coach?

The first part of this really depends on the level you want to coach at.  Even before you start, you might want to give some thought to where you want to go with your coaching career. Do you want to be a community coach for example or work with a professional team?

This will help you choose the best route that allows you to follow the correct training pathway.

 

What courses are available?

There are a lot of academic courses that will help you with a football coaching career. Sports science and sports management courses for example, can be useful.  For football specific courses, the UK’s Football Association (FA) have a pathway you can follow to take you as far as you want to go.

The FA run a series of level-based courses that can take you from coaching grassroots level football to a FA Level 5 or UEFA pro licence. This means if you have experience in the professional game, you would be qualified to be a head coach for a professional team.

There are course requirements at different levels – at the FA level 3, for example, you need to be working with a competitive team. At level 4 you need to be working with a senior professional team.

All of this said, if you are looking to work in grassroots football, you may find you can develop your skills up to level 3.

 

Where to start

If you have no qualification in football coaching, the FA’s Introduction to Coaching Football course might be the best first step.  It is a fully online delivered course over 4 weeks, that can help you understand what coaching is, and what further skills you will need to develop.

At grassroots level, the UEFA C Licence course provides a more in-depth level introduction to football coaching.

In summary, there are qualifications and training at every level of your potential career as a football coach.  Depending on your current experience (usually, the level of football you have played yourself) and your appetite, you can train to coach at the highest levels of football. The sky is your limit!

 

Get Football Coaching Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

If you sell your crafts at events, then how do you make your display stand out from the others? Here we discuss craft fair display secrets to give you some inspiration.

About Us

At Protectivity, our Craft Fair Insurance is designed to protect those organising or attending a craft fair as a stallholder. Protection includes event cancellation as well as optional cover for employers’ liability and event cancellation.

 

Getting that ‘Wow’ factor

For your craft stand to be a success, it needs to both showcase your products and motivate buyers.

So, how do you give your craft fair stand that ‘Wow’ factor? Follow the steps below then do a test run at home or in your workshop. This will give you a chance to play around with the design until you are happy with it.

Here are several considerations to help you design the perfect display for craft fairs.

 

Get inspired

Get inspired craft fair display ideas from retail brands.  Look at brand stores, see how they put together window and instore displays. They don’t need to be the same products as yours – it is more about looking at how companies display trainers, perfume, clothes etc. This will give you a lot of ideas you can then use for your own craft fair ideas.

 

Have a centrepiece

To draw people to your display, create a centrepiece that really showcases your talents.

For example, if you are a jewellery maker, you could use a special piece of jewellery you have made – such as a one-of-a-kind, intricate necklace that has taken hours to make – as the focus of your display. It doesn’t even have to be for sale, it just needs to attract custom.

 

Colours

Depending on the type of craft you make, your colour palette can be used to enhance any display.  Think about blocks or grades of colour and use the colour to draw the eye to sections of your display.

 

Line and composition

Simply laying out your items flat on a table just won’t cut it.   You want your stand to pop, you want people taking photos of it to be shared on social media.

Create a three-dimensional space.  Use stands, holders, small shelf units as well as themed props to bring out the best in your crafts.

Use these elements to draw the eye to items you wish to highlight.

 

Motion

In a field of static objects, the eye will be drawn to movement.  Using motion on your stand will be a great way to stand out. The item doesn’t have to be physically moving, it just needs to give the impression that it is.

Use design to give the viewer a way for them to fill in the gaps themselves in what they are seeing.

For example, you can display fabric in a way that makes it look like it is floating in the breeze.

 

Humour

Humour can be a great way to be memorable and stand out from the rest.  But do remember, your sense of humour might not be for everyone, so do try to stay conservative.  While being edgy can be a good thing, you don’t want to upset or offend anyone.  Know your audience.

 

Contrast

Using light and dark together or hard and soft, rough and smooth, can all be ways to help make a display stand out.

Another way to use contrast can be to offset large items against small items.

In a busy room or hall, try and create an area of peace and quiet.

 

Lighting

Use clever lighting to enhance your display, such as using battery operated fairy lights, LED lighting under shelves or a spotlight on a particular product etc.

 

Getting people to your craft fair stand

As we said before, you should create your fair stall at home before the event. Once it is how you want it, take lots of pictures to really show off your products.

Share these photos on the relevant social media channels and in your email newsletters.

You could consider advertising to drive people to your stall at the event and/or incentivise custom by running a special offer-only available in person at the event.

Whatever you do to promote your stall, you want to create a buzz.

 

Summary

There are many ways you can make your craft fair stand out – we hope these craft fair display secrets have given you some inspiration for your next event.

 

Get Craft Fair Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

How do you know if an event you worked so hard on was a well-attended, successful event? Here are five fool proof ways to monitor how well your event went. Some of these things should be built ahead of time, so do ensure feedback and tracking strategies are a component of your event planning.

About Us

Organising and running an event can be challenging throughout the whole process. For example, the unexpected such as adverse weather or damage to or loss of key equipment may scupper the occasion.

At Protectivity, our Event Insurance gives you the peace of mind that your occasion is covered against a wide range of scenarios, leaving you free to focus on running a successful event.

 

1. Track your social media

One of the easiest ways to monitor reach for an event is to use social media. With multiple platforms available, there could be a wide range of different sources to monitor. One way to gauge interest is to use an event hashtag – so #event2022 or something unique – and use various platform searches to see how many times and who has used it over the course of an event.

TIP: Give it at least a week to 10 days after the event as attendees might still be talking about it.

You could decide to focus on the results from one social media platform such as Facebook or Twitter. Or use Instagram if it is a public event, or LinkedIn if it is a business occasion.

Once you have picked your chosen platform, you can look at ways to capture measurement.

 

2. Profit or loss – the finances

One way to prove if it was a successful event or not, is to look at the finances.  Now while this might not be a main goal in and of itself, the finances can be a good indicator if an event was successfully run.

After you have deducted all the costs from the sales amount, have you made the profit you expected?

 

3. Sales numbers

Another financial way to see if the event was a success is to work out how many sales the event generated.

You may have had great attendance numbers but not have made as many sales as expected. Identifying the reason why can help you with future events.

Making sure you are tracking enquiries and sales can be the best indicator of whether to run an event again, and whether there need to be changes made going forward.

 

4. Surveys

Following up with attendees can be a great way to get feedback on whether people thought yours was a successful event.  This can be great for testimonials and to gauge event sentiment.

This can be done in two ways.

A powerful idea is to run exit surveys at the event and even ask for video testimonials. Getting attendees’ reactions while they are still at or just after they have been to something they have really enjoyed will help with promoting future events.

Secondly, if you have the data, you can email all the attendees afterwards and ask them to complete a survey. Easy surveys can be used with a service such as SurveyMonkey or even Google Forms. This might get you more quantitative data that is easier to analyse.

 

5. Sponsors’ feedback

Finally, if your event has other partners or sponsors involved, getting feedback from them on how they found it, if it was profitable for them and if they are likely to attend future events, can be a good indicator of a successful event.

Having happy sponsors makes future events easier to manage and fund.

 

Summary

As you can see there are several ways to monitor event success.  Thinking about these things and having systems in place pre- and post-event means you could have several different success metrics to use in debriefing after the occasion.  It will also help you make decisions about future events.

 

Get Event Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Any pet sitter will have had a dog that proves more difficult than usual to manage. If you are in the business of pet sitting, successfully handling difficult dogs comes with the job.

The following tips and suggestions may help you when pet sitting an anxious dog.

About us

While gathering all that you can from those tips and suggestions, also remember that Protectivity is here to help provide you with the security and reassurance of Pet Sitting Insurance. Safeguards against your public liability, care, custody and control cover, and protection for the equipment you use will give you every confidence in the protection of your pet sitter business.

 

Managing and handling difficult dogs

Understanding the behaviour of the dogs you sit is a key to their effective and stress-free handling and management. With that in mind, remember that a difficult dog is likely to be an anxious dog – so there are several strategies for reducing their anxiety.

 

Meeting the owner

Firstly, talk to the owner about the dog’s history – are there certain things he or she is fearful of? Maybe other dogs or certain situations? Some (such as rescue dogs) may be fearful if they see someone carrying a broom, for example.

Understanding the things that makes an individual dog fearful will help you gradually build trust with him or her.

Dogs may become anxious because they are unfamiliar with places and the people around them. Don’t rush the process of familiarisation but take it step by step – meeting the owner outside during walks, for example, or making a point to visit when the owner is at home.

 

Calm anxiety

You can make that experience more appealing for a nervous dog by spraying your legs beforehand with a dog pheromone calming spray – there are a number available online.

Alternatively, reassure an anxious dog by introducing the company of another dog you know to be friendly, sociable, and well-behaved when you go out for a walk together. (As long as you know that the dog you are sitting is comfortable around others).

 

Look less threatening

When you are introduced to a new dog, be sure to kneel or stoop down to their level. Don’t make direct eye contact but look slightly downwards and away from the animal. Reach out a fist so they can smell you and build their confidence. (Using a relaxed fist saves your fingers getting accidentally nibbled).

Then, if all goes well, reach under their chin, the shoulder, or the side of their chest to start petting. Never reach for their head to stroke it – this can make them fearful.

 

Use treats

The way to an anxious pet’s heart is through their stomach of course – treats such as small morsels of food will always win friends. But choose small pieces – the smellier the better, like tuna or chicken breast – and throw the morsels away from you rather than expecting the dog to have to come towards you to collect them.

You might end up sitting on the floor surrounded by the treats you are offering but that’s fine. Just let the dog find its own way around without you touching or petting it while it eats – leave him or her to enjoy the treats in peace, without feeling trapped by you.

 

Let the dog know he or she is in control

If a dog is especially nervous or anxious simply sit on the settee and read a book or magazine while you completely ignore the pet even if it approaches you – after a while and at its own pace, the dog will grow accustomed to your presence and feel bolder and more comfortable with you.

Never chase after a dog in its own home – always let it make the first move. Let him or her know that they are in control, and you are not a threat.

 

Summary

When you are running a dog sitting business, you are likely to encounter your fair share of difficult dogs – especially ones that may have originally been rescue dogs.

Knowing how to sit difficult pets is all part of your role and requires some basic understanding of animal behaviour – not least the fact that many dogs will feel anxious when faced with unfamiliar people in a strange setting or environment.

The tips and suggestions we have outlined may help you to break down some of those inevitable barriers and enable you to handle and manage even the most anxious dogs.

 

Get Pet Sitting Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Whether you are experienced property investor or just set foot in the investor property world, our curated list of top UK property podcasts will help you find the best source of information for all things property investing related.

About Us

We offer a Rent Guarantee Insurance which is designed to protect landlords against loss of rental income for up to a period of 24 months should a tenant fail to pay their rent whilst still living in the property. We also include Legal Expenses Insurance – covering the costs associated with pursuing legal action against your tenant – as well as providing a 24/7 Landlord Legal Helpline.

 

Publisher: Kevin McDonnell

Total Episodes: 257

Ranked as the UK’s #1*, The Progressive Property Podcast is another weekly and well-established podcast which focuses mainly on property investing and is advertised at “buy & hold investors, flippers, deal packagers or multi-letters”.

It features a great variety of guests, so you’ll hear from millionaire property investors and keep up to date with the latest market trends, laws and regulations for free. What could be a better inspiration than hearing the stories of those who have succeeded sharing their personal journeys, answering hotly debated questions and providing you with key takeaways?

 

Property Hub

Publisher: Rob Bence and Rob Dix

Total Episodes: 461

Whether you are just starting out, or managing a large investment portfolio, the Property Podcast from Property Hub is the one that everyone could listen. Rob Bence and Rob Dix share their opinion on a variety of property topics and property news each week, passing on their knowledge and advice to the listeners. They are also both investors, so they have experienced the UK property market first-hand.

In addition to the latest industry news, conversational advice, and essential resources you’ll also hear a few bad jokes, so you won’t fall asleep. You certainly don’t want to miss the popular “Ask Rob & Rob”, where they answer questions from listeners like you.

 

Inside Property Investing

Publisher: Mike & Victoria Stenhouse

Total Episodes: 354

Mike & Victoria started the Inside Property Investing podcast with the intention to document their ups and downs of creating their property portfolio, which now represents a single resource for news, advice, and industry insights to help you succeed on your property journey.

If you tune in, you can listen to the stories of some of the most inspiring and successful property investors, developers, and entrepreneurs in the UK.

 

Property Magic Podcast

Publisher: Simon Zutshi

Total Episodes: 187

Simon Zutshi is a professional property investor with over 2 decades of personal experience. In his podcast you can dive deep into his investor mindset and listen to property investing strategies from his book, Property Magic.

Simon also shares first-hand Property Investing tactics, hints and tricks, which he also discusses at various educational programmes. Wherever you are on your property investment journey, the Property Magic Podcast will equip you with essential knowledge and practical tips.

 

The Property Talk from RWinvest

Publisher: RWinvest

Total Episodes: 17

Don’t be deceived by the number of podcasts, The Property Talk from RWinvest has been featured in the Entrepreneur and ranked as one of Feedspot’s “Top 5 Property Investment Podcasts You Must Follow in 2021”.

By tuning in you can listen to general discussions from experienced investors, critical marketing predictions and specific investment topics.

The latest episodes have been dedicated on the UK’s post pandemic property market, tips on buying a rental property and creating a property business plan.

 

Get Rent Guarantee Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Training providers Health and Fitness Education (HFE) reveal that seven out of ten of the UK’s fitness enthusiasts prefer Pilates to yoga. In a recent survey, respondents said they thought Pilates was more dynamic, helped participants to lose weight and tone up, offered a real workout, and made cardio exercise fun.

So, there is clearly a demand for Pilates teacher training – but what will you need if you want to offer it?

About us

Whenever you engage in customer-facing teaching or instruction – including any role as a Pilates instructor – there is the risk of something going wrong and injuries being sustained. That is where Pilates instructor insurance from us here at Protectivity can give you the peace of mind that you can run your business whilst being properly protected.

 

What is the difference between a Pilates Instructor and a Pilates Teacher?

An instructor shows their clients how to perform exercises effectively and safely, demonstrating the necessary techniques and providing appropriate feedback.

A Pilates teacher will educate their students such as how a movement should feel, the muscles which should be activating at which stages of the exercise, and getting back to a neutral position safely.

For the purposes of this blog, we use the terms Pilates teacher and Pilates instructor interchangeably.

 

Training and choosing a regulated course

The UK’s health and fitness sector is especially buoyant and progressive – an area in which recognised qualifications will count for a great deal if you want to set up in business as a Pilates instructor.

Typically, you will need between seven and 24 months to train as a Pilates instructor – from the start of your training programme until a final exam at the end. The time it takes will vary, of course, depending on your personal circumstances, any training you might already have received, and the level of qualification for which you are striving.

When starting your training to become a Pilates instructor, it is important that you choose a nationally accredited and regulated course. All qualification awarding organisations are listed on the official websites of the regulators. The Register of Regulated Qualifications which can be found on the Government’s Ofqual (The Office of Qualifications and Examinations Regulation) official website is the most extensive.

 

Professional bodies

Nationally recognised qualifications in the wider health and fitness sector includes regulation by:

The Register of Exercise Professionals (REPs). REPs claims a national and international membership of more than 24,000 and regulates the sector by ensuring that all its member trainers and instructors meet and abide by the National Occupational Standards agreed for the health and fitness sector.

The Chartered Institute for the Management of Sport and Physical Activity (CIMSPA) is another main regulatory body that recognises qualifications you might hold as a Pilates instructor.

 

What qualifications do I need to be a Pilates instructor?

The principal qualification for a Pilates instructor is the Level 3 Diploma in teaching Pilates. Some training organisations describe the qualification as the Level 3 Mat Pilates Instructor Course.

The Level 3 Diploma is very much an entry-level qualification – and you do not need any prior experience or training to enrol. Nevertheless, if you have other formal fitness teaching qualifications – such as a Gym Instructing qualification – you may be able to advance through the course more quickly. Some training courses may also recognise Accreditation of Prior Achievement (APA) certificates as part of your enrolment.

Level 3 allows you to train Pilates at beginner and intermediate levels. You can then get further qualifications by taking a Level 3 Instructor course with small equipment (this allows you to work with a wider range of clients).

Further qualification can be attained with Level 4 which expands your scope of clients even more and enables you to work with pre- and post-natal clients and those with common orthopaedic problems.

Becoming a Pilates instructor can be a rewarding profession where you may be able to make a real difference to your clients’ fitness and mobility levels – we hope this blog has helped you start on your journey to a new career.

 

Get Personal Trainer Insurance with Protectivity

Protectivity has years of experience insuring personal trainers just like you. Our policies include comprehensive liability cover for personal trainers; personal injury, equipment cover, public liability, and employer’s insurance if you run a business that employs other people. With our affordable, flexible policies, you can take your business to the next level with confidence that you aren’t at risk of long-term financial stress.

Take two minutes today to have a closer look at our affordable, insurance for personal trainers.

 

Get Personal Trainer Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

A below market value property is typically a residential property being sold at a price below its actual market value. Owners of these properties generally need to sell their property very quickly, hence the low price.

So, if you are looking for a below market value (BMV) property, how do you find it? It can be quite easy to see property available cheaply, but the whole point is that it must be an income generator – it needs to have some remortgage value after renovation, rental value against the mortgage or, a higher resale value.

About Us

We offer a Rent Guarantee Insurance which is designed to protect landlords against loss of rental income for up to a period of 24 months should a tenant fail to pay their rent whilst still living in the property. We also include Legal Expenses Insurance – covering the costs associated with pursuing legal action against your tenant – as well as providing a 24/7 Landlord Legal Helpline.

 

What’s a motivated seller?

A motivated seller is someone that needs to sell a property.  This could be for any number of reasons but may include an inheritance (probate) house, or someone who is in financial difficulty and needs to sell quickly. They may also be someone who just wants a quick sale from a cash buyer without the hassle of multiple viewings from different people etc.

While this could mean you can negotiate an attractive deal, do bear in mind there may be potential grief and stress on the sellers side.   Motivated sellers tend to want fast sales as they need the cash. The quicker you can purchase, the better all around. Keep negotiations professional and kind.

 

Squeeze the flesh – visit estate agents and keep in touch

Building a relationship with estate agents can be a great way to find below market value properties.  BMV properties tend to go quickly, and often get sold even before they are listed on a property website. So, remind your estate agent contacts to give you a call when something potentially suitable becomes available, and that you can move quickly.

 

Advertise locally – traditional advertising might work best

Sometimes you need to pound the streets and door drop flyers or letters expressing intent to buy property in a specific area.  Again, make sure you are targeting houses you are interested in.

 

Don’t go through “middlemen” – avoid lead sellers

There are plenty of lead sites out there where you can buy motivated seller leads.   The difficulty for you as a lead buyer is that you are never sure if the lead might have been sold to multiple people, not just you.

 

Using property websites

We saved the most obvious to last, but you can start your property searches from the comfort of your own home.  Most of the big sites will have live feeds of property. But rather than simply running basic searches, you need to start looking at filters and some of the more advanced searches.  These filters can include any properties that haven’t sold or those that have been recently reduced in price.  These are good potential indicators of a possible deal.

 

Summary

As you can see, there are plenty of ways to find below market value property using multiple strategies which you can then investigate. Remember to stick to your plan and only buy those properties you are interested in adding to your portfolio. Don’t get pulled into a property deal that you don’t really want, or deals you cannot handle, just because you see a potential profit.

 

Get Rent Guarantee Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Table of contents

As a busy event organiser, there are a plethora of different event types you may be asked to organise from parties and weddings to large corporate events. Here we look at some of the most popular event types.

About Us

At Protectivity, we are specialists in the provision of what we believe is comprehensive event insurance. Our event insurance offers protection for you as an event planner.  Our cover options are suited to event planners organising or taking part in a wide range of events, including parties, food festivals and sporting events. From Public Liability cover to insurance for event cancellation, we have your back.

 

1. Corporate Events

There are a wide variety of corporate events with the main ones being:

Conferences

Conferences are typically large-scale events, that may run for one, two or even three days. They feature several guest speakers, often in different areas or large rooms, which means attendees have multiple leaders and potential topics they can learn from and about.  These events involve lots of planning, but this also means you can charge a lot of money, to cover costs such as food and the venue. Plus, travel and accommodation for the speakers.

Seminars

Seminars are similar to conferences but on a smaller scale size and cost-wise. Typically, they may only last a day or even half a day.

Exhibitions

Rather like conferences in terms of being a large-scale event (but without as much outlay to you as an event planner as exhibitors will organise their own transport etc.), exhibitions allow different product and service providers to showcase their businesses. They allow businesses to connect, carry out market research and even test out new products.

Other corporate event types could include workshops and classes, networking, awards and competitions, VIP experiences, speaker sessions, trade shows and expos.

 

2. Social Events

Reunions, parties and themed events can be as small or large as the customer requires. You may be asked to plan a Wedding which will involve everything from organising the venue, table decorations, seating etc. to bridal accommodation on the day and comfort and facilities for the guests.

For reunion events you could get together old photos of the people involved and display them on a screen. Organise an on-site photographer to make more memories for the attendees.

Other social events could involve ‘special’ parties such as an 18th Birthday party or wedding anniversary celebration. These may or may not be themed.

For people who cannot attend, the event could also be virtual. (Which leads us on to the next point).

 

3. Virtual Events

Especially since the Covid pandemic, virtual events are extremely common. They are a cost-effective way for businesses to run conferences, webinars, classes and summits. They can even be interactive.

For an event planner, making sure you arrange the right technology needed for a virtual event will make sure there are no glitches.

4. Fundraising Events

Holding events to fundraise is a popular way to spread awareness of a cause as well as raise funds. Fundraising events could be small, online auction type events requiring very little spend or, on a much bigger scale, such as sponsored sporting events and gala dinners held at large venues.

 

5. Festivals

Festivals typically involve music or food and are large events usually run over a few days. They involve a lot of planning from finding the right venue to lining up the acts (if a music festival) to organising vendors.

As many festivals tend to be outdoors there can be weather challenges. With our event cancellation insurance, if you have to cancel or abandon an event due to adverse weather conditions, you have the peace of mind of financial protection.

 

6. Community Events

Bringing together communities could involve events such as street parties or swap shops. If you are planning a street event, organisers do need to be very aware of local council rules and regulations.

 

7. Hybrid Events

We have mentioned these before in other categories. Hybrid events are events such as festivals, parties and conferences that are held both at a venue and virtually.

 

8. Pop Up Events

Pop up events may sound very spontaneous, but they still need a lot of organising. These are typically a one-off event that lasts for a limited time. This gives business owners the chance to showcase their products or services and can include exercise classes, food collaborations and boutique shops.

Being an event organiser can involve organising many different event types, with each type needing its own special considerations. We hope this blog has given you some useful ideas.

 

Get Event Insurance from Protectivity

 

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date.